I added our rental house in The Villages to our homeowner policy. Now I have insurance on any golf course and if in a gated community. The problem is that The Villages is a community with gates and not a gated community. If it's considered gated then I'm covered anywhere in the same association. I'm guessing the insurance will not cover the rental if anything happens. I also called several ins companies in The Villages and golf cart rental companies and no one offers golf cart insurance to renters.
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