Allstate in Lady Lake covered our golf cart when we rented. It just has to be worded properly in the contract that you are not renting the golf cart. You are loaning them the golf cart while they rent your house.
Renters are typically MUCH more careful with your golf cart than you are. I haven't been able to find one incident of a homeowner getting sued because their renter wrecked their golf cart. But I'm not one to look for things to worry about.
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