When you buy a house you determine it's value based upon the conditions that currently exist. That's why a lot on a golf course that has a very, very low risk of getting hit with a golf ball cost more.
How can a tree be at fault if you hit it with your car? Even if you plant a tree so that it partially blocks your driveway, if you hit it, it's not the trees fault. You decided that was a good place for a tree.
You decided to have a window that faces a golfer.
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