Another Perspective
Errant shots in golf are not accidents, they are part of the game and even happen to the best professional golfers. Perhaps that is why the law does not hold the golfer liable and sees the homeowner as assuming risk when buying a house on a golf course.
Now consider the homeowner demanding a golfer to pay for damages. Is that fair to the golfer when the homeowner knows the law and chooses to ignore the law in their favor? The homeowner is the one that needs to be responsible.
I live on a golf course. While deciding to purchase the house, I wondered how often the house would be hit by golf balls. If a golfer damages my property and offers to pay for damages I would say, "You do not have to pay, this is part of living on a course."
In answer to the question, I would not pay. It was not an accident, it was a just a bad golf shot.
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