I'm paying just over $1000 a month for a policy that covers myself and my wife, and each of us has a $6250 deductible. Obamacare is not a type of policy, it is a set of rules that must be followed whether insurance is purchased through and exchange (federal or state) or not. I'm not sure how much those rules are affecting my premium, but common sense tells me that covering more people and requiring more types of coverage with each policy, whether needed or not, isn't helping the cost.
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