[2BNTV]

Originally Posted by mtdjed

Simple Outline

Medicare Part A - Most all contributors eligible no cost

Medicare Part B - Cost about $100,Mo .Covers most eligible costs at about 80%. No drug or dental Coverage

Medicare Part D- Drugs cost varies

Non government options to cover the 20 % not covered by Med Part B

1/ There are Medicare advantage plans which normally limit your choices and force you into a network. Costs can vary from zero on up.
2/ There are Medicare Supplements. Plans are defined by Letters A,N etc that are defined by the US government . Not related to Medicare Part A,B,D above. Each plan offers certain benefits. That is where you have to make your choice relative to lifestyle , travel etc.

If you think you are going to have major medical issues, I would take original Medicare along with a supplemental plan. Cost will be $105 for original Medicare and approximately $150-200 for the supplemental. This would cover all of your cost for any medical issues.

If you think you will be in reasonably good health, then I would go to a Medical Advantage Plan that will cost $105 per month and also covers drug costs. Most people are selecting these type of plans. I have Florida Blue and it takes some work finding all the doctors that you will like and need as you need to be referred to a specialists through your PCP. I go to Dr. Felix Agbo in LSL.

For your own sake get a complete medical physical, to determine what may be your future needs may entail.

BTW - You cannot get a Medical Advantage Plan along with a supplement. It is not allowed. It's original Medicare and a supplement or a Medical Advantage Plan that contains drug coverage.

If you take Original Medicare with no supplement, it is less coverage than getting a Medical Advantage Plan. IMHO