Social Security, yea or nay?
Yes, we all paid into Social Security for our working careers and, naturally, the Social Security general fund was "raided" to pay for other things. That is not the issue of this post.
I would like to know opinions on IF Social Security had been an opt-in program, who would have decided NOT to opt-in and to save/invest for their own retirement. At retirement age, if you had NOT opted-in, there would be absolutely no government assistance even if you had not made good saving/investment choices.
Which would you have taken - advised your children and grandchildren to have taken?
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