if opting out was indeed a choice we as a nation would be confronted with millions who would have opted out...only to use the money. Then when between the rock and the hard place years hit they would be lined up looking for support/supplement/give away.
The same issue exists with younger people who do in fact have the option to buy insurance and didn't or don't......until they need support/supplement/hand out.
Opting out should only be when proof of the alternate investment is provided and maintained. The Treasury could do that like they do everything else....right?
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