golf cart insurance

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Old 09-18-2017, 05:54 PM
ureout ureout is offline
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Default golf cart insurance

I've had 4 different yamaha golf carts over 15 yrs and have never paid over $75 a year for a policy. I have a separate policy with Progressive Ins. apart from my homeowers ins. I just purchased a new 2018 Yamaha quiet tech cart and my policy almost doubled to $140 yr. I was just wondering what others were paying? thx.
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Old 09-18-2017, 08:00 PM
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It has to do with how much the cart is worth. The carts are costing more, the insurance cost more.
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Old 09-19-2017, 12:20 PM
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Default golf cart insurance

My quote for a 2017 Yamaha was about the same as your 18. One thing I added over prior cart was uninsured motorist coverage..that added quite a bit to the premium. I didn't know or understand before that this is an important coverage...in case you get hit by an uninsured cart or car. My prior 15 Yamaha was about $100/year without uninsured coverage. Foremost insurance through Villages Insurance.


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Old 09-19-2017, 12:23 PM
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Default Cart insurance

Mine went up too, with State Farm. Their explanation: The Villages has gotten bigger; higher risk factor.
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Old 09-19-2017, 01:02 PM
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Quote:
Originally Posted by ureout View Post
I've had 4 different yamaha golf carts over 15 yrs and have never paid over $75 a year for a policy. I have a separate policy with Progressive Ins. apart from my homeowers ins. I just purchased a new 2018 Yamaha quiet tech cart and my policy almost doubled to $140 yr. I was just wondering what others were paying? thx.
Have rental homes 4 golf carts 3 are 2005 1 is 2010
Villages insurance $350 quote
Villages now covers rentals
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Old 09-19-2017, 01:42 PM
golf2140 golf2140 is offline
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Watch the nightly news, every 5 minutes we hear how much the attorney got them. The civil suites are crazy.
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Old 09-19-2017, 01:48 PM
mscocco mscocco is offline
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Originally Posted by karostay View Post
Have rental homes 4 golf carts 3 are 2005 1 is 2010
Villages insurance $350 quote
Villages now covers rentals
Was that your quote for all 4 carts including the rental coverage?

I have two carts for rentals (2006 and 2008) and am waiting on a quote to be sent to me to upgrade to include rental coverage. Think I was paying about $65 or $70 each cart before.
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Old 09-19-2017, 02:43 PM
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Was that your quote for all 4 carts including the rental coverage?

I have two carts for rentals (2006 and 2008) and am waiting on a quote to be sent to me to upgrade to include rental coverage. Think I was paying about $65 or $70 each cart before.
all 4 and yes
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