Talk of The Villages Florida - Golf cart insurance needed? $132/yr reasonable for Yamaha 2020?

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- - Golf cart insurance needed? $132/yr reasonable for Yamaha 2020? (https://www.talkofthevillages.com/forums/all-about-golf-carts-things-156/golf-cart-insurance-needed-132-yr-reasonable-yamaha-2020-a-360668/)

Quote:

Originally Posted by Coop63 (Post 2453456)

We just moved to the TV and purchased a 2020 Yamaha golf cart for $8,500. Progressive quoted me $132/yr. It looks like it is mostly liability. Is it needed and does this sound reasonable?

I found older threads...hoping to get more up-to-date responses.

Wish I could personally thank everyone who responds. This forum is a gem of knowledge. Has helped me navigate nearly every aspect of my journey to TV and beyond.

You also neeed Uninsured and Underinsured coverage on the cart in case you are injured by someone causing serious injuries to you or anyone in the cart.

Quote:

Originally Posted by RoseyRed (Post 2453729)

We insure a 2016 CRV, 2019 Ezgo, 2025 Evolution, & Umbrella policy with Progressive. Our 2019 Ezgo has just liability and towing for $80.00 a year and seems a close comparison to your 2020 Yamaha (not sure if gas vs electric and/or multi discount makes a difference)

Cannot stress enough how much insurance is needed even though it is not required. My husband had an accident, and the insurance was greatly appreciated!

Just a suggestion. If you are paying a lot for an umbrella policy, check with Allstate and State Farm. Both of these companies offer up to $1million in liability coverage as part of an auto policy. I save money by skipping the separate umbrella policy and opting for the million dollar liability coverage.