Storage for Golf Cart During Summer

Storage for Golf Cart During Summer

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  #11  
Old 02-05-2019, 06:23 PM
villagerjack villagerjack is offline
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Isnt wonderful to be retired and have these kinds of “Problems”?
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  #12  
Old 02-06-2019, 09:58 AM
Laker14 Laker14 is offline
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Quote:
Originally Posted by villagerjack View Post
Isnt wonderful to be retired and have these kinds of “Problems”?
yeah, no kidding. Much easier to deal with than work, bosses, unhappy customers, tax forms, new regulations etc etc etc
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  #13  
Old 02-06-2019, 10:29 AM
Two Bills Two Bills is online now
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Seems to me your best option is to find another rental house with a golf cart.
Hundreds to choose from.
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My suggestion re: Insurance
  #14  
Old 02-06-2019, 10:47 AM
thetruth thetruth is offline
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Join Date: Mar 2018
Posts: 335
Default My suggestion re: Insurance

Quote:
Originally Posted by Laker14 View Post
my point is that it seems to be unavailable for anybody renting a cart.
I would check with you insurance agent rather than villagers.
Simple fact, while people mean well they do not know your insurance coverage or what may or may not be so with their coverage may not apply to you.

As others have stated you do not by law need to have insurance on a golf cart that suits the under 20 mph speed limit. Here goes all the arguments that everyone else etc. The fact is unless insured and licensed for use on the road, your insurance will not cover you.

My advice from my mother who used to work for an insurance agent is to have a million dollar umbrella policy. Should you be sued the insurance company on the hook for a million will defend the case. I've never been sued but you can bet if the party suing you hires a typical ambulance chaser just to get your attention the suit will be at least a million and may well take years. At 2-300 an hour you can well win the case but end up in poverty.

I have golf cart insurance. Cause and effect? Since, it is not required, it is very reasonable as part of your home owners insurance.
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  #15  
Old 02-06-2019, 02:18 PM
Laker14 Laker14 is offline
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Join Date: Dec 2008
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Quote:
Originally Posted by thetruth View Post
I would check with you insurance agent rather than villagers.
Simple fact, while people mean well they do not know your insurance coverage or what may or may not be so with their coverage may not apply to you.

As others have stated you do not by law need to have insurance on a golf cart that suits the under 20 mph speed limit. Here goes all the arguments that everyone else etc. The fact is unless insured and licensed for use on the road, your insurance will not cover you.

My advice from my mother who used to work for an insurance agent is to have a million dollar umbrella policy. Should you be sued the insurance company on the hook for a million will defend the case. I've never been sued but you can bet if the party suing you hires a typical ambulance chaser just to get your attention the suit will be at least a million and may well take years. At 2-300 an hour you can well win the case but end up in poverty.

I have golf cart insurance. Cause and effect? Since, it is not required, it is very reasonable as part of your home owners insurance.

I have checked with my insurance agent (back home, in NY) and she said they have no product, and can find no product that would insure me as a renter of a cart.
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cart, service, option, months, renting

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