Talk of The Villages Florida - USAA Golf Car(t) insurance

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)

- All About Golf Carts and Things (https://www.talkofthevillages.com/forums/all-about-golf-carts-things-156/)

- - USAA Golf Car(t) insurance (https://www.talkofthevillages.com/forums/all-about-golf-carts-things-156/usaa-golf-car-t-insurance-360887/)

You say “USAA is very picky about who qualifies for their insurance”. By “picky” do you mean who is dumb enough to pay those outrageous prices?

Quote:

Originally Posted by SoxOfRed (Post 2456500)

For many years, we've had USAA insurance for most everything. They've also been a great company to deal with.

We just got a new golf car and got a quote of $60... per month! Explained to them it's not a low speed vehicle, not registered, no VIN and we didn't even include collision in our request.

Does anyone have experience with USAA and getting your golf cars insured? Am I just not asking them the right questions?

Otherwise, we'll have to go elsewhere. If that's the case can someone recommend and give me their costs for a company that this is the only policy with them? Can't take advantage of any bundling unfortunately.

We, too, have had USAA for years. They treat golf carts as cars. We tried to talk to them. Go get Progressive...$132 year for liability.

Quote:

Originally Posted by SoxOfRed (Post 2456500)

Yes, the USAA auto insurance you have also should cover your golf cart. Ask them this question! I've been with USAA for over 60 years.....they have always been one of top, if not the top, insurance provider in the nation.

Recommend Progressive...Much Cheaper & Great Coverage!

We've been longtime USAA Members and insurance customers. However, we too found their (USAA's) Golf Car Insurance to be WAY too expensive.

We were able to find a GREAT policy through Progressive. (My wife is a retired Insurance Broker with over 30 year experience).

Give them a call. They have an app that's easy to use and you may get a policy for around $100, or so, per YEAR.

The policy is classed under their Motorcycle area (don't ask me why, but it works!).

Good luck & Happy Hunting!

Lindy
:boom:

Quote:

Originally Posted by SoxOfRed (Post 2456500)

Try the local All State office for about $100 for a year. I think it is McDonald All State.

Thanks for all your help!

Just to be clear, we've had USAA insurance for decades and have rarely had an an issue. The few times we've had a claim were were handled quickly and without a fight. Also, no increase in our rates as a result either.

I also occasionally compare their rates to others and they are always competitive. Before we moved to the villages was reading horror stories about how crazy expensive homeowner's insurance was but tested some properties before we moved. They didn't seem particularly high to me.

In this case, however, there's some kind of quirk in the way they treat golf carts so will likely look at an alternative but only for this. Can't imagine a case where we would switch providers for anything more.

I use State Farm for cart and USSA for home owners insurance and Liberty for car.

I have USAA also and when I called a couple months ago to get insured on a Yamaha gas cart they said they view golf carts as motorcycles and they don’t cover them. They connected me to Progressive which I used and it’s about $100 a year

USAA invited me to apply for insurance. Quoted me double my current price. No thanks