Golf Cart Crash...Surprising Outcome

[Villages Kahuna]

I was on my way to a golf tee time early this afternoon, driving in the golf cart lane on O'Dell Circle headed towards Buena Vista. As we approached the drive into the Amelia mail station and pool, some lady raced by me on my left, slammed on her brakes and pulled a hard right turn into the Amelia entry drive, cutting me off and causing an unavoidable collision.

What the h*ll was she thinking? I know the answer to that one...she's a very important person and in a big hurry to pick up her mail. Those pesky golf carts should get out of her way.

Anyway, neither my neighbor and golf partner nor I was injured. My new E-Z-Go had a couple 'ooowies' to the fibreglass front section and left headlight, but the cart was drivable to our tee time. Her Honda Civic must have had $2,000 worth of damage though. My cart's left front tire and fibreglass front end caved in her right rear quarter panel and bent her right rear bumper.

Hooray! Golf cart beats inconsiderate driver and flimsy car. Her Allstate insurance is going to pay for both my repairs as well as hers. After she pays her deductible, she's going to find out very soon how expensive her 'hurry' was. And when she gets her premium notice next year...oh my! Maybe the 'tuition' for her lesson will slow her down. And make her a bit more considerate of others.

[JB in TV]

WOW! Glad you and your neighbor weren't hurt!

[Barefoot]

I was on my way to a golf tee time early this afternoon, driving in the golf cart lane on O'Dell Circle headed towards Buena Vista. As we approached the drive into the Amelia mail station and pool, some lady raced by me on my left, slammed on her brakes and pulled a hard right turn into the Amelia entry drive, cutting me off and causing an unavoidable collision.

What the h*ll was she thinking? I know the answer to that one...she's a very important person and in a big hurry to pick up her mail. Those pesky golf carts should get out of her way.

Anyway, neither my neighbor and golf partner nor I was injured. My new E-Z-Go had a couple 'ooowies' to the fibreglass front section and left headlight, but the cart was drivable to our tee time. Her Honda Civic must have had $2,000 worth of damage though. My cart's left front tire and fibreglass front end caved in her right rear quarter panel and bent her right rear bumper.

Hooray! Golf cart beats inconsiderate driver and flimsy car. Her Allstate insurance is going to pay for both my repairs as well as hers. After she pays her deductible, she's going to find out very soon how expensive her 'hurry' was. And when she gets her premium notice next year...oh my! Maybe the 'tuition' for her lesson will slow her down. And make her a bit more considerate of others.

I'm glad that you're both OK. I hope that the lady in the car was remorseful and gave you a heartfelt apology for her neglect. She should be charged with dangerous driving.

[graciegirl]

Glad to hear you and your neighbor are o.k. V.K.


It could have been a very sad day indeed.


Everyone. Please drive as if everyone else is crazy.Because they ARE. I want you all to be here at the end of March.


Whew. So sorry about your cart being damaged, but grateful you aren't.

[123Cookie]

I want you all to be here at the end of March.


This speaks volumes, Gracie!!!! - we are not in a hurry - we are retired!
:gc:

[pooh]

Wonderful that you had those seat belts, they saved you injury or worse. Glad you and your friend are okay!

[buggyone]

Are you sure your neck and back aren't hurt? Morgan & Morgan, Attorney Dan Newlin, and the MDJD are going to be fighting for you all the way (to their bank).:ohdear:

There are some downright amazing (I think that could be the word) drivers here in The Villages.

[robertj1954]

This is a good thread to make an important point for golf cart drivers. If you believe your home owners insurance covers you in a golf car crash/injury you might be in for a an unpleasant surprise. You are only covered on a golf course or a golf cart pathway. Driving on streets or circles where we share the road with automobiles is not covered.

I met with my insurance agent and purchased golf cart insurance that covered any incident involving injury and property damage. I have the same coverage as my auto and with a $100.00 deductible on property damage, I pay $72.00 annually. If you do not have insurance, look into it so you are protected and can enjoy your well deserved retirement.

[Bay Kid]

Cars are a pain in the . They also take up too much parking space! BUT they are bigger than our carts. Beware!!!

[perrjojo]

I remember reading in the Daily Sun about a similar outcome. It was back in the summer and a car rear ended a golf cart that was making a left turn on Morse. The car ( I think it was a Toyota) sustained considerable damage and the cart very little. Go figure.

[NotGolfer]

I was in my car on Stillwater yesterday when a golf cart in the diamond lane all of a sudden did U-turn into the street to go the opposite direction! He'd been sitting there waiting (when I was a distance behind) but then decided to go when I was nearly next to him. I slammed on my brakes so you know it was close....He could have been history, never mind his cart! He didn't look "old" neither...maybe late 50's or early 60's. Go figure!

[getdul981]

Glad that you and your neighbor are OK, but sorry to hear your cart is damaged. I bet she won't be getting a check from Allstate as a reward for her safe driving in six months. No visit from Dennis Haysbert!

[blueeagle65]

I am really glad she has to 'pay the piper' - warms my heart and makes me smile. I am glad you guys weren't injured. Had that happened to me I'm afraid there would have been a B____ Slapping and I'd probably be in the pokey.

[Dusty74]

Golf carts 2........cars 0!

[BS Beef]

Glad she at least stepped up and admitted fault. I worked as a liability adjuster many years ago and I can't tell you how often they would say anything to get out of it. Then you're at the mercy of the insurance company to prove their own policyholder is lying or at fault. Back then All-State was one of the worst at accepting liability. They'd make your carrier do all the work and then make them subrogate to attempt to get reimbursed.

All that said by far and away the most important thing is I'm so glad you guys weren't hurt.

[looneycat]

what I find most troubling are the cars that speed up when they see a car/cart merge coming up ahead...I guess they don't want to slow down for the 20 seconds it will take for the cart to enter the road and make the turn before a gate!!!

[2BNTV]

I pray we will forgive others transgressions, as I hope they will look to avoid me, when I make a mistake. I had a close call last week, and was glad the car driver was more aware, that I was making a mistake and stopped to let me by.

This is the first time I have heard of a cart causing more damage to a car than the other way arounD. The main thing is that VK and his passenger were not hurt. I'm sure he must have had seat belts installed and was wearing them.

We need to chill-out when driving, as we are retired and shouldn't be in a rush, to get anywhere. One needs to plan their time according, so one doesn't have to rush.

[ijusluvit]

Wonderful that you had those seat belts, they saved you injury or worse. Glad you and your friend are okay!

Hey VK. So happy to hear you and your friend are ok. Were you wearing seat belts?
You say you guys were not injured. Now, two days later, could you describe what it was like to experience a situation where you suddenly struck something unavoidably blocking you? Thanks and take care.

[Taltarzac725]

This is a good thread to make an important point for golf cart drivers. If you believe your home owners insurance covers you in a golf car crash/injury you might be in for a an unpleasant surprise. You are only covered on a golf course or a golf cart pathway. Driving on streets or circles where we share the road with automobiles is not covered.

I met with my insurance agent and purchased golf cart insurance that covered any incident involving injury and property damage. I have the same coverage as my auto and with a $100.00 deductible on property damage, I pay $72.00 annually. If you do not have insurance, look into it so you are protected and can enjoy your well deserved retirement.

Good information to know as I drive the golf cart really only to the Southern Trace Shopping Center, the WalMart on CR466, Buffalo Ridge Animal Hospital, Sweetbay, the Old Mill Playhouse, and a few other places so I am mostly on the street golf cart lanes.

So glad that you and your friend are OK Villages Kahuna.

[rjm1cc]

This is a good thread to make an important point for golf cart drivers. If you believe your home owners insurance covers you in a golf car crash/injury you might be in for a an unpleasant surprise. You are only covered on a golf course or a golf cart pathway. Driving on streets or circles where we share the road with automobiles is not covered.

I met with my insurance agent and purchased golf cart insurance that covered any incident involving injury and property damage. I have the same coverage as my auto and with a $100.00 deductible on property damage, I pay $72.00 annually. If you do not have insurance, look into it so you are protected and can enjoy your well deserved retirement.

My broker said she prefers stand alone policies as they give you much broader coverage. home owners endorsement may not cover underage drivers, off premises (may be you community, read the policy) use wtc.