Looking for Attorney to handle undisclosed problems with the purchase of a home

[janetgilk@gmail.com]

Does any one know of a great attorney pertaining to a purchase of a home with many problems not disclosed in contract in TV? Have lots of problems with house inside & out / had inspection but they say 'too bad / real estate agent says: too bad.

Need advice.

[Bonanza]

Does any one know of a great attorney pertaining to a purchase of a home with many problems not disclosed in contract in TV? Have lots of problems with house inside & out / had inspection but they say 'too bad / real estate agent says: too bad.

Need advice.

If it's something regarding what the real estate agent did not disclose, call that agent's office and speak to the broker of record in that office. If your agent was a Villages agent, that is probably too bad because Villages agents are not Realtors and do not have to abide by the Code of Ethics of a local board of Realtors or the National Assn. of Realtors.

Also, if you believe something was not legal with the agent -- any agent or Realtor, you can notify the real estate division of Florida's Department of Business & Professional Regulation and file a compiant. If the agent is a Realtor, you can also file a complaint with (both) the local board of Realtors and the Natl. Assn. of Relators.

The law states that a homerowner MUST disclose any issues/defects with the property (not cosmetic, however) in what is called a Sellers Disclosure. You should have received a copy of that before you signed a contract and you should have signed one, indicating that you read it and understood it. If the home is new, a Sellers Disclosure would not apply.

As far as an attorney is concerned, I'm not able to help you there. My opinion is that the developer has a corner on the market here in The Villages and other attorneys may not be so quick to fight for you. If you do need an attorney, a seasoned real estate attorney is the only one you should speak with.

Good luck!

[graciegirl]

If it's something regarding what the real estate agent did not disclose, call that agent's office and speak to the broker of record in that office. If your agent was a Villages agent, that is probably too bad because Villages agents are not Realtors and do not have to abide by the Code of Ethics of a local board of Realtors or the National Assn. of Realtors.

Also, if you believe something was not legal with the agent -- any agent or Realtor, you can notify the real estate division of Florida's Department of Business & Professional Regulation and file a compiant. If the agent is a Realtor, you can also file a complaint with (both) the local board of Realtors and the Natl. Assn. of Relators.

The law states that a homerowner MUST disclose any issues/defects with the property (not cosmetic, however) in what is called a Sellers Disclosure. You should have received a copy of that before you signed a contract and you should have signed one, indicating that you read it and understood it. If the home is new, a Sellers Disclosure would not apply.

As far as an attorney is concerned, I'm not able to help you there. My opinion is that the developer has a corner on the market here in The Villages and other attorneys may not be so quick to fight for you. If you do need an attorney, a seasoned real estate attorney is the only one you should speak with.

Good luck!


Your post seems to say that agents for The Villages do not abide by ethical standards which most people here who have dealt with them would not agree with. Disclosure is based on law.


I wish the OP would clarify if the listing was with The Villages or an undisclosed MLS realtor.

[buggyone]

Does any one know of a great attorney pertaining to a purchase of a home with many problems not disclosed in contract in TV? Have lots of problems with house inside & out / had inspection but they say 'too bad / real estate agent says: too bad.

Need advice.

Can you be more specific about what the problems are and how long ago you bought the house?

[CFrance]

Can you be more specific about what the problems are and how long ago you bought the house?
Yes, more info. please. Was it a new house or pre-owned. If pre-owned, don't the sellers have to fill out a full disclosure statement listing any problems with the house (wet basement, sink hole, roof leaking, etc.) regardless of what a home inspection uncovers?

It doesn't sound like you are going to get much help here on TOTV. Perhaps few have experience with this issue. Why not call a law firm and ask for a real estate attorney recommendation? If you have an attorney of your own, ask him or her for a rec.

[casita37]

It's all well and good for your home inspector to say "too bad", but that doesn't make it so. Inspectors have to uncover defects for you and are bound to that. I would explore more into the inspectors liability.

[Dr Winston O Boogie jr]

Your post seems to say that agents for The Villages do not abide by ethical standards which most people here who have dealt with them would not agree with. Disclosure is based on law.


I wish the OP would clarify if the listing was with The Villages or an undisclosed MLS realtor.

And I would add to that, if the agent is not a licensed realtor, then he or she is working for a licensed realtor or broker under whose name the sale is made.

If I'm not mistaken not anyone can run around selling houses, other than their own.

[justjim]

It's all well and good for your home inspector to say "too bad", but that doesn't make it so. Inspectors have to uncover defects for you and are bound to that. I would explore more into the inspectors liability.

Read carefully the home inspector report to see what is and is not covered in his report. OP ask for attorney suggestions. You might call Morgan & Morgan they say that they "for the people". They will likely tell you if you have a case worth pursusing.

If the home was sold "as is" it will be difficult to win.

[ilovetv]

If the listing is with The Villages, new or resale, the law firm of McLin & Burnsed is "the closing department". Their attorneys and paralegals deal with all aspects of closing and they are going to make sure the contract is legally carried out.

Also, to me, it is way off base to say that TV listing depends on "non-realtors" who are supposedly unlicensed. THAT is not the case either, because many of the TV sales reps AND assistants are licensed and TV dba Properties of The Villages (necessarily) holds their licenses. I know sales reps and assistants who are constantly renewing their licenses and doing coursework to prepare for the tests.

[Bogie Shooter]

OP asked for info on an attorney.
Not a solution to a problem, that was not presented.

[bimmertl]

OP asked for info on an attorney.
Not a solution to a problem, that was not presented.


:clap2:

[gerryann]

Also, to me, it is way off base to say that TV listing depends on "non-realtors" who are supposedly unlicensed. THAT is not the case either, because many of the TV sales reps AND assistants are licensed and TV dba Properties of The Villages (necessarily) holds their licenses. I know sales reps and assistants who are constantly renewing their licenses and doing coursework to prepare for the tests.

It's been my understanding that TV sales people are NOT lisenced realtors. Am I wrong with this info?

[JB in TV]

It's been my understanding that TV sales people are NOT lisenced realtors. Am I wrong with this info?

There is a difference between "Licensed real estate agent" (licensed by the state) , and Realtor. Realtor refers to a licensed real estate agent that is part of the group of agents called Realtors... The group is called The Association of Realtors. It is a paid membership group amd may have additional fees and associated higher level of rules they may need to adhear to. A normal MLS (Multiple listing service) is generally only available to Realtors. The name Realtor is a trade mark, by the way. Any person selling property for The Villages needs to be licensed by the state to sell real estate, but does not need to be a Realtor. Many people (in error) refer to all real estate agents as Realtors.

Fom Wikipedia : The National Association of Realtors (NAR), whose members are known as Realtors, is the largest trade association and one of the most powerful lobbying groups in North America, having spent more than $99 million between 1999 and 2012. It has over 1.2 million members (as reported November 2008), including NAR's institutes, societies, and councils, involved in all aspects of the residential and commercial real estate industries

[ilovetv]

There is a difference between "Licensed real estate agent" (licensed by the state) , and Realtor. Realtor refers to a licensed real estate agent that is part of the group of agents called Realtors... The group is called The Association of Realtors. It is a paid membership group amd may have additional fees and associated higher level of rules they may need to adhear to. A normal MLS (Multiple listing service) is generally only available to Realtors. The name Realtor is a trade mark, by the way. Any person selling property for The Villages needs to be licensed by the state to sell real estate, but does not need to be a Realtor. Many people (in error) refer to all real estate agents as Realtors.

Fom Wikipedia : The National Association of Realtors (NAR), whose members are known as Realtors, is the largest trade association and one of the most powerful lobbying groups in North America, having spent more than $99 million between 1999 and 2012. It has over 1.2 million members (as reported November 2008), including NAR's institutes, societies, and councils, involved in all aspects of the residential and commercial real estate industries

The point: Sales reps selling real estate for The Villages are licensed by the state to sell real estate. But they might not be "Realtors" who are members of the largest trade association and lobbying group in N. America.

[EnglishJW]

It's been my understanding that TV sales people are NOT lisenced realtors. Am I wrong with this info?

I believe that TV Sales people do not have to be licensed realtors but many of them are licensed. We will be closing on a resale home through TV in just under two weeks. Everything that was described above happened just as was described (e.g., disclosure statement, document to sign verifying that we had received and read the disclosure statement, home inspection with written report, etc.). Our primary sales person is a licensed realtor.

[Phanatic Luvr]

EnglishJW,
I believe you are still a little confused in regards to your statement ... Our primary sales person is a licensed realtor.
If your Real Estate Agent works for The Villages, then they are indeed a licensed real estate agent with the state of Florida, however, they can not be called a REALTOR, since they are NOT part of the National Board of Realtors.
The Villages does NOT cooperate with outside Realtors from offices like Executive Tri-County, ReMax, FoxFire, etc... According to the Realtor code, they would have to allow ALL agents to sell their properties which The Villages does not. They only allow The Village AGENTS access to properties listed by The Villages and The Village agents are not allowed to show or sell homes listed by outside brokers.
Hoping that makes sense and you now understand.

[Bogie Shooter]

Example of hi-jacked thread.:wave:

[graciegirl]

Does any one know of a great attorney pertaining to a purchase of a home with many problems not disclosed in contract in TV? Have lots of problems with house inside & out / had inspection but they say 'too bad / real estate agent says: too bad.

Need advice.


Where are you Janet?

[njbchbum]

Where are you Janet?

Probably left to get two more aspirin! ;)

[Barefoot]

Does any one know of a great attorney pertaining to a purchase of a home with many problems not disclosed in contract in TV? Have lots of problems with house inside & out / had inspection but they say 'too bad / real estate agent says: too bad.


If the listing is with The Villages, new or resale, the law firm of McLin & Burnsed is "the closing department". Their attorneys and paralegals deal with all aspects of closing and they are going to make sure the contract is legally carried out.

Also, to me, it is way off base to say that TV listing depends on "non-realtors" who are supposedly unlicensed. THAT is not the case either, because many of the TV sales reps AND assistants are licensed and TV dba Properties of The Villages (necessarily) holds their licenses. I know sales reps and assistants who are constantly renewing their licenses and doing coursework to prepare for the tests.

Excellent information from ilovetv.

Jane, I would first call McLin & Burnsed and talk to them to try and resolve your issues.

There are many members of TOTV who are retired Realtors who might comment on your situation.
However if you want input regarding the problems you are experiencing, you may want to list the problems.
It makes a huge difference if your issues are with cosmetic problems or structural/major issues.
Unfortunately, a Building Inspector's Report is usually for information only.
In most cases, any error/omissions are not his legal responsibility, and his report will state that.

[ricthemic]

It's all well and good for your home inspector to say "too bad", but that doesn't make it so. Inspectors have to uncover defects for you and are bound to that. I would explore more into the inspectors liability.

Home inspectors, IMO and based on a dozen prior real estate purchases, are a joke and a waste of money.

[Bonanza]

Your post seems to say that agents for The Villages do not abide by ethical standards which most people here who have dealt with them would not agree with. Disclosure is based on law.


I wish the OP would clarify if the listing was with The Villages or an undisclosed MLS realtor.

Gracie: I cannot say that all Villages agents do not abide by certain ethics, but since they are not Realtors, many or most of them do not even know what the Code of Ethics is that are sanctioned by National Assn. of Realtors. These ethics are very strict and for most of the Villages agents, this is their first job. They don't know any better because they never were Realtors and never had those guidelines to follow. These guidelines are reinforced every couple of years with classes all Realtors must take.

I agree that most Villagers are happy with their buying experience, but in many cases what they don't know is very often the case. I'm not sure what you meant by "disclosure is based on law," but I will say again that any defects or problems with a house, the ground on which it sits, or even in the surrounding area, MUST be disclosed. Sinkholes are a case in point.

[Bonanza]

It's all well and good for your home inspector to say "too bad", but that doesn't make it so. Inspectors have to uncover defects for you and are bound to that. I would explore more into the inspectors liability.

Certified home Inspection companies will give their customer a complete written report, usually within a day or two of the actual inspection.

However, in many cases, they can miss something. They always have a written disclaimer saying they cannot be held responsible if that happens. Perhaps that is what Janetgilk meant when she simply said she was told "too bad???"

[buggyone]

I still would like to see what undisclosed problems that the OP has with their home; new home or re-sale, and how long it has been since they purchased.

Maybe others have had the same problems and can advise better if they are known.

[Bonanza]

If the listing is with The Villages, new or resale, the law firm of McLin & Burnsed is "the closing department". Their attorneys and paralegals deal with all aspects of closing and they are going to make sure the contract is legally carried out.

Also, to me, it is way off base to say that TV listing depends on "non-realtors" who are supposedly unlicensed. THAT is not the case either, because many of the TV sales reps AND assistants are licensed and TV dba Properties of The Villages (necessarily) holds their licenses. I know sales reps and assistants who are constantly renewing their licenses and doing coursework to prepare for the tests.

I believe the original poster to this thread did not mean that the contract was not carried out. The contract is usually pretty cut and dry.

Nothing was ever said that Villages agents are not licensed. There is no question they all are, but licensing is only a Florida state license. They still are not members of any board of Realtors, they are not members of the National Assn. of Realtors and they do not cooperate with other (outside) brokers.

[janmcn]

I believe the original poster to this thread did not mean that the contract was not carried out. The contract is usually pretty cut and dry.

Nothing was ever said that Villages agents are not licensed. There is no question they all are, but licensing is only a Florida state license. They still are not members of any board of Realtors, they are not members of the National Assn. of Realtors and they do not cooperate with other (outside) brokers.

The OP's original question was about finding an attorney, not about real estate salespeople or inspectors. A good attorney will explain all of this to their client.

[Bonanza]

It's been my understanding that TV sales people are NOT lisenced realtors. Am I wrong with this info?

You are correct. They are licensed in the State of Florida, but they are not Realtors; they are agents only.

[Bonanza]

I believe that TV Sales people do not have to be licensed realtors but many of them are licensed. We will be closing on a resale home through TV in just under two weeks. Everything that was described above happened just as was described (e.g., disclosure statement, document to sign verifying that we had received and read the disclosure statement, home inspection with written report, etc.). Our primary sales person is a licensed realtor.

All TV agents must be licensed and I am positive they are. I assume you purchased your home through a non-Villages agent because you mentioned that the person was a Realtor (BTW -- always capitalized; it is a registered trademark).

[graciegirl]

I LIKE everything about the way The Villages sales staff work. They don't pressure, they don't hound you, they don't really have to sell you. They won't call back unless you ASK them to call back. They get back to you with answers although if you are not used to the fact that there is NO negotiation on new homes prices or anything about new homes, some folks sometimes are skeptical. The villages sales staff are not in competition with each other and don't say anything negative about other realtors.

There is a bit of a negative climate among some MLS realtors locally in my opinion, because they aren't allowed to participate in new home sales from the developer.

Sorry Bonanza, given a choice any day of the week, I like the way The Villages sales staff work over most REALTORS I have dealt with. Not ALL.




NOW JANET.....What was the problem exactly?

[Bonanza]

[QUOTE=graciegirl;892324]I LIKE everything about the way The Villages sales staff work. They don't pressure, they don't hound you, they don't really have to sell you. They won't call back unless you ASK them to call back. They get back to you with answers although if you are not used to the fact that there is NO negotiation on new homes prices or anything about new homes, some folks sometimes are skeptical. The villages sales staff are not in competition with each other and don't say anything negative about other realtors.

There is a bit of a negative climate among some MLS realtors locally in my opinion, because they aren't allowed to participate in new home sales from the developer.

Sorry Bonanza, given a choice any day of the week, I like the way The Villages sales staff work over most REALTORS I have dealt with. Not ALL.
QUOTE]

Gracie, we personally, did not have any problem whatsoever in all the looking and finally, with the purchase of our home. We didn't have any problems with our agent. However, as with any type of business, not everyone is good.

You were lucky that all your experiences were good ones, but to say that what you experienced is what everyone experiences is not so. I have a neighbor that would disagree on all counts to every plus you've said about TV agents. They had a terrible experience from start to finish. I have read and heard about people who have switched agents because of one problem or another. I wish all agents were perfect because many of the ones that aren't are an embarrassment to the profession.

If there is one thing that is really irritating among real estate offices, it is when one will refuse to cooperate. The reasons offices refuse to cooperate with other brokers is because of greed (they don't want to share in the commision with anyone else) and because they don't want to pay the dues and fees to belong to their local board of Realtors or the Natl. Assn. of Realtors. They are the main reasons, but not the only ones. There is no other reason for not belonging or participating. period. BTW, that type of office (a non-participating one) is few and far between. In working in the real estate field since 1984, I have only come in contact with one other non-participating office in all those years. That should be an indication of something to the unknowing public. Interestingly, TV used to welcome other brokers, but no longer do.

Insofar as TV sales people not being in competetion with other sales people, just go to a few open houses on the premise of looking for a house to buy. Yes, they all are in competetion with one another!

[graciegirl]

[QUOTE=graciegirl;892324]I LIKE everything about the way The Villages sales staff work. They don't pressure, they don't hound you, they don't really have to sell you. They won't call back unless you ASK them to call back. They get back to you with answers although if you are not used to the fact that there is NO negotiation on new homes prices or anything about new homes, some folks sometimes are skeptical. The villages sales staff are not in competition with each other and don't say anything negative about other realtors.

There is a bit of a negative climate among some MLS realtors locally in my opinion, because they aren't allowed to participate in new home sales from the developer.

Sorry Bonanza, given a choice any day of the week, I like the way The Villages sales staff work over most REALTORS I have dealt with. Not ALL.
QUOTE]

Gracie, we personally, did not have any problem whatsoever in all the looking and finally, with the purchase of our home. We didn't have any problems with our agent. However, as with any type of business, not everyone is good.

You were lucky that all your experiences were good ones, but to say that what you experienced is what everyone experiences is not so. I have a neighbor that would disagree on all counts to every plus you've said about TV agents. They had a terrible experience from start to finish. I have read and heard about people who have switched agents because of one problem or another. I wish all agents were perfect because many of the ones that aren't are an embarrassment to the profession.

If there is one thing that is really irritating among real estate offices, it is when one will refuse to cooperate. The reasons offices refuse to cooperate with other brokers is because of greed (they don't want to share in the commision with anyone else) and because they don't want to pay the dues and fees to belong to their local board of Realtors or the Natl. Assn. of Realtors. They are the main reasons, but not the only ones. There is no other reason for not belonging or participating. period. BTW, that type of office (a non-participating one) is few and far between. In working in the real estate field since 1984, I have only come in contact with one other non-participating office in all those years. That should be an indication of something to the unknowing public. Interestingly, TV used to welcome other brokers, but no longer do.

Insofar as TV sales people not being in competetion with other sales people, just go to a few open houses on the premise of looking for a house to buy. Yes, they all are in competetion with one another!




I disagree with the word GREED. To me it looks to be a very good business plan. They don't have to share it, why should they share it?


I wouldn't nor would anyone who is in business to make money.


I am sure that there are some not so great sales persons on staff but the company appears to expect them not to be pushy...which to me describes most realtors. I have been on this board and been a good reader and rememberer for many years now and although there have been some people switch and beef, not too many. Some people who complain and are new have the " sure they will negotiate with ME attitude.". We used to go to open houses when new here and then again we went when shopping for our second house, three years ago so I am pretty familiar with how things work. If someone was pushy, or inept they didn't last long. No need to be anything but flawless, and polite, and respectful...this place sells itself. They are nice, friendly, helpful and informational order takers.

[Bogie Shooter]

This will not be the last word........................................

[2BNTV]

It is "too bad". I heard of someone who felt they were wronged in a TV sales contract and tried to consult with a couple of lawyers.

There is "no" attorney who will want to fight the deveopler on these type of matters.

Better to fix the needed problems and sell, if you are unhappy in this house.
IMHO

[CFrance]

It is "too bad". I heard of someone who felt they were wronged in a TV sales contract and tried to consult with a couple of lawyers.

There is "no" attorney who will want to fight the deveopler on these type of matters.

Better to fix the needed problems and sell, if you are unhappy in this house.
IMHO

If there was a problem that was not listed the disclosure statement for a pre-owned home sale, there is legal recourse against the sellers.

I don't understand why the OP won't answer any questions. It's my guess that he/she is either holding something back or doesn't need an answer anymore and is not responsible enough to come on and say so.

[casita37]

Home inspectors, IMO and based on a dozen prior real estate purchases, are a joke and a waste of money.

When we purchased our pre-owned home, our Realtor (Remax) told us the seller was bound by law to fix any issues on the inspection. In other words, the inspection could not be used to re-negotiate the price, which often happens. We had never heard of that and still aren't sure we really believe it. I think the seller could have backed out completely, if the repairs had been over a certain amount. That's normal.

She didn't tell us that until after the inspection. Had we known, we might have asked the inspector to really nickel and dime it........just kidding!! We were actually surprised the seller had to replace the handle on the dryer door. It was rusty, but still functioned. It was on the report....new handle.

[graciegirl]

If there was a problem that was not listed the disclosure statement for a pre-owned home sale, there is legal recourse against the sellers.

I don't understand why the OP won't answer any questions. It's my guess that he/she is either holding something back or doesn't need an answer anymore and is not responsible enough to come on and say so.


I have sent her two PM's asking her to clarify if she would.


We are getting all huffy with each other and don't even know the issue the OP posted about..

[janmcn]

Does any one know of a great attorney pertaining to a purchase of a home with many problems not disclosed in contract in TV? Have lots of problems with house inside & out / had inspection but they say 'too bad / real estate agent says: too bad.

Need advice.

I have sent her two PM's asking her to clarify if she would.


We are getting all huffy with each other and don't even know the issue the OP posted about..


The issue, as stated by the OP, is buying a home with many problems not disclosed in the contract, inside and out, and getting no satisfaction from either the real estate agent or the inspector. The OP doesn't have to state what those problems are, just that there are many problems.

The first thing an attorney would want to do is scrutinize the contract, checking to make sure all the i's were dotted and t's were crossed. The difficulties about pursuing this matter is proving the seller was aware of the many problems, IMO.

If this house was a resale, which it sounds like it was, the developer should not be involved in any way. If the claims are legitimate and provable, it shouldn't be that difficult to find an attorney to handle this.

[DougB]

Why should the OP answer anyone's questions? I don't believe he/she posted to chitchat. Didn't want to discuss realtors and who is licensed or not. Just wanted the name of a good lawyer.

[CFrance]

I have googled Janet Gilk The Villages FL and come up with nothing. I googled Janet Gilk alone and came up with nothing. Something smells fishy.

[casita37]

Why should the OP answer anyone's questions? I don't believe he/she posted to chitchat. Didn't want to discuss realtors and who is licensed or not. Just wanted the name of a good lawyer.

Yes, that's true, however, I always feel like the nature of a public forum is it takes on the form of a "conversation", particularly one where the same members participate daily and some even know each other. I like that, and if it gets too far afield, someone always nudges us back to the original question.

To the OP, as for a lawyer, did you have one at closing? I would start there. If you closed with a title company, you might ask them for a recommendation.

[graciegirl]

Yes, that's true, however, I always feel like the nature of a public forum is it takes on the form of a "conversation", particularly one where the same members participate daily and some even know each other. I like that, and if it gets too far afield, someone always nudges us back to the original question.

To the OP, as for a lawyer, did you have one at closing? I would start there. If you closed with a title company, you might ask them for a recommendation.



It's the Mars/Venus thing. (Men are from Mars....etc.)Plus I am at fault. I have had a roarin' headache all day and I am just plain crabby. I apologize for arguing.

[slipcovers]

I have googled Janet Gilk The Villages FL and come up with nothing. I googled Janet Gilk alone and came up with nothing. Something smells fishy.

Looks like her username is her email address to me. Also, her OP states "under contract in TV" not The Villages Real Estate, could be other Realtor.

[missypie]

So the OP states the problem and wants answers. People respond and respond but, no OP. I say close the thread.

[CFrance]

Okay. I have heard from the OP by email. There has been a sudden emergency in the family, and that is why she hasn't responded. She would still like the name of an attorney, if anyone knows one. Please don't remove the thread. It is legit. I know we have had a number of trolls on here lately, but I feel this person is genuine.

I have a phone number for her if anyone wants to recommend an attorney. PM me if you don't want to post it, and I will call her. Or just PM her directly.

[janmcn]

Morgan and Morgan. Go to forthepeople.com and you can do an online chat or give them the details and they advertise that they will evaluate your case for free.

[Bonanza]

And I would add to that, if the agent is not a licensed realtor, then he or she is working for a licensed realtor or broker under whose name the sale is made.

If I'm not mistaken not anyone can run around selling houses, other than their own.

Dear Dr. WOB . . .

Fact: ALL Realtors are licensed and work under a broker's license unless they are the broker of record.

Fact: You are correct. It is illegal to sell a house and earn a commission unless you hold an active real estate license and work for a licensed broker.

[Bonanza]

It's been my understanding that TV sales people are NOT lisenced realtors. Am I wrong with this info?

No, you are correct.

TV agents are NOT Realtors, but they are licensed by the state of Florida.

[missypie]

Okay. I have heard from the OP by email. There has been a sudden emergency in the family, and that is why she hasn't responded. She would still like the name of an attorney, if anyone knows one. Please don't remove the thread. It is legit. I know we have had a number of trolls on here lately, but I feel this person is genuine.

I have a phone number for her if anyone wants to recommend an attorney. PM me if you don't want to post it, and I will call her. Or just PM her directly.

Good job.

[Barefoot]

I would first call McLin & Burnsed and talk to them to try and resolve your issues.


I have a phone number for her if anyone wants to recommend an attorney.

It's been suggested that she call McLin & Burnsed, if they were involved.
Why wouldn't she start with them?
If they weren't involved, I'm sure they could recommend a lawyer.

[graciegirl]

It's been suggested that she call McLin & Burnsed, if they were involved.
Why wouldn't she start with them?
If they weren't involved, I'm sure they could recommend a lawyer.


Not many law firms handle as many closings as Mclin and Burnsed. They handled every one of the closings here of all the new homes. That is a LOT.

[CFrance]

Not many law firms handle as many closings as Mclin and Burnsed. They handled every one of the closings here of all the new homes. That is a LOT.
That doesn't necessarily mean they would handle a fail-to-disclose problem. This may be more of a litigation situation. But yes, perhaps that is a place to start.

[Barefoot]

That doesn't necessarily mean they would handle a fail-to-disclose problem. This may be more of a litigation situation. But yes, perhaps that is a place to start.

You're right, they probably wouldn't get involved in litigation.
But hopefully they could offer some guidance as to whether the issues are valid.
We are all just surmising here as we don't know any details.
I know we'd all like to offer some constructive comments and be of help to the OP, but it's pointless for us all to speculate.
For instance, if it is something like a roof needing to be reshingled, that normally happens to an older home.
If it is something like a failure to disclose a major issue (think sink hole?), then the situation is completely different.

If the OP wants more discussion on the issues, perhaps when she has dealt with her family emergency, she can repost and disclose more details.
I think we'd all like to be of help.

[ricthemic]

Okay. I have heard from the OP by email. There has been a sudden emergency in the family, and that is why she hasn't responded. She would still like the name of an attorney, if anyone knows one. Please don't remove the thread. It is legit. I know we have had a number of trolls on here lately, but I feel this person is genuine.

I have a phone number for her if anyone wants to recommend an attorney. PM me if you don't want to post it, and I will call her. Or just PM her directly.

Sorry the OP has an a emergency and hope it all is OK. Been there too as most of you. I respectively ask the OP when possible to answer all the important questions raised here not privately. I realize you asked for an attorney but all (including the attorney) would need to know the answers to proceed. When I say all... Think about it... Your OP could be affecting (or is it effecting, English majors) thousands of potential home buyers. Personally I wd like to know about your home "inspector" .. Inspector is quoted because that us what they do... Inspect means with their eyes..

[CFrance]

Right you are, Bare.

[CFrance]

Sorry the OP has an a emergency and hope it all is OK. Been there too as most of you. I respectively ask the OP when possible to answer all the important questions raised here not privately. I realize you asked for an attorney but all (including the attorney) would need to know the answers to proceed. When I say all... Think about it... Your OP could be affecting (or is it effecting, English majors) thousands of potential home buyers. Personally I wd like to know about your home "inspector" .. Inspector is quoted because that us what they do... Inspect means with their eyes..

Ha-ha, the retired editor in me has to give you :BigApplause: "Affecting" is spot on.

[ricthemic]

Sorry the OP has an a emergency and hope it all is OK. Been there too as most of you. I respectively ask the OP when possible to answer all the important questions raised here not privately. I realize you asked for an attorney but all (including the attorney) would need to know the answers to proceed. When I say all... Think about it... Your OP could be affecting (or is it effecting, English majors) thousands of potential home buyers. Personally I wd like to know about your home "inspector" .. Inspector is quoted because that us what they do... Inspect means with their eyes..

Inspect... Think about it. Would you buy a two year old $20,000 car and pay for someone to look at it or pay an actual auto expert mechanic to use his meters to verify engine, transmission, AC etc... So.. Now we buy a $200,000 two year old house and hv someone look at it for an hour then cut and paste your pics and comments for three hundred $$. Consider hiring one hour each, HVAC, Irrigation, electrical, framing contractors ( who u find right on this forum) who bring real meters and tools to verify not look at your systems. i.e. I get a kick out of the home eye inspectors who tell you the supply temperature of each room supply duct and the return temperatures at the return grilles... Then I read on many post here how some rooms are not comfortable.... Guess what.. Your eye " hm inspector " uses his $10.00 sensor to indicate the supply temp from each diffuser. What he does not do that an an HVAC pro wd do is measure by meter the actual cubic feet per minute (cfm) designed quantity of supply air per room. Irrigation, electrical, roofing issues... Hire an expert not an " inspector" eye man of everything... Think about why so many OPs hv issues with so many things but all had the eye man

[Bonanza]

When we purchased our pre-owned home, our Realtor (Remax) told us the seller was bound by law to fix any issues on the inspection. In other words, the inspection could not be used to re-negotiate the price, which often happens. We had never heard of that and still aren't sure we really believe it. I think the seller could have backed out completely, if the repairs had been over a certain amount. That's normal.

She didn't tell us that until after the inspection. Had we known, we might have asked the inspector to really nickel and dime it........just kidding!! We were actually surprised the seller had to replace the handle on the dryer door. It was rusty, but still functioned. It was on the report....new handle.

Sorry Casita, you are incorrect on all counts. The seller is bound by law to divulge all defects, but not necessarily to pay to repair them. They may or may not pay, the buyer can pay or not pay, they can split the cost or either one of them can back out of the contract based on the outcome stemming from the defects.

In addition, the price can be renegotiated (again, based on the outcome of the issues), but regardless, both parties must be in agreement or the contract becomes null and void.

[Bonanza]

It's the Mars/Venus thing. (Men are from Mars....etc.)Plus I am at fault. I have had a roarin' headache all day and I am just plain crabby. I apologize for arguing.

Gracie -- you are a love and I don't think there is anyone on this site who would disagree with that. I look forward to your threads and posts. You definitely win the prize for being the most positive person anywhere. Sorry about your headache but reading and responding on TOTV is probably not the best thing to do when you are not feeling up to snuff; it will usually get your blood pressure up!

If I have sounded testy, I have not meant it to be. But let me say this . . .I have been in real estate for over 30 years, with most of those years as a Realtor, not simply an agent. I know how much more I have learned because of being affiliated with a local board of Realtors and being a member of the Natl. Assn. of Realtors. Realtors (as opposed to an agent only) learn so much more and are given so much more exposure and experiences because of the multitude of things involved in general real estate. At a personal level, I think it's obvious to say that being in the field for so many years, I knew my job, did my job well and earned a living; otherwise I wouldn't have lasted so long! Through the NAR I became a GRI which stands for a Graduate of Realtors' Institute. That involved taking three, separate, one week-long course and passing the three tests. From there I got my CRS designation (Certified Realtor Specialist). Before you could apply for a CRS you had to already have your GRI dsignation. Again --you had to pass three intense separate courses and tests. In addition to those, which are elective, not mandatory, it shows an individual's committment to their profession. All Realtors have the opportunity to take many different courses which are given by their local board. Some you are required to take and some you take for your own knowledge and benefit. A licensee/agent cannot participate in any of these courses, classes or any other thing that is offered by a board or the NAR.

It is not inexpensive to belong to a local board of Realtors and the NAR, but I will say, it is worth it and pays off. It gives you so much more knowledge, confidence and support, than you could ever get by simply being a licensed agent somewhere.

Nothing can replace being a member of a board. Training is intense. You learn the art of negotiating, how to deal with people, who is good for mortgages, inspections, writing contracts, and many other important things that do not come to mind at the moment. But to me, the most important thing is that you are performing the best possible service to your customers and clients.

When an office is a member of their board and the NAR, they are able to do what TV sales (as an example) cannot do. They cannot list a property in the MLS and in turn, the listing will never appear on Realtor.com. Realtor.com listings appear all over the world, not just in the U.S.; it is an incredible tool and a tremendous source for use in buying and selling. I am a believer that if an office does not have access to the MLS and Realtor.com, they are performing a disservice to their customer because the customer is not getting the most coverage possible for the selling of their property.

Yes, TV has a corner on the market here, only because they do not permit other brokers to participate. I mentioned previously that they used to participate and don't any more. Yes, Gracie, it is greed. It's all about the almighty buck. The bottom line is all about dollars and cents. They want it all and don't want to share. Yes, it has worked for them for the most part. However, the agents will never be fully experienced in all phases of real estate. As good as they are, they could be better. Yes, they are nice, do well, and yadda, yadda, yadda, but would probably initially fall flat on their face in general real estate because of their limited experience. I am not putting them down. Most of them do a good job. But I do get real serious when say, someone compares a licensee to a Realtor. There simply is no comparison; never has been and never will be.

[graciegirl]

Gracie -- you are a love and I don't think there is anyone on this site who would disagree with that. I look forward to your threads and posts. You definitely win the prize for being the most positive person anywhere. Sorry about your headache but reading and responding on TOTV is probably not the best thing to do when you are not feeling up to snuff; it will usually get your blood pressure up!






If I have sounded testy, I have not meant it to be. But let me say this . . .I have been in real estate for over 30 years, with most of those years as a Realtor, not simply an agent. I know how much more I have learned because of being affiliated with a local board of Realtors and being a member of the Natl. Assn. of Realtors. Realtors (as opposed to an agent only) learn so much more and are given so much more exposure and experiences because of the multitude of things involved in general real estate. At a personal level, I think it's obvious to say that being in the field for so many years, I knew my job, did my job well and earned a living; otherwise I wouldn't have lasted so long! Through the NAR I became a GRI which stands for a Graduate of Realtors' Institute. That involved taking three, separate, one week-long course and passing the three tests. From there I got my CRS designation (Certified Realtor Specialist). Before you could apply for a CRS you had to already have your GRI dsignation. Again --you had to pass three intense separate courses and tests. In addition to those, which are elective, not mandatory, it shows an individual's committment to their profession. All Realtors have the opportunity to take many different courses which are given by their local board. Some you are required to take and some you take for your own knowledge and benefit. A licensee/agent cannot participate in any of these courses, classes or any other thing that is offered by a board or the NAR.

It is not inexpensive to belong to a local board of Realtors and the NAR, but I will say, it is worth it and pays off. It gives you so much more knowledge, confidence and support, than you could ever get by simply being a licensed agent somewhere.

Nothing can replace being a member of a board. Training is intense. You learn the art of negotiating, how to deal with people, who is good for mortgages, inspections, writing contracts, and many other important things that do not come to mind at the moment. But to me, the most important thing is that you are performing the best possible service to your customers and clients.

When an office is a member of their board and the NAR, they are able to do what TV sales (as an example) cannot do. They cannot list a property in the MLS and in turn, the listing will never appear on Realtor.com. Realtor.com listings appear all over the world, not just in the U.S.; it is an incredible tool and a tremendous source for use in buying and selling. I am a believer that if an office does not have access to the MLS and Realtor.com, they are performing a disservice to their customer because the customer is not getting the most coverage possible for the selling of their property.

Yes, TV has a corner on the market here, only because they do not permit other brokers to participate. I mentioned previously that they used to participate and don't any more. Yes, Gracie, it is greed. It's all about the almighty buck. The bottom line is all about dollars and cents. They want it all and don't want to share. Yes, it has worked for them for the most part. However, the agents will never be fully experienced in all phases of real estate. As good as they are, they could be better. Yes, they are nice, do well, and yadda, yadda, yadda, but would probably initially fall flat on their face in general real estate because of their limited experience. I am not putting them down. Most of them do a good job. But I do get real serious when say, someone compares a licensee to a Realtor. There simply is no comparison; never has been and never will be.



Ummm, You are right on all counts, but they aren't in general real estate. I think Greed is still the incorrect word to use in their decision not to participate with Realtors or the MLS. The way the developer does things is so successful that this is the fastest growing community in the United States. They haven't needed public advertising for several years, depending on word of mouth. They stopped giving away "goodies" to come for a life style visit too, because they don't need to do that to sell homes. They haven't needed the MLS either. People find homes now largely due to the internet. They do their information gathering now about real estate largely on the internet. The position formally held by a Realtor is changing in many ways. The whole industry is changing in many ways. The Realtor is someone that you can trust, someone who can guide you through the labarynth of contracts and conditions and closings. As a buyer more people are letting their fingers do the walking before consulting a professional.


There is no greater help than a Realtor that you can trust and many of us have someone special that they they have known for many years. Here is a picture of our Cincinnati Realtor.

[graciegirl]

We still don't know if this situation involved a contract overseen by a local MLS Realtor or a Villages sales agent. I hope the OP can tell us that much at least.

[casita37]

Sorry Casita, you are incorrect on all counts. The seller is bound by law to divulge all defects, but not necessarily to pay to repair them. They may or may not pay, the buyer can pay or not pay, they can split the cost or either one of them can back out of the contract based on the outcome stemming from the defects.

In addition, the price can be renegotiated (again, based on the outcome of the issues), but regardless, both parties must be in agreement or the contract becomes null and void.

Did you miss the part where I said we had NEVER heard of that before and not sure we BELIEVE it? I was simply telling what our Realtor told us.

[Bonanza]

Ummm, You are right on all counts, but they aren't in general real estate. I think Greed is still the incorrect word to use in their decision not to participate with Realtors or the MLS. The way the developer does things is so successful that this is the fastest growing community in the United States. They haven't needed public advertising for several years, depending on word of mouth. They stopped giving away "goodies" to come for a life style visit too, because they don't need to do that to sell homes. They haven't needed the MLS either. People find homes now largely due to the internet. They do their information gathering now about real estate largely on the internet. The position formally held by a Realtor is changing in many ways. The whole industry is changing in many ways. The Realtor is someone that you can trust, someone who can guide you through the labarynth of contracts and conditions and closings. As a buyer more people are letting their fingers do the walking before consulting a professional.

There is no greater help than a Realtor that you can trust and many of us have someone special that they they have known for many years. Here is a picture of our Cincinnati Realtor.

And you are right . . . as usual!

What you say is well taken and true. While our opinions may vary on some whys or results, there is never a down side to being (continually) educated.

I need to make a correction. I guess I was so obsessed with the word Realtor ( :22yikes: ) that I made a mistake.
The CRS designation stands for Certified Residential Specialist.

Okay; I'm done! :a040:

Love your photo.
How does someone so tan fit real estate into their life?
She must write contracts on the golf course!

[Bonanza]

Did you miss the part where I said we had NEVER heard of that before and not sure we BELIEVE it? I was simply telling what our Realtor told us.

Yes, I read perfectly what you said and meant.
You interpreted what your Realtor said to you.
However, since I couldn't respond to that person,
I had to respond to you, i.e., you being the person who repeated it.

Please don't take my correction personally.
It was not meant to insult you..

[CFrance]

We owe the quick sale of our condo in MI at the right price to having a quality MLS realtor who still believes in advertising, open houses, photos done by a professional photographer, and good negotiation skills. We have had experience with a "team" of two lazy realtors who simply threw the listing on the internet, claiming that people only shop for houses there. I simply do not believe the internet is the only thing selling houses these days.

We canned these two quickly and took the condo off the market till the next year. They did nothing toward putting it "out there," and even left a slider completely open while we were out of town for a month, having told us they would secure the house after every showing.

A good realtor is worth a pot of gold, IMO.

[KathieI]

I promised myself that I wasn't going to respond in this thread for personal reasons, but I must now because I feel this thread is completely off track from the original OP's question. Since I am going through something very similar at the moment (not regarding non-disclosure of problems with the purchase of a home) but with the Villages Sales Office, I can enlighten everyone about seeking lawyers regarding real estate issues.

IF this purchase was through a villages SALES AGENT, notice I didn't call them realtors, because they are not, and McLin & Burnsed were involved in the closing, you stand a small chance in Hell of getting any lawyers in Central FL to work with you. My belief is that the Villages is so strong that lawyers are afraid to buck them, especially real estate lawyers.

So without going into much more detail, I will answer the OP's question with,,, I can't recommend a lawyer because they won't even return my calls. However, someone mentioned here Morgan & Morgan, and I would think they would be a good start. They do return calls to advise you if they can help.

Good luck and I hope your issue is resolved quickly and to your satisfaction.

[Bogie Shooter]

If I were the OP, I would not come back on here and post any information regarding a personal situation. To have posters just give wild guesses as to how to solve the problem would mean nothing.
OP asked for the name of a lawyer...............of 65 posts 5 actually dealt with suggesting a lawyer, even though the same lawyer.
For some to Google the OP name, look it up in the phone book and even chastise the OP for not giving even more information seems to be getting rather nosy.

[KathieI]

If I were the OP, I would not come back on here and post any information regarding a personal situation. To have posters just give wild guesses as to how to solve the problem would mean nothing.
OP asked for the name of a lawyer...............of 65 posts 5 actually dealt with suggesting a lawyer, even though the same lawyer.
For some to Google the OP name, look it up in the phone book and even chastise the OP for not giving even more information seems to be getting rather nosy.

:agree: with all your statements.

[CFrance]

If I were the OP, I would not come back on here and post any information regarding a personal situation. To have posters just give wild guesses as to how to solve the problem would mean nothing.
OP asked for the name of a lawyer...............of 65 posts 5 actually dealt with suggesting a lawyer, even though the same lawyer.
For some to Google the OP name, look it up in the phone book and even chastise the OP for not giving even more information seems to be getting rather nosy.

:agree: with all your statements.
Nobody looked it up in the phone book, and I resent being called nosy. Her screen name is her email address. That's not even her real last name, so looking it up in the phone book would have been impossible. I emailed her asking her to come on and tell if this was a pre-owned home or not. It makes a BIG difference in the type of lawyer she needs and what she can do to address the situation. I got a very nice reply from her.

I do believe, however, that she's been scared off by the posts. But don't call me nosy!

[Bogie Shooter]

It is what it is.

[graciegirl]

People get upset when others don't agree with them. We don't even know the problem and we are off to the races. Too many afternoon storms? Too many confidant older people with time on their hands?


I'm guilty.

[Bogie Shooter]

I have googled Janet Gilk The Villages FL and come up with nothing. I googled Janet Gilk alone and came up with nothing. Something smells fishy.

Interesting..................

[CFrance]

It is what it is.
What is what it is?

[e-flyer]

Too many wannabe lawyers waiting to put in their two cents on how to handle the situation (whatever it may be), or nosy people interested in other folks problems…. Too many Judge Judy lovers? Remember folks, the OP only asked for suggestions for an Attorney. :D

[rubicon]

It appears that many of the posters here are really big fans of The View and display that fact.

The OP simply asked for the name of an attorney. I suspect the only attorney involved in this transaction has offices in TV.

The Op will have a problem finding an attorney to defend against TV. The OP might begin by asking any prospective attorney if he/she has any conflicts of interests with TV, Developer etc. If the OP does employ an attorney, the attorney will know what to do

[gerryann]

It appears that many of the posters here are really big fans of The View and display that fact.


Huh? What does THE VIEW have to do with it???

[Bonanza]

I promised myself that I wasn't going to respond in this thread for personal reasons, but I must now because I feel this thread is completely off track from the original OP's question. Since I am going through something very similar at the moment (not regarding non-disclosure of problems with the purchase of a home) but with the Villages Sales Office, I can enlighten everyone about seeking lawyers regarding real estate issues.

IF this purchase was through a villages SALES AGENT, notice I didn't call them realtors, because they are not, and McLin & Burnsed were involved in the closing, you stand a small chance in Hell of getting any lawyers in Central FL to work with you. My belief is that the Villages is so strong that lawyers are afraid to buck them, especially real estate lawyers.

So without going into much more detail, I will answer the OP's question with,,, I can't recommend a lawyer because they won't even return my calls. However, someone mentioned here Morgan & Morgan, and I would think they would be a good start. They do return calls to advise you if they can help.

Good luck and I hope your issue is resolved quickly and to your satisfaction.

Thank you, Kathie. I have said the same thing using different words.

You might as well add "& Morse" to the end of McLin & Burnsed. They all have deeper pockets than all of us, if it's a question of going against any/all of them. If push comes to shove with an issue, besides money coming out of your every pore, a litigator might be more the type of attorney you need, as opposed to a real estate attorney. It's awful if a situation needs to be expanded to this level.

Kathie, I hope your problem isn't serious and the same goes for the writer of this thread.

[EnglishJW]

Find the Best Real Estate Lawyer in The Villages, FL - Avvo.com (http://www.avvo.com/real-estate-lawyer/fl/the_villages.html)

[graciegirl]

Thank you, Kathie. I have said the same thing using different words.

You might as well add "& Morse" to the end of McLin & Burnsed. They all have deeper pockets than all of us, if it's a question of going against any/all of them. If push comes to shove with an issue, besides money coming out of your every pore, a litigator might be more the type of attorney you need, as opposed to a real estate attorney. It's awful if a situation needs to be expanded to this level.

Kathie, I hope your problem isn't serious and the same goes for the writer of this thread.


Whoa. We don't have even a hint that the cause of the OP's problem is The Villages. It could be anything.


I too have heard from the OP personally and I say you aren't jumping to conclusions on this one, you are catapulting.


Everyone knows that I am a huge fan of the developer. I see no reason to malign someone because they have "money coming out of every pore". Mclin Burnsed is an ethical, very successful law firm that probably handles more closings on homes than any other law firm in this country. Perhaps choosing them isn't what would be done, but I feel sure that they would suggest a good real estate lawyer or litigator.


I don't think that The Villages inc are ALWAYS right but they haven't become the success they are by being underhanded. They are dealing with the most sophisticated and savvy bunch of real estate customers in this country. It isn't our first rodeo.


Just my opinion.

[Bonanza]

[QUOTE=graciegirl;893196]Whoa. We don't have even a hint that the cause of the OP's problem is The Villages. It could be anything.


I too have heard from the OP personally and I say you aren't jumping to conclusions on this one, you are catapulting.


Everyone knows that I am a huge fan of the developer. I see no reason to malign someone because they have "money coming out of every pore". Mclin Burnsed is an ethical, very successful law firm that probably handles more closings on homes than any other law firm in this country. Perhaps choosing them isn't what would be done, but I feel sure that they would suggest a good real estate lawyer or litigator.


I don't think that The Villages inc are ALWAYS right but they haven't become the success they are by being underhanded. They are dealing with the most sophisticated and savvy bunch of real estate customers in this country. It isn't our first rodeo.QUOTE]


Gracie -- I have not maligned Burnsed, McLin or Morse by saying they have money coming out of every pore. Their wealth is no secret! The gist of what I said was that here in TV, a owner would have a gargantuan issue with a lawsuit against the developer or law firm because of yes -- their bottomless pockets and also because of their connections within the tri-county areas. Let's be serious; an owner wouldn't have a chance! I also did not say that they were underhanded; I don't know where that came from.

No, I wouldn't say the residents here are the "most savvy and sophisticated bunch in the country" but most residents certainly aren't dumb. Actualy, most residents don't know much about real estate which is obvious from many of the threads and comments. That's okay, too. Everyone can't be a specialist in every field and that's why we have such a diversity on this site.

I have not jumped to any conclusions within this thread. I was the very first poster. Without knowing what this lady's problem is, I tried to give her some direction where she could get some help regarding whatever her problem is -- without, perhaps, getting an attorney. In addition, I didn't give her any direction regarding an attorney. That would have been tantamount to commiting suicide!

I realize your quote wasn't directed only to me. However, I've commented on the comments I thought were to me.

[KeepingItReal]

[QUOTE=graciegirl;893196]
[B][FONT="Comic Sans MS"][SIZE="4"][FONT="Comic Sans MS"]
I have not maligned Burnsed, McLin or Morse by saying they have money coming out of every pore. Their wealth is no secret! The gist of what I said was that here in TV, a owner would have a gargantuan issue with a lawsuit against the developer or law firm because of yes -- their bottomless pockets and also because of their connections within the tri-county areas.

Let's be serious; an owner wouldn't have a chance! I also did not say that they were underhanded; I don't know where that came from.

ONE Resident can make a difference if they are right!

These statements above are exactly what everyone also said about challenging the overcharging on the bond interest that was recently overturned from the way it was done from the very beginning. Well over 600 residents have received refunds of approximately a half million dollars or more as the result of one person not rolling over and playing dead just because it was one person against the entire establishment. State government would not do a thing nor would some attorneys contacted but you don't just quit. It took seven months and a lot of work but in the end it was corrected and will continue to benefit residents now and in the future.

If something is not right it should be challenged even if only one person has to fight the battle on their own.

As for the closing agent they too are not perfect as they calculated our county taxes incorrectly and were forced to refund about 80-90% of what we were charged for county taxes at closing since we closed on November 08 and were charged county taxes for the entire year. We had to challenge that too but it was corrected when it was obvious we could prove their error.

[Bonanza]

[quote=Bonanza;893662]

These statements are exactly what everyone also said about challenging the overcharging on the bond interest that was recently overturned from the way it was done from the very beginning. Well over 600 residents received refunds of approximately a half million dollars or more as the result of one person not rolling over and playing dead just because it was one person against the entire establishment. State government would not do a thing nor would some attorneys contacted. It took seven months and a lot of work but in the end it was corrected. If something is not right it should be challenged even if only one person has to fight the battle on their own. As for the closing agent they too are not perfect as they calculated our county taxes incorrectly and were forced to refund about 80-90% of what we were charged since we closed on November 08 and were charged county taxes for the entire year. We had to challenge that too but it was corrected when it was obvious we could prove their error.

Thank you for sharing your information. Regarding the bond here, I have been told so many different things beginning with the bond is illegal. It's difficult to know what or whom to believe.

I'm not quite sure what happened regarding your taxes since we pay our taxes in arrears in Florida. If you purchased a new house, the taxes were based on the land value only, so if they charged you on a house, also, they did make a HUGE mistake. I have no idea how they could have even come up with a figure!

[KeepingItReal]

[quote=KeepingItReal;893675]

Thank you for sharing your information. Regarding the bond here, I have been told so many different things beginning with the bond is illegal. It's difficult to know what or whom to believe.

I'm not quite sure what happened regarding your taxes since we pay our taxes in arrears in Florida. If you purchased a new house, the taxes were based on the land value only, so if they charged you on a house, also, they did make a HUGE mistake. I have no idea how they could have even come up with a figure!

The bond is not illegal at least in Sumter County but it is new to a lot of people moving here from other areas and was never explained or mentioned to us by our showing agent and the same with our neighbor. First actual bond numbers we had were on the PRE-closing statement after we had put down a deposit. We found out about it from other residents so we knew it existed. I did have to challenge being charged a FULL coming year's interest on November 08 for a bond we were paying off in full at closing and this was what was eventually corrected as the bonds can be called and paid twice a year and not just once as was being told.

I know exactly what happened on the county taxes, as they said they just estimate them. You pay your portion of taxes at closing for the current year and not in the arrears if the taxes have been paid already or will be paid by the seller which was our situation since it was a new house. They charged us 365 days taxes on the lot since the house was just completed and was not taxed when we were only liable for November 08-December 31 county taxes. Our refund was $65 or so but it still is not very professional to just estimate taxes in your favor of course.

[graciegirl]

[quote=Bonanza;893662]

ONE Resident can make a difference if they are right!

These statements above are exactly what everyone also said about challenging the overcharging on the bond interest that was recently overturned from the way it was done from the very beginning. Well over 600 residents have received refunds of approximately a half million dollars or more as the result of one person not rolling over and playing dead just because it was one person against the entire establishment. State government would not do a thing nor would some attorneys contacted but you don't just quit. It took seven months and a lot of work but in the end it was corrected and will continue to benefit residents now and in the future.

If something is not right it should be challenged even if only one person has to fight the battle on their own.

As for the closing agent they too are not perfect as they calculated our county taxes incorrectly and were forced to refund about 80-90% of what we were charged for county taxes at closing since we closed on November 08 and were charged county taxes for the entire year. We had to challenge that too but it was corrected when it was obvious we could prove their error.


My name is in your quote above and I didn't post that. Bonanza did.

[KeepingItReal]

Originally Posted by KeepingItReal

ONE Resident can make a difference if they are right!

These statements above are exactly what everyone also said about challenging the overcharging on the bond interest that was recently overturned from the way it was done from the very beginning. Well over 600 residents have received refunds of approximately a half million dollars or more as the result of one person not rolling over and playing dead just because it was one person against the entire establishment. State government would not do a thing nor would some attorneys contacted but you don't just quit. It took seven months and a lot of work but in the end it was corrected and will continue to benefit residents now and in the future.

If something is not right it should be challenged even if only one person has to fight the battle on their own.

As for the closing agent they too are not perfect as they calculated our county taxes incorrectly and were forced to refund about 80-90% of what we were charged for county taxes at closing since we closed on November 08 and were charged county taxes for the entire year. We had to challenge that too but it was corrected when it was obvious we could prove their error.


Posted by Graci:
My name is in your quote above and I didn't post that. Bonanza did.


Actually Graci the post above was originally posted by me... Thanks

[Bonanza]

[quote=KeepingItReal;893675]


My name is in your quote above and I didn't post that. Bonanza did.

Nope!
I may have a lot to say, but I didn't post that!!!

[Bogie Shooter]

OMG................................does it really make any difference who posted what?

[graciegirl]

[quote=graciegirl;893700]

Nope!
I may have a lot to say, but I didn't post that!!!














On post #82 he had quoted your post in which you had originally responded to my post. . My name was on the post but it was your post. None of my words were on it. It has since been changed and now has no one's name. Your posts are recognizable because you use a large font.


If you look at this post. I didn't say that either but it has my name????

[DougB]

OMG................................does it really make any difference who posted what?

Who just posted that?

[CFrance]

Who just posted that?
Who posted what:throwtomatoes:

[DougB]

Who posted what:throwtomatoes:

That

[Bogie Shooter]

Makes about as much sense as the posts in question.

[shortlady1954]

Yes and he is a real good one!
Doc Blanchard in Ocala - Phone # 352-732-7218 Ask for Jennifer she is his Paralegal.

Fran Worcester

[Barefoot]

Who posted what:throwtomatoes:

That

I wish That would stop posting. He just confuses people.