Village Residents Upset Over Homeless Homeowners Who Won't Leave

[elizabeth52]

Read this today and felt sad. Is is true? Life can turn on a dime and circumstances can change. The article points out that village residents are upset by these people, yet also states that many neighbors have helped them out. They must be so scared. A very sad situation.


The Villages residents upset homeless homeowners staying in foreclosed home | Local News - WESH Home (http://www.wesh.com/news/the-villages-residents-upset-homeless-homeowners-staying-in-foreclosed-home/26464514)

[CFrance]

I saw that on the news last week. Very sad indeed.

[Bonanza]

Can't these poor people get help from a (their) church or some other charitable organization?

They obviously need professional help and I assume they are elderly.

[janmcn]

Did I read the article correctly that this is a golf course front home? There should have been quite a bit of equity in the home at one time. Very sad.

[KathieI]

Did I read the article correctly that this is a golf course front home? There should have been quite a bit of equity in the home at one time. Very sad.

I agree. Wonder why they didn't try to sell it as things started to go downhill? I think that's what I would have done.

[Indydealmaker]

Their children, if any, may be totally unaware of their parents' predicament.

[Chi-Town]

Paid 446k, on the Mallory course, Gardenia model. So a highly desirable neighborhood and model and probably worth more than the purchase price (a lot more, maybe). Too bad. It must be a sad story.

[graciegirl]

I feel sorry for them and I feel sorry for their neighbors. I would be willing to go and trim the bushes and pull the weeds.

[Bogie Shooter]

When will the health department come to pay a visit?

[redwitch]

These poor people. They must be so terrified. Sadly, it is a common situation -- people keep thinking they'll be able to save their home and, by the time they realize they should have sold when they could, it is too late.

[perrjojo]

I truly feel sympathy for these people but I feel they have a problem far more serious than money. They are illegally living in a home they don't own. They have no water or electricity which is certainly a health and sanitation issue. They say this has happened because they lost their pension from Denmark. It would be very difficult to lose a pension in a social welfare state such as Denmark. They have a $450,000 home that possibly could have been sold. Homes don't get foreclosed overnight. There are all sorts of social programs here to help seniors in need. There are many more programs for seniors in Denmark. In the article the wife stated that everything will be ok. These people are in a serious state of denial or need help managing their affairs. I would think they need some help from a social service organization. I hope this article will bring attention to their obvious needs.

[Patty55]

Why is this on the news-the real news? With all the foreclosed properties in Fl and throughout the country why are these poor people being publicly humiliated.

I'm disgusted by the neighbor who is complaining about the amenities not being paid. Her neighbor has no water, no power, maybe no food and is likely so far down she can't see anyway out. Of course they should have sold it/rented it before it got to this point but clearly something isn't right there.

Society Hill? Puhlease, gag me. What's next, The Villages of Pretentiousville. Instead of dumping more stress on these people maybe a neighbor should throw them a hose, an electric cord and bring a meal over.

You all do know that "America's friendliest home town" is a bit of rhetoric dreamed up by the marketing department, don't you?

[slipcovers]

Maybe this was the man bathing in the spa at the Southside pool.

[Bonny]

The neighbors said they have tried to help the couple. They have given them some money and food. They certainly aren't going to continue to do that. I also agree with them that this couple can not stay in the house with no running water or electricity. The neighbors have been giving them water.
I truly believe this couple must have some other problems to be in this situation and be in such denial. This certainly doesn't get like this overnight. There are many organizations that can help with emergency situations. They have lived here for 8 years. They must have some knowledge that there is some help out there. They must have some friends during their 8 years here.

[perrjojo]

The neighbors said they have tried to help the couple. They have given them some money and food. They certainly aren't going to continue to do that. I also agree with them that this couple can not stay in the house with no running water or electricity. The neighbors have been giving them water.
I truly believe this couple must have some other problems to be in this situation and be in such denial. This certainly doesn't get like this overnight. There are many organizations that can help with emergency situations. They have lived here for 8 years. They must have some knowledge that there is some help out there. They must have some friends during their 8 years here.

I agree...this is much more than a financial problem.

[redwitch]

If they're Danish citizens, help may not be that easy for them to receive here and I doubt if Denmark is going to be too sympathetic to an ex-patriot. Sadly, while there are many organizations to help those in need, you have to know who to contact. Getting assistance without knowing the ropes (something most of us are pretty clueless about) is not as easy as most think.

[rubicon]

I truly feel sympathy for these people but I feel they have a problem far more serious than money. They are illegally living in a home they don't own. They have no water or electricity which is certainly a health and sanitation issue. They say this has happened because they lost their pension from Denmark. It would be very difficult to lose a pension in a social welfare state such as Denmark. They have a $450,000 home that possibly could have been sold. Homes don't get foreclosed overnight. There are all sorts of social programs here to help seniors in need. There are many more programs for seniors in Denmark. In the article the wife stated that everything will be ok. These people are in a serious state of denial or need help managing their affairs. I would think they need some help from a social service organization. I hope this article will bring attention to their obvious needs.

i agree. People seem to ignore that part of the responsibility for the housing bubble belonged to people who made bad decisions buying homes that they well could not afford. i certainly have compassion but I am sick of paying for other peoples bad decisions when buying homes or taking out student loans .................................................. ............

[Bonny]

If they're Danish citizens, help may not be that easy for them to receive here and I doubt if Denmark is going to be too sympathetic to an ex-patriot. Sadly, while there are many organizations to help those in need, you have to know who to contact. Getting assistance without knowing the ropes (something most of us are pretty clueless about) is not as easy as most think.
Hard to imagine that they have been here for 8 years and would be totally clueless. But, even if they are, surely they must have met people here or had friends in the last 8 years that are not clueless.
I am having a hard time wondering why they didn't put their house on the market and get some equity or something. They couldn't be totally clueless about doing that.

[perrjojo]

Two people who have been living in a lovely home and now are living without electricity or water?... Neighbors say they have tried to help. This sounds more like a mental health issue to me, but none of us REALLY know. We are all just guessing.

[DEWRDW]

I wonder if any of their concerned neighbors have referred these people to an agency for a welfare check - having no water is a health hazard - it appears to me that there may be a mental health issue here.

[njbchbum]

Two people who have been living in a lovely home and now are living without electricity or water?... Neighbors say they have tried to help. This sounds more like a mental health issue to me, but none of us REALLY know. We are all just guessing.

Guessing and grousing! If anyone besides graciegirl figures out how to help them, message me. I'd be more than willing to contribute to getting their utilities restored if it is possible to do so on a foreclosed property.

[Patty55]

If they're Danish citizens, help may not be that easy for them to receive here and I doubt if Denmark is going to be too sympathetic to an ex-patriot. Sadly, while there are many organizations to help those in need, you have to know who to contact. Getting assistance without knowing the ropes (something most of us are pretty clueless about) is not as easy as most think.

Sadly, DSS and other agencies divide the "deserving poor" from the "undeserving poor". If these people are Danish citizens, no children, living in the Villages in a home valued in excess of $400,000 not too many agencies will come rushing to aid them.

Although the neighbors claim to have helped them, it's clear (at least to me)that one of them brought it to the attention of the media. The woman that they showed entering the house didn't look well.

[Chi-Town]

Strangely enough Denmsrk Place is the next street over. As a side note we had a foreclosed house in our neighborhood for months. The grass died but the trees kept growing. A couple of us went there and trimmed. Afterall this is our community.

[DougB]

What's the story with them? How old, disabled, etc? What are they doing to help themselves? Why can't they go back to work? Why can't they trim the bushes and pull the weeds? Curious as to what they do all day.

[USSGompers]

What's the story with them? How old, disabled, etc? What are they doing to help themselves? Why can't they go back to work? Why can't they trim the bushes and pull the weeds? Curious as to what they do all day.

Very curious myself....they must be sick and without any health insurance-

they probably haven't gone to the doctor for a time- or else they should be well enough to be able to take care of their own yard

Last year when our Air Conditioner finally died- it decided to do it on 4th of July weekend. Knowing we had to get a new one- we were without AC for almost 4 days and sweltered-

The only thing that helped us were our fans and taking cold showers- those people can't do either...

[SantaClaus]

I hate to come across heartless, but with $4k up front and $500 a month I could provide for myself and my wife (in a travel trailer, if necessary). If these folks were in a 500k house but couldn't see beyond the end of their own nose and prepare for the rapidly approaching reality, well, I have little sympathy. Of course, this opinion is based on only very sketchy details, and they could have been hit with some sudden difficulties. Still, I find it hard to believe that even a sudden hardship could take one from being able to comfortably afford a $500k home to not being able to afford a trailer and site rental.

[babynurse]

What I do not understand is why hasn't someone intervened long before now? We are relatively new to TV (3 years as snowbirds), and already we have made good friends that I am sure would not hesitate to contact our children if we were in trouble, and we would certainly do the same for them. Our neighbors notice if we are late collecting our newspaper! If this couple has lived here for 8 years, they must have made relationships with someone.
I feel certain there are health issues involved, whether physical or mental or both. I wish I was there to help.......

[njbchbum]

I hate to come across heartless, but with $4k up front and $500 a month I could provide for myself and my wife (in a travel trailer, if necessary). If these folks were in a 500k house but couldn't see beyond the end of their own nose and prepare for the rapidly approaching reality, well, I have little sympathy. Of course, this opinion is based on only very sketchy details, and they could have been hit with some sudden difficulties. Still, I find it hard to believe that even a sudden hardship could take one from being able to comfortably afford a $500k home to not being able to afford a trailer and site rental.

Losing one's pension could do it I imagine - as happened to this resident!

[Villageswimmer]

Why is this on the news-the real news? With all the foreclosed properties in Fl and throughout the country why are these poor people being publicly humiliated.

I'm disgusted by the neighbor who is complaining about the amenities not being paid. Her neighbor has no water, no power, maybe no food and is likely so far down she can't see anyway out. Of course they should have sold it/rented it before it got to this point but clearly something isn't right there.

Society Hill? Puhlease, gag me. What's next, The Villages of Pretentiousville. Instead of dumping more stress on these people maybe a neighbor should throw them a hose, an electric cord and bring a meal over.

You all do know that "America's friendliest home town" is a bit of rhetoric dreamed up by the marketing department, don't you?


There are a lot of foreclosures in FL and probably a lot of squatters. I would guess (and it's only a guess) the media zeroed in on this one since it's an upscale home and in TV on a golf course.

Maybe I'm wrong but I don't think the purpose was to humiliate them. Their names weren't mentioned unless I missed that. On the contrary, perhaps some agency or charitable organization will come to their aid now that the need has been made public. We can only hope. Who knows? maybe they were offered help and refused it. We just don't know with the sketchy info provided.

I'm surprised the state of FL would allow utilities to be turned off when the home is inhabited. This situation could be deadly, particularly for older folks.

[perrjojo]

Losing one's pension could do it I imagine - as happened to this resident!

True, but are you living in a foreclosed home with no utility services? What did you do when that terrible thing happened to you?

[Taltarzac725]

If they're Danish citizens, help may not be that easy for them to receive here and I doubt if Denmark is going to be too sympathetic to an ex-patriot. Sadly, while there are many organizations to help those in need, you have to know who to contact. Getting assistance without knowing the ropes (something most of us are pretty clueless about) is not as easy as most think.

Good post as usual Redwitch.

If any TOTVers have friends who are retired social workers tell them about this thread and the Danish couple. Maybe, they will have some better ideas about how to help them. The media getting involved in this situation may help this couple rather than humiliating them more.

[rjm1cc]

This could happen to any one of us. Maybe some state or city pension plans will fail or be cut.

[graciegirl]

Yes but. Hanging on to this sinking ship is not....within the perimeters of what most people would do. Something is wrong with how they are handling things..They could have sold it, bought a much smaller home on not such an expensive lot outside of The Villages and hung on for some time. They must not have family.

[SantaClaus]

Yes but. Hanging on to this sinking ship is not....within the perimeters of what most people would do. Something is wrong with how they are handling things..They could have sold it, bought a much smaller home on not such an expensive lot outside of The Villages and hung on for some time.


Exactly my point.

[helen lovely]

Are these folk still there as I can help them? Let me know ASAP

[helen lovely]

Agree

[helen lovely]

If this was an animal we would have all kinds of help on the way. How can all of you just stand by & watch with such little empathy? This message needs to get to the local churches who need to reach out IMMEDIATELY.

[DougB]

If this was an animal we would have all kinds of help on the way. How can all of you just stand by & watch with such little empathy? This message needs to get to the local churches who need to reach out IMMEDIATELY.

OK, we'll put you in charge of that.

[Indydealmaker]

Yes but. Hanging on to this sinking ship is not....within the perimeters of what most people would do. Something is wrong with how they are handling things..They could have sold it, bought a much smaller home on not such an expensive lot outside of The Villages and hung on for some time. They must not have family.

Sometimes, when something so traumatic occurs, you just shut down mentally. Unable to do anything that makes sense. Unable to sustain anything resembling your previous level of competency. Without a support group you are just lost.

[buggyone]

Surely this man must have known that his pension check was about to stop before it actually stopped. As soon as he found out his pension check would be stopped, he should have sold his house, taken whatever money would have come from it, and moved into a smaller and more affordable house. There are homes in the historic section for less than $100K or outside The Villages for even less than that.

I feel bad for them but nothing can be done at this point.

The bank owns the house now and will move to evict them. Case closed.

[njbchbum]

Surely this man must have known that his pension check was about to stop before it actually stopped. As soon as he found out his pension check would be stopped, he should have sold his house, taken whatever money would have come from it, and moved into a smaller and more affordable house. There are homes in the historic section for less than $100K or outside The Villages for even less than that.

I feel bad for them but nothing can be done at this point.

The bank owns the house now and will move to evict them. Case closed.

Something can be done if people there want to do something to help them rather than ridicule their intelligence and embarass them in the media.

[cbh1975]

If this was an animal we would have all kinds of help on the way. How can all of you just stand by & watch with such little empathy? This message needs to get to the local churches who need to reach out IMMEDIATELY.

Animals don't have a choice. People do.

It sounds as if their neighbors have done what they can to help. Maybe they've grown tired of taking care of these people and have decided to stop enabling them. Apparently, this couple does, or did, have a support system. The neighbors know these people. They've tried to help. There was no mention of illness or other reason for their situation other than a loss of pension. Surely, if illness were the reason for the problem, the news report would have had a different slant. An illness would make for a much more compelling story. So, no. I don't think there is an illness involved. I think they just couldn't afford the house they purchased. They made a choice. Unfortunately, it didn't work out. They chose not to do anything and are now in trouble. It sounds as if the neighbors are unwilling to continue helping someone who, obviously, won't help themselves.

[EnglishJW]

I have forwarded the link to the story posted by the OP to Florida's Department of Elder Affairs. Hopefully they can intervene since the elderly couple certainly needs help. Alternatively, I have asked if they could give me/us any advice so some of us might help.

[mrdarcy]

I recommend watching the opening scenes of Inside Job, the award winning documentary on the 2008 financial crisis. These scenes describe what was going on in Europe, just before our markets imploded. This might explain what happened to this couple's pension. Also, recall The Enron scandal in Texas. Employees were being encouraged to invest in the company at the very same time the executives knew their house of cards was about to collapse. Many employees lost their pensions and entire life savings overnight. The documentary, The Smartest Guys in The Room, about the spectacular fall of Enron, is both chilling and utterly nauseating at the same time.

We are all, at some points in our lives, affected by the stunning corruption of others. Indeed, our Social Security system is far from being a model of stability.

[bluedog103]

Something can be done if people there want to do something to help them rather than ridicule their intelligence and embarass them in the media.
:agree:

[Jayhawk]

There has to be more to the story.

In Denmark, it is the responsibility of central government, your employer and yourself that you have something to live on when you retire

Rights
Leaving Denmark entails a number of changes to your rights.

Social security

When you are registered in the Central Registration System (CPR) as relocated to another country, you simultaneously lose your social security in Denmark.

Therefore, before you leave Denmark you should check which social rights you have in the country to which you are moving.

You can have your pension paid out abroad if you do not live in Denmark any longer.

Please contact your pension company, your pension fund or your financial institution if you want to learn more about your individual pensions.

You can not have your ATP Livslang Pension paid out if you leave Denmark. Read more what to do with your ATP Livslang Pension when you leave Denmark:

ATP lifelong pension

When moving from Denmark you retain the right to have a pension paid out from ATP when you retire. ATP will write to you when you approach the retirement age. Therefore, you must remember to inform ATP if you leave Denmark and if you subsequently change your address abroad.

ATP Livslang Pension is part of the Danish welfare society and gives old-age pensioners a bit of extra money to live on.



Maybe these folks could get some Legal Aid from the Florida Department of Elder Affairs. They may just need some guidance. I sure wouldn't know where to turn for help in Denmark. They are likely afraid and don't know what to do.


Florida Department of Elder Affairs - Florida Senior Legal Services (http://elderaffairs.state.fl.us/doea/legal_services.php)

[jblum315]

which brings up an interesting uestion: if i move abroad do I get to keep my Social Security? I know you can't keep Medicare

[graciegirl]

Something can be done if people there want to do something to help them rather than ridicule their intelligence and embarass them in the media.


I think that this is something so frightening and so overwhelming and what is happening to these people is a secret fear that most of us share that the varied and intense and troubling responses on this thread are very understandable. How could this awful thing come to someone??? We wonder and we guess and we feel bad and none of us can think of anything to truly solve the problem. Your compassionate response to pay the light bill is only a stop gap thing. They don't have and we don't have any kind of ongoing solution to their problem.


I hope that some good will come by the public shedding of light on this situation. I do think that most people care.

[Villageswimmer]

I have forwarded the link to the story posted by the OP to Florida's Department of Elder Affairs. Hopefully they can intervene since the elderly couple certainly needs help. Alternatively, I have asked if they could give me/us any advice so some of us might help.


Thank you for taking action. I look forward to hearing this agency's response. :BigApplause:

[Jhooman]

I'm so sorry for these people. They must be afraid and tortured by their situation. They are in my prayers.

[slipcovers]

which brings up an interesting uestion: if i move abroad do I get to keep my Social Security? I know you can't keep Medicare

Yes, your SS is sent to you. There are millions of SS dollars sent to people in

other countries, however, no one is checking to see if they are still living. Fraud is rampant, no wonder the system is in jeopardy.

[SantaClaus]

Eight years into even a 30 year they should have had $60k in equity (assuming 10% down) and considerably more if they had a 15 year. You can buy a perfectly livable travel trailer for less than 10K (and an ok one for about $4K). Annual rent at Southern Oaks (near Spruce Creek) is $4400 a year. Add minimal electrical bills (people DID live here before a/c), and free access to the bath houses, and a bit of groceries and you can live a pretty good while as you get your ducks in a row. Move to a more rural campground and save even more. Heck, I know its not golf-course living, but if you can't afford the caviar you learn to like catfish!

[buggyone]

Eight years into even a 30 year they should have had $60k in equity (assuming 10% down) and considerably more if they had a 15 year. You can buy a perfectly livable travel trailer for less than 10K (and an ok one for about $4K). Annual rent at Southern Oaks (near Spruce Creek) is $4400 a year. Add minimal electrical bills (people DID live here before a/c), and free access to the bath houses, and a bit of groceries and you can live a pretty good while as you get your ducks in a row. Move to a more rural campground and save even more. Heck, I know its not golf-course living, but if you can't afford the caviar you learn to like catfish!

Yes, you are absolutely right and that is what they should have done as soon as he was notified the pension was being stopped.

The house is NOW owned by the bank since it was foreclosed.

[janmcn]

Yes, you are absolutely right and that is what they should have done as soon as he was notified the pension was being stopped.

The house is NOW owned by the bank since it was foreclosed.


Banks are in the business to make money, just like Gary Morse. It doesn't matter to them if you are 99 years old or 35 years old. If you don't pay the bill you will be tossed out on your ear.

The same goes for utility companies. They are not going to react on a case by case basis. Pay the bill or lose the service. These companies are not charities, nor should they be.

IMO the article on WESH was more about neighbor's reactions to this situation than it was about the dire circumstances of this couple.

[graciegirl]

Eight years into even a 30 year they should have had $60k in equity (assuming 10% down) and considerably more if they had a 15 year. You can buy a perfectly livable travel trailer for less than 10K (and an ok one for about $4K). Annual rent at Southern Oaks (near Spruce Creek) is $4400 a year. Add minimal electrical bills (people DID live here before a/c), and free access to the bath houses, and a bit of groceries and you can live a pretty good while as you get your ducks in a row. Move to a more rural campground and save even more. Heck, I know its not golf-course living, but if you can't afford the caviar you learn to like catfish!



You can't have EVERYTHING you want. Most of us learned that a long time ago. But as you say, you can be happy with less if you are living inside of your income.


I don't know what happened here. It is a sad situation and I feel for the neighbors too. They seem to have done what they reasonably could. It must be hard everyday to worry about these folks and see the disaster continuing. You can't take over their lives.

[helen lovely]

What would you like to do to help? We are mobilizing a small group of like minded people that have PLANS to help. Would you like to contribute in some way? SYMPATHY does not help but EMPATHY does. Let me know what you & your church or place of worship, friends & neighbors might like to do to help this couple in a serious situation? Maybe you kids or grandkids can pitch in also. Remember God will not judge us by our words but rather by our actions. HL

[Bonny]

Help do what ? They have no water or electricity. Those certainly can't be turned on. It is definitely a hazard for them to be living in that house with no water or electric. If I was a neighbor I would be afraid they are relying on candles. Not a safe situation.

[SantaClaus]

I think the best way to help at this point would be to get them back to Denmark where their government will take care of them, benefits they can't receive here.

[Bogie Shooter]

What would you like to do to help? We are mobilizing a small group of like minded people that have PLANS to help. Would you like to contribute in some way? SYMPATHY does not help but EMPATHY does. Let me know what you & your church or place of worship, friends & neighbors might like to do to help this couple in a serious situation? Maybe you kids or grandkids can pitch in also. Remember God will not judge us by our words but rather by our actions. HL

The first step is to define the situation, before calling on churches and others to help. Gotta know what needs to be done before doing. Or for that matter can be done. Do they want help? Maybe authorities that do this every day should be the first to contact...........rather than my grandkids.

[cbh1975]

What is your group planning to do, exactly?

[rubicon]

Do gooders end doing more harm than good. What these folks need more than anything else is a financial expert/lawyer that can help them make the best financial transition that is possible.

Do gooders always sem to believe it is better to continue feeding persons fish rather than teaching them how to fish.

these folks had enough of what it takes to buy a home you would thing thy would have the same qualities to sell it? So likely something or someone has intervened and in either case they need financial/legal help

[Challenger]

In many cases now the lender will allow the mortgage holder to remain in the property without rent and may even pay a bonus if they stay and protect the property from vandalism and other damage. The offer can continue until the lender has made a final disposition of the property.

I don't know that this is the case here, but I suspect some accomodation has been made with the lender. Don't count on early eviction.

[SantaClaus]

I retract the "help them back to Denmark" suggestion since I've come across two different sources showing that the husband is a US Citizen now. I assume that leaves him ineligible for Danish social assistance.

[perrjojo]

I retract the "help them back to Denmark" suggestion since I've come across two different sources showing that the husband is a US Citizen now. I assume that leaves him ineligible for Danish social assistance.
Perhaps that is why his pension stopped.

[perrjojo]

In many cases now the lender will allow the mortgage holder to remain in the property without rent and may even pay a bonus if they stay and protect the property from vandalism and other damage. The offer can continue until the lender has made a final disposition of the property.

I don't know that this is the case here, but I suspect some accomodation has been made with the lender. Don't count on early eviction.

I believe the article stated that they have been evicted but continue to stay.

[NoMoSno]

I retract the "help them back to Denmark" suggestion since I've come across two different sources showing that the husband is a US Citizen now. I assume that leaves him ineligible for Danish social assistance.

What is sad is, if they were illegal aliens from South America, they would be eligible for all kinds of assistance.

[perrjojo]

What is sad is, if they were illegal aliens from South America, they would be eligible for all kinds of assistance.

I had the same thought.
And perhaps they are here too. We just don't know the story.

[slipcovers]

What is sad is, if they were illegal aliens from South America, they would be eligible for all kinds of assistance.

Denmark has duel citizenship so he has both US and Danish. Sorry, but there are certainly more needy people needing assistance than people in a half million house on a golf course.

[EnglishJW]

There has to be more to the story.

In Denmark, it is the responsibility of central government, your employer and yourself that you have something to live on when you retire

Rights
Leaving Denmark entails a number of changes to your rights.

Social security

When you are registered in the Central Registration System (CPR) as relocated to another country, you simultaneously lose your social security in Denmark.

Therefore, before you leave Denmark you should check which social rights you have in the country to which you are moving.

You can have your pension paid out abroad if you do not live in Denmark any longer.

Please contact your pension company, your pension fund or your financial institution if you want to learn more about your individual pensions.

You can not have your ATP Livslang Pension paid out if you leave Denmark. Read more what to do with your ATP Livslang Pension when you leave Denmark:

ATP lifelong pension

When moving from Denmark you retain the right to have a pension paid out from ATP when you retire. ATP will write to you when you approach the retirement age. Therefore, you must remember to inform ATP if you leave Denmark and if you subsequently change your address abroad.

ATP Livslang Pension is part of the Danish welfare society and gives old-age pensioners a bit of extra money to live on.



Maybe these folks could get some Legal Aid from the Florida Department of Elder Affairs. They may just need some guidance. I sure wouldn't know where to turn for help in Denmark. They are likely afraid and don't know what to do.


Florida Department of Elder Affairs - Florida Senior Legal Services (http://elderaffairs.state.fl.us/doea/legal_services.php)

I have sent a request to the Florida Department of Elder Affairs on their behalf but have not yet received a reply. In addition, there is at least one very helpful woman in TV who will make a personal visit with food and water (for starters).

[EnglishJW]

Do gooders end doing more harm than good. What these folks need more than anything else is a financial expert/lawyer that can help them make the best financial transition that is possible.

Do gooders always sem to believe it is better to continue feeding persons fish rather than teaching them how to fish.

these folks had enough of what it takes to buy a home you would thing thy would have the same qualities to sell it? So likely something or someone has intervened and in either case they need financial/legal help

I agree in principal with everything you are saying but I think there are few steps that do have to take place first. Is the couple capable of dealing with either a financial expert or lawyer at this stage? 'Giving the fish' is just a stop gap measure in the hope of trying to see what they are capable of handling. Since there seems to be some level of denial (if not more), can we find out if they have even talked with their own friends and family? Is the pension really the issue? Were they taken advantage of in some other way? Has there been a family tragedy? I hope we can help this couple learn 'how to fish' but I think some short term support will be necessary.

[Bogie Shooter]

All these questions should be left to the pro's!

[VT2TV]

The first and only thing that will help them right now is to get them out of the situation. All the offers of water, and food, mowing the grass, etc., while being so nice, is not really helping them find the basis of the problem. I know this will probably sound very cruel to most people, but someone needs to find out if they have family or in leiu of family, call the police. By not having running water, or bathroom facilities, or food, I would think they meet the eligibility for a mental health warrent. I am not a social worker, but that would allow someone to make them be evaluated (even against their wishes)by a medical doctor to see if there is any health reasons they are not taking proper care of themselves. They may not be talking their medicines-or not even have any left, and not eating properly. Their blood chemistries may be totally out of whack. If they are truly physically sick, or mentally unable to take care of themselves, it would be in their best interest for someone to find that out, and it wouldn't have to be done in the public eye. I am not sure of all the details in Florida, but family, or someone they know and trust could call Mental Health Services and ask them what to do.

[dirtbanker]

Sorry, but there are certainly more needy people needing assistance than people in a half million house on a golf course.

And there are numerous others that are at the same level of need. If this couple deserves help, don't the others? How many people can we HELP?

[maryanna630]

You keep your social security and pensions. My husband and I are living in Mexico for eight years and continue to get both. Medicare, no, but there is universal healthcare here that is free.

[Indydealmaker]

And there are numerous others that are at the same level of need. If this couple deserves help, don't the others? How many people can we HELP?

Just one at a time.

[Erijo]

Maryanna, what is that supposed to mean? We should keep our SS and pensions? But yet you collect both? I am not sure what point you are trying to convey, except that you live in Mexico. This thread is about a couple who fell on hard times and are living in "squalor" and ways to help them. IMHO

[Erijo]

My apologies, I just read the post again from Maryanna. She is explaining that when you live outside the US a person gets to keep SS and pensions, but not eligible for Medicare. Sorry. :(

[Bizdoc]

If, as it sounds, they are Danish citizens here on a green card, they have very limited entitlements under US law. And if they are, in fact, indigent (for whatever reason), they risk being deported back to Denmark if they become a "public charge" (they have no source of income). They may (or may not) have family back in Denmark that they can turn to.

Of course, diminished reasoning and problem solving are a sign of dementia.

[tippyclubb]

Just one at a time.

Yep and only if you can.

[Villager Dude]

Yep and only if you can.

This is a very difficult situation but I am surprised if there has been a foreclosure judgment granted that the house has not been sold at the courthouse and why the new owner has not surfaced.

[SantaClaus]

If, as it sounds, they are Danish citizens here on a green card, they have very limited entitlements under US law.


No green card, he is a registered voter and a legal filing shows him as a US citizen (no mention of dual citizenship). So, welfare and public housing should be options.

[Patty55]

(This rant is not directed at any one specific poster)

OMG, I can't believe how these people are now having their privacy violated.

How about this, if you can help and want to help-DO IT.

If you can't help, don't want to help and are looking for someone to feel superior to-MOVE ALONG. There is no challenge here.

I tripped across an article on the internet that a lot of union based pensions are going to have their benefits cut. (They specifically mentioned the Teamsters being cut by 66%).

Keep spitting in the air kiddies, there but for the grace of God....

(Now, I'll pull on my flame suit)

[njbchbum]

This is a very difficult situation but I am surprised if there has been a foreclosure judgment granted that the house has not been sold at the courthouse and why the new owner has not surfaced.

county foreclosure sale was 2/6/14

property card indicates wells fargo bank owns property

[rdhdleo]

(This rant is not directed at any one specific poster)

OMG, I can't believe how these people are now having their privacy violated.

How about this, if you can help and want to help-DO IT.

If you can't help, don't want to help and are looking for someone to feel superior to-MOVE ALONG. There is no challenge here.

I tripped across an article on the internet that a lot of union based pensions are going to have their benefits cut. (They specifically mentioned the Teamsters being cut by 66%).

Keep spitting in the air kiddies, there but for the grace of God....

(Now, I'll pull on my flame suit)

No flames here Patty, I think you're right on in everything you've said! :agree:

[OBXNana]

No flames here Patty, I think you're right on in everything you've said! :agree:

Could not agree more!

[Cobh521]

I believe the bank should be made responsible to clean up the yard if they are listed as the owners of the property.



county foreclosure sale was 2/6/14

property card indicates wells fargo bank owns property

[mulligan]

A lot of people would agree, and they should be liable for all the back amenities fees and the maintenance fee. The problem is trying to collect.

[Pointer]

Wow I've just read all these posts. It's clear that many people are upset and concerned for this couple. And in wanting to help solve the problem are blaming them for their circumstance without knowing the all the facts, and in trying to obtain them have invaded the privacy of this couple.

Many people lost all in the great depression and for some it was too much and committed suicide. Unless it's happened to you personally how do any of us know how we would react or what we are capable of. Blaming them for their circumstance is more a reaction to the fear that it could happen to any one of us and that's dam scary. Being poor is not an illness. Helping people with food and any way one can is humane. It's certainly a "hitting home" kind of in your face plight of how people can and do fall through the cracks and the complexities of the problems one can face and challenges us to look at who we are as a society. Could it take a village to help one of our own get back on their feet? Maybe with some divine inspiration we could just help this couple. Any retired social workers out there with experience want to weigh in?

[Bogie Shooter]

[QUOTE=Pointer;893689]Wow I've just read all these posts. It's clear that many people are upset and concerned for this couple. And in wanting to help solve the problem are blaming them for their circumstance without knowing the all the facts, and in trying to obtain them have invaded the privacy of this couple.

QUOTE]

I agree.
Why are people digging up all these facts (?) and posting on here?

[LoriAnn]

Has anyone contacted Adult Protection Services? They handle more than abuse and neglect against older adults. They also assist in situations where an adult is clearly unable to care for themselves and are in dangerous situations. These people are at great risk without utilities. APS will asses if they need a medical social worker or a mental health social worker and make the appropriate referral to in home services who will assign a social worker or case manager. Safe affordable housing is always the first thing a social worker addresses. It's a social workers job to put all aspects of needs in place including housing, food, healthcare, clothing. They are experts! And, they are used to dealing with people who are stubborn, reluctant, confused. No matter the situation, they can have an impact. If someone knows the address and name of one of the house occupant, they might want to make the referral to APS.

[SantaClaus]

Ok, so apparently I'm the devil because smelled something fishy and tried to find the fish? That story did not add up, so I tried to make sense of it. It’s not like I hired a PI to hide in their bushes! Everything I’ve posted is a matter of public record. And, FWIW, things like the voter registration cards provide a check box to allow you to make that info private and he chose NOT to check that box! And there is a LOT more info out there that I didn’t share: stuff that I didn’t deem pertinent to trying to help them, and other things that mixed with a little supposition would really fan the flames around here.

I think that anyone who attempts to interject themselves into this couple’s situation needs to more fully understand what is going on and what kind of options might be available because I believe there is ample evidence that there are some serious impediments to their decision-making (not all of that evidence is represented here).

And I completely agree with the earlier poster who said that helping them to stay in this property is in no one’s interest. Give them a hose and an extension cord? That is a terrible solution. They need to find a path forward, and as Gracie said, this house is a sinking ship (I’d say it has already sunk and these folks have not noticed that they can no longer breathe). If they have Danish citizenship then getting them back to Denmark should be a top priority thanks to that country’s ample social welfare programs. If they are US citizens only, that opens other options for them here. I don’t see how knowing what the options are before extending help is condemnable. I am not local yet, so I can’t drive over and help, but I am a good researcher. I feel I've done more to help than the looky-lous who have read every word and done nothing (except criticize). Flame away.

[EnglishJW]

The Florida Department of Elder Affairs will contact this couple. A department staff member has been assigned to follow up and take appropriate actions with and for them.

[Patty55]

Although there have been a couple posters who have clear intention to do something to help these people, for the most part, this is the quintessential thread for what people used to call busy bodies.
Patty55, do you have an extra flame suit I could borrow?

Sorry, all out of flame suits but I may have a few straight jackets left over from our horse show days.

[perrjojo]

I saw the clip about this on the news. I found it very humiliating for the people and the neighbor who was publicly berating them only made himself look like a complete jerk. And really, I'd have thought HE was the homeless one, judging by his appearance.
I'm a new resident of TV's and this has only given me a bad view of how people here really are. I have also witnessed other selfish and childlike actions when some of these people don't get what they want WHEN they want it. Very self-entitled and spoiled. I hope I NEVER behave that way and if I do, someone please throw me in front of a speeding bus!
Back to the original subject - no one knows ALL of the details or what these people are actually going through. Either offer your help or mind your own business and go on enjoying your privileged lives. We are all very lucky to be living here and should be more grateful of what we have.

Pokey actually some of us that seem to be busy bodies by snooping on the people have found some VERY disturbing facts and those snooping have reported this to agencies who can help them. I hope this will eventually be resolved and these people can get the help they need.
Also, the neighbors were and are concerned about these people. Not just that the lawn isn't mowed. Another example of how the media will cut and paste a story to give it the slant they want. The news media would have done this couple a better service by investigating why they got into this mess and then followed up with the help that is needed.

[njbchbum]

The Florida Department of Elder Affairs will contact this couple. A department staff member has been assigned to follow up and take appropriate actions with and for them.

Nice work EnglishJW!!!!

[PokeyB]

Pokey actually some of us that seem to be busy bodies by snooping on the people have found some VERY disturbing facts and those snooping have reported this to agencies who can help them. I hope this will eventually be resolved and these people can get the help they need.
Also, the neighbors were and are concerned about these people. Not just that the lawn isn't mowed. Another example of how the media will cut and paste a story to give it the slant they want. The news media would have done this couple a better service by investigating why they got into this mess and then followed up with the help that is needed.

My reply stated that if people are trying to help, then great. Otherwise, people should mind their own business. So, those who are helping, kudos to them.
There was no "slant" regarding what the one neighbor was saying. He was being a complete jerk.
This was all stated in my original reply.

[shcisamax]

Sorry, all out of flame suits but I may have a few straight jackets left over from our horse show days.

Ha! Good one. I for one would think a few could use a Wilson Snaffle :)

[shcisamax]

...

[shcisamax]

Nice work EnglishJW!!!!

Agreed.

[cbh1975]

My reply stated that if people are trying to help, then great. Otherwise, people should mind their own business. So, those who are helping, kudos to them.
There was no "slant" regarding what the one neighbor was saying. He was being a complete jerk.
This was all stated in my original reply.

You have no idea of everything the neighbor told the reporter. He could have talked for 15 minutes about how wonderful the couple was and everything he did to help them. If that didn't fit in with the reporter's story, it would have been edited out. They do it all the time. Personally, I think he sounded frustrated with the situation.

[PokeyB]

You have no idea of everything the neighbor told the reporter. He could have talked for 15 minutes about how wonderful the couple was and everything he did to help them. If that didn't fit in with the reporter's story, it would have been edited out. They do it all the time. Personally, I think he sounded frustrated with the situation.

Perhaps we saw different clips.

[Bogie Shooter]

Has anyone contacted Adult Protection Services? They handle more than abuse and neglect against older adults. They also assist in situations where an adult is clearly unable to care for themselves and are in dangerous situations. These people are at great risk without utilities. APS will asses if they need a medical social worker or a mental health social worker and make the appropriate referral to in home services who will assign a social worker or case manager. Safe affordable housing is always the first thing a social worker addresses. It's a social workers job to put all aspects of needs in place including housing, food, healthcare, clothing. They are experts! And, they are used to dealing with people who are stubborn, reluctant, confused. No matter the situation, they can have an impact. If someone knows the address and name of one of the house occupant, they might want to make the referral to APS.


The Adult Protective Services Program is charged with protecting vulnerable adults from being harmed (Chapter 415, F.S.). These adults may experience abuse, neglect, or exploitation by second parties or may fail to take care of themselves adequately. Florida statutes require any person who knows or who has reasonable cause to suspect any abuse of vulnerable adults to report that information to the Florida Abuse Hotline.

The Florida Abuse Hotline screens allegations of child and adult abuse/neglect to determine whether the information meets the criteria of an abuse report. If the criteria is met, a protective investigation is initiated to confirm whether or not there is evidence that abuse, neglect, or exploitation occurred; whether there is an immediate or long-term risk to the victim; and whether the victim needs additional services to safeguard his or her well-being.

In addition, Adult Protective Services assists vulnerable adults to live dignified and reasonably independent lives in their own homes or in the homes of relatives or friends so that they may be assured the least restrictive environment suitable to their needs (s. 410.602, F.S.).

By definition, the clients we serve include:

Vulnerable adults: persons 18 years of age or older whose ability to perform the normal activities of daily living or to provide for his or her own care or protection is impaired due to a mental, emotional, sensory, long-term physical, or developmental disability or dysfunction, or brain damage, or the infirmities of aging. (s. 415.102(27)), F.S.)

Vulnerable Adult in Need of Services (Self-neglect): A vulnerable adult who has been determined by a protective investigator to be suffering from the ill effects of neglect not caused by a second party and is in need of protective services or other services to prevent further harm (s. 415.102(28), F.S.)



Adults with Disabilities: A person at least 18 years of age, but under 60 years of age, who is not eligible for vocational rehabilitation services and who has one or more permanent physical or mental limitations that restrict his or her ability to perform the normal activities of daily living and impede his or her capability to live independently or with relatives or friends without the provision of community-based services (s. 410.032(2) and s. 410.603(2), F.S).

The Adult Protective Services Home and Community-Based Service Programs are fully encumbered at this time. Those seeking enrollment will be placed on a statewide waiting list for any and/or all programs for which they are determined eligible.

[Ruthtomnorma3]

ENGLISHJW....thank you for following through ....
I sent a pm for you....

Our FRIENDLY community is helping in positive ways......

[SantaClaus]

The Florida Department of Elder Affairs will contact this couple. A department staff member has been assigned to follow up and take appropriate actions with and for them.


Thank you JW, you are a ROCK STAR (and not just because of your impeccable taste in headwear!)

[Erijo]

Well done English, thank you.
gohomo, also well said!

[Villageswimmer]

Read this today and felt sad. Is is true? Life can turn on a dime and circumstances can change. The article points out that village residents are upset by these people, yet also states that many neighbors have helped them out. They must be so scared. A very sad situation.


The Villages residents upset homeless homeowners staying in foreclosed home | Local News - WESH Home (http://www.wesh.com/news/the-villages-residents-upset-homeless-homeowners-staying-in-foreclosed-home/26464514)


Reread the title of the news piece. This story was about Villagers and their reactions to the situation and the irony in this upscale neighborhood. It was not about the unfortunate couple involved.
JMHO.

[elizabeth52]

Reread the title of the news piece. This story was about Villagers and their reactions to the situation and the irony in this upscale neighborhood. It was not about the unfortunate couple involved.
JMHO.

I did read it and I got that the main focus of the article was on the reactions of certain (not all) Villagers; however, I was struck by the dire circumstances of the unfortunate couple and how terribly afraid they must be. It is sad that they have been publically humiliated by a neighbor who is more concerned about bushes and grass and amenity fees than their well being. I hope that guy felt good about himself when he saw the interview in TV. I just keep reminding myself that Karma is a wonderful thing.

[Villageswimmer]

I did read it and I got that the main focus of the article was on the reactions of certain (not all) Villagers; however, I was struck by the dire circumstances of the unfortunate couple and how terribly afraid they must be. It is sad that they have been publically humiliated by a neighbor who is more concerned about bushes and grass and amenity fees than their well being. I hope that guy felt good about himself when he saw the interview in TV. I just keep reminding myself that Karma is a wonderful thing.


I agree with you. Sorry I wasn't very clear in my post. I guess what I was trying to say is that the media jumped on the "Villages neighbors aspect" as opposed to what was really important; i.e., the plight of the people involved.

[perrjojo]

Reread the title of the news piece. This story was about Villagers and their reactions to the situation and the irony in this upscale neighborhood. It was not about the unfortunate couple involved.
JMHO.
I agree this was very poor reporting. If they had gone further they would have found a very compelling story. For some reason the Orlando news media love to put The Villages in a bad light. Why? After all they have, Disney, Universal, Sea World, Lego land and one of the highest crime rates in the US. Why pick on us with slanted news coverage?

[buggyone]

The family's situation is sad and tragic but was preventable.

Now, there is no good solution. Several months ago, when the gentleman found out he was losing his pension, the situation could have been handled.

I cannot imagine sitting in a house without a/c or electricity or running water. But this was their doing and was preventable.

[EnglishJW]

The Adult Protective Services Program is charged with protecting vulnerable adults from being harmed (Chapter 415, F.S.). These adults may experience abuse, neglect, or exploitation by second parties or may fail to take care of themselves adequately. Florida statutes require any person who knows or who has reasonable cause to suspect any abuse of vulnerable adults to report that information to the Florida Abuse Hotline.

The Florida Abuse Hotline screens allegations of child and adult abuse/neglect to determine whether the information meets the criteria of an abuse report. If the criteria is met, a protective investigation is initiated to confirm whether or not there is evidence that abuse, neglect, or exploitation occurred; whether there is an immediate or long-term risk to the victim; and whether the victim needs additional services to safeguard his or her well-being.

In addition, Adult Protective Services assists vulnerable adults to live dignified and reasonably independent lives in their own homes or in the homes of relatives or friends so that they may be assured the least restrictive environment suitable to their needs (s. 410.602, F.S.).

By definition, the clients we serve include:

Vulnerable adults: persons 18 years of age or older whose ability to perform the normal activities of daily living or to provide for his or her own care or protection is impaired due to a mental, emotional, sensory, long-term physical, or developmental disability or dysfunction, or brain damage, or the infirmities of aging. (s. 415.102(27)), F.S.)

Vulnerable Adult in Need of Services (Self-neglect): A vulnerable adult who has been determined by a protective investigator to be suffering from the ill effects of neglect not caused by a second party and is in need of protective services or other services to prevent further harm (s. 415.102(28), F.S.)



Adults with Disabilities: A person at least 18 years of age, but under 60 years of age, who is not eligible for vocational rehabilitation services and who has one or more permanent physical or mental limitations that restrict his or her ability to perform the normal activities of daily living and impede his or her capability to live independently or with relatives or friends without the provision of community-based services (s. 410.032(2) and s. 410.603(2), F.S).

The Adult Protective Services Home and Community-Based Service Programs are fully encumbered at this time. Those seeking enrollment will be placed on a statewide waiting list for any and/or all programs for which they are determined eligible.


Have either of you who have mentioned this actually contacted Adult Protective Services?

[Ruthtomnorma3]

Hi, ENGLISHJW
Thank you for the earlier comment/up date ....

Where you have actually contacted the agency for the couples benefit.
I know so many villagers in the most "friendly community in Florida" will be please to know this.
Ruth

[Ruthtomnorma3]

The Florida Department of Elder Affairs will contact this couple. A department staff member has been assigned to follow up and take appropriate actions with and for them.

I should have posted this thread along with my other statement..

[downtheshore]

You're right, there is a lot more to this story. They are US citizens that were doing very well at one time. The authorities need to contact a family member or adult protective services to get them the help they need and try to resolve this situation.

[senior citizen]

Read this today and felt sad. Is is true? Life can turn on a dime and circumstances can change. The article points out that village residents are upset by these people, yet also states that many neighbors have helped them out. They must be so scared. A very sad situation.


The Villages residents upset homeless homeowners staying in foreclosed home | Local News - WESH Home (http://www.wesh.com/news/the-villages-residents-upset-homeless-homeowners-staying-in-foreclosed-home/26464514)

Very, very sad indeed. I wish that some type of social services could visit the home and offer assistance.........however, perhaps this has already been done?

Has anyone ever watched the show "Hoarders" or "Extreme Hoarders".....????

After reading the thread about the "squatters" in T.V., I was just wondering if anyone has stepped inside the home????

No one has mentioned actually going into the home to see whether or not a lot of "stuff" has accumulated during this long period without running water, electricity, air conditioning, etc

Not being able to wash ones sheets, bedding, towels, clothing, etc. would become a health issue over time. Not being able to flush the toilet.......or bathe.

Sanitary conditions certainly must have become exceedingly detrimental to one's health.

However, what came to my mind initially was the show "Extreme Hoarders" whereby they are literally living the same "lifestyle" with no running water, no toilet facilities, and unable to easily walk through their own homes.......due to the piled up "stuff".

The hoarders, in my own personal opinion, all are suffering with some type of mental issue

I have no idea what the "squatters" exact issue might be..........but I know that any normal person would NOT stay in a house without airconditioning, nor without running water, especially in Florida.

MOLD would build up quickly......that is a definite health issue.

Definitely in denial. Even with the help or concern of family members, they don't seem to really , clearly "see the problem".......perhaps in this case one of the marriage partners does but cannot act without the other party? Having to bathe in the pool is very sad.

Who, in their right mind, can live without running water, toilet facilities, airconditioning in a brutally hot climate , or central heat in a brutally cold climate.

In the hot climate, not only insects will thrive, but other creepy crawlies.....as in the northern climates with mice, and worse. The Hoarders shows all depict these very very unsanitary living conditions.

I feel for the neighbors. I also feel for the residents who do not have the means to move on.

However, if it is a mental issue keeping them chained to that uninhabitable home, then they hopefully will get some type of intervention.......soon. If not already achieved.

I'm NOT saying they are hoarders..........just what we've learned from viewing that show....where usually there are no operational "facilities"..........and a myriad of health issues.

Below links show why some people need intervention......for their own health and for that of their neighbors..........

http://www.tlc.com/tv-shows/hoarding-buried-alive (http://www.tlc.com/tv-shows/hoarding-buried-alive)


http://www.aetv.com/hoarders (http://www.aetv.com/hoarders)


http://en.wikipedia.org/w/index.php?title=Compulsive_hoarding (http://en.wikipedia.org/w/index.php?title=Compulsive_hoarding)

p.s. Often the elderly become unable to care for their daily needs or truly see the squalor they have become accustomed to surviving in..........not living, surviving.

Early onset Alzheimers can do this. But to both marriage partners at once?



I hope that there is a happy ending to this very sad story......and sooner rather than later.

[tanbcu]

maybe a mortgage on the house,and any other debt that was due

[Bogie Shooter]

maybe a mortgage on the house,and any other debt that was due

???

[Bogie Shooter]

Have either of you who have mentioned this actually contacted Adult Protective Services?

Regarding my post about APS. I posted this as information to those who were/are advocating this service be contacted. From their web site they indicate there is a statewide waiting list.
No, I did not contact them nor did I suggest anyone else contact them.

[Mo779]

Well, said to hear about this but it seems to me that the current owner of the property isn't following through on the eviction process. Once eviction papers has been served, then after a specific period of time, the Deputies come and physically evict the residents. If they are elderly, I hope someone will call the Dept. of Elder Affairs to see if any assistance is available.

[Ruthtomnorma3]

The couple in question had the water turned back on yesterday!
A well welcomed phone call... :) :)

[njbchbum]

The couple in question had the water turned back on yesterday!
A well welcomed phone call... :) :)

Such a good thing! More prayers to be offered that the Dept of Elder Services is able to provide addidional/continued assistance to these folks to get them straightened out - wherever it might be.

[Challenger]

In many cases now the lender will allow the mortgage holder to remain in the property without rent and may even pay a bonus if they stay and protect the property from vandalism and other damage. The offer can continue until the lender has made a final disposition of the property.

I don't know that this is the case here, but I suspect some accomodation has been made with the lender. Don't count on early eviction.

Eviction occurs when the sheriff comes to empty the house. The bank may not have requested eviction or in some cases I have seen Sheriffs purposely drag their feet, sometimes for months.

[EnglishJW]

The couple in question had the water turned back on yesterday!
A well welcomed phone call... :) :)

Very nice news which is clearly a needed step in a good direction to resolve this very difficult situation for everyone.

[Trish Crocker]

Why is this on the news-the real news? With all the foreclosed properties in Fl and throughout the country why are these poor people being publicly humiliated.

I'm disgusted by the neighbor who is complaining about the amenities not being paid. Her neighbor has no water, no power, maybe no food and is likely so far down she can't see anyway out. Of course they should have sold it/rented it before it got to this point but clearly something isn't right there.

Society Hill? Puhlease, gag me. What's next, The Villages of Pretentiousville. Instead of dumping more stress on these people maybe a neighbor should throw them a hose, an electric cord and bring a meal over.

You all do know that "America's friendliest home town" is a bit of rhetoric dreamed up by the marketing department, don't you?

Great post...and Gracie, I'll help you with the landscaping.

[Trish Crocker]

"There, but by the Grace of God"
If the stock market ever collapses a whole lot of us will be in that position.

[Trish Crocker]

It is probably impossible for many of the posters to understand how someone can get into this position but the reality is it happens. Initially, especially in an 'upscale' community such as this is, the people involved may have been embarrassed, then panicked. It's easy to armchair quarterback when we don't know the facts. Perhaps they were hoping to find a way out of their situation. Maybe they were a couple of the many, many people that were misled by the bank. I know of a lot of people that lost their homes when they reached out to their banks for assistance, were told that the only way the bank could help was if they were three months behind on their mortgage and to receive relief they were told to skip three payments, only to have that same bank foreclose. Those wonderful neighbors that are so distressed by the condition of the landscaping could easily remedy their discomfort by chipping in and having the grass cut...or is it easier to bi*ch? As for 'teaching them to fish'..it's pretty hard to teach someone to fish if they are starving.
One other question, if they have lived here for 8 years they must have made some friends...where are those friends now? Did their neighbors bother to go over when they initially saw the lawn deteriorating or was it just a great thing to gossip about over cocktails?

[Barefoot]

Why is this on the news-the real news? With all the foreclosed properties in Fl and throughout the country why are these poor people being publicly humiliated.

I'm disgusted by the neighbor who is complaining about the amenities not being paid. Her neighbor has no water, no power, maybe no food and is likely so far down she can't see anyway out. Of course they should have sold it/rented it before it got to this point but clearly something isn't right there.

Society Hill? Puhlease, gag me. What's next, The Villages of Pretentiousville.

Instead of dumping more stress on these people maybe a neighbor should throw them a hose, an electric cord and bring a meal over.

You all do know that "America's friendliest home town" is a bit of rhetoric dreamed up by the marketing department, don't you?

Patty always nets it out. :thumbup:

[Russ_Boston]

I didn't read all 130 posts:


Does anyone know the numbers? If they bought in 2006 for 440K I can't imagine that they were able to mortgage all of it? And they must have paid whatever mortgage up to now. I can't imagine that this house couldn't be sold for 400K right now which would repay the debt. Yes I have compassion but I think something stinks about the numbers. More to this story than we see on the surface. I'll be interested in the real story if we ever get it.

[graciegirl]

Patty always nets it out. :thumbup:


I agree that is a kind thing to do, but it isn't solving the problem. Somewhere there is a family member that will have to be kind of tough and get them to another place to live that perhaps public assistance can help them with their bills. It is a foreclosed on home and their living there will end. They have stuff in their home that will have to be moved. They will have a major change coming. In that situation kind people can help them pack and move and get settled. What people are doing now is kind and caring but it is helping them continue in an impossible situation. The bank owns the home, the bank is not in business for charity. That is the reality of the problem.

[Barefoot]

The couple in question had the water turned back on yesterday!
A well welcomed phone call... :) :)


The bank owns the home, the bank is not in business for charity. That is the reality of the problem.

Gracie, with all due respect, I don't think we know all the true facts of this situation.
We don't know if agreements exist between the bank and homeowners.
Therefore most of the posts here have been speculation on their emotional and financial situation.
One poster even speculated that these poor people could be Hoarders!

We've now heard that the water is back on.
Hopefully these homeowners will be able to get their lives back in order.

I still like Patti's common-sense approach best ...

Why is this on the news-the real news? With all the foreclosed properties in Fl and throughout the country why are these poor people being publicly humiliated.

I'm disgusted by the neighbor who is complaining about the amenities not being paid. Her neighbor has no water, no power, maybe no food and is likely so far down she can't see anyway out. Of course they should have sold it/rented it before it got to this point but clearly something isn't right there.

Society Hill? Puhlease, gag me. What's next, The Villages of Pretentiousville. Instead of dumping more stress on these people maybe a neighbor should throw them a hose, an electric cord and bring a meal over.

You all do know that "America's friendliest home town" is a bit of rhetoric dreamed up by the marketing department, don't you?

[senior citizen]

Gracie, with all due respect, I don't think we know all the true facts of this situation.
We don't know if agreements exist between the bank and homeowners.
Therefore most of the posts here have been speculation on their emotional and financial situation.
One poster even speculated that these poor people could be Hoarders!

We've now heard that the water is back on.
Hopefully these homeowners will be able to get their lives back in order.

I still like Patti's common-sense approach best ...

Why is this on the news-the real news? With all the foreclosed properties in Fl and throughout the country why are these poor people being publicly humiliated.

I'm disgusted by the neighbor who is complaining about the amenities not being paid. Her neighbor has no water, no power, maybe no food and is likely so far down she can't see anyway out. Of course they should have sold it/rented it before it got to this point but clearly something isn't right there.

Society Hill? Puhlease, gag me. What's next, The Villages of Pretentiousville. Instead of dumping more stress on these people maybe a neighbor should throw them a hose, an electric cord and bring a meal over.

You all do know that "America's friendliest home town" is a bit of rhetoric dreamed up by the marketing department, don't you?




If my memory is correct, I was alluding to the shows we had watched on "Extreme Hoarders", most of whom had their water and utilities shut off......the health of their bathrooms, kitchens, etc. WITHOUT SANITARY CONDITIONS.......not necessarily that they were hoarders.

Not looking at the post, but basically asked if any of these goodhearted neighbors had stepped inside the house?????

Sometimes one never knows what is going on in someone elses home. However, the "hoarders" all had definite issues, living for so long without RUNNING WATER , etc. and the homes displayed the lack thereof. Simple as that.

I couldn't imagine living without ELECTRICTY IN FLORIDA. MOLD WOULD FORM QUICKLY DUE TO THE VERY HIGH HUMIDITY.

If you can't flush your toilets????? If you can't take a shower????? If you can't wash your clothing and bed linens, towels, etc. Nuff said.

These are things we saw on THE HOARDERS T.V. show......so I was just "wondering" what the interior of the house might have disintegrated to.

Obviously it was the worse case scenario on the Hoarders t.v. show.

In the homes of these "hoarders" (via the t.v. show) they had mold buildup all over the entire house. Not saying that is the case with the people who were foreclosed upon; just stating the obvious facts and health hazards of living WITHOUT WATER AND ELECTRICITY.

Glad it is back on. Glad all of you are helping out. There but for the Grace of God go all of us. A very sad situation.

Patti is right on target about the neighbors on the video.
Also, the exterior of the home didn't look all that bad.
A few vines hanging here and there. They should come to Vermont.
We have a landscaper mow and trim ours weekly, but most mow their own when they feel like it.......and no one really cares.......also, up here one can't keep up with the weeds and such.....and no one really cares.

p.s. to Gracie who will naturally read this...
Thanks for that article on the real lowdown of why they lost the home.
My husband no longer felt sorry for them after he read that. I still do.
People do foolish things at times.......and at times are just too gullible.
Again, thank you.

None of us KNOW ALL OF THE TRUTH FOR SURE.........especially re aging people........some may seem o.k on the exterior, yet be leading a life of quiet desperation on the interior.....or be in early stages of dementia or alzheimers disease............even worse than being a hoarder.

[TheVillageChicken]

From where I sit, I have much sympathy for these folks. If I were their next door neighbors, it would be a different story, and I would be despising them by now.

[Patty55]

I agree that is a kind thing to do, but it isn't solving the problem. Somewhere there is a family member that will have to be kind of tough and get them to another place to live that perhaps public assistance can help them with their bills. It is a foreclosed on home and their living there will end. They have stuff in their home that will have to be moved. They will have a major change coming. In that situation kind people can help them pack and move and get settled. What people are doing now is kind and caring but it is helping them continue in an impossible situation. The bank owns the home, the bank is not in business for charity. That is the reality of the problem.

Maybe there is a family somewhere, we don't know that. We also don't know if the family knows or cares. You know, IMO, all families aren't what they should be-If they were we wouldn't have a DSS, CPS or school lunch programs.

True, the bank is not in the business of charity, but they are also not in the property management business. Not to get political, but in the past few years there have been big changes in the mortgage/foreclosure market. There are programs in place to keep people in their homes. The bank doesn't want another empty house any more than the Federal Govt wanted to be in the car or cell phone business.:D

None of us really know what is going on with these people, but the smugness of the neighbor "Ms Amenity Fees" is what ****ed me off. Someone called WESH and they responded? This is news?

JWEnglish, you did a good thing. While other people were googling and making the jump to calling them hoarders you knew where to go with this and ran with it.

[Patty55]

If my memory is correct, I was alluding to the shows we had watched on "Extreme Hoarders", most of whom had their water and utilities shut off......the health of their bathrooms, kitchens, etc. WITHOUT SANITARY CONDITIONS.......not necessarily that they were hoarders.

Not looking at the post, but basically asked if any of these goodhearted neighbors had stepped inside the house?????

Sometimes one never knows what is going on in someone elses home. However, the "hoarders" all had definite issues, living for so long without RUNNING WATER , etc. and the homes displayed the lack thereof.

You do know that reality shows aren't real, don't you? I personally never watch them. I guess human misery isn't all that entertaining to me.

[Villageswimmer]

From where I sit, I have much sympathy for these folks. If I were their next door neighbors, it would be a different story, and I would be despising them by now.


Your honesty is refreshing.

[loveinthesun]

I didn't see the full story... Do they just need help cleaning up?? Or is it money? :/

[loveinthesun]

I see the rest now, sorry.. Sad situation

[Bogie Shooter]

Quote:




Originally Posted by senior citizen

If my memory is correct, I was alluding to the shows we had watched on "Extreme Hoarders", most of whom had their water and utilities shut off......the health of their bathrooms, kitchens, etc. WITHOUT SANITARY CONDITIONS.......not necessarily that they were hoarders.

Not looking at the post, but basically asked if any of these goodhearted neighbors had stepped inside the house?????

Sometimes one never knows what is going on in someone elses home. However, the "hoarders" all had definite issues, living for so long without RUNNING WATER , etc. and the homes displayed the lack thereof.


You do know that reality shows aren't real, don't you? I personally never watch them. I guess human misery isn't all that entertaining to me.

Now you've done it, her watching television will never be the same.:D

[CFrance]

Quote:




Originally Posted by senior citizen

If my memory is correct, I was alluding to the shows we had watched on "Extreme Hoarders", most of whom had their water and utilities shut off......the health of their bathrooms, kitchens, etc. WITHOUT SANITARY CONDITIONS.......not necessarily that they were hoarders.

Not looking at the post, but basically asked if any of these goodhearted neighbors had stepped inside the house?????

Sometimes one never knows what is going on in someone elses home. However, the "hoarders" all had definite issues, living for so long without RUNNING WATER , etc. and the homes displayed the lack thereof.

You do know that reality shows aren't real, don't you? I personally never watch them. I guess human misery isn't all that entertaining to me.


Now you've done it, her watching television will never be the same.:D
From I Remember Mama to reality tv hoarders is a long way down.

[KathieI]

I drove down Society Hill Circle the other day and could not find a house that looked in bad condition and had weeds or grass growing out of control? Strange?

[Ruthtomnorma3]

Katie, I have had the opportunity to visit them several times...
If you want to stop for a visit....the number is 445 Society Hill Circle..
A very nice couple...I did not feel it was my business KNOWING any details about the
NON- WORTHY NEWS on TV.
I went providing some basic personal hygiene products anyone needs and a few other things.
We had a nice conversation and I shared I would be a friend...she was so happy to hear those words... I found out yesterday his birthday was this past MONDAY....
Maybe you bloggers will be lead to send a belated card...she has one in OCTOBER..

They have electricity ( "use selectively"...no ceiling fans on) and now water....
So this will ease the survival mode ....also,he has a bike to get what few groceries they need. There were no provisions I could take them.
The one project I did was to wash her summer curtains she is an avid crochet "artist"
The pieces she showed me are beautiful. She said it has calmed her so much during these trying times....

[KathieI]

Thank you for this information. I did not know all this. I thought I would see if I could help but couldn't find a house that looked as bad as this thread has claimed.

Does that mean they are willing to accept some help? I would very gladly take them to buy groceries, so he doesn't have to ride a bike. In return, she could teach me how to crochet. Sounds like a good barter plan??? I will soon be moving right around that area so I might be able to give some assistance to them.

Thank you for being a good neighbor. That's what its all about!

[Bizdoc]

Kathie, RuthTomNorma and the others who have been helping these folks - you are righteous people and I salute you.

[Barefoot]

Katie, I have had the opportunity to visit them several times...
If you want to stop for a visit....the number is 445 Society Hill Circle..
A very nice couple...I did not feel it was my business KNOWING any details about the
NON- WORTHY NEWS on TV.
I went providing some basic personal hygiene products anyone needs and a few other things.
We had a nice conversation and I shared I would be a friend...she was so happy to hear those words... I found out yesterday his birthday was this past MONDAY....
Maybe you bloggers will be lead to send a belated card...she has one in OCTOBER..

They have electricity ( "use selectively"...no ceiling fans on) and now water....
So this will ease the survival mode ....also,he has a bike to get what few groceries they need. There were no provisions I could take them.
The one project I did was to wash her summer curtains she is an avid crochet "artist"
The pieces she showed me are beautiful. She said it has calmed her so much during these trying times....

Bless your heart. You are the kind of person I'd like to become. :ho:

[mainlander]

Bravo to Ruthtonorma3, Kathie1 and of course the ever sensible Patty55.

[senior citizen]

You do know that reality shows aren't real, don't you? I personally never watch them. I guess human misery isn't all that entertaining to me.


There is no way they could stage those "hoarder" shows.
There is no way anyone in their right mind could live like that, with such an accumulation of junk and a home falling apart at the seams with mold, feces, rats, junk, etc. These people definitely have mental issues (the ones depicted on "Extreme Hoarders".}

It's very sad to watch (in horror) the decline of some people's minds and lives. It is mind boggling to think of people living without the basic utilities in the home.
*************************************************

As pertains to the foreclosed home in The Villages....
I am glad that some big hearted people have entered their lives with unconditional help and assistance. That is the true sign of neighborliness.

I also believe that the majority of those who reside in TheVillages are kind, intelligent, giving, helpful, witty and everything anyone would want in a good neighbor.......with the exception of a few cruel ones who must have pretty empty lives to constantly pick on inconsequential statements or television viewing choices. Everyone is entitled to their own opinion. This isn't Jr. High. Or is it? What does "I Remember Mama" have to do with "Extreme Hoarders".
No place is perfect and no one person is perfect either......so lets all be authentic and show our true kindness to each other and not so much pettiness just to "pick, pick pick"......when someone makes an innocent comment.

It's pretty boring to be a bunch of clones when we can be our authentic selves. PEACE

[senior citizen]

From I Remember Mama to reality tv hoarders is a long way down.


For what it's worth, my hubby was surfing the channels and came upon this "Extreme Hoarders" t.v. show this past winter; he recorded it in multiples.......so when there was nothing else on, we watched it. Is that a crime? In the middle of winter? ( I think it's on the same channel as the "Amish" shows. )

It's a great "study" in what makes some people tick and also those who have distinctive mental issues with regard to "holding on to possessions" to the point of their homes become health hazards, such as living without water and electricity....which only compounded the stash of junk......

Today we will watch the soccer game....U.S. against Portugal.
Is that o.k.???????????????????

Yesterday we watched the Nascar races from Elkhardt Lake Wisconsin. Was that o.k. with you???? Now that hubby is retired, he has the remote. ha ha.

[senior citizen]

Quote:




Originally Posted by senior citizen

If my memory is correct, I was alluding to the shows we had watched on "Extreme Hoarders", most of whom had their water and utilities shut off......the health of their bathrooms, kitchens, etc. WITHOUT SANITARY CONDITIONS.......not necessarily that they were hoarders.

Not looking at the post, but basically asked if any of these goodhearted neighbors had stepped inside the house?????

Sometimes one never knows what is going on in someone elses home. However, the "hoarders" all had definite issues, living for so long without RUNNING WATER , etc. and the homes displayed the lack thereof.




Now you've done it, her watching television will never be the same.:D


Why does what we watch on t.v. bother you so much????
Actually, we prefer lots of Blu Ray movies.......DVD's

This week we enjoyed "revisiting" DANCES WITH WOLVES with Kevin Costner.........set in Colorado, where our grandkids are now camping in Rocky Mountain National Park.

After that, we watched "REVENGE" another intense film Kevin Costner made with Madeleine Stowe and Anthony Quinn. (not the t.v. show Revenge which she is also in).

Ditto for another very long film with Kevin Costner......."Wyatt Earp"......what a history he had.

Our tastes are eclectic. Usually we record Masterpiece Classics on PBS........or watch NOVA.

When the kids were here we watched Disney's "FROZEN."
Is that o.k.?????

[Ruthtomnorma3]

Hi....TOTV Community. an update for our friends...
Several other bloggers will be giving them a friendly visit within the next week ...

It would be grand to know some couples and other TOTV bloggers would be going by for a short visit .
Suggestions...mixed bag of hard candy( he is a diabetic)
Day old /new DAILY SUN
Small bouquet flower / potted plant..notice there were cacti
Crochet book ..she can crochet backwards /forwards ..but all enjoy reading a new mag. in our choice hobby.. She is going to teach me! Just a basic...
Keep y'all up date ...excluding private business that I don't even want/need to know.