Age Restrictions

[WOODDA]

I am here for a month looking for a home to buy. While playing Golf today I was teamed up with a couple men that work for the Community Watch and lived in The Villages for 8 years, during our conversation I was expressing how wonderful this place was and the subject of age restriction came up, they told me that they could sell a house to anyone of any age. I said I couldn't believe that and if it was true they couldn't have the same privileges, and they quickly told me oh yes, once you were a resident you had the full privileges. Can anyone shed some light on this for me? Is it age restrictive as advertised or were these gentlemen ill informed? Thanks for any input.

[billethkid]

New sales yes.
Resales no.

[JGVillages]

By law around 20% of people here can be younger than 55. Understand that you cannot live within The Villages and have school age children living with you for more than 30 days. Older non-school age children living with you that possibly work here are OK. These restrictions alone make it a community that attracts "older" residents. Because of the extent of our ammenities some under 55's with no children, that find employment in the area, or are fortunate to retire early will choose to live here. We have been here 9 1/2 years and it all works just fine.

[WOODDA]

Thanks, the demographics good be much different than 10 years.

[JoMar]

The Housing for Older People (HOPA) act amends the Fair Housing Act. Under section 2, a community intended and operated as a 55 and older community (that's us) at least 80 percent of the occupied units are occupied by at least one person who is 55 years of age or older. If the number of people age 55+ in a given community falls below the 80 percent threshold, the community could lose its age-restricted status (and loss of such status would be permanent). That means that an over 55 woman and her 19 year old significant other would be eligible to live here. That also provides an option for the developer to sell the other 20% of the houses to those under 55. However, in either case the house could not have children under 19. Once the community meets the HOPA requirements and does not violate State Law the Community can make adjustments i.e., change to a 60 and older, restrict to 55+ or have a younger age eligible. So the short answer to your question is that yes, someone under 55 can buy and live in TV, but the amendment (signed by President Clinton) is not exclusive to TV. How this place ends up after build out is anyone's guess but for now, TV seems to be operating under the 80 - 20 formula.

[SouthOfTheBorder]

I am here for a month looking for a home to buy. While playing Golf today I was teamed up with a couple men that work for the Community Watch and lived in The Villages for 8 years, during our conversation I was expressing how wonderful this place was and the subject of age restriction came up, they told me that they could sell a house to anyone of any age. I said I couldn't believe that and if it was true they couldn't have the same privileges, and they quickly told me oh yes, once you were a resident you had the full privileges. Can anyone shed some light on this for me? Is it age restrictive as advertised or were these gentlemen ill informed? Thanks for any input.

Your question is not a simple yes or no answer. Here is how I understand this subject.

TV is a deed restricted community so it depends on the deed restrictions recorded for the specific piece of property in question.

Generally speaking anyone of legal age can own property in TV. However based on deed restrictions, 80% of residential properties in TV must have one resident that is 55 or older and no residents under 19 are permitted to live full time.

Our deed restrictions speak of residents not owners.

Here is a link where you can access all deed restriction based on County and land lots. A property’s deed restriction will be the source to answer to your question.

Village Community Development Districts (http://www.districtgov.org/departments/community-standards/download.aspx)

In other words a 19 (or 41) year old could purchase (be the deed holder) a home in TV but may have problems residing in the house if there is not also a resident that is 55 or older.

I don’t know who actually maintains the records of 80% over 55. But it appears to be in all our deed restrictions.

Don

[downeaster]

The Housing for Older People (HOPA) act amends the Fair Housing Act. Under section 2, a community intended and operated as a 55 and older community (that's us) at least 80 percent of the occupied units are occupied by at least one person who is 55 years of age or older. If the number of people age 55+ in a given community falls below the 80 percent threshold, the community could lose its age-restricted status (and loss of such status would be permanent). That means that an over 55 woman and her 19 year old significant other would be eligible to live here. That also provides an option for the developer to sell the other 20% of the houses to those under 55. However, in either case the house could not have children under 19. Once the community meets the HOPA requirements and does not violate State Law the Community can make adjustments i.e., change to a 60 and older, restrict to 55+ or have a younger age eligible. So the short answer to your question is that yes, someone under 55 can buy and live in TV, but the amendment (signed by President Clinton) is not exclusive to TV. How this place ends up after build out is anyone's guess but for now, TV seems to be operating under the 80 - 20 formula.

Nice response. You obviously did your homework. I have taken the liberty of highliteing(sp?) what I feel is a key part of your post and one that is overlooked too often.

[Topspinmo]

I don't think ther is rule that can't be broken?:what:

[njbchbum]

From the source:
55+ Housing / Resources / Home - Florida Commission on Human Relations (http://fchr.state.fl.us/resources/55_housing)

[llaran]

It is a federal law that applies to the developer. But in reality they sell to anyone.

[Polar Bear]

It is a federal law that applies to the developer. But in reality they sell to anyone.

I think TV is easily within the law.

[graciegirl]

I don't think ther is rule that can't be broken?:what:



We know.

[graciegirl]

The Housing for Older People (HOPA) act amends the Fair Housing Act. Under section 2, a community intended and operated as a 55 and older community (that's us) at least 80 percent of the occupied units are occupied by at least one person who is 55 years of age or older. If the number of people age 55+ in a given community falls below the 80 percent threshold, the community could lose its age-restricted status (and loss of such status would be permanent). That means that an over 55 woman and her 19 year old significant other would be eligible to live here. That also provides an option for the developer to sell the other 20% of the houses to those under 55. However, in either case the house could not have children under 19. Once the community meets the HOPA requirements and does not violate State Law the Community can make adjustments i.e., change to a 60 and older, restrict to 55+ or have a younger age eligible. So the short answer to your question is that yes, someone under 55 can buy and live in TV, but the amendment (signed by President Clinton) is not exclusive to TV. How this place ends up after build out is anyone's guess but for now, TV seems to be operating under the 80 - 20 formula.



Well researched. As usual.

[Bogie Shooter]

It is a federal law that applies to the developer. But in reality they sell to anyone.

Sell to anyone........based on what?

[outlaw]

New sales yes.
Resales no.

Meaning what? Yes restricted; not restricted?

As far as I know, from a practical perspective, no restriction on any sales.

[outlaw]

Sell to anyone........based on what?

Based on their credit report. If they pay cash, then based on nothing.

[asianthree]

People down the street from us are mid 30s. Computer qeeks.

[Bonny]

Your question is not a simple yes or no answer. Here is how I understand this subject.

TV is a deed restricted community so it depends on the deed restrictions recorded for the specific piece of property in question.

Generally speaking anyone of legal age can own property in TV. However based on deed restrictions, 80% of residential properties in TV must have one resident that is 55 or older and no residents under 19 are permitted to live full time.

Our deed restrictions speak of residents not owners.

Here is a link where you can access all deed restriction based on County and land lots. A property�s deed restriction will be the source to answer to your question.

Village Community Development Districts (http://www.districtgov.org/departments/community-standards/download.aspx)

In other words a 19 (or 41) year old could purchase (be the deed holder) a home in TV but may have problems residing in the house if there is not also a resident that is 55 or older.

I don�t know who actually maintains the records of 80% over 55. But it appears to be in all our deed restrictions.

Don
You can be 19 and buy a house here. You don't have to have anyone living with you that's 55 or older. I know people here in their 30's buying homes here.

[dewilson58]

You can be 19 and buy a house here. You don't have to have anyone living with you that's 55 or older. I know people here in their 30's buying homes here.

Bonny purchased when she was in her 30's, and that was just five years ago.

[Bonny]

Bonny purchased when she was in her 30's, and that was just five years ago.
:bigbow: :1rotfl:

[CFrance]

Bonny purchased when she was in her 30's, and that was just five years ago.

You just made a friend for life!

[Bonny]

You just made a friend for life!
:thumbup:

[Bogie Shooter]

How do posters that have been here for less than a year become experts on..............everything?

[JoMar]

How do posters that have been here for less than a year become experts on..............everything?

Because many have been researching and reading about this place for years which helped them to decide to live here. I know people who have lived here for years and are still struggling with concept and processes. It's not the length of time you live here but the amount of time you spend researching where you will spend your money.

[Polar Bear]

Because many have been researching and reading about this place for years which helped them to decide to live here. I know people who have lived here for years and are still struggling with concept and processes. It's not the length of time you live here but the amount of time you spend researching where you will spend your money.

How do posters that have been here for less than a year become experts on..............everything?

I'm with Bogie. Research is all well and good. And I heartily recommend doing a lot of it before you move here. But it's doesn't compare to living here for really learning all the good and all the not-so-good about TV...or anyplace for that matter.

[Topspinmo]

How do posters that have been here for less than a year become experts on..............everything?

How do posters that been here for years think they know everything:D

[gmill]

I'm 47, retired, no kids, and purchased a new construction home in TV this year. But the real estate person advised me that I sell this home, I may not be able to purchase another new construction home until I'm at least 55.

[Walter123]

How do posters that been here for years think they know everything:D

LOL! So true!

[graciegirl]

I'm 47, retired, no kids, and purchased a new construction home in TV this year. But the real estate person advised me that I sell this home, I may not be able to purchase another new construction home until I'm at least 55.



You are wrong, Mary Jane. And the real estate person is wrong.


But welcome to the forum. Hang around. I am one of the post too often know it all's who will try to set you straight.

[mfp509]

I bought here 12 years ago and also worked part time at a rec center for awhile. It became my understanding that one person in the house had to be 55+ and no one under 19 could live here. i have noticed lack of enforcement of rules on the increase and I don't think The Villages knows who is buying here especially when an outside realtor is selling the home. I don't believe they check renters either. In my neighborhood, there is one rental that has had various people in their 30's. Maybe they are relatives of the owner but they are still not 55+. There should be some sort of screening process.

[Bonny]

I bought here 12 years ago and also worked part time at a rec center for awhile. It became my understanding that one person in the house had to be 55+ and no one under 19 could live here. i have noticed lack of enforcement of rules on the increase and I don't think The Villages knows who is buying here especially when an outside realtor is selling the home. I don't believe they check renters either. In my neighborhood, there is one rental that has had various people in their 30's. Maybe they are relatives of the owner but they are still not 55+. There should be some sort of screening process.
Renters don't own here so it doesn't matter. No one has to be 55. My sister has rented here several times.

[Bonny]

I bought here 12 years ago and also worked part time at a rec center for awhile. It became my understanding that one person in the house had to be 55+ and no one under 19 could live here. i have noticed lack of enforcement of rules on the increase and I don't think The Villages knows who is buying here especially when an outside realtor is selling the home. I don't believe they check renters either. In my neighborhood, there is one rental that has had various people in their 30's. Maybe they are relatives of the owner but they are still not 55+. There should be some sort of screening process.
We moved here over 15 years ago. I was 48 and hubby was 49. 80% of the homes have to have someone 55. The other 20% is anyone over 19.

[mfp509]

Oh, I didn't know that about renters. As far as percentage goes, with the rapid growth The Villages probably doesn't have a clue.

[outlaw]

If no one is measuring, it really doesn't matter.

[graciegirl]

If no one is measuring, it really doesn't matter.



You see, that is where we differ. I think that someone is keeping track.


I think so because I have all kinds of evidence by living here for almost nine years that there is MUCH attention to detail.


You have your opinion, and I have mine. Just like fannies.

[Challenger]

[QUOTE=graciegirl;1119893]You see, that is where we differ. I think that someone is keeping track.


I think so because I have all kinds of evidence by living here for almost nine years that there is MUCH attention to detail.


You have your opinion, and I have mine. Just like fannies.[/QUOT

According to the Fed Register in a section titled "Verification of Occupancy"

Statistics from bi annual survey, or housing census numbers may be used to verify continued compliance. Also houses ocupied by handicapped persons or unoccupied units do not count against the 20 percent limitation. Again this seems to be a complaint driver issue(non compliance) so there is no issue without a complaint. Sorry , I didn't record the full location citation from the Fed Register, but it was in Vol 64

[njbchbum]

Oh, I didn't know that about renters. As far as percentage goes, with the rapid growth The Villages probably doesn't have a clue.

Someone once posted that the age restrictions are most likely monitored by using the ID system which records one's birth date. If renters want/get IDs - they would be recorded there.

[downeaster]

I really do not think our status as an "over 55 community" is any where near in jeopardy. We are in our fifteenth year as year round residents. We are involved in a number of activities. We are acquainted with a lot of residents. We know of only one (1) residence (rental) that has no one over 55 living there. That is one out of many many residences that does not meet the age requirement.

Those of you who are concerned might want to look around you and talk to friends and neighbors. Once you have done this, post back here and share your findings. Remember, only residences with no occupant over 55 count in the 20% column.

[Topspinmo]

I'm here and that's all that counts for ME!:ho:

[pqrstar]

Here is the link to the Florida Registry for 55+ communities.

Housing Directory - Florida Commission on Human Relations (http://fchr.state.fl.us/housing_directory/search/Sumter/County)

You will have to use the drop down menu for the Marion County and Lake County portions of The Villages.

[JoMar]

I really do not think our status as an "over 55 community" is any where near in jeopardy. We are in our fifteenth year as year round residents. We are involved in a number of activities. We are acquainted with a lot of residents. We know of only one (1) residence (rental) that has no one over 55 living there. That is one out of many many residences that does not meet the age requirement.

Those of you who are concerned might want to look around you and talk to friends and neighbors. Once you have done this, post back here and share your findings. Remember, only residences with no occupant over 55 count in the 20% column.

Are you above 466?

[Challenger]

Are you above 466?

We live in a CYV neighborhood just north of 466A. 67 units , Been here 4 yrs , Don't know of any of the 67 units here that woild be counted in the 20per cent exception.

[asianthree]

Trust me if someone came here under the age of 55 and want to purchase a home and they were told no there would be a huge lawsuit if TV was not complying with the 20% rule. the developer has the numbers, it's a law.

[Retiring]

My memory is far from great, that’s my disclaimer. About a month ago I spoke to a salesman in the TV sales office. I inquired about having a home built.

I believe he said I can buy anytime but someone in the home has to be 55. Since I just turned 54 I wanted to know how long I could delay construction after I pick out a lot. He said I could delay up to 90 days than it will take about 80-90 days to finish build. I will not turn 55 for 11 months so I’m just going to have to wait before I can be serious about a lot.

I hope to visit TV, for the first time, this fall. Hopefully, after my visit, I’ll still be serious about moving there.

[rhood]

Get another sales rep.

[Bonny]

I hope to visit TV, for the first time, this fall. Hopefully, after my visit, I�ll still be serious about moving there.
If you are just visiting here for the first time, why would you not think you would be serious about moving here ?

[asianthree]

My memory is far from great, that�s my disclaimer. About a month ago I spoke to a salesman in the TV sales office. I inquired about having a home built.

I believe he said I can buy anytime but someone in the home has to be 55. Since I just turned 54 I wanted to know how long I could delay construction after I pick out a lot. He said I could delay up to 90 days than it will take about 80-90 days to finish build. I will not turn 55 for 11 months so I�m just going to have to wait before I can be serious about a lot.

I hope to visit TV, for the first time, this fall. Hopefully, after my visit, I�ll still be serious about moving there.

Our son is buying a home here and he is 46. Get a new rep

[asianthree]

If you are just visiting here for the first time, why would you not think you would be serious about moving here ?

Not everyone loves it here. We came starting in 2007 and didn't buy until 2010

[Bonny]

Not everyone loves it here. We came starting in 2007 and didn't buy until 2010
I understand that. I was just curious because they are serious about moving here and have never been here and question if they will be still be serious after they visit for the first time. Just curious.

[golfing eagles]

I understand that. I was just curious because they are serious about moving here and have never been here and question if they will be still be serious after they visit for the first time. Just curious.

I think they just need to come and see TV. As most of us know, the place sells itself.
I was lucky--my brother owned here briefly before he passed, I know many who do live here, I had the best sales rep, and I got a personal tour from a trusted friend on our first visit
I didn't even join TOTV until more than a year after I bought.
However, if all the information one has gleaned to date had come from TOTV, there certainly could be some concern and confusion. There is an undercurrent of negative posts, somewhat disproportionate to the number of negative posters. No place is perfect (sorry GG), but TV is close, and most of the negative posts are trivial in nature, and most of us have come to know the themes of the negative posters. But if you've never been here, you cannot possible know that, so I understand the source of concerns. It is a huge, life changing move, so due diligence is certainly in order.

[Retiring]

If you are just visiting here for the first time, why would you not think you would be serious about moving here ?

According to the TV sales rep I can delay construction 3 months, then 3 months to build, therefore 6 months from lot selection to closing at which time I need to be 55yo. I�m a year away from 55. I would be wasting everyone�s time lot shopping today. The lots available today may not be available 6 months from now.

But there is another hurdle I need to overcome before I look at TV seriously. I lived in FL from �79 to �89. I was there for college (Daytona Beach) and I was based in FL with the airline. I still remember the times I prayed for the day I could leave the excruciating humidity of central FL. When I got a job that took me out of State I celebrated and vowed I would never come back. Since then I�ve had many layovers in Orlando, Ft. Lauderdale, Miami, Tampa etc. so the FL summer is actually fresh in mind. Just this month I had 3 Orlando layovers.

The real hurdle for me?, humidity. And to a much lesser extent, sinkholes. Both have nothing to do with the fine people of TV or the amenities TV offers. This is strictly a geography issue.

I will visit TV this fall but I will not shop any lots. Assuming the sales agent is correct, I would be wasting my time, and theirs, shopping lots today. If I think TV is for me, I�ll return in 6 months at which time I can shop lots, since I�ll be 54 and a half at that time.

As an airline pilot I have access to a very sophisticated meteorology department. This summer I observed TV weather for a 2-week period and the stats were brutal. Heat index in the 120s. Since I�m based in Seattle my main residence is in WA but I have a home in Scottsdale too. I am not unfamiliar with high temperatures. However, for me, a dry 105 is far more comfortable than 85 with 100% humidity. Maybe comfortable is the wrong word. Let�s say a hot dry day is less uncomfortable than a humid warm day. Just speaking for myself.

The reason I�m attracted to TV is quite simple. I want to move only one more time. I�m very active (but not a golfer) and want to be in an active community. Also, I love the golf car aspect of TV. Don�t know why, but that just fascinates me.

That�s it in a nutshell.

[Bonny]

According to the TV sales rep I can delay construction 3 months, then 3 months to build, therefore 6 months from lot selection to closing at which time I need to be 55yo. I�m a year away from 55. I would be wasting everyone�s time lot shopping today. The lots available today may not be available 6 months from now.

But there is another hurdle I need to overcome before I look at TV seriously. I lived in FL from �79 to �89. I was there for college (Daytona Beach) and I was based in FL with the airline. I still remember the times I prayed for the day I could leave the excruciating humidity of central FL. When I got a job that took me out of State I celebrated and vowed I would never come back. Since then I�ve had many layovers in Orlando, Ft. Lauderdale, Miami, Tampa etc. so the FL summer is actually fresh in mind. Just this month I had 3 Orlando layovers.

The real hurdle for me?, humidity. And to a much lesser extent, sinkholes. Both have nothing to do with the fine people of TV or the amenities TV offers. This is strictly a geography issue.

I will visit TV this fall but I will not shop any lots. Assuming the sales agent is correct, I would be wasting my time, and theirs, shopping lots today. If I think TV is for me, I�ll return in 6 months at which time I can shop lots, since I�ll be 54 and a half at that time.

As an airline pilot I have access to a very sophisticated meteorology department. This summer I observed TV weather for a 2-week period and the stats were brutal. Heat index in the 120s. Since I�m based in Seattle my main residence is in WA but I have a home in Scottsdale too. I am not unfamiliar with high temperatures. However, for me, a dry 105 is far more comfortable than 85 with 100% humidity. Maybe comfortable is the wrong word. Let�s say a hot dry day is less uncomfortable than a humid warm day. Just speaking for myself.

The reason I�m attracted to TV is quite simple. I want to move only one more time. I�m very active (but not a golfer) and want to be in an active community. Also, I love the golf car aspect of TV. Don�t know why, but that just fascinates me.

That�s it in a nutshell.
Who told you you can't purchase a house here under 55? I have a relative that works for the Villages Real Estate and it's my understanding that they are not at the 20% right now which means someone under 55 can buy here.

[Retiring]

He said I can buy now but at least one person 55+ has to live in the house. Since I’m single, that 55 yo has to be me. It is confusing, I can buy it and build it but I cannot live there? I do recall the agent’s first name but I don’t want to get anyone in trouble. I will ask these questions again when I’m physically at the TV sales office, in the next couple months.

[Bonny]

He said I can buy now but at least one person 55+ has to live in the house. Since I�m single, that 55 yo has to be me. It is confusing, I can buy it and build it but I cannot live there? I do recall the agent�s first name but I don�t want to get anyone in trouble. I will ask these questions again when I�m physically at the TV sales office, in the next couple months.
If they are not at the 20%, no one in the house has to be 55.

[asianthree]

He said I can buy now but at least one person 55+ has to live in the house. Since I�m single, that 55 yo has to be me. It is confusing, I can buy it and build it but I cannot live there? I do recall the agent�s first name but I don�t want to get anyone in trouble. I will ask these questions again when I�m physically at the TV sales office, in the next couple months.

You can ask any of us. all of us have an agent that we love. If you were not happy with the person they assigned you you can request a change and they will give it to you.

[rubicon]

The Housing for Older People (HOPA) act amends the Fair Housing Act. Under section 2, a community intended and operated as a 55 and older community (that's us) at least 80 percent of the occupied units are occupied by at least one person who is 55 years of age or older. If the number of people age 55+ in a given community falls below the 80 percent threshold, the community could lose its age-restricted status (and loss of such status would be permanent). That means that an over 55 woman and her 19 year old significant other would be eligible to live here. That also provides an option for the developer to sell the other 20% of the houses to those under 55. However, in either case the house could not have children under 19. Once the community meets the HOPA requirements and does not violate State Law the Community can make adjustments i.e., change to a 60 and older, restrict to 55+ or have a younger age eligible. So the short answer to your question is that yes, someone under 55 can buy and live in TV, but the amendment (signed by President Clinton) is not exclusive to TV. How this place ends up after build out is anyone's guess but for now, TV seems to be operating under the 80 - 20 formula.

Let's hope those responsible for to ensuring this requirement is enforced do their jobs well because if there i a way to skirt this requirement it will be found.

Many residents intend that their homes transfer to their offspring when they pass maintaining The Villages as it was intended. Any attempts to violate these requirements could prove very harmful to this community

[graciegirl]

He said I can buy now but at least one person 55+ has to live in the house. Since I�m single, that 55 yo has to be me. It is confusing, I can buy it and build it but I cannot live there? I do recall the agent�s first name but I don�t want to get anyone in trouble. I will ask these questions again when I�m physically at the TV sales office, in the next couple months.



I think there was miscommunication somewhere, either he was not schooled properly or you misunderstood. You can buy here when you are 19 if you have the money. UNTIL it reaches 20%. Which I believe is carefully monitored.


I think you should think and think again about the heat and humidity. It is hot and sticky in the summer and sometimes in the spring and in the fall too.. Nothing will change that.


Perhaps you should rent for a year to see if this is the best place for you.

[bagboy]

///

[downeaster]

This subject has been so misrepresented. Because you read it here doesn't make so. I can't help but wonder how many potential prospective Villagers have not followed through due to their misunderstanding of info they read here. Just read the text of the act (law?) before you decide. There are a number of posts here that quote the law correctly as well as posts with valid links.

Please folks. Do diligent research before before posting. Do not post based on here say. Do not post based on info from a real estate "professional".

Readers are making some very serious decisions so lets not mislead them.

Keep in mind it is not your opinion that is important, it is the facts that count.

For those who keep posting erroneous info, please back off.

[NoMoSno]

As an airline pilot I have access to a very sophisticated meteorology department. This summer I observed TV weather for a 2-week period and the stats were brutal. Heat index in the 120s.

Don't believe those weather reports at 40,000 ft.
Heat index didn't get over 110, ground level :thumbup:

[graciegirl]

This subject has been so misrepresented. Because you read it here doesn't make so. I can't help but wonder how many potential prospective Villagers have not followed through due to their misunderstanding of info they read here. Just read the text of the act (law?) before you decide. There are a number of posts here that quote the law correctly as well as posts with valid links.

Please folks. Do diligent research before before posting. Do not post based on here say. Do not post based on info from a real estate "professional".

Readers are making some very serious decisions so lets not mislead them.

Keep in mind it is not your opinion that is important, it is the facts that count.

For those who keep posting erroneous info, please back off.


You know I think that the posters who post erroneous info, do it to support their own agenda, be it another development or ...?????

Many of us try to quell rumors and try to correct misinformation but it is an endless challenge. I just hope that people who want to live here and enjoy life like we do get the correct information.

[Retiring]

Don't believe those weather reports at 40,000 ft.
Heat index didn't get over 110, ground level :thumbup:


I�m looking at a report right now. It was taken at 3:58pm on Aug. 20, 2015 at The Villages, FL.

Temp 90
Humidity 100%
Pres. 29.88 and falling.
Visibility 10 miles
Precip. 0
K-Index less than 20
Wind 090/7
Heat index 122

I followed TV weather everyday for 2 weeks this summer. There is no way to sugarcoat central FL summer weather, it�s rough. As I did for the 10yrs I lived in the area, we cope :-)

[twoplanekid]

It’s all a communist plot or so I have been told. When in doubt, call your Village sales rep or the Villages directly for answers to questions that are important to you.

[manaboutown]

I’m looking at a report right now. It was taken at 3:58pm on Aug. 20, 2015 at The Villages, FL.

Temp 90
Humidity 100%
Pres. 29.88 and falling.
Visibility 10 miles
Precip. 0
K-Index less than 20
Wind 090/7
Heat index 122

I followed TV weather everyday for 2 weeks this summer. There is no way to sugarcoat central FL summer weather, it’s rough. As I did for the 10yrs I lived in the area, we cope :-)

That sounds about right and fairly representative of a summer day in central Florida. It is what it is.

Back in the late 1960's an aunt and uncle moved from Towson, MD to Winterhaven, FL (where Publix opened its first store) and lived there for over 30 years. Winterhaven is a bit south of TV. I used to visit them there rather frequently as I owned some commercial property in Lakeland and I needed to visit it several times a year. I remember it being surprisingly chilly in those towns in January and February as well.

[Retiring]

It�s all a communist plot or so I have been told. When in doubt, call your Village sales rep or the Villages directly for answers to questions that are important to you.


That�s the problem. I called TV Sales directly, post the info here, and I�m told it�s wrong? However, to be fair, I may recall the info incorrectly. It�s been a month since I called and I posted without the benefit of my notes from that call.

When I actually walk into the sales office, I�ll get the straight scoop. If I hear something contrary to what I�ve been told before, or read on this forum, I�ll ask the rep to get confirmation.

[Challenger]

According to the TV sales rep I can delay construction 3 months, then 3 months to build, therefore 6 months from lot selection to closing at which time I need to be 55yo. I�m a year away from 55. I would be wasting everyone�s time lot shopping today. The lots available today may not be available 6 months from now.

But there is another hurdle I need to overcome before I look at TV seriously. I lived in FL from �79 to �89. I was there for college (Daytona Beach) and I was based in FL with the airline. I still remember the times I prayed for the day I could leave the excruciating humidity of central FL. When I got a job that took me out of State I celebrated and vowed I would never come back. Since then I�ve had many layovers in Orlando, Ft. Lauderdale, Miami, Tampa etc. so the FL summer is actually fresh in mind. Just this month I had 3 Orlando layovers.

The real hurdle for me?, humidity. And to a much lesser extent, sinkholes. Both have nothing to do with the fine people of TV or the amenities TV offers. This is strictly a geography issue.

I will visit TV this fall but I will not shop any lots. Assuming the sales agent is correct, I would be wasting my time, and theirs, shopping lots today. If I think TV is for me, I�ll return in 6 months at which time I can shop lots, since I�ll be 54 and a half at that time.

As an airline pilot I have access to a very sophisticated meteorology department. This summer I observed TV weather for a 2-week period and the stats were brutal. Heat index in the 120s. Since I�m based in Seattle my main residence is in WA but I have a home in Scottsdale too. I am not unfamiliar with high temperatures. However, for me, a dry 105 is far more comfortable than 85 with 100% humidity. Maybe comfortable is the wrong word. Let�s say a hot dry day is less uncomfortable than a humid warm day. Just speaking for myself.

The reason I�m attracted to TV is quite simple. I want to move only one more time. I�m very active (but not a golfer) and want to be in an active community. Also, I love the golf car aspect of TV. Don�t know why, but that just fascinates me.

That�s it in a nutshell.

We live and sleep in air conditioned homes, get into air conditioned cars, go to air conditioned restaurants, movies. rec centers, stores, come home and jump into swimming pools. We ride in open golf carts . What's the problem?

[Fraugoofy]

I think the humidity in Florida is a valid concern. It is unbearable mid day and into the evening during July and August. Many Villagers travel elsewhere during those months...

[tomwed]

If you can't afford to leave than you make the most of it. You golf very early or very late.
As Challanger wrote you stay in the AC or the pool.
I don't think it's unbearable if you don't have to work outside. Am I missing something?

[manaboutown]

Back in my Lakeland - Winterhaven days I got to know a couple of men pretty well. One owned orange groves and the other a real estate agency. They both went north during the long, hot, humid Florida summers to escape the unbearable humidity and heat.

[Skip]

Let's stay on topic.
We're talking about Age Restrictions, not Weather.

It's a Catch-22.
For new or resale, the seller can't ask you your age (race, ethnic background, religion, etc.).
It's against the law to ask.
The developer only has to inform you that "this is a 55 and over community where no children... etc."

You can't even keep those stats, as far as I know.
When we bought, I was told it was a "55 and over community".
No one asked how old we were.

And I know dozens who are way under 55 (still).

Skip

[Barefoot]

Winterhaven is a bit south of TV. I remember it being surprisingly chilly in those towns in January and February as well.

Chilly? Really? :cold: I guess it depends what weather you're using for comparison.
Compared to Ontario, Canada, The Villages is balmy in January and February.
Some days are in the 60s, but other days we are able to golf and wear short sleeves. For us the weather is perfect! :thumbup:

[Dr Winston O Boogie jr]

Let's stay on topic.
We're talking about Age Restrictions, not Weather.

It's a Catch-22.
For new or resale, the seller can't ask you your age (race, ethnic background, religion, etc.).
It's against the law to ask.
The developer only has to inform you that "this is a 55 and over community where no children... etc."

You can't even keep those stats, as far as I know.
When we bought, I was told it was a "55 and over community".
No one asked how old we were.

And I know dozens who are way under 55 (still).

Skip

When I first bought I was asked if I was over the age of 55 and informed that I could have no one under the age of 19 living here permanently.

I don't know how a law could be made regarding age restricted communities and then the law forbidding a developer to ascertain or keep records of the ages of the residents. If the law requires that 80% of all homes in The Villages be occupied by at a least one person over the age of 55 then I'm sure that the law would require that some sort of records be kept in order to ensure that we are in compliance with the law.

Where did you get your information that they are not allowed to ask your age or keep records? While that might be the case outside of age restricted communities, it seems highly unlikely that it is the case in age restricted communities.

As far as resales go, every resident has to be registered for amenities and I.D. cards. I'm sure that The Villages has a record or almost every person living here including their age.

Don't forget, under the law, 80% or more of the residents could be under the age of 55 and still live here legally.

[graciegirl]

When I first bought I was asked if I was over the age of 55 and informed that I could have no one under the age of 19 living here permanently.

I don't know how a law could be made regarding age restricted communities and then the law forbidding a developer to ascertain or keep records of the ages of the residents. If the law requires that 80% of all homes in The Villages be occupied by at a least one person over the age of 55 then I'm sure that the law would require that some sort of records be kept in order to ensure that we are in compliance with the law.

Where did you get your information that they are not allowed to ask your age or keep records? While that might be the case outside of age restricted communities, it seems highly unlikely that it is the case in age restricted communities.

As far as resales go, every resident has to be registered for amenities and I.D. cards. I'm sure that The Villages has a record or almost every person living here including their age.

Don't forget, under the law, 80% or more of the residents could be under the age of 55 and still live here legally.



Jim. You are right until the last sentence. It is 20%

[Challenger]

When I first bought I was asked if I was over the age of 55 and informed that I could have no one under the age of 19 living here permanently.

I don't know how a law could be made regarding age restricted communities and then the law forbidding a developer to ascertain or keep records of the ages of the residents. If the law requires that 80% of all homes in The Villages be occupied by at a least one person over the age of 55 then I'm sure that the law would require that some sort of records be kept in order to ensure that we are in compliance with the law.

Where did you get your information that they are not allowed to ask your age or keep records? While that might be the case outside of age restricted communities, it seems highly unlikely that it is the case in age restricted communities.

As far as resales go, every resident has to be registered for amenities and I.D. cards. I'm sure that The Villages has a record or almost every person living here including their age.

Don't forget, under the law, 80% or more of the residents could be under the age of 55 and still live here legally.

That is why the Fed Reg allows for the collection of data by surveys or census figures to verify the statistics.

[CFrance]

[/COLOR][/B]



Jim. You are right until the last sentence. It is 20%
If only one person per household has to be 55 or older, conceivably couldn't 50% of the residents be under 55?

[golfing eagles]

If only one person per household has to be 55 or older, conceivably couldn't 50% of the residents be under 55?

Yes, but not 50% of the HOMES

[CFrance]

Yes, but not 50% of the HOMES
So it's really not a retirement community. Not that I care...

[asianthree]

We were told when we bought our 2nd new home, we could no longer buy a NEW home. That was 2012. When we were looking 2014, that rule no longer applied

[Average Guy]

If only one person per household has to be 55 or older, conceivably couldn't 50% of the residents be under 55?

Conceivably, more than 50 percent of the residents could be under 55. As a hypothetical example, every household could have 4 residents. Three of the 4 could be under 55, as long as the 4th one was at least 55. Also, up to 20 percent of the homes could have all residents under 55.

I know my example is not realistic, I am merely trying to show what is possible under the 20 percent law/rule.

[Bonny]

We were told when we bought our 2nd new home, we could no longer buy a NEW home. That was 2012. When we were looking 2014, that rule no longer applied
Why was that ? We have friends that just bought their 3rd. new home here. Of course, they say this one's the last, LOL

[Challenger]

So it's really not a retirement community. Not that I care...

Look around . Do you think this is not a retirement community?

[tomwed]

Look around . Do you think this is not a retirement community?
I like to think of it as a Chronologically Gifted Community.

[Barefoot]

Has anyone ever asked Villages Management how they track the age of owners or residents?

[graciegirl]

Has anyone ever asked Villages Management how they track the age of owners or residents?




I think they like to keep all that stuff private, along with whether or not there is a buildout and whether they are digging another ocean. ;)

[fred53]

Met a gentleman and his 17 year old son who live in Sanibel...the son is a junior at Wildwood and will live there till he graduates in a few years...they hadn't had any issues and as long as the son is considerate and respectful of others I don't see the problem...wouldn't want hundreds here though...

[Skip]

This is from the Federal Register...

There continues to be confusion concerning what is often referred to as the 80/20 split. HOPA states that the minimum standard to obtain housing for persons who are 55 years of age or older status is that ��at least 80%�� of the occupied units be occupied by persons 55 years or older. There is no requirement that the remaining 20% of the occupied units be occupied by persons under the age of 55, nor is there a requirement that those units be used only for persons where at least one member of the household is 55 years of age or older. Communities may decline to permit any persons under the age of 55, may require that 100% of the units have at least one occupant who is 55 years of age or older, may permit up to 20% of the occupied units to be occupied by persons who are younger than 55 years of age, or set whatever requirements they wish, as long as ��at least 80%�� of the occupied units are occupied by one person 55 years of age or older, and so long as such requirements are not inconsistent with the overall intent to be housing for older persons.

Skip

[Bogie Shooter]

Met a gentleman and his 17 year old son who live in Sanibel...the son is a junior at Wildwood and will live there till he graduates in a few years...they hadn't had any issues and as long as the son is considerate and respectful of others I don't see the problem...wouldn't want hundreds here though...

No problem? Then you say you wouldn't want hundreds?
If one can break the rules why not a hundred?

[Challenger]

Met a gentleman and his 17 year old son who live in Sanibel...the son is a junior at Wildwood and will live there till he graduates in a few years...they hadn't had any issues and as long as the son is considerate and respectful of others I don't see the problem...wouldn't want hundreds here though...

Here we go again!! Pick and choose the rules we think it is ok to violate.

Where does it start and end. This one is a very bad precedent.

[dewilson58]

:popcorn:

:popcorn:

[Barefoot]

Met a gentleman and his 17 year old son who live in Sanibel...as long as the son is considerate and respectful of others I don't see the problem...wouldn't want hundreds here though...
Fred, methinks you've just opened Pandora's box.
If the hundreds of kids were all considerate and respectful of others, would you still object to them living in The Villages?
Where do you draw the line?
:popcorn: :popcorn:

[downeaster]

This is from the Federal Register...

There continues to be confusion concerning what is often referred to as the 80/20 split. HOPA states that the minimum standard to obtain housing for persons who are 55 years of age or older status is that ��at least 80%�� of the occupied units be occupied by persons 55 years or older. There is no requirement that the remaining 20% of the occupied units be occupied by persons under the age of 55, nor is there a requirement that those units be used only for persons where at least one member of the household is 55 years of age or older. Communities may decline to permit any persons under the age of 55, may require that 100% of the units have at least one occupant who is 55 years of age or older, may permit up to 20% of the occupied units to be occupied by persons who are younger than 55 years of age, or set whatever requirements they wish, as long as ��at least 80%�� of the occupied units are occupied by one person 55 years of age or older, and so long as such requirements are not inconsistent with the overall intent to be housing for older persons.

Skip

Thank you Skip, for another clarification of the so called 80/20 rule. However, it seems no matter how many times it is made very clear,and you did, there are those that muddy the waters again.
I have said before and I will repeat, look around you. How many residences do you know of here there is not at least one person over 55?

By the way, my granddad was "Skip", my dad was "Skip" and my late brother was the last of the "Skips" in our line.

[Bonny]

Met a gentleman and his 17 year old son who live in Sanibel...the son is a junior at Wildwood and will live there till he graduates in a few years...they hadn't had any issues and as long as the son is considerate and respectful of others I don't see the problem...wouldn't want hundreds here though...
I have seen a couple of hardship cases that allowed someone younger to live here. Maybe the parents were divorced, the son was living somewhere else and something happened and they are letting the 17 year old stay here and finish school. We never know what may have happened.

[Dr Winston O Boogie jr]

[/COLOR][/B]



Jim. You are right until the last sentence. It is 20%

Eighty per cent of the homes must be occupied by at least one person over the age of 55. It's not that 80% of the people have to be over 55. In the most extreme example, if we had an average of four people per house only 25% of those people must be over the age of 55 in 80% of the homes. The the other 20% of the home could be occupied by four people all whom are under the age of 55.

Look at it this way. You have ten homes with four people in each. Eight of the homes each have one person over 55 and three people under age 55 living in them. The other two homes have four people each under the age of 55 living in them. That would give you forty residents, eight over age 55 and 32 under age 55. That's 80% under 55 and 20% over 55 and all within the law.

In fact in some of the neighborhoods where there are mostly three bedroom homes it's possible that the percentage of over 55 year olds could be even smaller. And I would suspect that there are an average of more then two bedrooms per home in The Villages so it might be possible that less than 20% of the residents could be under ager 55 and we'd still be within the law.

It is an extremely unlikely scenario, but permissible under the law.

[downeaster]

This is from the Federal Register...

There continues to be confusion concerning what is often referred to as the 80/20 split. HOPA states that the minimum standard to obtain housing for persons who are 55 years of age or older status is that ��at least 80%�� of the occupied units be occupied by persons 55 years or older. There is no requirement that the remaining 20% of the occupied units be occupied by persons under the age of 55, nor is there a requirement that those units be used only for persons where at least one member of the household is 55 years of age or older. Communities may decline to permit any persons under the age of 55, may require that 100% of the units have at least one occupant who is 55 years of age or older, may permit up to 20% of the occupied units to be occupied by persons who are younger than 55 years of age, or set whatever requirements they wish, as long as ��at least 80%�� of the occupied units are occupied by one person 55 years of age or older, and so long as such requirements are not inconsistent with the overall intent to be housing for older persons.

Skip

[QUOTE=Dr Winston O Boogie jr;1121075]Eighty per cent of the homes must be occupied by at least one person over the age of 55. It's not that 80% of the people have to be over 55. In the most extreme example, if we had an average of four people per house only 75% of those people must be over the age of 55 in 80% of the homes. The the other 20% of the home could be occupied by four people all whom are under the age of 55.

Look at it this way. You have ten homes with four people in each. Eight of the homes each have one person over 55 and three people under age 55 living in them. The other two homes have four people each under the age of 55 living in them. That would give you forty residents, eight over age 55 and 32 under age 55. That's 80% under 55 and 20% over 55 and all within the law.

In fact in some of the neighborhoods where there are mostly three bedroom homes it's possible that the percentage of over 55 year olds could be even smaller. And I would suspect that there are an average of more then two bedrooms per home in The Villages so it might be possible that less than 20% of the residents could be under ager 55 and we'd still be within the law.

It is an extremely unlikely scenario, but permissible under the law.[/QUOTE

The posts by Skip and Dr. B take different approaches but by understanding both there should be no more questions. It is all there!

[graciegirl]

[QUOTE=Dr Winston O Boogie jr;1121075]Eighty per cent of the homes must be occupied by at least one person over the age of 55. It's not that 80% of the people have to be over 55. In the most extreme example, if we had an average of four people per house only 75% of those people must be over the age of 55 in 80% of the homes. The the other 20% of the home could be occupied by four people all whom are under the age of 55.

Look at it this way. You have ten homes with four people in each. Eight of the homes each have one person over 55 and three people under age 55 living in them. The other two homes have four people each under the age of 55 living in them. That would give you forty residents, eight over age 55 and 32 under age 55. That's 80% under 55 and 20% over 55 and all within the law.




In fact in some of the neighborhoods where there are mostly three bedroom homes it's possible that the percentage of over 55 year olds could be even smaller. And I would suspect that there are an average of more then two bedrooms per home in The Villages so it might be possible that less than 20% of the residents could be under ager 55 and we'd still be within the law.

It is an extremely unlikely scenario, but permissible under the law.[/QUOTE

The posts by Skip and Dr. B take different approaches but by understanding both there should be no more questions. It is all there!





I get it,you get it Dr.B gets it, and Skip gets it, but someone who has never been here is telling us different because he said that is what someone on the phone told him. Sigh.


I am going to have a nice comfort meal in a little while and not let this silliness get to me.

[golfing eagles]

[QUOTE=downeaster;1121142]





I get it,you get it Dr.B gets it, and Skip gets it, but someone who has never been here is telling us different because he said that is what someone on the phone told him. Sigh.


I am going to have a nice comfort meal in a little while and not let this silliness get to me.

Yeah, but in all fairness, he was only repeating what the sales rep told him, and probably had no basis upon which to question it. The good news is that, courtesy of some of our more experienced posters, he has much more info now. I think the best advice in the last 100 or so posts was "Get a new sales rep"

[Polar Bear]

...there should be no more questions...

LOL!! Good one.

[downeaster]

LOL!! Good one.



I should have emphasized "should" PB. I know there will be more inane discussion based on faulty information.

It irks me no end that the correct information has been presented but the naysayers won't give up. People are making what is possibly the most important decision of their lifetime and they are being fed erroneous information. Then there are others who have made that decision and are wondering if it was the correct one.

Rumors about Costco or Trader Joe's locating here or is South better than North or any number of subjects are relatively harmless, but not this one.

[Polar Bear]

I should have emphasized "should" PB. I know there will be more inane discussion based on faulty information...

Understood. :)