Living in the Village of Pine Ridge

[ljlnc]

Will be retiring to The Villages in a few months. Like to get some thoughts and ideas on Pine Ridge and also if you are happy being in Lake County instead of Sumter County. Thanks for your help!!:BigApplause:

[vinricci]

Will be retiring to The Villages in a few months. Like to get some thoughts and ideas on Pine Ridge and also if you are happy being in Lake County instead of Sumter County. Thanks for your help!!:BigApplause:

From what I've been told the bond and taxes are higher in Lake County than Sumter.

[Bogie Shooter]

Will be retiring to The Villages in a few months. Like to get some thoughts and ideas on Pine Ridge and also if you are happy being in Lake County instead of Sumter County. Thanks for your help!!:BigApplause:

Here are some earlier threads that discuss your question.

https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/there-any-reason-avoid-lake-county-175096/?highlight=lake+county+taxes

https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/can-you-do-all-three-sumter-county-offices-174457/?highlight=lake+county+taxes

https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/new-villager-172365/?highlight=lake+county+taxes

https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/didnt-they-say-designer-homes-fruitland-park-would-would-$500k-152825/?highlight=lake+county+taxes

[JimCassara]

Have you considered a pre-owned home? If you live in the Lake Sumter region...many villages there, many choices of home styles. You will be roughly in the middle of The Villages, so you will have good access to any area in TV. We are in this region, & feel the Sumter County taxes are reasonable.

[Jdmiata]

Pine Ridge is on on the outskirts of TV. Me, I'd rather be somewhere near the middle, closer to the squares. You would have a good sized trip to Brownwood or Lake Sumter. Consider pre owned.

[JoMar]

A good sized trip is all relative....I live in Hillsborough, 25 minutes by cart to LSL, 40 minutes to SS and BW less than 10 minutes. Travel times and mode are personal, you might want to rent a cart when you visit and start exploring, then you can make up your mind with personal experience.

[dbussone]

When our home was built, along with every other home TV built, we were on the edge/outskirts. Don't sweat the small stuff. Find a home you love, buy it, and enjoy your life here.

Everyone had his/her preferences. Find yours.

[dotti105]

When our home was built, along with every other home TV built, we were on the edge/outskirts. Don't sweat the small stuff. Find a home you love, buy it, and enjoy your life here.

Everyone had his/her preferences. Find yours.

Pine Ridge has it's advantages, closer by car to Colony and to Hwy 466A which will be a very nice divided landscaped highway when completed. Taking 466A to 441 from Pine Ridge would be much faster than from some of the other more central areas near Lake Sumter or south but off of Buena Vista. shorter trips to Sam's, Kohl's, Target, etc. The rec centers recently opened est of Morse are really nice. They are also close to Sarasota Golf Academy, driving range and the 4 new courses.

[RickeyD]

Will be retiring to The Villages in a few months. Like to get some thoughts and ideas on Pine Ridge and also if you are happy being in Lake County instead of Sumter County. Thanks for your help!!:BigApplause:


Your taxes will be DOUBLE that of Sumter County. Other than that, all Villages are desirable and subjectivity equal.

[rubicon]

Dear OP: Do yourself a favor and fly down here hire a sales agent and make a wide sweep of the community . Only you know your true tastes, finance, etc.
This is just too important a decision. You may also want to compare TV with other retirement destinations?

[Lovey2]

Your taxes will be DOUBLE that of Sumter County. Other than that, all Villages are desirable and subjectivity equal.

My brother is buying in Pine Ridge. The taxes ARE NOT double. Let's share fact, not rumor.

[photo1902]

My brother is buying in Pine Ridge. The taxes ARE NOT double. Let's share fact, not rumor.

Unfortunately a lot of people post "facts" on here, which are far from the truth. Hopefully potential buyers will do their own research, and not count on advice from this forum.

[birdawg]

The thing that scares me most about Pine Ridge is the smell from the land fill bad in the summer.

[Lovey2]

The thing that scares me most about Pine Ridge is the smell from the land fill bad in the summer.

where is there a landfill? maybe we missed something.

[birdawg]

where is there a landfill? maybe we missed something.

Behind the fire house, on morse blvd. you know that hill by the golf course It's not a hill.

[kstew43]

the taxes may not be double...but you do have a higher millage rate than Sumter and the added fruitland park extras.

the dump is south of pineridge. can't see it...but you can smell it...sometimes.

The thing that bothered us when we looked at the Pineridge courtyard villas was the noise from 44 and the huge smell of the BBQ place across the street. It was smokey and smelly...good for a moment... but when it lasts all day it gets obnoxious.

But this, like the dump is a wind changing thing. Sometimes worse than others, or so I am told.

[RickeyD]

My brother is buying in Pine Ridge. The taxes ARE NOT double. Let's share fact, not rumor.


Look up the mil rate for both Lake County and the City of Fruitland Park. Both of these together are double the mil rate of Sumter County. I've checked my facts.

[VApeople]

the taxes may not be double...but you do have a higher millage rate than Sumter and the added fruitland park extras.

the dump is south of pineridge. can't see it...but you can smell it...sometimes.

The thing that bothered us when we looked at the Pineridge courtyard villas was the noise from 44 and the huge smell of the BBQ place across the street. It was smokey and smelly...good for a moment... but when it lasts all day it gets obnoxious.

But this, like the dump is a wind changing thing. Sometimes worse than others, or so I am told.

Thanks for posting that info. Assuming we can sell our house in Virginia, we will be looking for a house in TV this summer, and posts like yours are very helpful.

In general, do you think it is a good idea to avoid houses that are on the edge of the development? You never can tell what will be built on the land in the future.

[tomwed]

I think you really need to know what you enjoy doing based on what you have always enjoyed and also a little hoping of what you might enjoy. You also need to know what your budget and comfort zone is. You need to know if you will have guests frequently and how wealthy your guests might be. Wealthy relatives may prefer to sleep in their own rented space or nice hotel so why shop for a 3 or 4 bedroom place that will be filled up 2 days a year. If that's the case, spend your money on a view you will enjoy everyday.

Tell us what you enjoy doing.
[Here's a thought: many people who move close to a square get bored with it after a while.]

[Bogie Shooter]

The dump/landfill noted above in reality is a construction debris landfill.
Yes, sometimes odor. As noted on another thread this may be coming from wet drywall.
Just providing clarity to the term "dump".

[birdawg]

The dump/landfill noted above in reality is a construction debris landfill.
Yes, sometimes odor. As noted on another thread this may be coming from wet drywall.
Just providing clarity to the term "dump".

Before it was a construction debri landfill it was a municipal dump.

[kstew43]

Thanks for posting that info. Assuming we can sell our house in Virginia, we will be looking for a house in TV this summer, and posts like yours are very helpful.

In general, do you think it is a good idea to avoid houses that are on the edge of the development? You never can tell what will be built on the land in the future.

Like everything else, lifes a gamble...if its not the smell its the sink holes. If not any of those its the barking dogs or the rude neighbors. you just cant always win.

Find a street you like,then a home you like, and talk to the neighbors, and then you will know if its worth the risk to you. you can always change the colors or the yard, but never the location.

As far as growth...you can buy a beautiful lot, thats looks at the pastures and the owner can sell to a grocery store or whatever. you can buy on a retention pond, filled and beautiful today and empty the next....you just never know. at least if you buy a resale, you know whats around the corner.

good luck.....we are looking too...

[RickeyD]

Like everything else, lifes a gamble...if its not the smell its the sink holes. If not any of those its the barking dogs or the rude neighbors. you just cant always win.



Find a street you like,then a home you like, and talk to the neighbors, and then you will know if its worth the risk to you. you can always change the colors or the yard, but never the location.



As far as growth...you can buy a beautiful lot, thats looks at the pastures and the owner can sell to a grocery store or whatever. you can buy on a retention pond, filled and beautiful today and empty the next....you just never know. at least if you buy a resale, you know whats around the corner.



good luck.....we are looking too...


Let's not forget to check the sexual predator list. Plenty of them around the Villages.

[Boomer]

Don't be in a rush. Take your time. Maybe rent for a while.

Get a Villages sales rep AND an MLS Realtor. The MLS Realtors cannot sell the new homes in TV, nor can they sell the pre-owned homes listed with TV. TV does not share the action with the MLS........

But do not limit yourself. The MLS has many lovely pre-owned homes for sale. And many of those homes have lots of upgrades added.

When you go into a neighborhood that is under construction, there are a couple of things that you might need to accept. One is how you feel about being surrounded by construction for a while. Lots of dust and empty space. But I guess it moves along -- though our recent ride through Pine Ridge looked like there is quite a way to go. -- But TV can move fast. The other thing is that in the newer neighborhoods you might find yourself on a street where people have bought their homes before they have retired and plan to rent them for a while. If you will be here full time and want year-round neighbors, you might want to find out how established the street is.

We bought pre-owned and we have wonderful neighbors who welcomed us into their established neighborhood. I think the good neighbors thing is mostly the luck of the draw, whether you buy new or pre-owned. But you can drive through an established neighborhood and get a better feel for things than you can when driving through a neighborhood under construction.

I wish you the best, no matter where you choose to buy. And may I suggest that you not allow yourself to be catapulted into a sense of urgency to buy. There will always be another house in TV.

.....PS: Whoops. You asked for the time and I built you a clock......Paragraph 4 applies to your actual question. I just got carried away and had to throw in all that do-not-limit-your-options stuff. Oh well, no extra charge. :)

[bruce213]

There is an advantage to being in a new village. Everyone is looking to make friends so it's easier to get into golf, or other groups. In a established village in may be harder to break into established groups.

[tomwed]

There is an advantage to being in a new village. Everyone is looking to make friends so it's easier to get into golf, or other groups. In a established village in may be harder to break into established groups.

Just don't forget:
Let's not forget to check the sexual predator list. Plenty of them around the Villages.


Have a nice day.

[RickeyD]

Just don't forget:

Let's not forget to check the sexual predator list. Plenty of them around the Villages.





Have a nice day.


57525

Just a few.

[RickeyD]

57526

Although better then the surrounding areas.

[tomwed]

57526

Although better then the surrounding areas.
It is quite an eye opener for someone as naive as me.

[Lovey2]

We have done a lot of research these past few days and spoken to quite a few people in the area of Labelle, and the new Pine Ridge Villas. We also went up the hill and spoke with the people working at the "dump" and had a peek at what's around there. The people at the dump were very welcoming and had nothing to hide. They were happy we came and asked them and said they are tired of the complaints about the smell. Remember, they butt right up to the golf courses there and they confirmed a lot of the smell comes from the courses. It's what they spray to fertilize and even the water. I've smelled it myself from the golf courses and retention ponds near where I live in Gilchrist...nowhere near the "dump". I have friends that live in Sanibel on the golf course, and they get the same smell...from the golf course. The gentleman we spoke with at the dump said he had been there for 10 years working in the trailer there. Our thoughts were, he had nothing to gain by being truthful with us. He does not own the dump, simply works there. Anyway, the villa is lovely, the tax rate is NOT double, albeit it IS more than ours, everyone I have met in the area is very kind and nice, and my brother has decided to go ahead with the deal. Prospective buyers: keep in mind...you get a lot of "opinion" here. Come down and do your own research, talk to the neighbors where you're looking, and make your own decisions. While it's good to gather info here, be careful the source.

[Kazmi]

Glad you and your brother did the research Lovey2! Its a very nice area and a decision that I'm sure he'll be happy with.

[birdawg]

Hope all works out for you. And your brother.

[Lovey2]

Thanks, Kazmi and birdawg! It will be a few years before they are here full time. I've been in Florida without my siblings since 1989! Although I go up north frequently and they visit me, it will be nice to have a sib in the same state, and especially in this fabulous place!!

[Kazmi]

Thanks, Kazmi and birdawg! It will be a few years before they are here full time. I've been in Florida without my siblings since 1989! Although I go up north frequently and they visit me, it will be nice to have a sib in the same state, and especially in this fabulous place!!

That will be a treat! I'm happy for you and bet you can't wait. Congrats!! By the time he's down fulltime Pine Ridge/Hills will be done and he'll have a great area to settle in to.

[VApeople]

Look up the mil rate for both Lake County and the City of Fruitland Park.

Easier said than done. I tried doing a web search on "mil rate fruitland park" and I could not make any sense out of the results.

On a $400K house, how much property would a person pay in Labelle versus Pine Ridge?

[RickeyD]

Easier said than done. I tried doing a web search on "mil rate fruitland park" and I could not make any sense out of the results.

On a $400K house, how much property would a person pay in Labelle versus Pine Ridge?

The mil rate for Pine Ridge is 19.5, Sumter 12.25
Labelle $ 4,900
Pine Ridge 7,800

https://www.lakecopropappr.com/pdfs/2015_Proposed_Millage_Rates_and_Values_Comparison_ Sheet.pdf

[VApeople]

The mil rate for Pine Ridge is 19.5, Sumter 12.25
Labelle $ 4,900
Pine Ridge 7,800

https://www.lakecopropappr.com/pdfs/2015_Proposed_Millage_Rates_and_Values_Comparison_ Sheet.pdf

Thanks for the info. I looked at the link you gave and I still did not see a 19.5 mil rate for Pine Ridge, which I guess is part of the Fruitland Park district. Did you actually add up all of the individual mil rates to get the 19.5 figure? Very impressive.

Anyway, the taxes for Lake County seem very high to me. They are almost double of the amount we would pay for a $400K house in the Virginia suburbs of Washington D.C.

[Happinow]

We have done a lot of research these past few days and spoken to quite a few people in the area of Labelle, and the new Pine Ridge Villas. We also went up the hill and spoke with the people working at the "dump" and had a peek at what's around there. The people at the dump were very welcoming and had nothing to hide. They were happy we came and asked them and said they are tired of the complaints about the smell. Remember, they butt right up to the golf courses there and they confirmed a lot of the smell comes from the courses. It's what they spray to fertilize and even the water. I've smelled it myself from the golf courses and retention ponds near where I live in Gilchrist...nowhere near the "dump". I have friends that live in Sanibel on the golf course, and they get the same smell...from the golf course. The gentleman we spoke with at the dump said he had been there for 10 years working in the trailer there. Our thoughts were, he had nothing to gain by being truthful with us. He does not own the dump, simply works there. Anyway, the villa is lovely, the tax rate is NOT double, albeit it IS more than ours, everyone I have met in the area is very kind and nice, and my brother has decided to go ahead with the deal. Prospective buyers: keep in mind...you get a lot of "opinion" here. Come down and do your own research, talk to the neighbors where you're looking, and make your own decisions. While it's good to gather info here, be careful the source.

No Lovey.....we don't get any smell on this golf course if it was us you were talking about. In our almost 4 years here I have never smelled anything on this course.....Fort Walton. I guess we are lucky because when drive down Pinellas towards Braydenton, I smell some pretty foul stuff in the summer. I guess it may be the fertilizer....I don't know. Glad your brother found a home he loves!! It will be nice to have him here. 😀

[RickeyD]

No Lovey.....we don't get any smell on this golf course if it was us you were talking about. In our almost 4 years here I have never smelled anything on this course.....Fort Walton. I guess we are lucky because when drive down Pinellas towards Braydenton, I smell some pretty foul stuff in the summer. I guess it may be the fertilizer....I don't know. Glad your brother found a home he loves!! It will be nice to have him here. [emoji3]


The odor comes from the dump that has been disguised and looks like a weird looking plateau. The developer has admitted the odor comes from the dump. Do a TOTV search on this subject.

[RickeyD]

Thanks for the info. I looked at the link you gave and I still did not see a 19.5 mil rate for Pine Ridge, which I guess is part of the Fruitland Park district. Did you actually add up all of the individual mil rates to get the 19.5 figure? Very impressive.

Anyway, the taxes for Lake County seem very high to me. They are almost double of the amount we would pay for a $400K house in the Virginia suburbs of Washington D.C.

I simply added the general fund, water, school & Fruitland Park. You can extrapolate the rest. Not sure which fire district, hospital etc. A call to the county assessor would be helpful if someone were considering a move. Me, I'd stay out of this area for several financial reasons. It won't be long before it will become common knowledge that the taxes are much higher which will affect resale value as well as ongoing monthly expenses. After all, most of us will be living on a fixed income. The power lines are the demarcation line and as such people being people will form opinions and attitudes which eventually will affect values. This is my opinion based on several conversations I've had with sales reps and people looking in both LaBelle & Pine Hills.

[Lovey2]

No Lovey.....we don't get any smell on this golf course if it was us you were talking about. In our almost 4 years here I have never smelled anything on this course.....Fort Walton. I guess we are lucky because when drive down Pinellas towards Braydenton, I smell some pretty foul stuff in the summer. I guess it may be the fertilizer....I don't know. Glad your brother found a home he loves!! It will be nice to have him here. ��

Nope! Not you guys. :) I have other friends that live in Sanibel on the golf course. She said they were concerned about moving there when they heard about the "smell", and it turned out to be fertilizer. She lives on a more open part of the course. Maybe you don't get the smell because they don't fertilize so close up by the trees or the cart path? Or, are just lucky!! I smell the fertilizer on whichever course they are spraying, but I don't find it offensive, I guess unless I were to sit there and breath it in. I've smelled it in the Village of Pinellas when those courses by the rec center were new, going by Bonifay, and coming thru the tunnel under Morse to Colony. It is, what it is. You want pretty, it's got to be fertilized. Also, I believe those retention ponds can throw off some odor, depending on the conditions. Thanks, and we are looking forward to him coming down more often and eventually permanently.

[birdawg]

:wave:.[/

[Lovey2]

The odor comes from the dump that has been disguised and looks like a weird looking plateau. The developer has admitted the odor comes from the dump. Do a TOTV search on this subject.

That's funny. If you mean "the developer" to be The Villages "developer", they don't own the dump. Stands to reason they would blame it on something other than what they do. If you actually go talk to people working at the dump, they say it's The Villages Golf courses. Hmmmm, who to believe? And, since I've been here several years now, and smell odors whenever I am on my cart near a course being fertilized, I tend to believe that. Also, why would "the developer" build a brand new recreation center right next to the dump if they know it's an issue? Just sayin'....
My brother bought a lovely 2nd home, at a slightly higher tax rate, which was completely disclosed by the sales person and was negligible to him. Thanks for all your input. We have done our research and are happy what WE came up with.
I suggest anyone looking to buy come here and do their own research. While getting the opinions of residents is a good idea, I have found that our likes/dislikes and priorities are all different. Best to just come and decide what works best for you.

[VApeople]

I simply added the general fund, water, school & Fruitland Park. You can extrapolate the rest. Not sure which fire district, hospital etc. A call to the county assessor would be helpful if someone were considering a move. Me, I'd stay out of this area for several financial reasons. It won't be long before it will become common knowledge that the taxes are much higher which will affect resale value as well as ongoing monthly expenses. After all, most of us will be living on a fixed income. The power lines are the demarcation line and as such people being people will form opinions and attitudes which eventually will affect values. This is my opinion based on several conversations I've had with sales reps and people looking in both LaBelle & Pine Hills.

Rickey, you have made some very good points that will definitely help us when we look for a house to buy this summer. Thanks very much for your comments.

[Lovey2]

WOW! Somebody please explain to me how you totally delete posts. I haven't figured that out yet. I just know the "///".

[RickeyD]

WOW! Somebody please explain to me how you totally delete posts. I haven't figured that out yet. I just know the "///".

Only the moderator can delete a post.

[Lovey2]

Only the moderator can delete a post.

uh-oh...thanks. I thought you did it. :( Can we ask them to?

[RickeyD]

uh-oh...thanks. I thought you did it. :( Can we ask them to?


Dunno, try...

[Bogie Shooter]

WOW! Somebody please explain to me how you totally delete posts. I haven't figured that out yet. I just know the "///".

Just use the ///

[queenv]

I've been in the area for over a year and there's no odor discernable. It's a construction debris landfill.

[queenv]

Before it was a construction debri landfill it was a municipal dump.
You might want to check again. Before it was a construction landfill it was a dirt and clay borrow pit.

[CFrance]

I've been in the area for over a year and there's no odor discernable. It's a construction debris landfill.
Rotting drywall causes a stench much like a land fill. Here's one example: Ohio EPA addresses rotten-egg smell near Lafarge demolition debris landfill (http://ltf1090.tam.us.siteprotect.com/news/2015/dec/12/epa-begins-work-to-end-rotten-egg-odor-a/?print)

You can say what your experience is. Mine is that except in the dead of winter there is a horrible stench on Morse south of 466A and 466A east through mostof Pine Ridge. I drive these roads several times a week.

[RickeyD]

Rotting drywall causes a stench much like a land fill. Here's one example: Ohio EPA addresses rotten-egg smell near Lafarge demolition debris landfill (http://ltf1090.tam.us.siteprotect.com/news/2015/dec/12/epa-begins-work-to-end-rotten-egg-odor-a/?print)

You can say what your experience is. Mine is that except in the dead of winter there is a horrible stench on Morse south of 466A and 466A east through mostof Pine Ridge. I drive these roads several times a week.


All depends upon the prevailing wind. Charlotte has been in its path, due west of the dump.

[CFrance]

All depends upon the prevailing wind. Charlotte has been in its path, due west of the dump.
I'm sure you're right. But it's there, nonetheless, and IMO it's not coming from the golf course fertilization nor the ponds regenerating, etc., or we'd be smelling it 9 months a year in all parts of TV.

[RickeyD]

I'm sure you're right. But it's there, nonetheless, and IMO it's not coming from the golf course fertilization nor the ponds regenerating, etc., or we'd be smelling it 9 months a year in all parts of TV.


That is correct, it's not from Villages property. That has been confirmed from an earlier thread r/e this topic.

[joldnol]

Thanks for posting that info. Assuming we can sell our house in Virginia, we will be looking for a house in TV this summer, and posts like yours are very helpful.

In general, do you think it is a good idea to avoid houses that are on the edge of the development? You never can tell what will be built on the land in the future.

The Village of Dunedin is still selling. Very friendly village with a good location. The construction landfill is a greater problem for Charlotte than Pine Ridge

[designer14]

Do you know for certain the taxes will be double? Where is the verification?

[RickeyD]

Pine Ridge seems to be growing in leaps and bounds, we have talked to many home owners their and they told us the realtors are up front with answers to their questions.
All of these post will give any one lots of questions to ask, just got to look around and decide what you really want, in your home here in The Villages.
What makes you happy is all that counts !!!

They have no choice but to answer honestly thanks to the magic of the internet. Knowledge is power which makes common people powerful. :bigbow:

[Roaddog53]

Look up the mil rate for both Lake County and the City of Fruitland Park. Both of these together are double the mil rate of Sumter County. I've checked my facts.

An easy way to check taxes is to go to Lake County Tax Assessor Tax Calculator (https://www.lakecopropappr.com/tax-calculator.aspx), which I think is light years ahead of Sumter County's Tax page. If you put in $275,000 (a good average) for a purchase price of a house in Fruitland Park, it will provide you all the data and assumptions. (Exemptions, etc) Taxes are $4,015 per year (excluding bond).
Similar house in Sumter with a value of $275,000 would have ad valorem taxes (excluding bond) of about $1883 per year with a $50,000 exemption.
Yes there may be some small differences in Solid Waste, etc but it appears to be about double the taxes. If I am missing something here please inform us,
Bonds would add about $2200/year in Sumter based on type of property for that house price. Can't tell you what Lake county would be but I did hear they are a bit higher.
If this is correct...It is scary the taxes on the Ivy in Fruitland Park model center area with the pool asking now $815,000 , taxes would be $13,453 plus bond.
The new premiers... >$1.5 million houses. Taxes $25,426 plus >$60,000 bond. Hmmm, $2,700 for taxes and bond a month plus $400-500 a month to maintain and heat the pool! Ouch! If you got, use it.

[Nucky]

They have no choice but to answer honestly thanks to the magic of the internet. Knowledge is power which makes common people powerful. :bigbow:

Are you running for office? LOL :boxing2: :1rotfl:

[Sandtrap328]

As I have said in previous threads, I believe the best bang for your buck is a resale home in an established neighborhood.

In a resale home, the price is negotiable. A new home is not negotiable!

Established neighborhoods do not hold surprises as to what may be built by you.

Bond will be much lower or may be completely paid off. New home, the bond will be $23,000 to over $50,000. This will save LOTS of money for you.

Mature landscaping vs no landscaping.

By all means, get a home with a golf cart garage!

Use BOTH a Villages Realty agent and a MLS agent! Neither can show each other's listings. You do not have to be sneaky about this. It is widely accepted and used.

Villages of Glenbrook, Caroline, Virginia Trace, and Mallory Hill are great communities and centrally located to Lake Sumter Landing and Spanish Springs by golf cart.

[RickeyD]

Are you running for office? LOL :boxing2: :1rotfl:


I say we build a wall along the Lake County border ! :spoken:

[RickeyD]

An easy way to check taxes is to go to Lake County Tax Assessor Tax Calculator (https://www.lakecopropappr.com/tax-calculator.aspx), which I think is light years ahead of Sumter County's Tax page. If you put in $335000 for a purchase price of a house in Fruitland Park, it will provide you all the data and assumptions. (Exemptions, etc) Taxes are $5,064 excluding the bond.
The same price of a home in Sumter County excluding the bond would be $2625. Each has a slight difference on fire, solid waste, but suffice it to say it is ALMOST double the cost in taxes.

Lake County new houses are cheaper than Sumter County new houses so as to offset the property tax difference. Two Villages sales reps have confirmed this to me. 8 years is the break even point.

[Nucky]

As I have said in previous threads, I believe the best bang for your buck is a resale home in an established neighborhood.

In a resale home, the price is negotiable. A new home is not negotiable!

Established neighborhoods do not hold surprises as to what may be built by you.

Bond will be much lower or may be completely paid off. New home, the bond will be $23,000 to over $50,000. This will save LOTS of money for you.

Mature landscaping vs no landscaping.

By all means, get a home with a golf cart garage!

Use BOTH a Villages Realty agent and a MLS agent! Neither can show each other's listings. You do not have to be sneaky about this. It is widely accepted and used.

Villages of Glenbrook, Caroline, Virginia Trace, and Mallory Hill are great communities and centrally located to Lake Sumter Landing and Spanish Springs by golf cart.

You speak the truth. I would love our first house to be new...I love new..I also understand fully that the bond may be looked at as an extension of the homes price. I just can't get comfortable financing a bond. If I buy new we would be able to pay for the house but finance a bond...not happening, not now. I have had so many people contact me with their FSBO homes that look great but the bond balance is high or its in the wrong spot. Wherever we land I'm sure it will be fine but it will be no bond and I hope it's an MLS home because our realtor has busted his butt for us. The other one The Villages agent not so much. Time will tell. :duck:

[Nucky]

I say we build a wall along the Lake County border ! :spoken:

Your a funny guy! :1rotfl::1rotfl::1rotfl:

[Carla B]

You speak the truth. I would love our first house to be new...I love new..I also understand fully that the bond may be looked at as an extension of the homes price. I just can't get comfortable financing a bond. If I buy new we would be able to pay for the house but finance a bond...not happening, not now. I have had so many people contact me with their FSBO homes that look great but the bond balance is high or its in the wrong spot. Wherever we land I'm sure it will be fine but it will be no bond and I hope it's an MLS home because our realtor has busted his butt for us. The other one The Villages agent not so much. Time will tell. :duck:

I imagine you've made lists of WANTS and MUST HAVES for your house hunting. How exiting it'll be to view the houses in person and see how many boxes you can check off. For instance, for us one item would be double-pane windows, both for energy savings and noise reduction. Have Fun!

[Sandtrap328]

I forgot to mention in my earlier post that the interest on your bond payment IS NOT tax deductible.

We found a perfect resale home (MLS) 6 years ago that had upgrades built in such as a wired sound system, roll away shelves under the kitchen counter, and, of course, the golf cart garage - and on the fairway of a golf course (positioned so balls do not come in the yard). Of course, I had to add my own flock of pink flamingos to the front yard! Bond was paid! Price negotiable! The sellers wanted a quick sale as their new house (smaller) was ready. Pretty good deal.

Best of luck to you.

[Nucky]

I imagine you've made lists of WANTS and MUST HAVES for your house hunting. How exiting it'll be to view the houses in person and see how many boxes you can check off. For instance, for us one item would be double-pane windows, both for energy savings and noise reduction. Have Fun!

Carla, both of your homes were the best we have seen as a FSBO, it is obvious how much care you have put into each and the package of pictures and the description you provided were comprehensive and very professionally done. We saved your phone number. Take Care. :ho:

[Northerner52]

GREAT LINK< Thanks!:bigbow:

[QUOTE=Roaddog53;1237301]An easy way to check taxes is to go to Lake County Tax Assessor Tax Calculator (https://www.lakecopropappr.com/tax-calculator.aspx), which I think is light years ahead of Sumter County's Tax page. If you put in $275,000 (a good average) for a purchase price of a house in Fruitland Park, it will provide you all the data and assumptions. (Exemptions, etc) Taxes are $4,015 per year (excluding bond).

[graciegirl]

You speak the truth. I would love our first house to be new...I love new..I also understand fully that the bond may be looked at as an extension of the homes price. I just can't get comfortable financing a bond. If I buy new we would be able to pay for the house but finance a bond...not happening, not now. I have had so many people contact me with their FSBO homes that look great but the bond balance is high or its in the wrong spot. Wherever we land I'm sure it will be fine but it will be no bond and I hope it's an MLS home because our realtor has busted his butt for us. The other one The Villages agent not so much. Time will tell. :duck:

Most new homes are the same in price as used, here. The Bond price is added in to used homes, somehow, or it is not paid off.
Add around 13 thousand for the bond if you are looking for a patio villa. You get a warranty and everything brand new. We have had in our life 10 homes. Only two of them weren't new. I like new.

Someone who just bought a new patio villa, please tell me if that bond price is correct. We want Mr. and Mrs. Nucky to have every thing to make them happy here. They are good people.

Nucky and Mrs. Nucky, if you find used home you love, than that is good too. Just trying to help.

We are counting the go to sleeps until you both get here.

[Carla B]

Carla, both of your homes were the best we have seen as a FSBO, it is obvious how much care you have put into each and the package of pictures and the description you provided were comprehensive and very professionally done. We saved you phone number. Take Care. :ho:

Sorry, Nucky, that must be someone else you're thinking of, as our house isn't for sale. They must have done a good job of presenting it.

[Nucky]

Sorry, Nucky, that must be someone else you're thinking of, as our house isn't for sale. They must have done a good job of presenting it.

What a dingbat I am. It's my allergy to cardboard boxes. I'm sure your house is beautiful just like the mystery Carla. LOL:coolsmiley:

[tommy steam]

I just looked at a 312 k house in pine ridge this morning . The rep told me that the bond was around 28 k and the added fruitland park taxes were around 700.00 per 100k . So according to him it would add an extra 2100 to your taxes.

[RickeyD]

I just looked at a 312 k house in pine ridge this morning . The rep told me that the bond was around 28 k and the added fruitland park taxes were around 700.00 per 100k . So according to him it would add an extra 2100 to your taxes.

And exactly what services will the City of Fruitland Park offer it's new residents over and above the unincorporated areas ?
Biggest money grab this city will ever have. $40,000,000 a year is a giant windfall for this tiny city. What will they do with this new money ? Time will tell :22yikes:
Let's not also forget the building permit and impact fees coming in right now. $$$$$

[2BNTV]

uh-oh...thanks. I thought you did it. :( Can we ask them to?

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