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Duppa
01-11-2016, 10:32 AM
Looking for ANY news on what's happening for TV's far south, especially the EASTERN side toward Leesburg... affecting new areas of La Belle and Osceola Hills... Is this the area of the "final" build-out?

First set of inquiries (and there are many sets): When will the Burnsed Rec Center open? Any other rec centers/pools to be added here? Any new executive courses planned for the south (Soaring Eagle-Rohan areas east toward Leesburg)? Is there any talk of expansion across 44 (there's a LOT of open lands there). Will Morse Blvd continue across 44? Will the "wildlife" areas be accessible? Is that a "hidden river" south of Belle Glade CC?

Moving into TV (closing this month)... Just as you Northern TVs looked for news when the north was developed, and you Middle TVs craved information on the great central lands, and the Western TVs could not wait for Brownwood talk, we, the newest residents of the TV Universe, seek news on our land claims to the far south and east....Thank you!

Bogie Shooter
01-11-2016, 10:43 AM
Do you want rumor or facts?

golfing eagles
01-11-2016, 10:50 AM
Is this the area of the "final" build-out?

:1rotfl::1rotfl::1rotfl::1rotfl::1rotfl:

Seriously, most of this "information" is usually rumor until something is actually being built

Bitsee
01-11-2016, 02:03 PM
There is a master plan for the villages that has existed since at least 2010 and that plan shows tv southeast as the final buildout. You would need to call/contact for that info.

Ownership of any property in lake, marion or sumter county can be discovered on the local county's webpage, for example; lake county property appraiser.

Morse boulevard south of 44 is cr 468 and that is discovered on google.

golfing eagles
01-11-2016, 02:07 PM
There is a master plan for the villages that has existed since at least 2010 and that plan shows tv southeast as the final buildout. You would need to call/contact for that info.

Ownership of any property in lake, marion or sumter county can be discovered on the local county's webpage, for example; lake county property appraiser.

Morse boulevard south of 44 is cr 468 and that is discovered on google.

Yes, but there may very well have been a "master plan" in 2005, 2000, 1990, etc. The one from 1975 probably showed 75 trailers and possibly a convenience store. Plans change.

RickeyD
01-11-2016, 02:25 PM
Looking for ANY news on what's happening for TV's far south, especially the EASTERN side toward Leesburg... affecting new areas of La Belle and Osceola Hills... Is this the area of the "final" build-out?



First set of inquiries (and there are many sets): When will the Burnsed Rec Center open? Any other rec centers/pools to be added here? Any new executive courses planned for the south (Soaring Eagle-Rohan areas east toward Leesburg)? Is there any talk of expansion across 44 (there's a LOT of open lands there). Will Morse Blvd continue across 44? Will the "wildlife" areas be accessible? Is that a "hidden river" south of Belle Glade CC?



Moving into TV (closing this month)... Just as you Northern TVs looked for news when the north was developed, and you Middle TVs craved information on the great central lands, and the Western TVs could not wait for Brownwood talk, we, the newest residents of the TV Universe, seek news on our land claims to the far south and east....Thank you!


Regarding the "hidden river", I have observed it flowing in opposite directions on two separate days.

John_W
01-11-2016, 02:39 PM
http://31.media.tumblr.com/26214bcfa5b98b0833f434c24c8c909e/tumblr_inline_nvszb2prKN1rbbuj0_500.gif

"So many social engagements, so little time."

billethkid
01-11-2016, 07:33 PM
Is this the area of the "final" build-out?

:1rotfl::1rotfl::1rotfl::1rotfl::1rotfl:

Seriously, most of this "information" is usually rumor until something is actually being built

I have taken the liberty to edit your first sentence with the intent of adding more clarity and accuracy:

"...Is this the area of the next "final" build-out?..."

Duppa
01-14-2016, 12:57 PM
No news to share? Hmmm... I suppose TVs deep southeast (LaBelle and Osceola Hills) isn't on TOTV radar yet... Will try old-school way...discovering on own.

On that, I do have some good news!

A Publix grocery store and a Citizens Bank office are being built in the shopping area near the Rohan Center... so, the LaBelle-Osceola Hills folk do not have to travel far for essentials. Learned that new Burnsed Rec (and Moyer Rec) are classified as "under construction"... With Burnsed RUMORED to be open soon.

Heard that the postal stations in these areas are opened when residents hit 20% of build... not sure where mail goes...

While I hoped that others in-the-know could/would chime in, as I learn more, I will update information.

As to the suggestion placed about "rumors"... news is news...

Presuming to speak for the new TV South-Easterns, "we" are thrilled to be residents of what looks to be the most amazing retirement place on earth.

golfing eagles
01-14-2016, 02:14 PM
I have taken the liberty to edit your first sentence with the intent of adding more clarity and accuracy:

"...Is this the area of the next "final" build-out?..."

So true:thumbup:

outahere
01-14-2016, 02:22 PM
Heard that the postal stations in these areas are opened when residents hit 20% of build... not sure where mail goes...



Having watched several new areas being built, I can assure you that the mail stations/local pools are completed long before any homes are sold. We bought in one of the first areas of Hillsborough to be sold, and had no problems receiving mail starting the day we closed.

Bonny
01-14-2016, 02:29 PM
When The Villages makes a formal announcement or we see it coming out of the ground, we shall then know. :D

John_W
01-14-2016, 02:57 PM
On that, I do have some good news!

A Publix grocery store and a Citizens Bank office are being built in the shopping area near the Rohan Center... so, the LaBelle-Osceola Hills folk do not have to travel far for essentials. Learned that new Burnsed Rec (and Moyer Rec) are classified as "under construction"... With Burnsed RUMORED to be open soon.

Heard that the postal stations in these areas are opened when residents hit 20% of build... not sure where mail goes...

While I hoped that others in-the-know could/would chime in, as I learn more, I will update information.

As to the suggestion placed about "rumors"... news is news...

Presuming to speak for the new TV South-Easterns, "we" are thrilled to be residents of what looks to be the most amazing retirement place on earth.

The guys over at Jersey Mike's Sub Shop said they are opening a new location in that Publix Shopping Center, I guess they got there before Subway. We can only cross our fingers. If you're not familar, go and eat one of their subs, they are located in front of Target next to Jim's Golf Shop, and they have surpassed 1000 locations nationwide.

I guess you know the Rohan Rec Center opened. Two ways to stay on top of news. One is to subsribe to TV News Letter on their main website, link The Villages - Vmail Signup (http://www.thevillages.com/newsletter/signup/) or just go to their YouTube page https://www.youtube.com/user/TheVillagesFlorida the other way is to read the online newspaper, it's link is not permitted on this site since they are a non-advertiser, but just type in your browser "www villages - news . com" but spaced all together. Even photos from that site won't post.

Something I found out last weekend was the Gun Shop and Shooting Range on Hwy 44 Leesburg is now just 2.4 miles from TV since Morse goes all the way to Hwy 44. The Gun Shop & Gun Range | Home (http://www.gunrange.net/)

2BNTV
01-14-2016, 03:42 PM
When The Villages makes a formal announcement or we see it coming out of the ground, we shall then know. :D

:agree:

Someone I know that works in the mortgage dept., says there are still 2,000 homes that need to be sold.

There are 300 homes in the NW corner just south of 42 that are to be built.

Although some people believe build-out is a myth, only the developer knows the answer for sure.

BTW - I was told my a person in the sales office that all the land on the other side of 44 is owned by large corporations and will build when TV completes building.

I'm not holding my breath on that opinion/rumor. :D

tghoul
01-14-2016, 03:46 PM
Looking for ANY news on what's happening for TV's far south, especially the EASTERN side toward Leesburg... affecting new areas of La Belle and Osceola Hills... Is this the area of the "final" build-out?

First set of inquiries (and there are many sets): When will the Burnsed Rec Center open? Any other rec centers/pools to be added here? Any new executive courses planned for the south (Soaring Eagle-Rohan areas east toward Leesburg)? Is there any talk of expansion across 44 (there's a LOT of open lands there). Will Morse Blvd continue across 44? Will the "wildlife" areas be accessible? Is that a "hidden river" south of Belle Glade CC?

Moving into TV (closing this month)... Just as you Northern TVs looked for news when the north was developed, and you Middle TVs craved information on the great central lands, and the Western TVs could not wait for Brownwood talk, we, the newest residents of the TV Universe, seek news on our land claims to the far south and east....Thank you!

If I remember correctly Burnsed Rec Center is scheduled to open Friday Jan. 29

looneycat
01-14-2016, 04:50 PM
Something I found out last weekend was the Gun Shop and Shooting Range on Hwy 44 Leesburg is now just 2.4 miles from TV since Morse goes all the way to Hwy 44. The Gun Shop & Gun Range | Home (http://www.gunrange.net/)



same as it was before, going down 468 to 44....a lot simpler now.

dotti105
01-14-2016, 10:40 PM
Since they sell 200-300 new homes a month. Their inventory will be sold within the next 10 months.

Barefoot
01-14-2016, 11:47 PM
No news to share? Hmmm... I suppose TVs deep southeast (LaBelle and Osceola Hills) isn't on TOTV radar yet... Will try old-school way...discovering on own.

On that, I do have some good news!

A Publix grocery store and a Citizens Bank office are being built in the shopping area near the Rohan Center... so, the LaBelle-Osceola Hills folk do not have to travel far for essentials. Learned that new Burnsed Rec (and Moyer Rec) are classified as "under construction"... With Burnsed RUMORED to be open soon.

Heard that the postal stations in these areas are opened when residents hit 20% of build... not sure where mail goes...

While I hoped that others in-the-know could/would chime in, as I learn more, I will update information.

As to the suggestion placed about "rumors"... news is news...

Presuming to speak for the new TV South-Easterns, "we" are thrilled to be residents of what looks to be the most amazing retirement place on earth.
I understand your desire to get up-to-date information. Just be aware that rumors here are rampant.
See the post by John_W for suggestions on how to get more factual information.

Diva Kay
01-15-2016, 06:53 PM
Burnsed Village Recreation Center is having the grand opening Friday, 1/29 at 10 a.m.

600th Photo Sq
01-16-2016, 12:16 PM
:agree:

Someone I know that works in the mortgage dept., says there are still 2,000 homes that need to be sold.

There are 300 homes in the NW corner just south of 42 that are to be built.

Although some people believe build-out is a myth, only the developer knows the answer for sure.

BTW - I was told my a person in the sales office that all the land on the other side of 44 is owned by large corporations and will build when TV completes building.

I'm not holding my breath on that opinion/rumor. :D



Why would you hold your breath.

Bonny
01-16-2016, 12:31 PM
:agree:

Someone I know that works in the mortgage dept., says there are still 2,000 homes that need to be sold.

There are 300 homes in the NW corner just south of 42 that are to be built.

Although some people believe build-out is a myth, only the developer knows the answer for sure.

BTW - I was told my a person in the sales office that all the land on the other side of 44 is owned by large corporations and will build when TV completes building.

I'm not holding my breath on that opinion/rumor. :D
Our son has worked for the Villages as a Realtor for 10 years. Yep, only the developers know what, when, how & why.
Many many years ago, actually 15 years, hubby & I went to one of the meetings and they had a map of developer owned property. Never saw that map again, LOL Amazing !!!

joldnol
01-17-2016, 11:33 AM
Does anyone know what is going in on the big lot west of Traverse Plaza? It is a large property with golf cart access and they have been moving dirt the past couple of weeks. I know I'll get the standard "Costco, TJ's" etc wise cracks or I'll get the trolls saying "You want rumors or facts" but it is a legit question and some of our posters actually might know.

tomwed
01-17-2016, 12:09 PM
Does anyone know what is going in on the big lot west of Traverse Plaza? It is a large property with golf cart access and they have been moving dirt the past couple of weeks. I know I'll get the standard "Costco, TJ's" etc wise cracks or I'll get the trolls saying "You want rumors or facts" but it is a legit question and some of our posters actually might know.
Is that on the way to 301? on the right
great question

golfing eagles
01-17-2016, 12:40 PM
Is that on the way to 301? on the right
great question

Along those lines, drove to Leesburg on 44 yesterday and noticed heavy equipment and what looks like storm drain pipes on the SOUTH side of 44 across from the Rohan Rec Center. This could start yet another rumor....

joldnol
01-17-2016, 12:49 PM
Is that on the way to 301? on the right
great question

yes

Duppa
01-17-2016, 12:53 PM
More News: Although the new "official" 2016 Villages Map identifies the shopping plaza near the Rohan Center as "Oak Hammock Plaza Shopping Center" the name given on one of the TV Development pages id's the shopping area as "Lake Deaton Plaza Shopping Center"

While TVs place-naming gods have uncorked a number of pithy delights for TV's Southern reaches ("Coward Street" "Jackpot Court" "Jungle Plum Way""Ybor Lane" and, of course, who would not thrill to tell their northern friends send your Christmas cards to me on "Jujube Avenue"... just to name a few of the latest creations).

Alas, and perhaps, the "business" side of the naming decision settled on the more site-specific (and definitively more geographically descriptive) "Lake Deaton" header versus "Oak Hammock"... who knows?

As I am learning, we shall learn the truth when the sign goes up!

RickeyD
01-17-2016, 01:00 PM
Does anyone know what is going in on the big lot west of Traverse Plaza? It is a large property with golf cart access and they have been moving dirt the past couple of weeks. I know I'll get the standard "Costco, TJ's" etc wise cracks or I'll get the trolls saying "You want rumors or facts" but it is a legit question and some of our posters actually might know.

A reliable source told me the property in question contains many limestone deposits and as such the feasibility of development is being studied by engineers.

Duppa
01-17-2016, 01:00 PM
Along those lines, drove to Leesburg on 44 yesterday and noticed heavy equipment and what looks like storm drain pipes on the SOUTH side of 44 across from the Rohan Rec Center. This could start yet another rumor....

Now THAT's what I'm talking' 'bout! Keep it coming on!

Duppa
01-28-2016, 10:44 AM
Research Update:

Interchange at 468 (Morse Blvd) and 91 (Florida Turnpike)... There is a lot of information available about projects (found below), the most important piece is that there is currently construction ongoing at the proposed site.

Included in this information are the following factoids: (a) TV is providing land (and $?) for the interchange; (b) a study for 200,000 square foot for commercial projects is in the works.

Given this information, one scenario for future growth ie "master plan" for Southeastern TV is to develop TV projects (homes and retail et al) between 91 (Florida Turnpike) north to 44. The yield is two-fold: (1) provides a direct southern route to Orlando (and north) via 468 (future Morse Blvd)... providing a prime gateway for TV's new Southeastern developments (LaBelle/Osceola Hills/Pine Ridge/Charlotte, Sanibel et al); and (2) future home-villages construction here would put TV directly on/in close proximity to 91 (FL Turnpike)... with Orlando (Disney, Universal, MCO less than an hours drive from TV's Southeastern quadrant.

If TV's current population sits at approximately 110,000, at TVs breakneck construction pace, this southeastern interchange (Morse Blvd at 91) could substantially impact urban growth driving TVs population into the 140,000-150,000 range (and perhaps beyond) by 2026. What makes this area (Southeastern quadrant) fertile for growth is that this large area is largely open and undeveloped (i.e. no cities/towns, few homes and relatively no developments).

Selected Data:

http://www.sumtercountyfl.gov/AgendaModule/AI952/CR%20468%20turnpike_948_1040_952_1046.pdf

http://www.floridasturnpike.com/downloads/Future%20Projects/Permit%20CR%20468%20Interchange%20at%20The%20Villa ges.pdf

https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/cr468-turnpike-proposed-interchange-73226/

HoosierPa
01-28-2016, 11:10 AM
No news to share? Hmmm... I suppose TVs deep southeast (LaBelle and Osceola Hills) isn't on TOTV radar yet... Will try old-school way...discovering on own.

On that, I do have some good news!

A Publix grocery store and a Citizens Bank office are being built in the shopping area near the Rohan Center... so, the LaBelle-Osceola Hills folk do not have to travel far for essentials. Learned that new Burnsed Rec (and Moyer Rec) are classified as "under construction"... With Burnsed RUMORED to be open soon.

Heard that the postal stations in these areas are opened when residents hit 20% of build... not sure where mail goes...

While I hoped that others in-the-know could/would chime in, as I learn more, I will update information.

As to the suggestion placed about "rumors"... news is news...

Presuming to speak for the new TV South-Easterns, "we" are thrilled to be residents of what looks to be the most amazing retirement place on earth.

The area that is cleared for Commercial next to Rohan Rec. Center appears to be about the same size or larger than Traverse just down 44 across from Brownwood so I would assume it will be a similar type of strip center with other businesses all golf cart accessible. This will be much needed once Ocseola and Labelle are completed. Now I just wish they would fill up Brownwood with Businesses already. I would assume the rent is mighty high priced.

Duppa
03-29-2016, 11:28 AM
When The Villages makes a formal announcement or we see it coming out of the ground, we shall then know. :D

With today's news on the new Village of Finney, we now have an answer to Bonny, a little more news of THE plan... The builder/developers "build" will be several miles from The Villages proper... So, as a "first look" at south of 44 development, that question has been definitely answered: the developer has plans to build a substantial development south of 44, some distance from Brownwood, Rohan, and the rest of The Villages south of 466a and above 44.

The question begged in this original post, also hits on commercial use and the Turnpike access off 468... If The Village of Finney is X and The Villages proper is Y, what is to become of Z, the space between X and Y? It would seem that Z and all the land that hugs the Turnpike would make an attractive addition to the TV universe.

As a newbie here, who has studied TV from afar... but now am happily among your numbers, I am absolutely fascinated with TV, its history and continuing development.. For all the world I've traveled, TV is by far the most amazing place for seniors to live... I applaud the developer, I applaud my fellow TVers... I look forward to continuing my life here... and reporting on its growth (rumors, truths, facts and all)... You got your fun, all about TV is my fun! ;)

RickeyD
03-30-2016, 12:16 PM
With today's news on the new Village of Finney, we now have an answer to Bonny, a little more news of THE plan... The builder/developers "build" will be several miles from The Villages proper... So, as a "first look" at south of 44 development, that question has been definitely answered: the developer has plans to build a substantial development south of 44, some distance from Brownwood, Rohan, and the rest of The Villages south of 466a and above 44.



The question begged in this original post, also hits on commercial use and the Turnpike access off 468... If The Village of Finney is X and The Villages proper is Y, what is to become of Z, the space between X and Y? It would seem that Z and all the land that hugs the Turnpike would make an attractive addition to the TV universe.



As a newbie here, who has studied TV from afar... but now am happily among your numbers, I am absolutely fascinated with TV, its history and continuing development.. For all the world I've traveled, TV is by far the most amazing place for seniors to live... I applaud the developer, I applaud my fellow TVers... I look forward to continuing my life here... and reporting on its growth (rumors, truths, facts and all)... You got your fun, all about TV is my fun! ;)



If you watch how they build a Village here, the perimeter gets built first, then the interior.
If Fenney is the perimeter, then ...

graciegirl
03-30-2016, 02:04 PM
With today's news on the new Village of Finney, we now have an answer to Bonny, a little more news of THE plan... The builder/developers "build" will be several miles from The Villages proper... So, as a "first look" at south of 44 development, that question has been definitely answered: the developer has plans to build a substantial development south of 44, some distance from Brownwood, Rohan, and the rest of The Villages south of 466a and above 44.

The question begged in this original post, also hits on commercial use and the Turnpike access off 468... If The Village of Finney is X and The Villages proper is Y, what is to become of Z, the space between X and Y? It would seem that Z and all the land that hugs the Turnpike would make an attractive addition to the TV universe.

As a newbie here, who has studied TV from afar... but now am happily among your numbers, I am absolutely fascinated with TV, its history and continuing development.. For all the world I've traveled, TV is by far the most amazing place for seniors to live... I applaud the developer, I applaud my fellow TVers... I look forward to continuing my life here... and reporting on its growth (rumors, truths, facts and all)... You got your fun, all about TV is my fun! ;)



I have LOVED watching this place unfold since we moved here several years ago. It is much better than places that vote for a mayor and listen to folks who need this or that and it is never used. It appears that the family have that precious commodity called common sense and a nice work ethic to go along with it. They provided services for us until outside business takes them over. That appears to be the plan. They are loyal to the people who work for them because their head builders have been with them for a long time. Many folks, such as Mike's Maintenance who take care of the green area, came with Gary Morse from Michigan. They seem to seek skill and loyalty and high effort from the folks who work for them.


If we could figure out how to run the country like this place is run we would be far better off.


Gotta run to Publix. I am low on grape Koolaid.

Bonny
03-30-2016, 02:17 PM
With today's news on the new Village of Finney, we now have an answer to Bonny, a little more news of THE plan... The builder/developers "build" will be several miles from The Villages proper... So, as a "first look" at south of 44 development, that question has been definitely answered: the developer has plans to build a substantial development south of 44, some distance from Brownwood, Rohan, and the rest of The Villages south of 466a and above 44.

The question begged in this original post, also hits on commercial use and the Turnpike access off 468... If The Village of Finney is X and The Villages proper is Y, what is to become of Z, the space between X and Y? It would seem that Z and all the land that hugs the Turnpike would make an attractive addition to the TV universe.

As a newbie here, who has studied TV from afar... but now am happily among your numbers, I am absolutely fascinated with TV, its history and continuing development.. For all the world I've traveled, TV is by far the most amazing place for seniors to live... I applaud the developer, I applaud my fellow TVers... I look forward to continuing my life here... and reporting on its growth (rumors, truths, facts and all)... You got your fun, all about TV is my fun! ;)
Not sure why I was quoted that you have an answer for me, I never asked a question. LOL
We have been here 16 years and I have loved watching the Villages grow.
I learned a long time ago not to listen to the rumor mill. When I see an announcement or it's coming out of the ground, then I'll know for sure.
We bought in The Village of Santiago in 1999. It was the end of the Villages. :)
If property is going to be developed, I'm just happy that the Villages is developing it. Everything is always top notch. :eclipsee_gold_cup:
We love living here and thank the Morse Family for giving us such an awesome place to live. Keep on building. :crap2: :)

billethkid
03-30-2016, 06:36 PM
The area that is cleared for Commercial next to Rohan Rec. Center appears to be about the same size or larger than Traverse just down 44 across from Brownwood so I would assume it will be a similar type of strip center with other businesses all golf cart accessible. This will be much needed once Ocseola and Labelle are completed. Now I just wish they would fill up Brownwood with Businesses already. I would assume the rent is mighty high priced.

If one does some research they would find that TV commercial space is priced at the same level as retail space in the more viable shopping centers.

TV rent and "getting their cut" have surpassed urban legend status.

The worst source of rent information in TV? An owner of a business that could not make it go here.

2BNTV
03-31-2016, 10:51 AM
There was an article in the DS, that talked about renting businesses in TV.
I believe John Rohan stated they lease to businesses they feel have a good chance of succeeding. Eventually, all the businesses slots will be filled in Brownwood.

I know a few have gone under but who's to say they were not run the right way as we know a lot of businesses fail.

Duupa: Population is about 118,00 the last I read in the DS.

I had breakfast with a gentlemen who moved here 22 years ago before SS was built. I was amazed at the growth he had witnessed. He is still happy at the way , TV has grown.

GaryW
03-31-2016, 01:49 PM
I can agree with Bonny all day on no one knows till Big Daddy M lets you know.
I remember the original Sumter County master plan map that I still have from years back.

Antrim Dells was suppose to be a big and beautiful shopping retail space on the west side of Brownwood, and the new Hospital on the east side of Brownwood. That changed from day to day depending on or should I say where you were standing. What time of day you were standing there, and if the wind was blowing.

I can not remember how many times things have change back and forth. I attend construction meetings, and can tell you we do not hear it till the last second.
Just sayin...... :22yikes:

Bonny
03-31-2016, 01:52 PM
My stepson is a realtor for the Villages and they don't know anything until the powers that be decide it's time to tell them.

2BNTV
03-31-2016, 02:16 PM
My stepson is a realtor for the Villages and they don't know anything until the powers that be decide it's time to tell them.

and then we find out after that! I say Amen to that statement. :smiley:

jbdlfan
03-31-2016, 03:25 PM
If one does some research they would find that TV commercial space is priced at the same level as retail space in the more viable shopping centers.

TV rent and "getting their cut" have surpassed urban legend status.

The worst source of rent information in TV? An owner of a business that could not make it go here.

They just admitted in the DS a few days ago that they indeed do have customer leases that require a "cut." I believe the number was around 6-7% of current leases. I believe also that is in direct contradiction to a statement by Tutt or someone else in authority late last year.(some of us call that a fabrication or a lie) So no, not urban legend. My guess is that originally this was a more common practice when they had a smaller leasing base.

outlaw
04-01-2016, 08:29 AM
Interesting how so many Morse fans seem to relish being kept in the dark regarding future development/expansion plans. And to tout the Morse business practice of keeping their employees in the dark shows just how gullible people can be. I'm starting to understand why seniors need special protected class laws to protect them from being taken advantage of.

Bonny
04-01-2016, 08:40 AM
Interesting how so many Morse fans seem to relish being kept in the dark regarding future development/expansion plans. And to tout the Morse business practice of keeping their employees in the dark shows just how gullible people can be. I'm starting to understand why seniors need special protected class laws to protect them from being taken advantage of.
I don't see it that way at all. Everything starts out a plan, but things change throughout that planning process. My guess is until everything is set in stone, those plans aren't told because many changes will take place.
Why would this mean anyone is gullible and how would this have anything to do with people being taken advantage of ?

asianthree
04-01-2016, 08:41 AM
Interesting how so many Morse fans seem to relish being kept in the dark regarding future development/expansion plans. And to tout the Morse business practice of keeping their employees in the dark shows just how gullible people can be. I'm starting to understand why seniors need special protected class laws to protect them from being taken advantage of.

Really did you just say we aren't bright enough to know what going on. Do you think tesla let people know a year ago that they were releasing a new car that only cost $35,000. what makes you think the developer is keeping us in the dark OK GG jump in on this one. I have to shut up

Bonny
04-01-2016, 08:51 AM
Really did you just say we aren't bright enough to know what going on. Do you think tesla let people know a year ago that they were releasing a new car that only cost $35,000. what makes you think the developer is keeping us in the dark OK GG jump in on this one. I have to shut up
I agree. I'm not a stupid person and definitely not gullible. No one has to tell anyone anything until they feel the time is right. Their property, their money. ;)

joldnol
04-01-2016, 09:34 AM
They just admitted in the DS a few days ago that they indeed do have customer leases that require a "cut." I believe the number was around 6-7% of current leases. I believe also that is in direct contradiction to a statement by Tutt or someone else in authority late last year.(some of us call that a fabrication or a lie) So no, not urban legend. My guess is that originally this was a more common practice when they had a smaller leasing base.

And when asked if rents were excessive he evaded the question with a "they knew what they were getting into when they signed the lease" type of statement....

billethkid
04-01-2016, 10:01 AM
Interesting how so many Morse fans seem to relish being kept in the dark regarding future development/expansion plans. And to tout the Morse business practice of keeping their employees in the dark shows just how gullible people can be. I'm starting to understand why seniors need special protected class laws to protect them from being taken advantage of.

Usually in a business or other enterprise involving numbers of peoples that are either workers or customers or competitors the future planning is not a shared infromation for many reasons that should be obvious.

For many reasons some in their control and others not plans can be changed; modified; abandoned; put on hold, etc. So there is no merit in telling people about future planning until such time as it is a sure thing to be implemented or done.

To some the practice of good planning and self preservation and promotion or expansion are viewed as being kept in the dark. It is just common sense good business.

The commentary about being a special protected class is really not true or even amusing

billethkid
04-01-2016, 10:11 AM
They just admitted in the DS a few days ago that they indeed do have customer leases that require a "cut." I believe the number was around 6-7% of current leases. I believe also that is in direct contradiction to a statement by Tutt or someone else in authority late last year.(some of us call that a fabrication or a lie) So no, not urban legend. My guess is that originally this was a more common practice when they had a smaller leasing base.

There is no doubt there are many differing leases for the many different businesses in TV. Some small businesses and some very large (in revenues).

Leases that have what folks like to pray on as the developers "cut" is taken out of context and intent.

If one had a business plan that portrayed a base of $300,000 per year and a growth factor of 5%+ per year. The lease would have some language to the effect that if the business should surpass $1.2 million in revenues the TV would THEN get a certain percentage. the target amount was established and agreed to by the lessor and the lessee. And most lessors would be happy beyond their wildest expectation to achieve such high revenue numbers and writing a check to TV would be just fine by them..........to have a bussiness and associated success and profitability at that level.

Without knowing the details of any given lease and because each and every one of them is different and discreet....it is just not correct to assign any given characteristic as a general situation with all leases in TV. It is just not true!

GaryW
04-01-2016, 11:39 AM
The main reason the cat does not get out of the bad to soon is many of the plans change minute to minute. There are so many issues that have to be resolved. Permitting,, water rights,, and so on.
Something might sound like the best idea in the world now, but 6 moths or year down the road, things change.

The Sumter County Mast Plan map has changed so many times. That is why nothing is leaked. Has nothing to do with anyone being in the dark. It is their company and business. We will know when they let us know. Do not see the big issue. Funny just reading all the rumors. :icon_bored:

Retiring
04-01-2016, 12:15 PM
Interesting how so many Morse fans seem to relish being kept in the dark regarding future development/expansion plans. And to tout the Morse business practice of keeping their employees in the dark shows just how gullible people can be. I'm starting to understand why seniors need special protected class laws to protect them from being taken advantage of.

Outlaw, as you know in business there must be an element of secrecy. If Mr. Morse said, one day we would like to be south of abc blvd., I would be first in line to buy 20 acres south of abc blvd, then sell to the Morses at a healthy profit. You never telegraph your punches.

joldnol
04-01-2016, 02:25 PM
Outlaw, as you know in business there must be an element of secrecy. If Mr. Morse said, one day we would like to be south of abc blvd., I would be first in line to buy 20 acres south of abc blvd, then sell to the Morses at a healthy profit. You never telegraph your punches.

Disney used a half dozen shell companies to buy their land here

Polar Bear
04-01-2016, 03:26 PM
...in business there must be an element of secrecy...

Disney used a half dozen shell companies to buy their land here

Yep. It's just business. Nothing mysterious or conspiratorial.

JoMar
04-01-2016, 04:29 PM
Outlaw, as you know in business there must be an element of secrecy. If Mr. Morse said, one day we would like to be south of abc blvd., I would be first in line to buy 20 acres south of abc blvd, then sell to the Morses at a healthy profit. You never telegraph your punches.

I agree, also think Outlaw owned his own company or a very small company. As most of us that have worked for large companies, we know that strategic plans of a company are not shared with the employee population or the customer base until they move to the tactical planning.

Duppa
04-04-2016, 12:14 PM
As taken from the parallel thread on news about the start of Village of Fenney..

The history of TV was always building south, and with each phase making improvements as they progressed. At times they came back north and built east as in the case of Mission Hills and Pine Ridge/Pine Hills, probably as land was attained later. TV does not wait, they move on, they progress, as any good business/developer/provider should. Maybe their goal now is to start south, where they will probably provide turnpike access, and build north to 44. This will allow enough homes (people) to adequately encourage commercial business on 44 similar to 441. Remember, you will probably never be near "the end" or "to far out" in TV. If you try to buy in the middle of TV, can anyone predict where that may be? Exciting times here, as opposed to other parts of this country where there is barely any developing at all.

Here we find the "South to North" build theory set in motion and now fully operational: TV Developer builds housing (in new "southern" Village of Fenney) commercial construction and expansion (north to 44) to follow. Simple plan/simple execution: people in place, stores to follow... For TVers, does it get more exciting than this? Yes, of course, the issues of surging growth are many but I'm willing to bet most of us are more than willing to sit back and enjoy the ride...

justjim
04-04-2016, 01:09 PM
"You can't always plan the future by the past". Burke, E. Anyone who tells you The Developer is going to do such and such---take the words as "a grain of salt." When it is no longer profitable, buildout will come and only then.

twoplanekid
05-04-2016, 08:26 AM
(Ground broken for first homes in the Village of Fenney) according to the other online news source.

twoplanekid
05-10-2016, 08:32 AM
I noticed that The Village of Fenney will be located within the 100 Yr. FEMA flood zone. Are other areas of the Villages also located in a flood zone?

biker1
05-10-2016, 08:38 AM
There are several different flood zone characterizations - indicated by a letter or several letters. Which one are they in?

I noticed that The Village of Fenney will be located within the 100 Yr. FEMA flood zone. Are other areas of the Villages also located in flood zone?

justjim
05-10-2016, 08:42 AM
I noticed that The Village of Fenney will be located within the 100 Yr. FEMA flood zone. Are other areas of the Villages also located in flood zone?

That is a good question. A house built in a 100 year flood zone would require disclosure by the builder.

twoplanekid
05-10-2016, 09:06 AM
See # 11

UpNorth
05-10-2016, 09:33 AM
Getting put in the FEMA flood zone is a disaster. After taking a big hit with Superstorm Sandy, FEMA decided to upgrade their flood plain maps, and added areas into the flood zone. If you want to buy a house with a mortgage backed by the federal government, you are required to purchase flood insurance. I experienced this when I tried to sell my parents' house in Connecticut. Buyers were required to purchase $2300 of additional flood insurance per year on a $200,000 house. Talk about a deal killer! Luckily, I had an elevation survey ($1000) done on the house to prove it was above the flood plain. After a load of paperwork and time with FEMA, it was removed from the insurance requirement,but not after a lot of good offers fell through. Don't know what the deal will be in the new Villages if they are in the 100-year FEMA flood plain. I'm sure few will be willing to add $$$$ flood insurance to their mortgage payments.

RickeyD
05-10-2016, 09:44 AM
Getting put in the FEMA flood zone is a disaster. After taking a big hit with Superstorm Sandy, FEMA decided to upgrade their flood plain maps, and added areas into the flood zone. If you want to buy a house with a mortgage backed by the federal government, you are required to purchase flood insurance. I experienced this when I tried to sell my parents' house in Connecticut. Buyers were required to purchase $2300 of additional flood insurance per year on a $200,000 house. Talk about a deal killer! Luckily, I had an elevation survey ($1000) done on the house to prove it was above the flood plain. After a load of paperwork and time with FEMA, it was removed from the insurance requirement,but not after a lot of good offers fell through. Don't know what the deal will be in the new Villages if they are in the 100-year FEMA flood plain. I'm sure few will be willing to add $$$$ flood insurance to their mortgage payments.



Retirement is supposed to be easy street, not flooded street. Maybe designer houses on stilts ? As an upside you could install real hardwood flooring. [emoji848]

biker1
05-10-2016, 09:50 AM
That is why the zone designation you are in matters. I used to own a home in the AE10 flood zone. While I did not carry flood insurance, it wasn't nearly as high as your experience with your parent's home.

Getting put in the FEMA flood zone is a disaster. After taking a big hit with Superstorm Sandy, FEMA decided to upgrade their flood plain maps, and added areas into the flood zone. If you want to buy a house with a mortgage backed by the federal government, you are required to purchase flood insurance. I experienced this when I tried to sell my parents' house in Connecticut. Buyers were required to purchase $2300 of additional flood insurance per year on a $200,000 house. Talk about a deal killer! Luckily, I had an elevation survey ($1000) done on the house to prove it was above the flood plain. After a load of paperwork and time with FEMA, it was removed from the insurance requirement,but not after a lot of good offers fell through. Don't know what the deal will be in the new Villages if they are in the 100-year FEMA flood plain. I'm sure few will be willing to add $$$$ flood insurance to their mortgage payments.

UpNorth
05-10-2016, 11:03 AM
Maybe that's the selling point - potential "water views" for every lot!:thumbup:

outlaw
05-10-2016, 11:37 AM
No news to share? Hmmm... I suppose TVs deep southeast (LaBelle and Osceola Hills) isn't on TOTV radar yet... Will try old-school way...discovering on own.

On that, I do have some good news!

A Publix grocery store and a Citizens Bank office are being built in the shopping area near the Rohan Center... so, the LaBelle-Osceola Hills folk do not have to travel far for essentials. Learned that new Burnsed Rec (and Moyer Rec) are classified as "under construction"... With Burnsed RUMORED to be open soon.

Heard that the postal stations in these areas are opened when residents hit 20% of build... not sure where mail goes...

While I hoped that others in-the-know could/would chime in, as I learn more, I will update information.

As to the suggestion placed about "rumors"... news is news...

Presuming to speak for the new TV South-Easterns, "we" are thrilled to be residents of what looks to be the most amazing retirement place on earth.

The developer has already announced two new small building projects up on the north end by hwy 42, and has received approval for a new village (1000 acres?) south of hwy 44. I estimate TV is about 50% built out.

outlaw
05-10-2016, 11:42 AM
Getting put in the FEMA flood zone is a disaster. After taking a big hit with Superstorm Sandy, FEMA decided to upgrade their flood plain maps, and added areas into the flood zone. If you want to buy a house with a mortgage backed by the federal government, you are required to purchase flood insurance. I experienced this when I tried to sell my parents' house in Connecticut. Buyers were required to purchase $2300 of additional flood insurance per year on a $200,000 house. Talk about a deal killer! Luckily, I had an elevation survey ($1000) done on the house to prove it was above the flood plain. After a load of paperwork and time with FEMA, it was removed from the insurance requirement,but not after a lot of good offers fell through. Don't know what the deal will be in the new Villages if they are in the 100-year FEMA flood plain. I'm sure few will be willing to add $$$$ flood insurance to their mortgage payments.
I thought all mortgage companies required flood insurance if the house was in a flood zone?

graciegirl
05-10-2016, 12:00 PM
I noticed that The Village of Fenney will be located within the 100 Yr. FEMA flood zone. Are other areas of the Villages also located in a flood zone?

Every place in the country is located in a Fema Flood Zone. Some are more prone to flooding than others.

Even small towns in Ohio are in Fema Flood Zones. Flood Plain Mapping Update Information (http://www.urbanaohio.com/city-offices/engineering/flood-plain-mapping-information.html)

I think some folks are activists without a cause to support.

What are flood zones? - Floodsmart.gov (https://www.floodsmart.gov/floodsmart/pages/faqs/what-are-flood-zones.jsp)

biker1
05-10-2016, 01:42 PM
Zone A
Zone A is the flood insurance rate zone that corresponds to the 100-
year floodplains that
are determined in the Flood Insurance St
udy (FIS) by approximate methods. Because
detailed hydraulic analyses
are not performed for such ar
eas, no BFEs or depths are
shown within this zone. Mandatory fl
ood insurance purchase requirements apply.

Zone AE and A1-A30
Zones AE and A1-A30 are the flood insurance rate zones that correspond to the
100-year floodplains that are determined in the FIS by detailed methods. In most
instances, BFEs derived from the detailed
hydraulic analyses are shown at selected
intervals within this zone. Mandatory flood insurance purchase requirements apply.

Zone AH
Zone AH is the flood insurance rate zone that corresponds to the areas of 100-year
shallow flooding with a constant water-surface elevation (usually areas of ponding)
where average depths are between 1 and 3 feet. The BFEs derived from the detailed
hydraulic analyses are shown at selected intervals within this zone. Mandatory flood
insurance purchase requirements apply.

Zone AO
Zone AO is the flood insurance rate zone that corresponds to the areas of 100-year
shallow flooding (usually sheet flow on sloping terrain) where average depths are
between 1 and 3 feet. The depth should be averaged along the cross section and
then along the direction of flow to determine the extent of the zone. Average flood
depths derived from the detailed hydraulic analyses are shown within this zone. In
addition, alluvial fan flood hazards are shown as Zone AO on the FIRM. Mandatory
flood insurance purchase requirements apply.

Zone AR
Zone AR is the flood insurance rate zone used to depict areas protected from flood
hazards by flood control structures, such as a levee, that are being restored. FEMA
will consider using the Zone AR designation
for a community if the flood protection
system has been deemed restorable by a Feder
al agency in consultation with a local
project sponsor; a minimum level of flood protection is still provided to the
community by the system; and restoration
of the flood protection system is
scheduled to begin within a designated time period and in accordance with a
progress plan negotiated between the community and FEMA. Mandatory purchase
requirements for flood insurance will apply in Zone AR, but the rate will not exceed
the rate for unnumbered A zones if the structure is built in compliance with Zone AR
floodplain management regulations.
For floodplain management in Zone AR areas, elevation is not required for
improvements to existing structures. However, for new construction, the structure
must be elevated (or floodproofed for non-residential structures) such that the lowest
floor, including basement, is a maximum of 3 feet above the highest adjacent
existing grade if the depth of the base flood elevation (BFE) does not exceed 5 feet
at the proposed development site. For infill si
tes, rehabilitation of existing structures,
or redevelopment of previously developed areas, there is a 3 foot elevation
requirement regardless of the depth of the BFE at the project site.
The Zone AR designation will be removed and the restored flood control system
shown as providing protection from the 1% annual chance flood on the NFIP map
upon completion of the restoration project and submittal of all the necessary data to
FEMA.

Zone A99
Zone A99 is the flood insurance rate zone that corresponds to areas of the 100-year
floodplains that will be protected by
a Federal flood protection system where
construction has reached specified statutory milestones. No BFEs or depths are
shown within this zone. Mandatory flood insurance purchase requirements apply.

Zone D
The Zone D designation on NFIP maps is used for areas where there are possible
but undetermined flood hazards. In areas designated as Zone D, no analysis of flood
hazards has been conducted. Mandatory flood insurance purchase requirements do
not apply, but coverage is available. The flood insurance rates for properties in Zone
D are commensurate with the uncertainty of the flood risk.

Zone V
Zone V is the flood insurance rate zone that corresponds to the 100-year coastal
floodplains that have additional hazards associated with storm waves. Because
approximate hydraulic analyses are performed for such areas, no BFEs are shown
within this zone. Mandatory flood insurance purchase requirements apply.

Zone VE
Zone VE is the flood insurance rate zone that corresponds to the 100-year coastal
floodplains that have additional hazards associated with storm waves. BFEs derived
from the detailed hydraulic analyses are shown at selected intervals within this zone.
Mandatory flood insurance purchase requirements apply.

Zones B, C, and X
Zones B, C, and X are the flood insurance rate zones that correspond to areas
outside the 100-year floodplains, areas of 100-year sheet flow flooding where
average depths are less than 1 foot, areas of 100-year stream flooding where the
contributing drainage area is less than 1 square mile, or areas protected from the
100-year flood by levees. No BFEs or depths are shown within this zone.



That is why the zone designation you are in matters. I used to own a home in the AE10 flood zone. While I did not carry flood insurance, it wasn't nearly as high as your experience with your parent's home.

billethkid
05-10-2016, 01:45 PM
The developer has already announced two new small building projects up on the north end by hwy 42, and has received approval for a new village (1000 acres?) south of hwy 44. I estimate TV is about 50% built out.

That would be a rolling 50%!

graciegirl
05-10-2016, 02:47 PM
Zone A
Zone A is the flood insurance rate zone that corresponds to the 100-
year floodplains that
are determined in the Flood Insurance St
udy (FIS) by approximate methods. Because
detailed hydraulic analyses
are not performed for such ar
eas, no BFEs or depths are
shown within this zone. Mandatory fl
ood insurance purchase requirements apply.

Zone AE and A1-A30
Zones AE and A1-A30 are the flood insurance rate zones that correspond to the
100-year floodplains that are determined in the FIS by detailed methods. In most
instances, BFEs derived from the detailed
hydraulic analyses are shown at selected
intervals within this zone. Mandatory flood insurance purchase requirements apply.

Zone AH
Zone AH is the flood insurance rate zone that corresponds to the areas of 100-year
shallow flooding with a constant water-surface elevation (usually areas of ponding)
where average depths are between 1 and 3 feet. The BFEs derived from the detailed
hydraulic analyses are shown at selected intervals within this zone. Mandatory flood
insurance purchase requirements apply.

Zone AO
Zone AO is the flood insurance rate zone that corresponds to the areas of 100-year
shallow flooding (usually sheet flow on sloping terrain) where average depths are
between 1 and 3 feet. The depth should be averaged along the cross section and
then along the direction of flow to determine the extent of the zone. Average flood
depths derived from the detailed hydraulic analyses are shown within this zone. In
addition, alluvial fan flood hazards are shown as Zone AO on the FIRM. Mandatory
flood insurance purchase requirements apply.

Zone AR
Zone AR is the flood insurance rate zone used to depict areas protected from flood
hazards by flood control structures, such as a levee, that are being restored. FEMA
will consider using the Zone AR designation
for a community if the flood protection
system has been deemed restorable by a Feder
al agency in consultation with a local
project sponsor; a minimum level of flood protection is still provided to the
community by the system; and restoration
of the flood protection system is
scheduled to begin within a designated time period and in accordance with a
progress plan negotiated between the community and FEMA. Mandatory purchase
requirements for flood insurance will apply in Zone AR, but the rate will not exceed
the rate for unnumbered A zones if the structure is built in compliance with Zone AR
floodplain management regulations.
For floodplain management in Zone AR areas, elevation is not required for
improvements to existing structures. However, for new construction, the structure
must be elevated (or floodproofed for non-residential structures) such that the lowest
floor, including basement, is a maximum of 3 feet above the highest adjacent
existing grade if the depth of the base flood elevation (BFE) does not exceed 5 feet
at the proposed development site. For infill si
tes, rehabilitation of existing structures,
or redevelopment of previously developed areas, there is a 3 foot elevation
requirement regardless of the depth of the BFE at the project site.
The Zone AR designation will be removed and the restored flood control system
shown as providing protection from the 1% annual chance flood on the NFIP map
upon completion of the restoration project and submittal of all the necessary data to
FEMA.

Zone A99
Zone A99 is the flood insurance rate zone that corresponds to areas of the 100-year
floodplains that will be protected by
a Federal flood protection system where
construction has reached specified statutory milestones. No BFEs or depths are
shown within this zone. Mandatory flood insurance purchase requirements apply.

Zone D
The Zone D designation on NFIP maps is used for areas where there are possible
but undetermined flood hazards. In areas designated as Zone D, no analysis of flood
hazards has been conducted. Mandatory flood insurance purchase requirements do
not apply, but coverage is available. The flood insurance rates for properties in Zone
D are commensurate with the uncertainty of the flood risk.

Zone V
Zone V is the flood insurance rate zone that corresponds to the 100-year coastal
floodplains that have additional hazards associated with storm waves. Because
approximate hydraulic analyses are performed for such areas, no BFEs are shown
within this zone. Mandatory flood insurance purchase requirements apply.

Zone VE
Zone VE is the flood insurance rate zone that corresponds to the 100-year coastal
floodplains that have additional hazards associated with storm waves. BFEs derived
from the detailed hydraulic analyses are shown at selected intervals within this zone.
Mandatory flood insurance purchase requirements apply.

Zones B, C, and X
Zones B, C, and X are the flood insurance rate zones that correspond to areas
outside the 100-year floodplains, areas of 100-year sheet flow flooding where
average depths are less than 1 foot, areas of 100-year stream flooding where the
contributing drainage area is less than 1 square mile, or areas protected from the
100-year flood by levees. No BFEs or depths are shown within this zone.

Is it possible for you to ascertain from the page displayed by Two Plane just what Zone the new area called Finney is in? As I said before, it appears that every place in the United States is in "The Fema 100 year Flood Plane" but that doesn't mean that all are in elevated danger of flooding.

biker1
05-10-2016, 04:25 PM
The maps are probably out there somewhere on the FEMA site, or elsewhere. I believe it will also show up once the lots are platted.



Is it possible for you to ascertain from the page displayed by Two Plane just what Zone the new area called Finney is in? As I said before, it appears that every place in the United States is in "The Fema 100 year Flood Plane" but that doesn't mean that all are in elevated danger of flooding.

ColdNoMore
05-10-2016, 08:17 PM
Every place in the country is located in a Fema Flood Zone.


That's simply not true.

FEMA 100 (and 500) year flood zones for the entire country are available from a number of sources (some require payment), or you can look just at Sumter County if you have a Shapefile (SHP) program on your computer.

Downloadable Maps | Sumter County, FL - Official Website (http://sumtercountyfl.gov/238/Downloadable-Maps)

graciegirl
05-10-2016, 09:43 PM
That's simply not true.

FEMA 100 (and 500) year flood zones for the entire country are available from a number of sources (some require payment), or you can look just at Sumter County if you have a Shapefile (SHP) program on your computer.

Downloadable Maps | Sumter County, FL - Official Website (http://sumtercountyfl.gov/238/Downloadable-Maps)

How do you interpret this?

Copied and pasted directly from the government flood insurance site;



Floodsmart.gov The official site of the National Flood Insurance Program


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What are flood zones?

Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone–it's just a question of whether you live in a low, moderate, or high risk area.

Back to Frequently Asked Questions: Flood Zone

ColdNoMore
05-10-2016, 10:08 PM
LOL :1rotfl:

I suppose if you go back to the Noah story, then yeah maybe.


Otherwise

http://www.townofmarshfield.org/Collateral/Documents/English-US/planning/FEMA%20Flood/FEMA%20Layer%20Designations.pdf


C and X (unshaded)

Area of minimal flood hazard, usually depicted on FIRMs as above the 500 year flood level.

graciegirl
05-10-2016, 10:21 PM
LOL :1rotfl:

I suppose if you go back to the Noah story, then yeah maybe.


Otherwise

http://www.townofmarshfield.org/Collateral/Documents/English-US/planning/FEMA%20Flood/FEMA%20Layer%20Designations.pdf

That was cut and pasted from the national government flood insurance site. What are flood zones? - Floodsmart.gov (https://www.floodsmart.gov/floodsmart/pages/faqs/what-are-flood-zones.jsp)

biker1
05-11-2016, 05:56 AM
For a majority of people, what really matters is whether you are in a "lettered" zone that requires you to carry flood insurance if you have a mortgage.

That was cut and pasted from the national government flood insurance site. What are flood zones? - Floodsmart.gov (https://www.floodsmart.gov/floodsmart/pages/faqs/what-are-flood-zones.jsp)

outlaw
05-11-2016, 06:44 AM
Is it possible for you to ascertain from the page displayed by Two Plane just what Zone the new area called Finney is in? As I said before, it appears that every place in the United States is in "The Fema 100 year Flood Plane" but that doesn't mean that all are in elevated danger of flooding.

My previous home, on a bayou, was not in the 100 year flood zone. It was in the 500 year flood zone.

outlaw
05-11-2016, 07:04 AM
I just looked at the 100 year flood zone map for Sumter County. If I read the map right, there are a few dozen TV homes that are in the flood zone. Most are in the new villages around Lake Deaton. Some blocks/clusters of homes are in the flood zone. If I had the correct location, part of the Finney property is in the flood zone.

graciegirl
05-11-2016, 07:53 AM
I just looked at the 100 year flood zone map for Sumter County. If I read the map right, there are a few dozen TV homes that are in the flood zone. Most are in the new villages around Lake Deaton. Some blocks/clusters of homes are in the flood zone. If I had the correct location, part of the Finney property is in the flood zone.

Reading the map right, or at all seems to be the obstacle here. My goal is to quell rumors and to calm fears, just because I dislike worry mongers. I feel that the enormous amount of knowledge from building here in this area and the enormous quantities of land available would give choices to anyone looking to build.

What level of danger do you ascertain from your map reading, Outlaw?

graciegirl
05-11-2016, 07:56 AM
For a majority of people, what really matters is whether you are in a "lettered" zone that requires you to carry flood insurance if you have a mortgage.

Thank you biker1. Can you figure out if the new area in Finney is such a place?

outlaw
05-11-2016, 08:35 AM
Reading the map right, or at all seems to be the obstacle here. My goal is to quell rumors and to calm fears, just because I dislike worry mongers. I feel that the enormous amount of knowledge from building here in this area and the enormous quantities of land available would give choices to anyone looking to build.

What level of danger do you ascertain from your map reading, Outlaw?

Since I am not in the 100 year flood zone, I feel pretty safe, flood-wise. Sinkholes; lightning strikes? That's another story. One person's "worry" is another person's information gathering. I like all information; facts, history, projections, rumors, opinions. It's all information that helps me to better understand my risks. If you don't like it, or it bothers you, just quit reading the thread. But why continue to harp on other people and label them (worry mongers?) just because they want to discuss subjects that you are uncomfortable with?

graciegirl
05-11-2016, 08:41 AM
Since I am not in the 100 year flood zone, I feel pretty safe, flood-wise. Sinkholes; lightning strikes? That's another story. One person's "worry" is another person's information gathering. I like all information; facts, history, projections, rumors, opinions. It's all information that helps me to better understand my risks. If you don't like it, or it bothers you, just quit reading the thread. But why continue to harp on other people and label them (worry mongers?) just because they want to discuss subjects that you are uncomfortable with?

Just tryin' to hep. I have witnessed people stirring trouble on this forum for many years and it ****es me off. Unless it is me doin' it.

biker1
05-11-2016, 08:48 AM
My understanding goes back a few years from when we bought property and built a house in the AE10 zone.

Essentially, if you are in the 100 year flood plane then you are required to have flood insurance if you have a mortgage. I think that is mostly correct. The 100 year figure is somewhat arbitrary as it could have easily been the 90 year or 110 year flood plane. The number actually represents a probability of experiencing flooding - 1% per year. You can be just outside the 100 year flood plane and have essentially the same risk as someone just inside the 100 year flood plane. I guess they had to draw a line somewhere.

Within the 100 year flood plane there are areas of minimal risk and unknown risk, as well as other levels of risk. The flood insurance premiums will reflect the risk, as designated by the "letter" zoning, and can vary significantly. I suspect the area in Finney is probably minimal risk. The "lettered" zone can probably be found with some internet digging or a few well placed phone calls. I haven't seen the actually property but unless it borders a river that overflows its banks on a regular basis or is in very low lying land I doubt it will be of any real concern, except that the home owner may be on the hook for $300+ a year in flood insurance premiums.

So, that is my understanding from previous experience and research. Perhaps things have changed a bit over the last 10+ years. Please post if I am off base.

Thank you biker1. Can you figure out if the new area in Finney is such a place?

outlaw
05-11-2016, 09:02 AM
My understanding goes back a few years from when we bought property and built a house in the AE10 zone.

Essentially, if you are in the 100 year flood plane then you are required to have flood insurance if you have a mortgage. I think that is mostly correct. The 100 year figure is somewhat arbitrary as it could have easily been the 90 year or 110 year flood plane. The number actually represents a probability of experiencing flooding - 1% per year. You can be just outside the 100 year flood plane and have essentially the same risk as someone just inside the 100 year flood plane. I guess they had to draw a line somewhere.

Within the 100 year flood plane there are areas of minimal risk and unknown risk, as well as other levels of risk. The flood insurance premiums will reflect the risk, as designated by the "letter" zoning, and can vary significantly. I suspect the area in Finney is probably minimal risk. The "lettered" zone can probably be found with some internet digging or a few well placed phone calls. I haven't seen the actually property but unless it boards a river that overflows its banks on a regular basis or is in very low lying land I doubt it will be of any real concern, except that the home owner may be on the hook for $300+ a year in flood insurance premiums.

So, that is my understanding from previous experience and research. Perhaps things have changed a bit over the last 10+ years. Please post if I am off base.

Yes. It has changed big time! In Tampa, I was told by residents that their flood insurance premiums were getting ready to increase to $30,000 per year! I had a hard time believing this number. But he was pretty knowledgeable and I knew him as someone who really did his research. I know a man that lived on Paradise Island? on the water in a $million+ home, who sold it last year because the flood insurance premiums were going to skyrocket. I'm sure there are a lot of articles in the Tampa tribune. Maybe Carl of Tampa can chime in?

biker1
05-11-2016, 09:15 AM
What I meant by "change" was the overall situation as to who has to have flood insurance, if they have a mortgage, and the fact that areas are designated by letters that reflect the risk. Tampa is most likely in a very high risk area and the flood insurance premiums, as they have always, reflects the risk. Areas of minimal risk can still get policies starting at around $300 ish per year. When I quoted that number it was in the context of Finney (which was what my post was in reference to), which I believe is a low risk area, not some arbitrary high risk area on the coast (which is not the issue being discussed). I believe residential flood insurance is limited to $250K on the structure.

Yes. It has changed big time! In Tampa, I was told by residents that their flood insurance premiums were getting ready to increase to $30,000 per year! I had a hard time believing this number. But he was pretty knowledgeable and I knew him as someone who really did his research. I know a man that lived on Paradise Island? on the water in a $million+ home, who sold it last year because the flood insurance premiums were going to skyrocket. I'm sure there are a lot of articles in the Tampa tribune. Maybe Carl of Tampa can chime in?

outlaw
05-11-2016, 09:33 AM
What I meant by "change" was the overall situation as to who has to have flood insurance, if they have a mortgage, and the fact that areas are designated by letters that reflect the risk. Tampa is most likely in a very high risk area and the flood insurance premiums, as they have always, reflects the risk. Areas of minimal risk can still get policies starting at around $300 ish per year. When I quoted that number it was in the context of Finney (which was what my post was in reference to), which I believe is a low risk area, not some arbitrary high risk area on the coast (which is not the issue being discussed). I believe residential flood insurance is limited to $250K on the structure.

I think there is something going on in the legislature to try and work this for residents. I think, now, you can buy private flood insurance. One thing I thought was interesting; when I researched FEMA flood insurance years ago, the coverage was limited to $250,000. After hurricane Opal?, people I knew, who had their house destroyed, could only recover $250K. The cost to rebuild above $250K was on them.

biker1
05-11-2016, 09:39 AM
Yes, I always found the $250K limit on a residential structure to be a bit odd.

I think there is something going on in the legislature to try and work this for residents. I think, now, you can buy private flood insurance. One thing I thought was interesting; when I researched FEMA flood insurance years ago, the coverage was limited to $250,000. After hurricane Opal?, people I knew, who had their house destroyed, could only recover $250K. The cost to rebuild above $250K was on them.

outlaw
05-11-2016, 09:46 AM
Just tryin' to hep. I have witnessed people stirring trouble on this forum for many years and it ****es me off.

But..."stirring trouble" is from your perspective. I still don't understand why you try so hard to control the dialogue to suit your perception of what is acceptable discussion. Diversity of opinions and topics is what makes a forum interesting. Maybe don't look so hard for underlying/hidden agendas, and take comments at face value until proven otherwise. It's a much more productive way to participate in a forum. You like to post things you like about TV. That's great. I also read the Daily Sun when I want to feel good and cozy. Other people like to post about things they don't like about TV. That's their prerogative. Many people want to discuss the good AND the bad of TV. Shutting down other people's opinions is not conducive to good communication.

outlaw
05-11-2016, 01:49 PM
Yes, I always found the $250K limit on a residential structure to be a bit odd.

It probably has to do with congress setting some amount that would protect 90% of homeowners 30 yrs ago, or a way to limit liability.

graciegirl
05-11-2016, 02:00 PM
But..."stirring trouble" is from your perspective. I still don't understand why you try so hard to control the dialogue to suit your perception of what is acceptable discussion. Diversity of opinions and topics is what makes a forum interesting. Maybe don't look so hard for underlying/hidden agendas, and take comments at face value until proven otherwise. It's a much more productive way to participate in a forum. You like to post things you like about TV. That's great. I also read the Daily Sun when I want to feel good and cozy. Other people like to post about things they don't like about TV. That's their prerogative. Many people want to discuss the good AND the bad of TV. Shutting down other people's opinions is not conducive to good communication.

Excellent advice, but that isn't how I am wired. I taught young children for decades and my first reaction is to find and mention the good. I also was raised by a strict family in the Midwest and that makes me sound kinder than I am.


I don't mind a good debate but I don't like a lot of slinging around glittering generalities and half truths and thinly disguised negativity based on jealousy of the Morses. Or just plain trouble making by folks who enjoy that kind of stuff. Let us agree that you be you and I will be me.................lying in wait.......for you my pretty and your little dog too.

twoplanekid
05-11-2016, 03:20 PM
Does anyone notice a large area that is similar in both pictures? Guess what that is.

RickeyD
05-11-2016, 03:25 PM
Does anyone notice a large area that is similar in both pictures? Guess what that is.



I give, what ?

RickeyD
05-11-2016, 03:33 PM
Does anyone notice a large area that is similar in both pictures? Guess what that is.



Come on, it's way too fuzzy.

twoplanekid
05-11-2016, 04:17 PM
The green shaded area in the left picture from the FEMA site depicts I believe the 100 yr. flood zone. That same area in the right picture of the Village of Fenney is to the left and shaded. The developer, not ours is following the FEMA flood zone to create a no develop in zone. As around Lake Deaton, a series of levees or tall berms will be constructed to keep the waters in that flood zone area. Click on the picture to enlarge.