those against Obamacare

[Guest]

How is your coverage at the "Villages Health System" going? A trump backer, my way or the highway, disregard what I told you it's about the money.

[Guest]

Do you expect any medical practice to continue to provide services when they are losing money ?
What special status status do you have / possess ? Are you a member of a special " Tribe " or do you come to the Villages from a special place such that someone owes you and yours something special ?

By the way if you know anything at all about " Obama Care " you would be aware that the operating rules are still being written and rolled out as we go along . Consequently when it first became the Law the Regulations were not fully developed . Complying with the ever increasing regulations of this Mega-Law are proving to be extremely expensive and as a result most medical practices find themselves struggling with compliance .

[Guest]

Do you expect any medical practice to continue to provide services when they are losing money ?
What special status status do you have / possess ? Are you a member of a special " Tribe " or do you come to the Villages from a special place such that someone owes you and yours something special ?

By the way if you know anything at all about " Obama Care " you would be aware that the operating rules are still being written and rolled out as we go along . Consequently when it first became the Law the Regulations were not fully developed . Complying with the ever increasing regulations of this Mega-Law are proving to be extremely expensive and as a result most medical practices find themselves struggling with compliance .



Middle income people have been forced to live at a progressively lower standard of living over the course of the past 4 decades now the upper income will find out what it feels like. Adapt or die my friend.

[Guest]

Middle income people have been forced to live at a progressively lower standard of living over the course of the past 4 decades now the upper income will find out what it feels like. Adapt or die my friend.

What are you trying to say ? And how can you make the assumptions that you are directing at me ?

Just amazing ! What are you both a Tribe-member and clairvoyant ?

" My friend "

[Guest]

What are you trying to say ? And how can you make the assumptions that you are directing at me ?



Just amazing ! What are you both a Tribe-member and clairvoyant ?



" My friend "



Wasn't directed towards you, just the situation you pointed out.

[Guest]

Do you expect any medical practice to continue to provide services when they are losing money ?
What special status status do you have / possess ? Are you a member of a special " Tribe " or do you come to the Villages from a special place such that someone owes you and yours something special ?

By the way if you know anything at all about " Obama Care " you would be aware that the operating rules are still being written and rolled out as we go along . Consequently when it first became the Law the Regulations were not fully developed . Complying with the ever increasing regulations of this Mega-Law are proving to be extremely expensive and as a result most medical practices find themselves struggling with compliance .

How do you know if they are losing money, are you privileged to the books. Oh I know, the developer would never lie. Nice to know your an expert on Obamacare.

[Guest]

How is your coverage at the "Villages Health System" going? A trump backer, my way or the highway, disregard what I told you it's about the money.

I spent my career in medical group management (systems larger than the Villages system) and Medicare did not cover the fully loaded costs. Practices continued to care for patients when they became Medicare eligible because it was the right thing to do. If Medicare or any single layer system is adopted expect "adequate" but not easily accessible care. VA care for all. Not bad, but not what Americans are used to.

[Guest]

United Health Care insurance dropped out of Obamacare a while ago. Said they were losing too much money. It's already falling apart and it isn't even 2017 when it will get real bad. My wife is a cancer survivor and made it past her five years of observation or whatever they do. We have Blue Cross. She was supposed to have a P.E.T. scan every five years to make sure it hasn't returned. It used to be covered but we were in for a shock when we got a bill for $9K because they no longer cover it. I called them and they said it was due to Obamacare, whatever that means. They used to cheerfully cover all of our tests and labs.
My daughter's deductible went up thousands of dollars per year.
Our copay went up 50% on hospital in-patient and out-patient services.

I heard someone on here, probably on another thread insist that due to Obamacare, premiums had risen less than before. BS! I've never seen premiums go up at such high percentage rates in my lifetime.

[Guest]

I heard someone on here, probably on another thread insist that due to Obamacare, premiums had risen less than before. BS! I've never seen premiums go up at such high percentage rates in my lifetime.

You will excuse those of us who prefer facts, over your supposed anecdotal ramblings...won't you? ;)


Health premiums after Obamacare? They’re lower. (https://www.healthinsurance.org/blog/2016/07/29/health-premiums-after-obamacare-theyre-lower/)


Today, even as news about big premium increases for 2017 raises concerns about the Affordable Care Act’s long-term health, an analysis released last week in the journal Health Affairs seeks to put things in perspective. The upshot: Things could be worse.

It turns out that the average premiums in the individual market actually dropped when the ACA was implemented.

“Average premiums for the second-lowest cost silver-level (SLS) marketplace plan in 2014, which serves as a benchmark for ACA subsidies, were between 10 and 21 percent lower than average individual market premiums in 2013, before the ACA…,” write researchers from the Brookings Institute.

And in 2016 – two years into the marketplaces’ operation – premiums are still lower than they were in the individual insurance market in 2013. They’re 20 percent below the Congressional Budget Office’s (CBO) original projections, write co-authors of the analysis, Paul Ginsburg and Loren Adler.

In addition to lower than expected premiums, ACA plans include a host of benefits many policies didn’t have before the law took effect. That, along with a guarantee of coverage for all who apply for health insurance and restrictions on medical underwriting should have caused a precipitous spike in the cost of health plans.

These results are not what many experts expected.

Sorry to burst your bubble (purposeful lying?), but that's why some of us prefer actual facts instead of simply believing someone's opinion who has an agenda...and who are given their talking points by suspect sources or massive e-mails meant to incite anger. :shrug:


Please forgive us. :D



:wave:

CNM

[Guest]

You would think th first thing they would of fixed under Obama care would of been against the law to NOT accept any insurance, but the insurance lobbist greased some politicians to screw the people that can actually pay for health insurance, so the ones that can't pay get it for free. Now, seeing the aftermath and it's going to get really bad in 2017 when Obama out of office cause that when Shyt really kicks in. Anybody with brain knows insurance NEVER EVER goes DOWN!

[Guest]

You will excuse those of us who prefer facts, over your supposed anecdotal ramblings...won't you? ;)


Health premiums after Obamacare? They’re lower. (https://www.healthinsurance.org/blog/2016/07/29/health-premiums-after-obamacare-theyre-lower/)



Sorry to burst your bubble (purposeful lying?), but that's why some of us prefer actual facts instead of simply believing someone's opinion who has an agenda...and who are given their talking points by suspect sources or massive e-mails meant to incite anger. :shrug:


Please forgive us. :D



:wave:

CNM

I guess it was not hard for them to fool the likes of you. You are wrong, regardless of you fictional information and link. I do not know of anyone that has had LOWER insurance premiums. Go onto the Blue Cross website for example and compare their monthly premiums to what they were before Oamacare. That is just one example. I guess you have not been listening to the news lately about the big increase in Texas.
You may fool some of your tard liberals, but not everyone thinks your little gay cartoons make your idiot comments cutesy and knowledgeable. The only thing you have gotten right so far is your punctuation correction of someone posting in a forum, of all things. But, nice try. Don't forget to provide your little three letter ID at the end of your reply so that we can all appreciate and give you the proper attention you seek. I will see if I can find a big head emoticon for you. I think that is what the kids are calling those little gay comic pictures you enjoy.

[Guest]

I guess it was not hard for them to fool the likes of you. You are wrong, regardless of you fictional information and link. I do not know of anyone that has had LOWER insurance premiums. Go onto the Blue Cross website for example and compare their monthly premiums to what they were before Oamacare. That is just one example. I guess you have not been listening to the news lately about the big increase in Texas.
You may fool some of your tard liberals, but not everyone thinks your little gay cartoons make your idiot comments cutesy and knowledgeable. The only thing you have gotten right so far is your punctuation correction of someone posting in a forum, of all things. But, nice try. Don't forget to provide your little three letter ID at the end of your reply so that we can all appreciate and give you the proper attention you seek. I will see if I can find a big head emoticon for you. I think that is what the kids are calling those little gay comic pictures you enjoy.

As much as it may hurt your anecdotal lying, health insurance premiums were rising at an alarming rate for decades.

Much higher/faster, as proved, than before ACA.

By your specious and simplistic reasoning, since I've never known a serial killer...they therefore must not exist.

Is that simple enough for you to understand, that your supposed micro-level personal experience means squat... compared to actual facts? :rolleyes:

Nahhh, what was I thinking? :oops:

You don't have the intellectual capacity, or are too emotionally driven... to understand simple facts. ;)



:wave:

CNM


BTW - I love that you get so easily upset at my use of emoticons, as that is simply another way in which... you lose. :D

[Guest]

As much as it may hurt your anecdotal lying, health insurance premiums were rising at an alarming rate for decades.

Much higher/faster, as proved, than before ACA.

By your specious and simplistic reasoning, since I've never known a serial killer...they therefore must not exist.

Is that simple enough for you to understand, that your supposed micro-level personal experience means squat... compared to actual facts? :rolleyes:

Nahhh, what was I thinking? :oops:

You don't have the intellectual capacity, or are too emotionally driven... to understand simple facts. ;)



:wave:

CNM


BTW - I love that you get so easily upset at my use of emoticons, as that is simply another way in which... you lose. :D

Obie promised to stop the rise in health care insurance and actually make it cheaper. Didn't happen, did it?

Premiums went up. Co-payments went up and Deductibles went up. And services provided went down. Kind of hard to see the up side when you are on the down side of it.
ObamaCare will have to be eliminated in order to get the prices under control. It was purposely made to fail anyway. It was just a step toward universal health care, commonly known as socialized medicine.

[Guest]

I spent my career in medical group management (systems larger than the Villages system) and Medicare did not cover the fully loaded costs. Practices continued to care for patients when they became Medicare eligible because it was the right thing to do. If Medicare or any single layer system is adopted expect "adequate" but not easily accessible care. VA care for all. Not bad, but not what Americans are used to.

"Medicare did not cover the fully loaded costs" Tell us why.

[Guest]

United Health Care insurance dropped out of Obamacare a while ago. Said they were losing too much money. It's already falling apart and it isn't even 2017 when it will get real bad. My wife is a cancer survivor and made it past her five years of observation or whatever they do. We have Blue Cross. She was supposed to have a P.E.T. scan every five years to make sure it hasn't returned. It used to be covered but we were in for a shock when we got a bill for $9K because they no longer cover it. I called them and they said it was due to Obamacare, whatever that means. They used to cheerfully cover all of our tests and labs.
My daughter's deductible went up thousands of dollars per year.
Our copay went up 50% on hospital in-patient and out-patient services.

I heard someone on here, probably on another thread insist that due to Obamacare, premiums had risen less than before. BS! I've never seen premiums go up at such high percentage rates in my lifetime.

It's Obamacare's fault, a very easy excuse. How about the insurance companies are greedy and shifting the blame. When Hillary gets in with a massive plurality in congress a one payer system with come to fruition.

[Guest]

Obie promised to stop the rise in health care insurance and actually make it cheaper. Didn't happen, did it?

Premiums went up. Co-payments went up and Deductibles went up. And services provided went down. Kind of hard to see the up side when you are on the down side of it.
ObamaCare will have to be eliminated in order to get the prices under control. It was purposely made to fail anyway. It was just a step toward universal health care, commonly known as socialized medicine.

Before Obamacare you could pay for insurance for years then without provocation have it cancelled. People with pre-existing conditions could not get covered. If there is an increase in cost, those two things make the increase acceptable.

"as of 2007, a Harvard study shows that at least 60% of bankruptcies are related to medical bills."

You could possibly be one of this group in the future, I guess you would be okay with that.

[Guest]

Before Obamacare you could pay for insurance for years then without provocation have it cancelled. People with pre-existing conditions could not get covered. If there is an increase in cost, those two things make the increase acceptable.

"as of 2007, a Harvard study shows that at least 60% of bankruptcies are related to medical bills."

You could possibly be one of this group in the future, I guess you would be okay with that.

Wow, you found one page of Obamacare that might help you. So the other two thousand pages of cr@p must be good also, right?
Wow, you are an easy one to satisfy. Must be why Hellary committing all those felonies doesn't faze you whatsoever.

[Guest]

Before Obamacare you could pay for insurance for years then without provocation have it cancelled. People with pre-existing conditions could not get covered. If there is an increase in cost, those two things make the increase acceptable.

"as of 2007, a Harvard study shows that at least 60% of bankruptcies are related to medical bills."

You could possibly be one of this group in the future, I guess you would be okay with that.

Minorities didn't have insurance before, they do now, that's all that changed. Because of that, an avalanche of effects are occurring. One being costs are going up. Minorities are generally less healthy and therefore use more services. You not only have millions more being added, they're unhealthier and need more care. That costs more, the cost is shared, and everyone pays more.

[Guest]

Minorities didn't have insurance before, they do now, that's all that changed. Because of that, an avalanche of effects are occurring. One being costs are going up. Minorities are generally less healthy and therefore use more services. You not only have millions more being added, they're unhealthier and need more care. That costs more, the cost is shared, and everyone pays more.

Millions of people added that may be unhealthier and need care. And it may cause us to pay more for our fellow citizens to have an improved life. That is what America is all about. We are a giving nation.

[Guest]

Millions of people added that may be unhealthier and need care. And it may cause us to pay more for our fellow citizens to have an improved life. That is what America is all about. We are a giving nation.

No, not true. It is NOT what America is all about. That may be what the Soviet Union was all about though. We did not need a monster of a program to add a few people to mediciad. We did not need all those pages to provide for those that had pre-existing ailments. It was all a lie to get us on a path toward socialism via socialized health care. That is NOT the American way But, SOME are too blind to see it. Sorry, but you can keep your socialism. I am an AMerican, not a European.

[Guest]

Millions of people added that may be unhealthier and need care. And it may cause us to pay more for our fellow citizens to have an improved life. That is what America is all about. We are a giving nation.

And that is fine. But.....

Obama should have said it in 2008-09. "We are going to bring 40 million uninsured into the system, most of whom cannot pay, so the rest of you are going to pay for them" Not the "average family will save $2500/yr. garbage that only idiots and ideologues believed

[Guest]

Millions of people added that may be unhealthier and need care. And it may cause us to pay more for our fellow citizens to have an improved life. That is what America is all about. We are a giving nation.

I mostly agree, except when it comes to taking care of the citizens health of the greatest nation on the planet.

As can be seen here (albeit, in much higher numbers than average across the nation), all too many have the attitude of .... "I got mine, screw you." :(

I don't believe it is a coincidence that the attitude is precipitated by the fact, that most of those needing help are minorities.


:wave:

CNM

[Guest]

How do you know if they are losing money, are you privileged to the books. Oh I know, the developer would never lie. Nice to know your an expert on Obamacare.

Insurance Exchanges which were created and subsidized by Obama Care are now closing every month since the subsidies have ended .

The entire fairy tale is not working out because it was put together by idiots such as that professor from Dartmouth and Dr. Israel Emanuel who is Mayor Rham Emanuel`s very arrogant brother .

Dr. Emanuel has publicly stated that many times no one should live past the age of 75 and therefore medical services for those age 75 and above should be rationed .

[Guest]

Insurance Exchanges which were created and subsidized by Obama Care are now closing every month since the subsidies have ended .

The entire fairy tale is not working out because it was put together by idiots such as that professor from Dartmouth and Dr. Israel Emanuel who is Mayor Rham Emanuel`s very arrogant brother .

Dr. Emanuel has publicly stated that many times no one should live past the age of 75 and therefore medical services for those age 75 and above should be rationed .

You're talking about Zeke Emanuel. Fact check follows.

‘Deadly Doctor’? (http://www.factcheck.org/2009/08/deadly-doctor/)

[Guest]

No, not true. It is NOT what America is all about. That may be what the Soviet Union was all about though. We did not need a monster of a program to add a few people to mediciad. We did not need all those pages to provide for those that had pre-existing ailments. It was all a lie to get us on a path toward socialism via socialized health care. That is NOT the American way But, SOME are too blind to see it. Sorry, but you can keep your socialism. I am an AMerican, not a European.

Women want socialism, everything "taken care of"...men want freedom to pave their own way. We both want two DIFFERENT things.

[Guest]

This topic deserves intelligent dialog and it's no surprise when is turns into a bunch of dribble filled with opinion and very little fact. We should be discussing why medical care is so expensive, not who's paying for it. Where's the money. A middle class family should be able to pay for routine medical care without insurance as we used to. What happened? I believe for profit medical care happened. Shareholders, attorneys, CEOs, etc profiting from others illness. I believe in free enterprise but this system we have created is in a profit feeding frenzy. (IMO)

[Guest]

Those millions added to the number of now having insurance are padded figures. Part of that figure is the wealthy that did NOT need or want insurance. Part of it was just more Medicaid recipients that could have been added without a couple thousand page mandate. And a lot of those added had insurance before Obamacare and lost it and then had to apply for new insurance thru that stupid website that was ridiculous. And then there are the kids in their 20's that did not want insurance that now have to have it, and are not eligible for their parent's coverage. Now, the ones that really needed insurance probably still don't have it. How many millions still don't have insurance after all that. And, on top of it all the price of insurance has gone up, even as Obie promised it would go down. You can NOT necessarily keep your doctor, as promised. And there are less services provided by the insurance that were covered before ObamaCare.

Obamacare was not thought out, unless you consider that the left is shooting for failure so they can move us into a single payer or universal health care system. HELLO socialism, goodbye America.

[Guest]

This topic deserves intelligent dialog and it's no surprise when is turns into a bunch of dribble filled with opinion and very little fact. We should be discussing why medical care is so expensive, not who's paying for it. Where's the money. A middle class family should be able to pay for routine medical care without insurance as we used to. What happened? I believe for profit medical care happened. Shareholders, attorneys, CEOs, etc profiting from others illness. I believe in free enterprise but this system we have created is in a profit feeding frenzy. (IMO)

No one cares about the COST of health care when their donors would be affected.

No one addressed the high cost of malpractice insurance. Do we really need to prove how high it is per year when it has been beat to death? If you are a doctor and have to pay a hundred grand or more per year, would you not pass it on to the patient?
Overhead. Doctors have to hire a whole staff and pay competitive wages and benefits.
Office space and utilities
Lab service costs for equipment and overhead.

Health care is costly, because anyone can sue anyone for any amount of money. Texas reduced costs by instituting Tort Reform. Doctors streamed into Texas after that.

Competition was not addressed in Obamacare either. Very important but not even considered. We can buy car insurance on line and across states. They compete with each other for our money. Do the same with health insurance.

Just two ideas that the left could have worked on and would have had the GOP involved. Nope, they do NOT want to lower the cost. They (the left) want socialized medicine, period.

[Guest]

No one cares about the COST of health care when their donors would be affected.

No one addressed the high cost of malpractice insurance. Do we really need to prove how high it is per year when it has been beat to death? If you are a doctor and have to pay a hundred grand or more per year, would you not pass it on to the patient?
Overhead. Doctors have to hire a whole staff and pay competitive wages and benefits.
Office space and utilities
Lab service costs for equipment and overhead.

Health care is costly, because anyone can sue anyone for any amount of money. Texas reduced costs by instituting Tort Reform. Doctors streamed into Texas after that.

Competition was not addressed in Obamacare either. Very important but not even considered. We can buy car insurance on line and across states. They compete with each other for our money. Do the same with health insurance.

Just two ideas that the left could have worked on and would have had the GOP involved. Nope, they do NOT want to lower the cost. They (the left) want socialized medicine, period.

http://prescriptions.blogs.nytimes.com/2009/08/31/would-tort-reform-lower-health-care-costs/comment-page-8/?_r=0


Q.

A lot of people seem to have taken up the cause of tort reform. Why isn’t it included in the health care legislation pending on Capitol Hill?

A. Because it’s a red herring. It’s become a talking point for those who want to obstruct change. But [tort reform] doesn’t accomplish the goal of bringing down costs.

Q. Why not?

A. As the cost of health care goes up, the medical liability component of it has stayed fairly constant. That means it’s part of the medical price inflation system, but it’s not driving it. The number of claims is small relative to actual cases of medical malpractice.

Q.But critics of the current system say that 10 to 15 percent of medical costs are due to medical malpractice.

A. That’s wildly exaggerated. According to the actuarial consulting firm Towers Perrin, medical malpractice tort costs were $30.4 billion in 2007, the last year for which data are available. We have a more than a $2 trillion health care system.

That puts litigation costs and malpractice insurance at 1 to 1.5 percent of total medical costs. That’s a rounding error. Liability isn’t even the tail on the cost dog. It’s the hair on the end of the tail.

That doesn't even take into account that many malpractice suits are legitimate and the only recourse for those victims of incompetent doctors/hospital employees...is to sue.

I'm betting that a whole bunch of folks screaming about tort reform, would quickly change their minds....should they or a loved one be the victim of medical incompetency.



:wave:

CNM

[Guest]

Wow, you found one page of Obamacare that might help you. So the other two thousand pages of cr@p must be good also, right?
Wow, you are an easy one to satisfy. Must be why Hellary committing all those felonies doesn't faze you whatsoever.

How do you know it was one page? Typical of people who just spout out anything without documentation. Sounds like your leader, trump.

[Guest]

http://prescriptions.blogs.nytimes.com/2009/08/31/would-tort-reform-lower-health-care-costs/comment-page-8/?_r=0




That doesn't even take into account that many malpractice suits are legitimate and the only recourse for those victims of incompetent doctors/hospital employees...is to sue.

I'm betting that a whole bunch of folks screaming about tort reform, would quickly change their minds....should they or a loved one be the victim of medical incompetency.



:wave:

CNM

However " many " are not legit as well . And it all adds up to more expense for the citizens of this country .
Nothing is without risks and Drs. are not Divine things happen . Medical Malpractice awards should be " capped " .

[Guest]

However " many " are not legit as well . And it all adds up to more expense for the citizens of this country .
Nothing is without risks and Drs. are not Divine things happen . Medical Malpractice awards should be " capped " .

So what price (cap) do you put on your wife/husband/child, when a doctor has obviously committed malpractice.....and they died or are incapacitated and need around the clock care for the rest of their life?


:wave:

CNM

[Guest]

I mostly agree, except when it comes to taking care of the citizens health of the greatest nation on the planet.

As can be seen here (albeit, in much higher numbers than average across the nation), all too many have the attitude of .... "I got mine, screw you." :(

I don't believe it is a coincidence that the attitude is precipitated by the fact, that most of those needing help are minorities.


:wave:

CNM

First off, it is not "I got mine and screw you" but I EARNED mine and you should too.

And the poverty rate is higher now than in 2007. And there are more Whites at the poverty level than blacks, so don't try to play the old and tired minority trick on us.

[Guest]

This topic deserves intelligent dialog and it's no surprise when is turns into a bunch of dribble filled with opinion and very little fact. We should be discussing why medical care is so expensive, not who's paying for it. Where's the money. A middle class family should be able to pay for routine medical care without insurance as we used to. What happened? I believe for profit medical care happened. Shareholders, attorneys, CEOs, etc profiting from others illness. I believe in free enterprise but this system we have created is in a profit feeding frenzy. (IMO)

Ask the women to leave and we CAN have an intelligent discussion. With them here, it's just a bunch of name calling and ignorance.

It's too expensive because it pays well. Medicine is THE field for money besides the other "crook" professions like lawyering and banking.

Medicine is an industry and as such is for profit. It's often literally the only thing standing between us and death, they can charge what they want.

http://prescriptions.blogs.nytimes.com/2009/08/31/would-tort-reform-lower-health-care-costs/comment-page-8/?_r=0




That doesn't even take into account that many malpractice suits are legitimate and the only recourse for those victims of incompetent doctors/hospital employees...is to sue.

I'm betting that a whole bunch of folks screaming about tort reform, would quickly change their minds....should they or a loved one be the victim of medical incompetency.



:wave:

CNM

Smartest thing I've ever seen you write.

I hear that "medicine" is now the BIGGEST killer...

How do you know it was one page? Typical of people who just spout out anything without documentation. Sounds like your leader, trump.

Laws should be one page. Anything more than that is the corruption, the special favors, getting what they paid for.

First off, it is not "I got mine and screw you" but I EARNED mine and you should too.

And the poverty rate is higher now than in 2007. And there are more Whites at the poverty level than blacks, so don't try to play the old and tired minority trick on us.

Yes, poverty is "diversifying" too! Now even white people are getting in while the getting is good. But percentage wise...NOBODY beats the blacks for "needing" welfare. The whole race would be extinct if EVERYONE didn't feed and house them. Cut them off the teat and watch them decline.

[Guest]

Smartest thing I've ever seen you write.


I wish I could return the compliment, but as one of our resident racists and Nazi's...you (or your like-minded ilk) have yet to write anything that even hints of intelligence. :ho:



:wave:

CNM

[Guest]

http://prescriptions.blogs.nytimes.com/2009/08/31/would-tort-reform-lower-health-care-costs/comment-page-8/?_r=0




That doesn't even take into account that many malpractice suits are legitimate and the only recourse for those victims of incompetent doctors/hospital employees...is to sue.

I'm betting that a whole bunch of folks screaming about tort reform, would quickly change their minds....should they or a loved one be the victim of medical incompetency.



:wave:

CNM

That's 1-1.5% cost for malpractice premiums and actual litigation. Now, let's discuss the cost of the defensive practice of medicine, estimated to run as much as $750 BILLION/year.

[Guest]

That's 1-1.5% cost for malpractice premiums and actual litigation. Now, let's discuss the cost of the defensive practice of medicine, estimated to run as much as $750 BILLION/year.

Unless the ability to sue for malpractice was eliminated in its entirety (surely even you wouldn't want that?), do you think that doctors would stop ordering tests that could pinpoint the exact nature of an illness or condition?

If you (or a loved one) had a serious condition, would you prefer that the doctor perform the bare minimum (or even no) tests...in trying to figure out your condition?

I certainly wouldn't. :shrug:



:wave:

CNM

[Guest]

I wish I could return the compliment, but as one of our resident racists and Nazi's...you (or your like-minded ilk) have yet to write anything that even hints of intelligence. :ho:



:wave:

CNM

And that comment proves how bigoted and closed minded you really are. You talk a good talk, but you're as biased and bigoted as anyone here.

I rarely agree with women, you're all just too needy for me. You want too many rules and restrictions. I guess it comes with being weak and helpless. I understand WHY you're upset with the hand you were dealt, but WE didn't do it to you...so don't hate/blame us men. Same with the minorities, they hate us for being better, we were born this way.

Disagree? Throw down some facts, list all the diversified paradises. All the accomplishments of "you" compared to "us". Show us how much better women are than men. Show us all how great the minorities are at anything other than sports.

You call me a Nazi racist, show me how "I'm" the Nazi when it's YOU practicing affirmative action, quotas, DENYING more qualified applicants over gender and race preferences. That's Nazi behavior. How about FORCING us to hire a certain percentage? How about forced to "bust our neighborhood" because some minority got a loan through a government "diversity" program? The left LOVES to take away our rights because they don't approve of how we use them. YOU are the Nazi forcing us to comply with YOUR wishes.

The trouble with idiots...they're not aware enough to know they're not aware.

[Guest]

And that comment proves how bigoted and closed minded you really are. You talk a good talk, but you're as biased and bigoted as anyone here.

I rarely agree with women, you're all just too needy for me. You want too many rules and restrictions. I guess it comes with being weak and helpless. I understand WHY you're upset with the hand you were dealt, but WE didn't do it to you...so don't hate/blame us men. Same with the minorities, they hate us for being better, we were born this way.

Disagree? Throw down some facts, list all the diversified paradises. All the accomplishments of "you" compared to "us". Show us how much better women are than men. Show us all how great the minorities are at anything other than sports.

You call me a Nazi racist, show me how "I'm" the Nazi when it's YOU practicing affirmative action, quotas, DENYING more qualified applicants over gender and race preferences. That's Nazi behavior. How about FORCING us to hire a certain percentage? How about forced to "bust our neighborhood" because some minority got a loan through a government "diversity" program? The left LOVES to take away our rights because they don't approve of how we use them. YOU are the Nazi forcing us to comply with YOUR wishes.

The trouble with idiots...they're not aware enough to know they're not aware.

I wish I could return the compliment, but as one of our resident racists and Nazi's...you (or your like-minded ilk) have yet to write anything that even hints of intelligence. :ho:



:wave:

CNM


Although I'm actually a male, I forgot to include 'insecure misogynist' in my description of you. :1rotfl:


My bad. :D




(PS. Here's the chance for you supposed 'decent' righties to step up and condemn this type of pure bile and hatred. I wonder how many of you will? ;) )




:wave:

CNM

[Guest]

Although I'm actually a male, I forgot to include 'insecure misogynist' in my description of you. :1rotfl:


My bad. :D




(PS. Here's the chance for you supposed 'decent' righties to step up and condemn this type of pure bile and hatred. I wonder how many of you will? ;) )




:wave:

CNM

I thought so...you've got nothing. It's amazing how long this "equality myth" has gone on...the big lie, told often enough, BECOMES the "truth".

You're a product of the Nazis, you've become one yourself.

You're HARDLY a man.

OK, enough time wasted with you...goodbye.

[Guest]

Although I'm actually a male, I forgot to include 'insecure misogynist' in my description of you. :1rotfl:


My bad. :D




(PS. Here's the chance for you supposed 'decent' righties to step up and condemn this type of pure bile and hatred. I wonder how many of you will? ;) )




:wave:

CNM

You MAY be a male, but you are certainly not a man. At least you recognize the distinction.

[Guest]

Do you expect any medical practice to continue to provide services when they are losing money ?
What special status status do you have / possess ? Are you a member of a special " Tribe " or do you come to the Villages from a special place such that someone owes you and yours something special ?

By the way if you know anything at all about " Obama Care " you would be aware that the operating rules are still being written and rolled out as we go along . Consequently when it first became the Law the Regulations were not fully developed . Complying with the ever increasing regulations of this Mega-Law are proving to be extremely expensive and as a result most medical practices find themselves struggling with compliance .

A strange business to say the least. You get a dirty look if your ask IS THIS REALLY NECESSARY, or WHAT WILL THIS COST, or ARE THERE LESS COSTLY WAYS TO DO THIS.
Your doctor will order all kinds of EXPENSIVE tests often not because they are needed but to prevent LAW SUITS.
I read somewhere that attorneys add 30% to American cost of medical care.
Also, on private insurance, a doctor charges say $85 for an office visit. Under your plan the insurance company pays $45 and you have a $20 copay-TOTAL $65 AND THAT IS PAID IN FULL. WHY WOULD AN UNINSURED PATIENT PAY $85. I hate the word FAIR as it is impossible to define
BUT IS THAT FAIR? Obamacare,medicare and medicade pay even less than private insurance. Like any other BUSINESS they need to be paid, pay rent, employees, expensive equipment etc etc etc-MAL PRACTICE INSURANCE. Who pays for those WHO DO NOT? Like any business it is added to the bill of the PAYING CUSTOMERS,

[Guest]

You MAY be a male, but you are certainly not a man. At least you recognize the distinction.

Hey, one could be a man in a woman's body or a woman in a man's body. Just because one writes like a disturbed female does not mean you should disparage him/her.

[Guest]

If we weren't fortunate enough to have Obamacare we would both be dead or living in the street by now. I know how a whole lot of you feel because I felt the same way until disaster hit. We never saw it coming. I will drive a little farther and change doctors as long as I am lucky enough to still see one.

[Guest]

Although I'm actually a male, I forgot to include 'insecure misogynist' in my description of you.


My bad.




(PS. Here's the chance for you supposed 'decent' righties to step up and condemn this type of pure bile and hatred. I wonder how many of you will?



CNM

IN my opinion, you are both wrong, and both equally as mental. But, who am I to judge....I am though.

[Guest]

If we weren't fortunate enough to have Obamacare we would both be dead or living in the street by now. I know how a whole lot of you feel because I felt the same way until disaster hit. We never saw it coming. I will drive a little farther and change doctors as long as I am lucky enough to still see one.

Wow, the gov helped someone. Now that should go on a record. Score one for the government. One out of how many million lives they have screwed up?

[Guest]

You MAY be a male, but you are certainly not a man. At least you recognize the distinction.

Says the little boy, who is so intimidated by, and feels inferior to.......women. :1rotfl:

Not that it matters to a desk jockey, ass-kissing, admin assistant type like you....but I worked my way to the top in a very rough and tough industry. :thumbup:

That's why I have no issues with my own masculinity...totally unlike yourself. ;)


:wave:

CNM

[Guest]

IN my opinion, you are both wrong, and both equally as mental. But, who am I to judge....I am though.

Still not big or honest enough to call a racist or misogynist, for what they are I see.

You would rather try to spin it and try to include me as being on par with such a scum. :oops:

Thanks for proving me correct...again. :thumbup:



:wave:

CNM

[Guest]

Still not big or honest enough to call a racist or misogynist, for what they are I see.

You would rather try to spin it and try to include me as being on par with such a scum.

Thanks for proving me correct...again.
CNM

No, I have said he is a racist many times, but that it his prerogative. It's just a waste of his time to repeat himself over and over again, and I find that boorish. It is very easy to ignore his posts.

You on the other hand, are just as bad in your own way. You are as agitating as a troll and can't debate an issue without getting personal. You also bring out the personal remarks in others, including me which makes you a troll, not a conversationalist. Since you argue any statement, that makes you just as obnoxious as he is with his racist rant. You have the talent of bringing out the worst in every conversation.

But, that is just my opinion. I am sure that I would not even recognize you in public because I am sure you are a good person, maybe even likeable. Otherwise, if you were the same as you are here, I am sure you would walk about with many lumps and bruises on your face.

[Guest]

Says the little boy, who is so intimidated by, and feels inferior to.......women. :1rotfl:

Not that it matters to a desk jockey, ass-kissing, admin assistant type like you....but I worked my way to the top in a very rough and tough industry. :thumbup:

That's why I have no issues with my own masculinity...totally unlike yourself. ;)


:wave:

CNM

The Janitorial Service IS a tough industry. Congratulations on your rise to the top.:BigApplause:

[Guest]

You ..... can't debate an issue without getting personal......
Otherwise, if you were the same as you are here, I am sure you would walk about with many lumps and bruises on your face.
I can see the attraction.

[Guest]

Says the little boy, who is so intimidated by, and feels inferior to.......women. :1rotfl:

Not that it matters to a desk jockey, ass-kissing, admin assistant type like you....but I worked my way to the top in a very rough and tough industry. :thumbup:

That's why I have no issues with my own masculinity...totally unlike yourself. ;)


:wave:

CNM

You are a very thin-skinned aren't you? Not the sign of a REAL man.

[Guest]

No, I have said he is a racist many times, but that it his prerogative. It's just a waste of his time to repeat himself over and over again, and I find that boorish. It is very easy to ignore his posts.

So you ignore his racist, misogynist and pining for ethnic cleansing posts.....but can't pass up a chance at addressing mine?

Yeah, that's it, ignore the racist KKK'er with the Nazi uniform and attack the person standing up for the little guy and what is right.

That makes a whole lot of sense...NOT! :oops:



You on the other hand, are just as bad in your own way. You are as agitating as a troll and can't debate an issue without getting personal.
And you're lying.

I simply give what I get.

In fact, I'll even do a little experiment.

What I will do (for a while), is simply keep track of the personal attacks directed toward me...without responding in kind.

Not that you have the integrity, honesty or ethics to ever admit that I was right, but at least we'll both know...now won't we? <smug emoji inserted here>



Since you argue any statement, that makes you just as obnoxious as he is with his racist rant. You have the talent of bringing out the worst in every conversation. You also bring out the personal remarks in others, including me which makes you a troll, not a conversationalist.

Are you actually serious? :eek:

It's MY fault that you personally attack those you don't agree with?

I make you do it?

I've frigging heard it all now. :1rotfl:

Remember, I told you that you were a nasty, passive-aggressive little twit...and now you're just proving it. :eclipsee_gold_cup:



But, that is just my opinion. I am sure that I would not even recognize you in public because I am sure you are a good person, maybe even likeable. Otherwise, if you were the same as you are here, I am sure you would walk about with many lumps and bruises on your face.

I doubt if I would recognize you either.

I'm sure you're much nastier, fatter and uglier.....than in your tiny little pic. ;)

[Guest]

Yes, you are a TROLL!

[Guest]

You on the other hand, are just as bad in your own way. You are as agitating as a troll and can't debate an issue without getting personal.
And you're lying.

I simply give what I get.

In fact, I'll even do a little experiment.

What I will do (for a while), is simply keep track of the personal attacks directed toward me...without responding in kind.

Not that you have the integrity, honesty or ethics to ever admit that I was right, but at least we'll both know...now won't we? <smug emoji inserted here>


2.


:D



:wave:

CNM

[Guest]

Yes, you are a TROLL!


#3. :D



You on the other hand, are just as bad in your own way. You are as agitating as a troll and can't debate an issue without getting personal.

And you're lying.

I simply give what I get.

In fact, I'll even do a little experiment.

What I will do (for a while), is simply keep track of the personal attacks directed toward me...without responding in kind.

Not that you have the integrity, honesty or ethics to ever admit that I was right, but at least we'll both know...now won't we? <smug emoji inserted here>


:wave:

CNM

[Guest]

You will excuse those of us who prefer facts, over your supposed anecdotal ramblings...won't you? ;)


Health premiums after Obamacare? They’re lower. (https://www.healthinsurance.org/blog/2016/07/29/health-premiums-after-obamacare-theyre-lower/)



Sorry to burst your bubble (purposeful lying?), but that's why some of us prefer actual facts instead of simply believing someone's opinion who has an agenda...and who are given their talking points by suspect sources or massive e-mails meant to incite anger. :shrug:


Please forgive us. :D



:wave:

CNM

WOW , I am not the person who you responded to but you have really stepped over the line this time . Fun is fun but what you said to this poor man is just plain IGNORANT and RUDE .

If you were a REAL MAN and a GENTLEMAN and a person who
claims to fight for the underdog every single you would apologize .
If you don`t you are just one huge A-hole and a First Class JERK !

[Guest]

Ill second and third that one above . this CNM character seems to have come completely unhinged today .

[Guest]

WOW , I am not the person who you responded to but you have really stepped over the line this time . Fun is fun but what you said to this poor man is just plain IGNORANT and RUDE .

If you were a REAL MAN and a GENTLEMAN and a person who
claims to fight for the underdog every single you would apologize .
If you don`t you are just one huge A-hole and a First Class JERK !

# 5 :D


You on the other hand, are just as bad in your own way. You are as agitating as a troll and can't debate an issue without getting personal.

And you're lying.

I simply give what I get.

In fact, I'll even do a little experiment.

What I will do (for a while), is simply keep track of the personal attacks directed toward me...without responding in kind.

Not that you have the integrity, honesty or ethics to ever admit that I was right, but at least we'll both know...now won't we? <smug emoji inserted here>


:wave:

CNM

[Guest]

Ill second and third that one above . this CNM character seems to have come completely unhinged today .

# 6 :D


You on the other hand, are just as bad in your own way. You are as agitating as a troll and can't debate an issue without getting personal.

And you're lying.

I simply give what I get.

In fact, I'll even do a little experiment.

What I will do (for a while), is simply keep track of the personal attacks directed toward me...without responding in kind.

Not that you have the integrity, honesty or ethics to ever admit that I was right, but at least we'll both know...now won't we? <smug emoji inserted here>


:wave:

CNM

[Guest]

United Health Care insurance dropped out of Obamacare a while ago. Said they were losing too much money. It's already falling apart and it isn't even 2017 when it will get real bad. My wife is a cancer survivor and made it past her five years of observation or whatever they do. We have Blue Cross. She was supposed to have a P.E.T. scan every five years to make sure it hasn't returned. It used to be covered but we were in for a shock when we got a bill for $9K because they no longer cover it. I called them and they said it was due to Obamacare, whatever that means. They used to cheerfully cover all of our tests and labs.
My daughter's deductible went up thousands of dollars per year.
Our copay went up 50% on hospital in-patient and out-patient services.

I heard someone on here, probably on another thread insist that due to Obamacare, premiums had risen less than before. BS! I've never seen premiums go up at such high percentage rates in my lifetime.

Sir : Please do not let that phony character who goes by CNM discourage you from posting on this site .
He claims on his named Posts in Threads above the Political Talk postings to " Be fighting for the underdog every single day ".
However his behavior on this section of TOTV has reached a new low point today .

[Guest]

Sir : Please do not let that phony character who goes by CNM discourage you from posting on this site .
He claims on his named Posts in Threads above the Political Talk postings to " Be fighting for the underdog every single day ".
However his behavior on this section of TOTV has reached a new low point today .

# 7 :D


You on the other hand, are just as bad in your own way. You are as agitating as a troll and can't debate an issue without getting personal.

And you're lying.

I simply give what I get.

In fact, I'll even do a little experiment.

What I will do (for a while), is simply keep track of the personal attacks directed toward me...without responding in kind.

Not that you have the integrity, honesty or ethics to ever admit that I was right, but at least we'll both know...now won't we? <smug emoji inserted here>


:wave:

CNM

[Guest]

I heard someone on here, probably on another thread insist that due to Obamacare, premiums had risen less than before. BS! I've never seen premiums go up at such high percentage rates in my lifetime.


Fact check time.

Slower Premium Growth Under Obama (http://www.factcheck.org/2015/02/slower-premium-growth-under-obama/)


The average employer-sponsored family premium has gone up by $4,154 under Obama, from 2008, before he took office, to 2014, according to the Kaiser Family Foundation’s annual employer survey conducted with the Health Research & Educational Trust. The catch? That’s relatively slow growth for premiums.

The RNC may cast it as bad news, but it’s an improvement compared with the growth in premiums before Obama took office.

Under Bush, the average family premiums (including both what employers and employees pay) went up $4,677 in his last six years in office, from 2002 to 2008, an increase of 58 percent. That $4,154 growth under Obama is a 33 percent increase. If we look at Bush’s first six years, the discrepancy gets even bigger:

From 2000, the year before Bush was first inaugurated, to 2006, the average family premium went up $5,042, or an increase of 78 percent. (See Exhibit 1.11 on page 31 of the KFF report for these numbers.)

[Guest]

You will excuse those of us who prefer facts, over your supposed anecdotal ramblings...won't you? ;)


Health premiums after Obamacare? They’re lower. (https://www.healthinsurance.org/blog/2016/07/29/health-premiums-after-obamacare-theyre-lower/)



Sorry to burst your bubble (purposeful lying?), but that's why some of us prefer actual facts instead of simply believing someone's opinion who has an agenda...and who are given their talking points by suspect sources or massive e-mails meant to incite anger. :shrug:


Please forgive us. :D



:wave:

CNM

Our Sainted President : " If you like your Doctor you can keep your Doctor ". " If you like your insurance you can keep your insurance " .

[Guest]

Good luck convincing us that pay private insurance, that the increase is lower than before. I happen to have my leave and earning statements from previous years and can prove that some of us are paying a lot more. For instance, in one year, our hospital co-payment went up fifty percent. My daughter's insurance deductible went from $6000 to about $13000 per year. Our doctor visit co-payment went up about 17% in one year. So, you can go by gov supplied numbers and I will go by real time proof of one that pays it. And, services provided have been cut back. Tests that my wife received for her cancer are no longer covered.

But, what does one expect from blind liberals that will support a criminal felon for the most important job in the world. And they expect respect.

[Guest]

Our Sainted President : " If you like your Doctor you can keep your Doctor ". " If you like your insurance you can keep your insurance " .
While in hindsight Obama should have qualified that statement with "as long as your health provider doesn't change the rules on you," the fact of the matter is that it was the provider that made you change doctors.

That they could blame Obamacare and divert the blame for their own shenanigans...was simply a bonus.

Keeping Your Health Plan (http://www.factcheck.org/2013/11/keeping-your-health-plan/)

That’s because most Americans are covered by plans through their jobs, and nothing in the health care law prohibited employers from dropping coverage or changing health plans as they have been able to previously. Before the health care bill even became law, the Congressional Budget Office projected that up to 10 million people who otherwise would have been covered by employer-provided plans would not be offered coverage under one Democratic proposal.

The health care law also sets minimum standards for insurance coverage, requiring that all health plans cover mental health benefits, prescription drug coverage, vaccinations, dental and vision care for children, maternity care for women, and more.

The upgrades mean that some plans that were inexpensive for purchasers — but didn’t cover the required benefits — would eventually cease to exist.


While Obama is certainly far from being a 'saint,' facts are facts...regardless of how inconvenient they may be to an agenda. :shrug:


:wave:

CNM

[Guest]

Our Sainted President : " If you like your Doctor you can keep your Doctor ". " If you like your insurance you can keep your insurance " .

The repubs made sure that did not happen.

[Guest]

Good luck convincing us that pay private insurance, that the increase is lower than before. I happen to have my leave and earning statements from previous years and can prove that some of us are paying a lot more. For instance, in one year, our hospital co-payment went up fifty percent. My daughter's insurance deductible went from $6000 to about $13000 per year. Our doctor visit co-payment went up about 17% in one year. So, you can go by gov supplied numbers and I will go by real time proof of one that pays it. And, services provided have been cut back. Tests that my wife received for her cancer are no longer covered.

But, what does one expect from blind liberals that will support a criminal felon for the most important job in the world. And they expect respect.

You were getting off cheap, now you're probably paying what you should have been. Do you like the part of Obamacare where there are no pre-existing conditions and insurance companies not being able to cancell you?