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TOTV Newbie
11-13-2016, 12:57 PM
What do people do to insure their golf carts?

Companies?

Pricing?

Thx
jnieman
11-13-2016, 01:05 PM
What do people do to insure their golf carts?

Companies?

Pricing?

Thx

You can call agencies on the phone and get a quote. A big insurer with The Villages Insurance is Foremost. Call AAA and The Villages Insurance for starters.
villagetinker
11-13-2016, 02:46 PM
Got Progressive through AAA.
rivaridger1
11-13-2016, 03:09 PM
Keep in mind you are out on the road with the automobile traffic and could be involved in a serious accident. You want the same liability and uninsured motorists limits as are provided by your Automobile insurance company.
ureout
11-13-2016, 06:42 PM
What do people do to insure their golf carts?
Companies?
Pricing?
Thx


get a separate policy do not do a add on/rider to your home owners policy
Nucky
11-13-2016, 06:54 PM
Speak To Fay at The Villages Insurance for all your really important questions. You will be pleased.
TOTV Newbie
11-13-2016, 07:10 PM
Speak To Fay at The Villages Insurance for all your really important questions. You will be pleased.

Going to call tomorrow. :coolsmiley:
Villageswimmer
11-13-2016, 07:13 PM
If you ever rent your home, be sure to ask whether your golf cart insurance covers renters. We have State Farm and they do not cover renters under any circumstances.
TOTV Newbie
11-13-2016, 07:22 PM
Online, Progressive quotes me $193-$237.
Kahuna32162
11-13-2016, 07:48 PM
We use progressive, also our car insurance is with them. Multi policy discount, paying $134/year.
jnieman
11-13-2016, 07:52 PM
One thing I forgot to mention in my earlier post is many insurers will quote you without uninsured motorists coverage. This is something you want. So when you get a quote ask the question if it includes this. There are many people in the Villages who do not carry insurance on their golf carts. That is not wise. Some people have the notion that their homeowner's insurance covers them. I used to do insurance quotes for Allstate and at that time homeowner's insurance only covers you while you are on the golf course. Not sure if that is changed but worth asking.
TOTV Newbie
11-13-2016, 08:17 PM
What coverage levels are y'all carrying for that low of a rate?
simpilot
11-16-2016, 03:35 PM
State Farm liability and medical $250,000/$500,000 $89 year.
MrGolf
11-16-2016, 03:54 PM
Aaa
Henryk
11-16-2016, 04:09 PM
:agree::agree::agree:get a separate policy do not do a add on/rider to your home owners policy

:agree: