PDA

View Full Version : Your stand on universal healthcare


Guest
06-10-2009, 12:30 PM
.

Guest
06-10-2009, 12:39 PM
Kind of an open ended question.

Becoming a new RN I have some insight that I never used to have.

I see people suffering all the time, either from the disease process itself or the mental anguish of finding out what this has done to their family's finances.

You'll get all sorts of opinions on this but I feel that there MUST be a better way. We live in a great country that is full of bright energetic people who can (and should IMO) figure something out that will provide quality preventive care along with top notch acute care.

I'm hopeful!

Russ

Guest
06-10-2009, 02:34 PM
Not a good Idea. Tell me which universal health care system works as well as ours.

Yoda

Guest
06-10-2009, 02:51 PM
Not a good Idea. Tell me which universal health care system works as well as ours.

YodaDefine "works"... By all standard benchmarks developed by industrialized countries to measure health, The USA is way down toward the bottom (despite the fact that we spend more per capita than ANY other country). I would recommend forum members go to www.pnhp.org to learn how damaged the current health care industry really is.

Guest
06-10-2009, 03:03 PM
I have lived all over and had health insurance through my husbands employment for the last 32 years, But as a kid I didn’t, we never went to the doctor unless we where really at deaths door. In Hawaii I experienced HMSA. As I understand it(And I could be wrong) when insurance companies first wanted to write in HI. The state government said we are one people you will charge the same for all Hawaiians or not write here. Guess what they chose not to do business in HI. HMSA was developed by the doctors and hospitals to fill the gap. Everyone in Hawaii is covered either by their employer or by the state all at the same per person rate. People in Hawaii are very poor. The difference between the wages that regular working class people earn compared to the cost of living is huge, But all have health care. If it works for Hawaii why not the rest of us?

Guest
06-10-2009, 03:04 PM
I know it's nit-picking, but it's "national" health care, not "universal."

Highly idyllic, but in the hands of "government control," it would drag all health care to its lowest common denominator and have more regulation than the current tax code.

Imagine having government administrators managing a "National HMO." What a concept!

Guest
06-10-2009, 03:23 PM
Healthcare for Americans has been primarily the product of insurance plans negotiated by employers and offered by private insurance companies. For those of us that have coverage, it's become dramatically more expensive over the last decade or so. At the same time, payments to providers--with the exception of the pharmaceutical companies--have declined to the point where doctors and hospitals are being very selective on which insurance companies they will accept for assignment. Many big city doctors and hospitals won't accept Medicare anymore. And in Illinois, a large group of hospitals and doctors have opted not to accept the largest insurer in the state, Blue Cross-Blue Shield.

At the same time this is happening to those of us that are insured, there are 50 million Americans--almost 20% of our population--that have no health insurance at all. If they get sick or are injured, their only option is a hospital emergency room which, when they can't pay the bill, adds to the cost that must be shared by the rest of us.

THE PRIVATE SYSTEM OF HEALTHCARE INSURANCE THAT WE HAVE NOW ISN'T WORKING!

Clearly, something needs to be done to correct the problems I've cited. I'm sure there are all kinds of possibilities that will be discussed by Congress. The opponents of any form of government healthcare insurance will wail that the government will become our health care provider, they will pick our doctors and prescribe our treatment. That allegation will circulate, even on this forum, even though no one--NO ONE--has proposed that to be the case. The worst scenario I've heard is that the government will provide an insurance option, but that everyone will have the right to remain with their existing insurer if they so choose. But the plans being discussed will provide for healthcare coverage for the 50 million or so who don't currently hve coverage.

If in the process of legislating a plan, some of the abuses that have resulted from the lobbying of special interests--the effect of the pharma lobby on the Medicare prescription bill is a good example--so much the better.

I only hope that as a country we can afford to pay for a plan that private companies have failed horribly to provide.

Guest
06-10-2009, 03:37 PM
someone suggests! Name ONE government system that is not rife with cost over runs, pork, and special interests. What else would you like the government to own/run? Cradle to grave care such as in Sweden? Subsided steel as in the UK.

At what cost are YOU willing to be taxed to provide health care to others?

The countries that provide government health care are some of the highest taxed in the world. You like their health care, see what they pay in taxes at:

http://en.wikipedia.org/wiki/Tax_rates_around_the_world#Graphs

Guest
06-10-2009, 04:11 PM
I know it's nit-picking, but it's "national" health care, not "universal."

Highly idyllic, but in the hands of "government control," it would drag all health care to its lowest common denominator and have more regulation than the current tax code.

Imagine having government administrators managing a "National HMO." What a concept!Imagine non-gov't private CEO's running our largest financial institutions... Likewise, the insurance industry has recently had a number of embarassing blemishes related to fraud... one example right here in Florida.

Guest
06-10-2009, 04:12 PM
someone suggests! Name ONE government system that is not rife with cost over runs, pork, and special interests. What else would you like the government to own/run? Cradle to grave care such as in Sweden? Subsided steel as in the UK.

At what cost are YOU willing to be taxed to provide health care to others?

The countries that provide government health care are some of the highest taxed in the world. You like their health care, see what they pay in taxes at:

http://en.wikipedia.org/wiki/Tax_rates_around_the_world#Graphs

:agree: This subject should not even be an issue until the country gets it's head well above water. And when it does..it should die a quick death.

Anything the government runs will be filled with pork and bureaucrats. It would be 10 times as bad as the education bureaucracy. Reagan should have eliminated that when he had the chance, too.

Guest
06-10-2009, 04:18 PM
Whenever we want more than what we have, because what we have now is imperfect and we know there must be a better way, the easy way out is - let the government do it.

The problem is that government, specifically the politicians who realize money and regulation is their bread and butter, is all too ready to take more money and write more regulations. Unfortunately, more money and more regulation does not make something better, but it does make it more expensive.

"Free" health care is like a free lunch - it isn't. And the quality of free stuff never seems to be worth much either.

We abhor it when insurance number-crunchers determine if a procedure will be authorized or not. How will it be with government number-crunchers? What will be the job description and pay scale for the government employee who will decide - based on to-be-written regulations - what health care will be authorized and to whom and under what conditions? How will it be truly any different (or better) than what exists now?

Before we jump to wanting national health care, take a hard look at operations such as the Indian Health Service which provides health care to American Indians and Alaska Natives (see http://www.ihs.gov/index.cfm?module=About and http://64.38.12.138/News/2008/008277.asp and http://www.nysun.com/national/senate-passes-bill-to-improve-health-care/71935/ ). Is this what we can expect - expansion of efforts like this?

Guest
06-10-2009, 04:52 PM
]Whenever we want more than what we have, because what we have now is imperfect and we know there must be a better way, the easy way out is - let the government do it.[/B]

The problem is that government, specifically the politicians who realize money and regulation is their bread and butter, is all too ready to take more money and write more regulations. Unfortunately, more money and more regulation does not make something better, but it does make it more expensive.

"Free" health care is like a free lunch - it isn't. And the quality of free stuff never seems to be worth much either.

We abhor it when insurance number-crunchers determine if a procedure will be authorized or not. How will it be with government number-crunchers? What will be the job description and pay scale for the government employee who will decide - based on to-be-written regulations - what health care will be authorized and to whom and under what conditions? How will it be truly any different (or better) than what exists now?

Before we jump to wanting national health care, take a hard look at operations such as the Indian Health Service which provides health care to American Indians and Alaska Natives (see http://www.ihs.gov/index.cfm?module=About and http://64.38.12.138/News/2008/008277.asp and http://www.nysun.com/national/senate-passes-bill-to-improve-health-care/71935/ ). Is this what we can expect - expansion of efforts like this?
Exactly. In Boston we call it the Big Hackerama. People that are connected get on the payrolls whether their qualified or not. It becomes a place for politicians to get their nephews and god-sons a hack-job.
In the dreaded private sector...payrolls don't get padded. Companies answer to boards and the stock-holders.
Who do the government employees answer to???? More agencies, departments, CZARS, etc. Government has been too top heavy for too long and we don't need to add to it. IMNSHO

Guest
06-10-2009, 04:56 PM
of us have today to spread it to those who have nothing today. Then to make up the shortfall of what is not provided we will have to get a private supplement.
If you think you get to keep what you are provided today while they work in the have nots....you are mistaken.

Furthermore, it is a program that is destined to fail....will take forever to get passed....AND IS A DISTRACTION TO MR. OBAMA AND HIS CONGRESS TO FIX THE ECONOMY as promised to get elected.

The economy first before all the other fluff programs.

BTK

Guest
06-10-2009, 06:00 PM
We already have a low-cost, single-payer system health insurance system. It is about health insurance, individuals have freedom of choice in selecting providers, administrative costs average 4% vs. 14% for private insurance carriers -- it's called Medicare!
Let's simply expand coverage to people under 65, DUH!
There are no waiting lines in Canada (I have spoken with Canadian consumers and not listened to the crapola from the lobbyists and their radio acolytes). Canadians love the system, the freedom of choice and the low insurance rates.
What are we waiting for?

Guest
06-10-2009, 06:48 PM
We already have a low-cost, single-payer system health insurance system. It is about health insurance, individuals have freedom of choice in selecting providers, administrative costs average 4% vs. 14% for private insurance carriers -- it's called Medicare!
Let's simply expand coverage to people under 65, DUH!
There are no waiting lines in Canada (I have spoken with Canadian consumers and not listened to the crapola from the lobbyists and their radio acolytes). Canadians love the system, the freedom of choice and the low insurance rates.
What are we waiting for?Everytime when I am golfing and get paired up with Canadians I always ask them if they would trade their current health care system for ours. I know it's an unscientific poll but, to date, 100% emphatically say NO!

The above Medicare example is correct.

I would suspect that most who argue against universal coverage are all covered and quite comfortable.... and view the uninsured as a bunch of welfare losers looking for a free ride. Wrong--the majority of the uninsured are hard working Americans who make too much for medicaid, are too young for medicare and whose employer doesnt offer insurance. What do you recommend to provide health care for this group of people?????

Guest
06-10-2009, 07:18 PM
We already have a low-cost, single-payer system health insurance system. It is about health insurance, individuals have freedom of choice in selecting providers, administrative costs average 4% vs. 14% for private insurance carriers -- it's called Medicare!
Let's simply expand coverage to people under 65, DUH!
There are no waiting lines in Canada (I have spoken with Canadian consumers and not listened to the crapola from the lobbyists and their radio acolytes). Canadians love the system, the freedom of choice and the low insurance rates.
What are we waiting for?
Don't forget the VA, and TriCare for Life for military and vets.

Guest
06-10-2009, 07:49 PM
The opponents of any form of government healthcare insurance will wail that the government will become our health care provider, they will pick our doctors and prescribe our treatment. That allegation will circulate, even on this forum, even though no one--NO ONE--has proposed that to be the case. The worst scenario I've heard is that the government will provide an insurance option, but that everyone will have the right to remain with their existing insurer if they so choose. But the plans being discussed will provide for healthcare coverage for the 50 million or so who don't currently hve coverage.

Kahuna, why is it that you describe those who oppose the government's active role in national health care as "wailers" while you cloak your own support with a superior, aloof, pedantic Obamaesque attitude?

Like Obama, you state your case eloquently and intelligently but without the ever present teleprompter. However, do you really understand what is going on? Have you read Tom Daschle's book, "Critical: What We Can Do About the Health-Care Crisis"? The book is a boilerplate for the Obama Health Plan albeit an unoriginal ripoff of Britain's health care system. The significance of the book is that Daschle was selected to be Obama's Health Czar or Health and Human Services Secretary and sell the plan to Congress and the American people. Unfortunately or fortunately, depending on your perspective, he was derailed by a little $140,000 tax oversight for "consulting", (aka lobbying?), he was paid for. That and the chauffeured car he had at his disposal owned by whoever. I digress.

His proposal, largely lifted from the Brits, who by the way are largely not fond of it, calls for merging of employers' plans, Medicaid and Medicare with an expanded FEHBP (Federal Employee Health Benefits Program), no problem so far. However the system would be under the control of a Federal Health Board and you know what Federal implies as to control. Therein is the root of my opposition and "wailing". Do you think politics could enter the equation? Do you think politics could enter the life and death decision making? Let me explain further.

The essence of the plan is scary. It is built around and rooted in cost-effectiveness comparisons. Sounds like it could save money what with all that cost effectiveness overtone but I suspect it would be largely at the price of limiting patient access to certain medical treatments as determined by the Federal Board controlled by who?

In reality, medical treatment would be rationed according to "cost effectiveness as determined by the government. The British counterpart is called NICE for the National Institute for Health and Clinical Excellence. I talked to Brits just last week, who say most of their countrymen hate NICE. NICE apparently gets to decide who is going to get treatment and who is not, who is going to live, who is going to die. I understand the reality and economies of scale that could be realized and even heard a doctor support the concept. I am just not ready to abdicate to the government the right to decide who lives and dies in my family or any American family. Rank me with the "wailers" you mock if you wish, but I am not confident Obama and the government can distinguish and decide with political detachment such important considerations. If my recall of history hasn't left with my short term memory, didn't that little Austrian house painter in 1939 try to decide who was worthy of saving with medical treatment and who was not?

Further, the temptation to bait and switch in favor of power, is just to great for Washington to pass up. Who in the capitol is courageous enough to say what the Obama administration's true intention is......I believe it is to control health care in America at all costs. Banking, the automobile industry, health care, pharmaceutical vis-a-vis healthcare.........totalitarianism. Maybe that's just me "wailing".

Have a good evening in the Villages.

Guest
06-10-2009, 07:58 PM
I'm all for it. Hopefully we that now can afford good health won't find ourselves being needy and w/o it. That's all I'm going to say.

P.S. I thought this was a poll and not another political platform. I'm sorry to say that so many posts are turning very political on TOTV.

Guest
06-10-2009, 08:18 PM
Healthcare for Americans has been primarily the product of insurance plans negotiated by employers and offered by private insurance companies. For those of us that have coverage, it's become dramatically more expensive over the last decade or so. At the same time, payments to providers--with the exception of the pharmaceutical companies--have declined to the point where doctors and hospitals are being very selective on which insurance companies they will accept for assignment. Many big city doctors and hospitals won't accept Medicare anymore. And in Illinois, a large group of hospitals and doctors have opted not to accept the largest insurer in the state, Blue Cross-Blue Shield.

At the same time this is happening to those of us that are insured, there are 50 million Americans--almost 20% of our population--that have no health insurance at all. If they get sick or are injured, their only option is a hospital emergency room which, when they can't pay the bill, adds to the cost that must be shared by the rest of us.

THE PRIVATE SYSTEM OF HEALTHCARE INSURANCE THAT WE HAVE NOW ISN'T WORKING!

Clearly, something needs to be done to correct the problems I've cited. I'm sure there are all kinds of possibilities that will be discussed by Congress. The opponents of any form of government healthcare insurance will wail that the government will become our health care provider, they will pick our doctors and prescribe our treatment. That allegation will circulate, even on this forum, even though no one--NO ONE--has proposed that to be the case. The worst scenario I've heard is that the government will provide an insurance option, but that everyone will have the right to remain with their existing insurer if they so choose. But the plans being discussed will provide for healthcare coverage for the 50 million or so who don't currently hve coverage.

If in the process of legislating a plan, some of the abuses that have resulted from the lobbying of special interests--the effect of the pharma lobby on the Medicare prescription bill is a good example--so much the better.

I only hope that as a country we can afford to pay for a plan that private companies have failed horribly to provide.
From 1988-2003, I had health insurance from my employer, and it WORKED REAL WELL. I haven't had health insurance for 6 years. I am in good shape and work-out regularly. I know I can get sick and lose it all but I would rather not have any then to have a watered-down version of what I had before.
Hopefully, I'll find better employment that has good insurance.

Guest
06-10-2009, 08:56 PM
Healthcare?

Let's see, Medicare and Social Security are both bankrupt as well as the entire Government in general. Hum...

Guest
06-10-2009, 09:12 PM
...What else would you like the government to own/run? Cradle to grave care such as in Sweden?

Actually, there are some interesting facts about all of Scandanavia. A survey done last year, primarily among Swedes, Danes and Norwegians, showed that they were consistently happy with their way of life and their governments. A surprising section of the survey was a series of questions regarding where else in the world they would like to live and why. And where in the world they absolutely would not want to live.

On that last set of questions, the Scandanavians were almost unanimous in their opinion that they definitely would not want to live in the U.S. They felt that they enjoyed a better standard of living, better healthcare, better education, a more stable economy and were generally happier with their lives than any Americans that they knew. They had a uniformly high regard for the performance of their elected government. A high percentage of the survey respondents had visited the U.S. and had formed their opinions first-hand.

It was an eye-opener for those of us who think we have it pretty good here in the old homeland. Yes, the Swedes pay higher taxes than we do. But they believe they're getting their moneys worth, seemingly borne out by many of the country comparison statistics. It seems to beg the question of how satisfied we are with our elected officials and the governance they provide?

Guest
06-10-2009, 09:16 PM
And we should refrain from commentary because it is political?
And if this poll was placed in TV non general discussion, would it be OK to comment?
No struggle no progress. Stand and be counted. If ya don't like the heat stay outta da kitchen. The more the merrier.
Down with the SILENT majority:a20::beer3:

btk

Guest
06-10-2009, 10:32 PM
Actually, there are some interesting facts about all of Scandanavia. A survey done last year, primarily among Swedes, Danes and Norwegians, showed that they were consistently happy with their way of life and their governments. A surprising section of the survey was a series of questions regarding where else in the world they would like to live and why. And where in the world they absolutely would not want to live.

On that last set of questions, the Scandanavians were almost unanimous in their opinion that they definitely would not want to live in the U.S. They felt that they enjoyed a better standard of living, better healthcare, better education, a more stable economy and were generally happier with their lives than any Americans that they knew. They had a uniformly high regard for the performance of their elected government. A high percentage of the survey respondents had visited the U.S. and had formed their opinions first-hand.

It was an eye-opener for those of us who think we have it pretty good here in the old homeland. Yes, the Swedes pay higher taxes than we do. But they believe they're getting their moneys worth, seemingly borne out by many of the country comparison statistics. It seems to beg the question of how satisfied we are with our elected officials and the governance they provide?

Gee man...you make it sound so good....what are you waiting for?????????

Guest
06-10-2009, 10:52 PM
Here's an article from the most recent issue of the AARP Bulletin.

Basically, Congress and the special interests are still so early in the "discussion" stages of any kind of legislation, that there really is very little for us to argue about here.

Then, when all gets said and done, the question of whether we can afford whatever plan is put on the table will remain. All I can say is that it would be a shame--an indictment of our system, really--if the most developed country in the world can't come up with an affordable way to provide healthcare to almost 20% of it's population.

Here's the article explaining how early in the process we really are...

http://bulletin.aarp.org/yourhealth/policy/articles/he06_healthreform.html

Guest
06-10-2009, 11:11 PM
Here's an article from the most recent issue of the AARP Bulletin.

Basically, Congress and the special interests are still so early in the "discussion" stages of any kind of legislation, that there really is very little for us to argue about here.

Then, when all gets said and done, the question of whether we can afford whatever plan is put on the table will remain. All I can say is that it would be a shame--an indictment of our system, really--if the most developed country in the world can't come up with an affordable way to provide healthcare to almost 20% of it's population.

Here's the article explaining how early in the process we really are...

http://bulletin.aarp.org/yourhealth/policy/articles/he06_healthreform.html

Yea, we have developed a huge national debt
Yea, we have developed high unemployment
Yea, we have developed the fall of capitalism
Yea, we have developed panic in the business sector
Yea, were developing into the world's laughing stock...
I'll be back...I have some more developments......:confused:

Guest
06-10-2009, 11:16 PM
That very best stateroom on the Titanic line is from this article from Business Week. It's a comment made by some think tank guy about those who cling to the status quo in this health care fight. It also can apply to those who have coverage and figure to heck with anybody who does not.

I am fiscally conservative. A moderate mostly about other things political. I have health care coverage. But I know something has to give. Somehow. Some way. And I think some kind of solution would be good for business. People could retire early and open jobs. And rising premium costs would not swallow small business whole. Oh and btw, I get the thing about the taxes. But there are CEO's who think the trade-off could be a good one. They want out of the business of health care.

The article is about CEO's who are secretly wishing for health care reform. They want out of having to provide health care coverage. The horrendous costs are making it more and more impossible for them to compete.

CEO's, the gods of capitalism. Some of them are pretty darn smart people. CEO's thinking that health care costs are killing their competitive edge. (Ya think?) A few are actually saying it out loud. But I'll just bet there is a silent majority.

So before some of you go all knee-jerk on me, maybe take a look at this article. You cannot get much more capitalistic than a CEO.

http://www.businessweek.com/magazine/content/09_20/b4131023543934.htm

Boomer

Guest
06-11-2009, 12:09 AM
Don't forget the VA, and TriCare for Life for military and vets.

KayacerNC, I suggest you not praise the VA system until you have been in it. My personal experience is with the VA Hospital Gainesville and VA support for needed drugs. I was transfered to VA Gainesville, when I was diagnosed with double pneumonia here in the Villages. I was patient 5 in a 6 bed ward. While my temp spiked between 104 and 105, there was virtually no nursing care. As I got better, I realized that there were others in the ward that were in worse shape than I. The staff was upset that I was doing that which was needed and that which they were unwilling to do. As to drugs, I have taken Plavix for several years now to control a series of TIA's. It worked and both I and my civilian Neurologist felt it should be continued. The VA 'guidelines' require that Plavix be eliminated after two months wo further problems. My neurologist described this as malpractice and provided me with continuing prescriptions until such a time as I was able to go on Medicare. My brother, a highly decorated vet of WWII (Silver star and three purple hearts) and intense combat in Korea had similar problems when he became ill with brain cancer. His son, who had the actions to act took him to the Mayo Clinic in MN. They were able to extend both his life and the quality of it. His widow is now getting the same runaround.

In another thread, Steve Z pointed out that when health care is rationed, the elderly could expect to be awarded treatment on their potential future value to society. He's right. A single payer system will set us on the road to euthanasia by neglect.

Guest
06-11-2009, 05:59 AM
We already have Natl. Health Care in practice.......it is call the Veterans Administration Hospitals......and haven't they just done a wonderful bang-up job for our veterans who come home armless, legless, missing many parts, just to be pushed into corners waiting for help. A disgrace to the uniform, the country, and our government. So how the heck would you expect them to run a natl. health care program? Easy......just like Canada. Stack the patients up, and watchem expire before any care is given.

Guest
06-11-2009, 07:20 AM
.AND IS A DISTRACTION TO MR. OBAMA AND HIS CONGRESS TO FIX THE ECONOMY as promised to get elected.

The economy first before all the other fluff programs. BTK

The majority of bankruptcies in this country are caused by health care bills. So fixing our health care payment system may be a big piece of improving our economy. You're calling the health care system FLUFF?

And as someone mentioned, our companies are currently being strangled by health insurance budgets. Let's face it, the health care payment system needs to be changed or cost curbs (efficiencies) need to be enacted. I don't know which model would work best but the current one is broken.

And Keedy: I don't see what is wrong with loving the country you are in (USA in our case) yet still wanting to see improvements made as we progress. Yes we can learn things from other countries and formulate a plan that will work for us.

A couple of references: (2005) http://www.consumeraffairs.com/news04/2005/bankruptcy_study.html

(2009) http://voices.washingtonpost.com/health-care-reform/2009/06/new_study_shows_medical_bills.html?hpid=moreheadli nes

Guest
06-11-2009, 07:42 AM
I'm for an affordable system that both private and some national program can compete against each other. I have health insurance as does my husband - premiums $9000 a year with a $1250 deductible. These are company subsidized programs from our retirement from insurance companies. The $9000 per year is what the 2 of us pay together. Our medications cost $1600. every quarter so we were glad to get it until we are old enough for medicare. I don't know what we would do if our granddaughters lost their coverage.

Guest
06-11-2009, 07:56 AM
Kahuna, why is it that you describe those who oppose the government's active role in national health care as "wailers" while you cloak your own support with a superior, aloof, pedantic Obamaesque attitude?

Like Obama, you state your case eloquently and intelligently but without the ever present teleprompter. However, do you really understand what is going on? Have you read Tom Daschle's book, "Critical: What We Can Do About the Health-Care Crisis"? The book is a boilerplate for the Obama Health Plan albeit an unoriginal ripoff of Britain's health care system. The significance of the book is that Daschle was selected to be Obama's Health Czar or Health and Human Services Secretary and sell the plan to Congress and the American people. Unfortunately or fortunately, depending on your perspective, he was derailed by a little $140,000 tax oversight for "consulting", (aka lobbying?), he was paid for. That and the chauffeured car he had at his disposal owned by whoever. I digress.

His proposal, largely lifted from the Brits, who by the way are largely not fond of it, calls for merging of employers' plans, Medicaid and Medicare with an expanded FEHBP (Federal Employee Health Benefits Program), no problem so far. However the system would be under the control of a Federal Health Board and you know what Federal implies as to control. Therein is the root of my opposition and "wailing". Do you think politics could enter the equation? Do you think politics could enter the life and death decision making? Let me explain further.

The essence of the plan is scary. It is built around and rooted in cost-effectiveness comparisons. Sounds like it could save money what with all that cost effectiveness overtone but I suspect it would be largely at the price of limiting patient access to certain medical treatments as determined by the Federal Board controlled by who?

In reality, medical treatment would be rationed according to "cost effectiveness as determined by the government. The British counterpart is called NICE for the National Institute for Health and Clinical Excellence. I talked to Brits just last week, who say most of their countrymen hate NICE. NICE apparently gets to decide who is going to get treatment and who is not, who is going to live, who is going to die. I understand the reality and economies of scale that could be realized and even heard a doctor support the concept. I am just not ready to abdicate to the government the right to decide who lives and dies in my family or any American family. Rank me with the "wailers" you mock if you wish, but I am not confident Obama and the government can distinguish and decide with political detachment such important considerations. If my recall of history hasn't left with my short term memory, didn't that little Austrian house painter in 1939 try to decide who was worthy of saving with medical treatment and who was not?

Further, the temptation to bait and switch in favor of power, is just to great for Washington to pass up. Who in the capitol is courageous enough to say what the Obama administration's true intention is......I believe it is to control health care in America at all costs. Banking, the automobile industry, health care, pharmaceutical vis-a-vis healthcare.........totalitarianism. Maybe that's just me "wailing".

Have a good evening in the Villages.FYI... medical care is ALREADY rationed... spend some time learning about the "PRIOR AUTHORIZATION" process. Everyday in my office I need to smooch the behinds of dozens of insurance functionaries to allow pts to return for a certain # of visits, a certain type of medication, MRI scans etc. You need to spend a day in my shoes for an eye-opener.

Guest
06-11-2009, 08:09 AM
FYI... medical care is ALREADY rationed... spend some time learning about the "PRIOR AUTHORIZATION" process. Everyday in my office I need to smooch the behinds of dozens of insurance functionaries to allow pts to return for a certain # of visits, a certain type of medication, MRI scans etc. You need to spend a day in my shoes for an eye-opener.

Well said Doc! As a nurse I don't deal with the financials but I do deal with the worry and the concern the patients have over what their illness is going to cost them. Anxiety can worsen their already fragile state and it should be the last thing a patient is worrying about.

Guest
06-11-2009, 08:15 AM
of health care. However, as with so many programs proposed and discussed....what are some of the specifics? Just what does "fixing health care mean? Entail?

Does or will it include:

stopping pharmaceutical companies from hiding behind patents keeping drugs at extreme high prices?

stopping provider institutions and individuals from exploiting the system for maximum personl gain contributing to maximum costs?

grandfathering what coverage YOU have today from Medicare, when bringing all the have nots on board?

all....I mean ALL government employees including congress, senate, et al (:1rotfl:.....sorry I could not help myself!!!)?

understandable coverage that has no special coverages for vague differentiation?

drug coverage?

Just to name a few. Without the specifics, congress and Obama will pass another huge program with unspecified content that will benefit only providers and government officials and the usual medical provider special interest groups. There will be no accountability....no measurables.

The program will again get the Obama fast track label and be pushed through the partisan controlled system.

Skeptical? N egative? Absolutely!!!! Appropriately earned by previous actions/non actions by our incompetent lawmakers.

I have said it before and I will say it again....remember no matter what program is proposed for the masses will not be as good as what is available to us (retirees on Medicare) today. No matter what is proposed we will wind up having to offset the difference through private coverages just as we do with supplemental coverages today....except it will be more $$$$.

LAst of all how will it be paid for? And as stated above just how will it affect the economy?

Sorry for asking for specifics....I know it is an age old requirement not subscribed to by lawmakers and partisans!!:D

btk

Guest
06-11-2009, 08:21 AM
My question would be along the same lines as BTK but not nearly as intelligent !!

The poll asked "What is your position on healthcare reform"....most of, if not all of the replies assume total government control and cost.

Is there not a middle ground for all of this so that it is not 100% government ?


Great discussion by the way !

Guest
06-11-2009, 08:26 AM
Tort reform. Until you fix that any system will fail. Get the lawyers out, drop the cost of malpractice insurance for doctors and hospitals and drug componies, and ALL other health care becomes affordable.

Guest
06-11-2009, 08:27 AM
The hosts of this very enjoyable and informative forum tout the fact that it "gets a million hits a month" which is quite impressive. So far there have been 42 responses to the survey. What's up with that? Seems kinda low.

Let me give you all an example of this health care problem. On Wed I saw a very nice young lady who was having a very unpleasant discontinuation reaction to a medication she was taking but had abruptly stopped. She was a single parent, had recently lost her job (economy) which WAS providing health care benes. She could not afford to continue the coverage under COBRA, she could not afford to refill her prescriptions and now comes to see me on an urgent basis because of the complications of abruptly stopping her meds. This isn't a "rare case".
I would estimate at least 25% of the meds, therapies or diagnostic studies I order are "denied" by insurance reviewers as "not medically necessary" or because there is a cheaper alternative. Folks, this is rationing. At least with a single payor system I'll know the rules and who I'm dealing with. It is impossible to know which insurers allow what, cover what etc. The pts are stuck in the middle..... they come in and say "my medication was denied.... YOU need to call 1-800-nooneeveranswers to get "prior authorization" This is why I have pleaded with my son to NEVER leave his position as a US Army physician. Our current system is insane.:shrug:

Guest
06-11-2009, 08:37 AM
The hosts of this very enjoyable and informative forum tout the fact that it "gets a million hits a month" which is quite impressive. So far there have been 42 responses to the survey. What's up with that? Seems kinda low.

Let me give you all an example of this health care problem. On Wed I saw a very nice young lady who was having a very unpleasant discontinuation reaction to a medication she was taking but had abruptly stopped. She was a single parent, had recently lost her job (economy) which WAS providing health care benes. She could not afford to continue the coverage under COBRA, she could not afford to refill her prescriptions and now comes to see me on an urgent basis because of the complications of abruptly stopping her meds. This isn't a "rare case".
I would estimate at least 25% of the meds, therapies or diagnostic studies I order are "denied" by insurance reviewers as "not medically necessary" or because there is a cheaper alternative. Folks, this is rationing. At least with a single payor system I'll know the rules and who I'm dealing with. It is impossible to know which insurers allow what, cover what etc. The pts are stuck in the middle..... they come in and say "my medication was denied.... YOU need to call 1-800-nooneeveranswers to get "prior authorization" This is why I have pleaded with my son to NEVER leave his position as a US Army physician. Our current system is insane.:shrug:



TO your point on the voting...great one. I have not voted as I am still reading and am not that bright in that I think there is need for healthcare reform, but not sure I want what is dubbed universal. Not sure if that makes sense but looking for maybe some alternative where we can reform the current system but not become dependent on the government !

Guest
06-11-2009, 08:47 AM
Well said Doc! As a nurse I don't deal with the financials but I do deal with the worry and the concern the patients have over what their illness is going to cost them. Anxiety can worsen their already fragile state and it should be the last thing a patient is worrying about.

I am sympathetic to your position as a nurse. I have some experience myself as a former combat medic and also working in a Mash type unit in a war zone. Anxiety is described as intense fear resulting from anticipation of a threatening event. No?
Well, I can tell you with certainty that millions have been affected with this syndrome since September 11, 2001. It further escalated after November of last year. People wake up every day to news that more and more of our fellow citizens have been laid-off from employment. People look at their financial statements and see that they have lost 40% of their wealth.
The world as they knew it is disappearing. One of the biggest companies in the world is bankrupt. (GM) The price of fuel is going up and inflation is rearing it's ugly head again.
All that being said, the USA has many reasons to have anxiety, and everybody wants everybody to be healthy. But we have to fix alot of things, especially the economy, before we tackle something as enormous as healthcare.

Guest
06-11-2009, 08:55 AM
It should not be an either/or.

Access at a reasonable cost is not out there for so many Americans. Throw in a pre-existing and there might be no access at all.

Why does everybody think it has to be either/or? We need middle ground. A solution that provides access to decent coverage at a reasonable cost. Something we could buy into. (both literally and figuratively)

We let the present system get away from us. Are we now at the point of no return?

Prescription cards for convenience. Yeah, that was great. A Trojan Horse that hid the real cost of the drugs as they skyrocketed.

I remember saving receipts in a shoebox and sending them in to my insurance company for reimbursement. I knew what the cost was. But then, somewhere in the early 90's, or maybe late 80's, suddenly everybody at work wanted that card with that co-pay. A few bucks at the pharmacy and we could be on our way. No pesky shoeboxes.

That drug card turned out to be a Trojan Horse.

For the sake of convenience, we as consumers of health care pulled that wooden horse inside the walls. The insane cost of prescription drugs has slaughtered us in our sleep. Just like in the story when those soldiers climbed down out of their hiding place inside that horse and slaughtered the Trojans. It was an easy slaughter. They were sleeping off the partying they had been doing because they thought they had won the war. They thought that wooden horse was a gift from the enemy. Just like people thought that prescription card was so wonderful.

So Big Phama could hide those cost hikes from the consumer. And hide them and hike them they did. We all know pipelines are not the whole picture.

And now, I really must state the obvious......Paper-pushers in cubicles at insurance companies spend their days trying real hard to prescribe drugs and limit procedures. And they often succeed. Gee. With all that experience, should a national plan arise, maybe they could transfer right on over to a government job.

And speaking of government jobs. And speaking of taxes. Isn't that our tax money that provides that health care for life that comes with a government job.

I know it is all a big mess. A huge ugly mess. But either/or is not the answer.

And I am glad to see some real experiences showing up in this thread.

Boomer

Guest
06-11-2009, 08:58 AM
TO your point on the voting...great one. I have not voted as I am still reading and am not that bright in that I think there is need for healthcare reform, but not sure I want what is dubbed universal. Not sure if that makes sense but looking for maybe some alternative where we can reform the current system but not become dependent on the government !For one perspective go to www.pnhp.org Remember this is a physician organization. Their stats indicate over 60% of practicing docs support a single payor system.... why? Well, it certainly is NOT because there will be more $$$ in it for the docs. In fact, the opposite is more likely. I believe it is because the current "system" is so fragmented and chaotic that most docs simply can't stand dealing with it anymore.

Guest
06-11-2009, 09:17 AM
Healthcare for Americans has been primarily the product of insurance plans negotiated by employers and offered by private insurance companies. For those of us that have coverage, it's become dramatically more expensive over the last decade or so. At the same time, payments to providers--with the exception of the pharmaceutical companies--have declined to the point where doctors and hospitals are being very selective on which insurance companies they will accept for assignment. Many big city doctors and hospitals won't accept Medicare anymore. And in Illinois, a large group of hospitals and doctors have opted not to accept the largest insurer in the state, Blue Cross-Blue Shield.

At the same time this is happening to those of us that are insured, there are 50 million Americans--almost 20% of our population--that have no health insurance at all. If they get sick or are injured, their only option is a hospital emergency room which, when they can't pay the bill, adds to the cost that must be shared by the rest of us.

THE PRIVATE SYSTEM OF HEALTHCARE INSURANCE THAT WE HAVE NOW ISN'T WORKING!

Clearly, something needs to be done to correct the problems I've cited. I'm sure there are all kinds of possibilities that will be discussed by Congress. The opponents of any form of government healthcare insurance will wail that the government will become our health care provider, they will pick our doctors and prescribe our treatment. That allegation will circulate, even on this forum, even though no one--NO ONE--has proposed that to be the case. The worst scenario I've heard is that the government will provide an insurance option, but that everyone will have the right to remain with their existing insurer if they so choose. But the plans being discussed will provide for healthcare coverage for the 50 million or so who don't currently hve coverage.

If in the process of legislating a plan, some of the abuses that have resulted from the lobbying of special interests--the effect of the pharma lobby on the Medicare prescription bill is a good example--so much the better.

I only hope that as a country we can afford to pay for a plan that private companies have failed horribly to provide.

WELL SAID :agree:

Guest
06-11-2009, 09:19 AM
Define "works"... By all standard benchmarks developed by industrialized countries to measure health, The USA is way down toward the bottom (despite the fact that we spend more per capita than ANY other country). I would recommend forum members go to www.pnhp.org to learn how damaged the current health care industry really is.

GREAT WEBSITE... IF YOU HAVEN'T LOOKED AT IT, YOU SHOULD THANKS :eclipsee_gold_cup:

Guest
06-11-2009, 09:26 AM
http://www.pnhp.org/reader/Section%208%20-%20Myth%20Busters/Myths%20as%20Barriers%20(Geyman).pdf

Guest
06-11-2009, 09:31 AM
http://www.nytimes.com/2009/06/11/us/politics/11health.html

Guest
06-11-2009, 09:32 AM
All that being said, the USA has many reasons to have anxiety, and everybody wants everybody to be healthy. But we have to fix alot of things, especially the economy, before we tackle something as enormous as health care.

We're in basic agreement except I think that health care IS a major part of the economic woe. Since you brought up GM, they said that the UAW's contract, which did not allow for employee copays, was one of the major reasons the company went bankrupt. This may or may not be the truth and GM could have said no to the union if they wanted to hold the line but they did say it. So I would have to content that health care costs are a major talking point when it comes to economic recovery.

Guest
06-11-2009, 09:45 AM
In that article I linked last night in this thread, there was a little sidebar that said since 1999 health insurance premiums have grown 119% while wages have grown 29% and consumer prices 34%.

Health care costs are hamstringing the economy.

Boomer

Guest
06-11-2009, 09:48 AM
Tort reform. Until you fix that any system will fail. Get the lawyers out, drop the cost of malpractice insurance for doctors and hospitals and drug componies, and ALL other health care becomes affordable.

I have all kinds of examples of how tort reform would improve and less the cost of healthcare. Just a couple...

-- My orthopaedic surgeon's malpractice insurance costs him over $400,000 per year. That means that starting on January 1, every dollar of income he books up to that amount has to go to paying his insurance premium. Before the office rent, payroll to the receptionist and nurses, fee to be on the hospital staff, new equipment for the office, and finally his own income.

-- If you had a bad accident requiring the attention of a neurosurgeon anywhere in the southern two-thirds of the state of Illinois, they would have to fly you to either St. Louis or Indianapolis. Because of the cost of insurance, all the neurosurgeons formerly in central and southern Illinois have moved to neighboring states.

-- A well-known OB-GYN on Chicago's North Shore gave up her practice a few years ago and became a night shift pharmacist at a local Walgreens drugstore. She reported to the Chicago Tribune that not having to pay the insurance premiums has resulted in her making more money as a pharmacist and she reported that she is far happier in her job.

I'm sure there are more stories like these. Tort reform really does have to be a part of any healthcare reform legislation that is passed by this Congress.

Guest
06-11-2009, 09:51 AM
Obama's ultimate mission is the leveling of social inequalities. He offers a tripartite social democratic agenda: nationalized health care, federalized education (ultimately guaranteed through college) and a cash-cow carbon tax (or its equivalent) to subsidize the other two. Problem is, the math doesn't add up. Not even a carbon tax would pay for this expanded welfare-redistribution of wealth state.

What should be done first is entitlement reform - Soc. Sec. and Medicare/Medicaid. That's where the real savings is; trillions could be saved that would not only fund expensive health and education programs, but would also restore the budgetary balance.

Social Security would be pretty easy, but the hard part is Medicare and Medicaid. In an aging population, how do you keep them from blowing up the budget? There is only one answer: rationing.

Why do you think the stimulus package pours $1.1 billion into medical "comparative effectiveness research"? It is the perfect setup for rationing. Once you establish what is "best practice" for expensive operations, medical tests and aggressive therapies, you've laid the premise for funding some and denying others. It is estimated that a third to a half of your lifetime health costs are used in the last six months of your life. Britain's National Health Service can deny treatments it deems not cost-effective -- and if you're old and infirm, the cost-effectiveness of treating you plummets. In Canada, they ration by queuing. You can wait forever for so-called elective procedures like hip replacements.

Do you really want the government to decide your life or health 'is not worth the price'?"
My vote is for a competitive, privatized health insurance system with a government subsidized transition to portability. Then if you are layed off from employment or you retire early or whatever, the ridiculous link between health insurance and employment is finally no more.

However, if you believe that health care is a public good or a right to be guaranteed by the state, then a single-payer system is the next best alternative. Unfortunately, it is fiscally unsustainable without rationing. I noted someone's comment above about some poll saying doctors don't want single payer. I don't know as I trust that poll. My physician is against universal health care and also sited rationing. He thinks it's the worst thing we can do, and he was referring to patients not himself.

Guest
06-11-2009, 10:07 AM
Obama's ultimate mission is the leveling of social inequalities. He offers a tripartite social democratic agenda: nationalized health care, federalized education (ultimately guaranteed through college) and a cash-cow carbon tax (or its equivalent) to subsidize the other two. Problem is, the math doesn't add up. Not even a carbon tax would pay for this expanded welfare-redistribution of wealth state.

What should be done first is entitlement reform - Soc. Sec. and Medicare/Medicaid. That's where the real savings is; trillions could be saved that would not only fund expensive health and education programs, but would also restore the budgetary balance.

Social Security would be pretty easy, but the hard part is Medicare and Medicaid. In an aging population, how do you keep them from blowing up the budget? There is only one answer: rationing.

Why do you think the stimulus package pours $1.1 billion into medical "comparative effectiveness research"? It is the perfect setup for rationing. Once you establish what is "best practice" for expensive operations, medical tests and aggressive therapies, you've laid the premise for funding some and denying others. It is estimated that a third to a half of your lifetime health costs are used in the last six months of your life. Britain's National Health Service can deny treatments it deems not cost-effective -- and if you're old and infirm, the cost-effectiveness of treating you plummets. In Canada, they ration by queuing. You can wait forever for so-called elective procedures like hip replacements.

Do you really want the government to decide your life or health 'is not worth the price'?"
My vote is for a competitive, privatized health insurance system with a government subsidized transition to portability. Then if you are layed off from employment or you retire early or whatever, the ridiculous link between health insurance and employment is finally no more.

However, if you believe that health care is a public good or a right to be guaranteed by the state, then a single-payer system is the next best alternative. Unfortunately, it is fiscally unsustainable without rationing. I noted someone's comment above about some poll saying doctors don't want single payer. I don't know as I trust that poll. My physician is against universal health care and also sited rationing. He thinks it's the worst thing we can do, and he was referring to patients not himself.





http://www.nytimes.com/2009/06/11/us/politics/11health.html?_r=1

Guest
06-11-2009, 10:41 AM
FYI... medical care is ALREADY rationed... spend some time learning about the "PRIOR AUTHORIZATION" process. Everyday in my office I need to smooch the behinds of dozens of insurance functionaries to allow pts to return for a certain # of visits, a certain type of medication, MRI scans etc. You need to spend a day in my shoes for an eye-opener.

Thank you for acknowledging the obvious, "medical care is ALREADY rationed". Perhaps you can help my learning process by explaining how the Obama/Daschle plan will cure the rationing problem? Even though my advancing years occasionally create lapses of recall, I do comprehend the impediments and implications to cost efficiency and quality of care that "PRIOR AUTHORIZATION" generate. Again I ask, " How is the Obama/Daschle plan going to improve this problem?

Do you believe the Federal Board they plan to create in the image of Britain's NICE is going to reduce the bureaucracy, eliminate the politics and reduce costs? I have seen nothing in the early proposals that would create a single nonprofit payer or reduce the bureaucracy. In fact it appears to double down on the bureaucracy and creates more payment options. Please correct me if I misunderstood the scant few points made public.

Digressing briefly, if I recall in one of your earlier posts, you observed that medical profession salaries are lower in Florida because of more competition. Good old capitalism at work. Would the members of your fraternity accept a national effort to substantially increase the number of educated, licensed doctors in this country? Why are so many of our brightest, most talented young Americans forced to go to the Dominican Republic, Costa Rica or abroad to receive their medical training? Could your observation on salaries in Florida be extrapolated to lower medical costs nationwide by increasing the number of practicing physicians? Hmm.....

You haven't walked a mile in my shoes either. I have witnessed politics, greed, and self preservation prevent a needed hospital from being built when funding was in place, because it would effect the profit margin of other hospitals in the area. Long story. not now and at best abstractly relevent.

I am not opposed to improving our medical care and I understand that any meaningful initiative will necessarily involve some government oversight. I just want government's role as exemplified by what's on the table, significantly reduced and the role of medical professionals given more prominence in the equation. Malpractice suits are complicit in driving up medical costs. I would campaign for tort claim and medical malpractice reform to eliminate "the lottery ticket" mentality of those who seek windfall judgements aided and abetted by "ambulance chasing" lawyers. This is not likely with an attorney president who owes so much to American trial lawyers.

Sorry for the rambling, long of wind response. There is just so much more that needs to be said and so little time and space.

Thank you for sharing your professional insights.

Guest
06-11-2009, 10:47 AM
:agree: This subject should not even be an issue until the country gets it's head well above water. And when it does..it should die a quick death.

Anything the government runs will be filled with pork and bureaucrats. It would be 10 times as bad as the education bureaucracy. Reagan should have eliminated that when he had the chance, too.

Why is that?.... Because you keep electing the same good old boys..... We need term limits no matter what the party... 8 Years max... :cus:

Guest
06-11-2009, 10:57 AM
Why is that?.... Because you keep electing the same good old boys..... We need term limits no matter what the party... 8 Years max... :cus:

SHHHHHHhhhhhh Keep it down...why are you yelling????

Guest
06-11-2009, 11:42 AM
Like a health care system that is too complex, does not work, drives doctors and other providers to rationing/cheating/cutting corners....etc.

The only complainers are those of us who are on the receiving end. For those in these systems that do not work for us, but obviously provide gain for them, nary a word. And these are the influential groups that have the ear of Washington and the basis for doing nothing.

Same root cause for enrgy independence....banking.....and so on.

Until we affect the gang in Washington not much has changed and not much will change.....it is the realm of the rich/wealthy....and excludes most of we the people.

And that is why it (what ever) doesn't work well and won't get fixed. Intelligent, responsible, accountable people would not leave things in place that do not work. Hence the hope for an effective health care reform that truly meets the needs of the people is not in the cards....IMHO.

Any other theories are welcome.

btk

Guest
06-11-2009, 11:48 AM
I have all kinds of examples of how tort reform would improve and less the cost of healthcare. Just a couple...

-- My orthopaedic surgeon's malpractice insurance costs him over $400,000 per year. That means that starting on January 1, every dollar of income he books up to that amount has to go to paying his insurance premium. Before the office rent, payroll to the receptionist and nurses, fee to be on the hospital staff, new equipment for the office, and finally his own income.

-- If you had a bad accident requiring the attention of a neurosurgeon anywhere in the southern two-thirds of the state of Illinois, they would have to fly you to either St. Louis or Indianapolis. Because of the cost of insurance, all the neurosurgeons formerly in central and southern Illinois have moved to neighboring states.

-- A well-known OB-GYN on Chicago's North Shore gave up her practice a few years ago and became a night shift pharmacist at a local Walgreens drugstore. She reported to the Chicago Tribune that not having to pay the insurance premiums has resulted in her making more money as a pharmacist and she reported that she is far happier in her job.

I'm sure there are more stories like these. Tort reform really does have to be a part of any healthcare reform legislation that is passed by this Congress.About 6 years ago a medical school colleague of mine was the last solo private practice neurosurgeon in Philly. His malpractice ins then was 300 thousand a year. When he was notified there was going to be a big jump in premiums he quit... later took a salaried posn at a university. I do not believe that Philly has a single private practice neurosurgeon. Out of necessity, they have all taken salaried posns where there ins is covered by an institutions group plan.

Guest
06-11-2009, 11:52 AM
http://www.nytimes.com/2009/06/11/us/politics/11health.htmlThe American Medical Assn (which this article refers to) is a white elephant with its membership dwindling. It is out of touch with practicing physicians. It is a powerful lobby in DC to protect the status quo.

Guest
06-11-2009, 12:20 PM
The American Medical Assn (which this article refers to) is a white elephant with its membership dwindling. It is out of touch with practicing physicians. It is a powerful lobby in DC to protect the status quo.
Yep... and when there is a new system...there will be lobbyists and then a new status quo.. Lawyers and unions,,,Lawyers and unions...I can't seem to get that mantra out of my head...I'm sorry...where were we????

Guest
06-11-2009, 12:50 PM
The majority of bankruptcies in this country are caused by health care bills. So fixing our health care payment system may be a big piece of improving our economy. You're calling the health care system FLUFF?

And as someone mentioned, our companies are currently being strangled by health insurance budgets. Let's face it, the health care payment system needs to be changed or cost curbs (efficiencies) need to be enacted. I don't know which model would work best but the current one is broken.

And Keedy: I don't see what is wrong with loving the country you are in (USA in our case) yet still wanting to see improvements made as we progress. Yes we can learn things from other countries and formulate a plan that will work for us.

A couple of references: (2005) http://www.consumeraffairs.com/news04/2005/bankruptcy_study.html

(2009) http://voices.washingtonpost.com/health-care-reform/2009/06/new_study_shows_medical_bills.html?hpid=moreheadli nes

HERE ARE SOME MORE SUPPORTING FACTS...

http://www.pnhp.org/PDF_files/MedicalBankruptcy.pdf

Guest
06-11-2009, 01:05 PM
More than one-quarter cited illness
or injury as a specific reason for bankruptcy;
a similar number reported uncovered
medical bills exceeding $1,000. Some debtors
cited more than one medical contributor.
Nearly half (46.2 percent) (95 percent confidence
interval = 43.5, 48.9) of debtors met at
least one of our criteria for “major medical
bankruptcy.” Slightly more than half (54.5 percent)
(95 percent CI = 51.8, 57.2) met criteria
for “any medical bankruptcy.”
A lapse in health insurance coverage during
the two years before filingwas a strong predictor
of a medical cause of bankruptcy (Exhibit
3). Nearly four-tenths (38.4 percent) of debtors
who had a “major medical bankruptcy”
had experienced a lapse, compared with 27.1
percent of debtors with no medical cause (p <
.0001). Surprisingly, medical debtors were no
less likely than other debtors to have coverage
at the time of filing.

Guest
06-11-2009, 01:15 PM
Yes, the Swedes pay higher taxes than we do. But they believe they're getting their moneys worth, seemingly borne out by many of the country comparison statistics. It seems to beg the question of how satisfied we are with our elected officials and the governance they provide?

I question the premise of your conclusion on what you site as being "borne out by many of the country comparison statistics." The one statistic that would seem to distort and throw that rational askew is:

Sweden population - 9,000,000
USA population 301,000,000

Further, Sweden's government is noted for being decentralized and health care largely falls to the counties or municipalities. While the reviews on the quality of care are good, I don't understand how you can make any comparison between Sweden's success and the healthcare crisis in America.

Guest
06-11-2009, 01:28 PM
I say that alot of people don't care about their health and are a big drain on the system. Therefore, the people who practice preventive medicine should get some kind of reward.
I see tons of obese people who think only of their next meal and never get off their doff to exercise or help better themselves.
Maybe a tax break or something equal that would inspire more people to take better care of themselves.
My best friend, at the age of 69 was way out of shape and had the worst eating habits. He got tired after just very little physical activity. He was at least 40 pounds over-weight.
It got so bad he wrecked his knees. The doctor suggested he lose alot of weight before he had both knees replaced.
He changed his eating habits and started a work-out regimen that included an exercise machine and bicycle riding.
What a difference...he had both knees done and now he is a different man. He maintained his new lifestyle habits and he is energetic and full of enthusiasm. He never tires easy like before.
In closing, people respond to incentives and to reward people who do not drain the system might be something to look into.
Keedy

Guest
06-11-2009, 01:34 PM
I actually think that it would be more difficult with a smaller population. You would think the per capita would need to be much greater since the cost is borne across much smaller numbers but the base cost to provide the infrastructure etc. wouldn't be proportionally spread out. Yet we (USA) actually spends much more per capita: http://www.jhsph.edu/publichealthnews/press_releases/2005/anderson_healthspending.html


I do know that the USA is way down the list in most measures of health care performance statistics, especially preventative measures, among developed nations.

Guest
06-11-2009, 01:48 PM
I say that alot of people don't care about their health and are a big drain on the system. Therefore, the people who practice preventive medicine should get some kind of reward.
I see tons of obese people who think only of their next meal and never get off their doff to exercise or help better themselves.
Maybe a tax break or something equal that would inspire more people to take better care of themselves.
My best friend, at the age of 69 was way out of shape and had the worst eating habits. He got tired after just very little physical activity. He was at least 40 pounds over-weight.
It got so bad he wrecked his knees. The doctor suggested he lose alot of weight before he had both knees replaced.
He changed his eating habits and started a work-out regimen that included an exercise machine and bicycle riding.
What a difference...he had both knees done and now he is a different man. He maintained his new lifestyle habits and he is energetic and full of enthusiasm. He never tires easy like before.
In closing, people respond to incentives and to reward people who do not drain the system might be something to look into.
Keedy
Exactly..preventative measures. Why does everybody always envision health care as after they develop some illness instead of thinking before.
Anybody who was ever in the armed forces will tell you how important preventive maintenance is worth.

Guest
06-11-2009, 02:00 PM
Actually, there are some interesting facts about all of Scandanavia. A survey done last year, primarily among Swedes, Danes and Norwegians, showed that they were consistently happy with their way of life and their governments. A surprising section of the survey was a series of questions regarding where else in the world they would like to live and why. And where in the world they absolutely would not want to live.

On that last set of questions, the Scandanavians were almost unanimous in their opinion that they definitely would not want to live in the U.S. They felt that they enjoyed a better standard of living, better healthcare, better education, a more stable economy and were generally happier with their lives than any Americans that they knew. They had a uniformly high regard for the performance of their elected government. A high percentage of the survey respondents had visited the U.S. and had formed their opinions first-hand.

It was an eye-opener for those of us who think we have it pretty good here in the old homeland. Yes, the Swedes pay higher taxes than we do. But they believe they're getting their moneys worth, seemingly borne out by many of the country comparison statistics. It seems to beg the question of how satisfied we are with our elected officials and the governance they provide?

Oh how I wish that my memory wouldn't fail me, but I have forgotten where, many years ago, I watched a documentary on TV that showed a different view of Sweden buy it's citizens. One segment, on the health care system, showed the lobby of a medical building where Doctor's names were listed on a large wall. They were broken down by specialty and had buttons next to each name, where you pressed the button of the Doctor you wanted and a slip of paper with an appointment printed on it with the date and time. There were no primary care providers so you had to get different appointments for different ailments. The program noted that the Swedes, while liking the fact that their care was free from birth to death, disliked how the system was run and managed, the government deciding what was necessary or timely to treat.

Buy the way, the program also told how a huge portion of the populace worked in the "gray" market because of the confiscatory tax rates. It was how most Swedes got spendable income untaxed to enjoy life with.

Like you said, they love their country. They had all the benefits of a caretaker society and the "under the counter" cash to enjoy everything else. It also doesn't hurt that Sweden has legal prostitution, legal drug use and who knows what else keeping the populace happy there. Why would they give all that up to come to the US and loose it all. Never mind that at the time of the program the tax rate in Sweden was 50 to 60%. Free is free, right?

Guest
06-12-2009, 06:07 PM
Been trying to go at this objectively but reading today, as a guy who has medicaire, that the proposal has 400 Billion in cuts in medicaire and 600 Billion in tax increases, makes me just get a bit self involved !

Guest
06-12-2009, 07:17 PM
Where did you get the statistical info. that the majority of bankruptcies filed are the result of medical bills? That is just one cause. Be careful about stating something that is an opinion as a fact. It really sheds doubt on your credibility.

Guest
06-12-2009, 08:22 PM
Where did you get the statistical info. that the majority of bankruptcies filed are the result of medical bills? That is just one cause. Be careful about stating something that is an opinion as a fact. It really sheds doubt on your credibility.
Obviously, people file for bankruptcy because they can no longer pay their bills. Most common reason that they can't pay their bills is because of job loss.Because most of these homes needed two incomes to pay all their bills, just one income of the two is all it would take to default on payments. I have talked to many real estate people and they say the majority of young people bit off more then they can chew.
How does medical bills fit into the equation? If you take a poll on the reason older people lose their homes....medical bills naturally will go up a few notches. But most older working people are entrenched into their jobs and have reached a point where money and benefits are probably at a point where bankruptcy is more scarce.
Now, real old people still have safeguards in place to help them from filing for bankruptcy.....like reverse mortgages.
All that I have just written is my own opinion based on real world experiences and I have the option of being wrong.:pepper2:
Keedy

Guest
06-12-2009, 09:08 PM
Hey, GreyGoose,
Why dont you do another poll...
Ask how many on the forum are quite comfy with guaranteed health care coverage... how many are under 65 and getting and keeping health care coverage is a major part of their budget and how many have worked their behinds off all of their life but can't move to The Villages because of health care coverage. If your comfortable and not in pain it's likely you'll be in favor of maintaining the status quo.

Guest
06-12-2009, 10:38 PM
Yea, maybe TV will have to lower the age requirement so they won't run out of people.