Citizens Bank

[lorilorilori]

Are there any incentives or promotions for opening with Citizens?

Chase and 5/3 give incentives like cash bonuses but have not seen it for Citizens.

Thank you in advance for sharing info.

[justjim]

Popcorn! And they are very convenient.

[Matt and Gail]

Ask the bank!

[villagetinker]

I have not seen any, I would ask the bank, as mentioned above. I really wanted to stay with TD bank, but the closest branch is a 45 minute drive. We have been with Citizens for over 4 years, and outside of a minor glitch with Quicken, they are very good to deal with, and close by if there is a problem.

[rivaridger1]

I'd check, but their competitive advantage is that their branches are everywhere and only a short golf cart ride away. The developer leaves no source of income untapped. And before the " the developer can do nothing wrong " crowd piles on, I really admire them. A few mortuaries and cemeteries and all the bases will have been covered. Hey guys, its sarcasm but met in a nice way.

[Wiotte]

I'd check, but their competitive advantage is that their branches are everywhere and only a short golf cart ride away. The developer leaves no source of income untapped. And before the " the developer can do nothing wrong " crowd piles on, I really admire them. A few mortuaries and cemeteries and all the bases will have been covered. Hey guys, its sarcasm but met in a nice way.

If so, I trust the amenity fee will be waived. :pray:

[golf2140]

ATM's at all postal stations and the best popcorn around !!!!!!!

[Wiotte]

Citizens like most brick and mortar banks offer zilch for savings interest. Even with the monthly T bills at 1% they offer a tenth of that. Online banking is the only way to go, for us anyway. Highest savings interest available and free ATM access.


Sent from my iPhone using Tapatalk

[Mrs. Robinson]

[QUOTE=Wiotte;1431248]Citizens like most brick and mortar banks offer zilch for savings interest. Even with the monthly T bills at 1% they offer a tenth of that. Online banking is the only way to go, for us anyway. Highest savings interest available and free ATM access.


Somehow, I don't think the OP was speaking about a savings acct. (only) per se.
I agree with you regarding online banking for savings because you can get a better deal.

I became tired of the crowds at Citizen's and how impersonal it is and switched to a Florida bank at Pinellas Plaza.
Never crowded and they also have popcorn!

Even Chase is better than Citizen's.
They are all overthe country, and offer a bonus for depositing your monthly Social Security.

[fw102807]

You have to ask yourself why the other banks need to buy their customers. Citizens First is a great bank.

[starflyte1]

Probably the main reason I stay with Citizens is the ATMs at postal stations and around TV.

[Boomer]

About those Chase bonuses -- they will send you a 1099 at tax time.

[jojo]

We love the convenience and friendliness of the Colony branch of Citizens. That said, we use online banks for a savings account.

[Mrs. Robinson]

You have to ask yourself why the other banks need to buy their customers. Citizens First is a great bank.

No, I don't have to ask myself why other banks offer an incentive to bank with them. The reason is obvious. What's wrong with that???

You make it sound like Citizens is the greatest (without saying exactly that) and there is no need to go with another bank.

To me it makes more sense to go with a bank that is everywhere. Wells Fargo and Chase qualify for that since they are all over the U.S.

Other than that, I left Citizens to go with a smaller successful bank -- CBC -- that has excellent service and was not jammed all the time. Community Bank and BB & T are also excellent banks.

The choices are many in the area and the above aren't the only banks around. Citizens isn't the only game in town.

[Sandtrap328]

Citizens First has a great online banking site with very easy bill payments.

The tellers, customer service, and managers are all knowledgeable and friendly.

ATM machines at about every mail depot.

Free popcorn!

What more do you want in a local bank? Use Chase or BOA if you want for travel - but for my local needs, wants, and convenience, I love Citizens.

[CFrance]

Probably the main reason I stay with Citizens is the ATMs at postal stations and around TV.
I thought the ATMs were no longer owned by Citizen's. At least, now they charge a fee if you're out of network. In 2012 when we first started using them, they didn't.

Both my online banks (Chase and Ally) refund the ATM fees from any bank or ATM up to a certain number of times--more times than I would ever use in a month.

[KathieI]

The greatest thing about Citizens is...... when you call, a human being picks up.... no Press 1 for English, 3 for your mother, etc. I have accounts at WF, Chase and Citizens and actually never go inside a bank. Citizens has the drive thru's which are very very convenient (same with WF and Chase) but when I had a problem with my checking account, Citizens had a live person answer the phone at around 3pm on a Friday. Whew!!!

[jbdlfan]

ATM's at all postal stations and the best popcorn around !!!!!!!

Yea but they took our apples away....:22yikes:

[Mrs. Robinson]

BTW -- they aren't the only bank with popcorn, a human who answers the phone, drive thrus,
and knowledgeable and friendly tellers, managers, etc.

The Mor$e family, et al, will do just fine without my business!

[Jima64]

No, I don't have to ask myself why other banks offer an incentive to bank with them. The reason is obvious. What's wrong with that???

You make it sound like Citizens is the greatest (without saying exactly that) and there is no need to go with another bank.

To me it makes more sense to go with a bank that is everywhere. Wells Fargo and Chase qualify for that since they are all over the U.S.

Other than that, I left Citizens to go with a smaller successful bank -- CBC -- that has excellent service and was not jammed all the time. Community Bank and BB & T are also excellent banks.

The choices are many in the area and the above aren't the only banks around. Citizens isn't the only game in town.


Yes but Wells Fargo will add unwanted insurance for you without your knowlege. Completely unethical company. Citizens is my choice.

[Wiotte]

Citizens First has a great online banking site with very easy bill payments.

The tellers, customer service, and managers are all knowledgeable and friendly.

ATM machines at about every mail depot.

Free popcorn!

What more do you want in a local bank? Use Chase or BOA if you want for travel - but for my local needs, wants, and convenience, I love Citizens.

Citizens online DOES NOT allow transfers OUT of your account. For me, that was a deal killer. Also, they don't tell you that when you open the account. The reason they gave me was this, "we are a hometown bank". Whatever that means. :blahblahblah::blahblahblah::blahblahblah:

[Mrs. Robinson]

Yes but Wells Fargo will add unwanted insurance for you without your knowlege. Completely unethical company. Citizens is my choice.

"Unwanted insurance" for what?

I have an account there and there is no insurance of any kind on my monthly account.

So what are you talking about?

[Mrs. Robinson]

About those Chase bonuses -- they will send you a 1099 at tax time.

I really never thought about it, but of course they would.

There's no such thing as free money.

[Toymeister]

Citizens like most brick and mortar banks offer zilch for savings interest. Even with the monthly T bills at 1% they offer a tenth of that. Online banking is the only way to go, for us anyway. Highest savings interest available and free ATM access.

True, Alliant Credit Union offers 1.11% for their savings with no catches. Even a hundred bucks its 1.11%. Hey, even their checking is .65%. a 10.00 donation to a charity qualifies you for membership. Its not much interest but it beats zero! I would set up something there and EFT it to Citizens when you need cash.

[dewilson58]

Yes but Wells Fargo will add unwanted insurance for you without your knowlege. Completely unethical company. Citizens is my choice.

Been there 40 years and never paid for insurance.

You're just grabbing onto a news article. Very ethical bank.