golf cart insurance

[ureout]

I've had 4 different yamaha golf carts over 15 yrs and have never paid over $75 a year for a policy. I have a separate policy with Progressive Ins. apart from my homeowers ins. I just purchased a new 2018 Yamaha quiet tech cart and my policy almost doubled to $140 yr. I was just wondering what others were paying? thx.

[427dave]

It has to do with how much the cart is worth. The carts are costing more, the insurance cost more.

[villages07]

My quote for a 2017 Yamaha was about the same as your 18. One thing I added over prior cart was uninsured motorist coverage..that added quite a bit to the premium. I didn't know or understand before that this is an important coverage...in case you get hit by an uninsured cart or car. My prior 15 Yamaha was about $100/year without uninsured coverage. Foremost insurance through Villages Insurance.


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[alwann]

Mine went up too, with State Farm. Their explanation: The Villages has gotten bigger; higher risk factor.

[karostay]

I've had 4 different yamaha golf carts over 15 yrs and have never paid over $75 a year for a policy. I have a separate policy with Progressive Ins. apart from my homeowers ins. I just purchased a new 2018 Yamaha quiet tech cart and my policy almost doubled to $140 yr. I was just wondering what others were paying? thx.
Have rental homes 4 golf carts 3 are 2005 1 is 2010
Villages insurance $350 quote
Villages now covers rentals

[golf2140]

Watch the nightly news, every 5 minutes we hear how much the attorney got them. The civil suites are crazy.

[mscocco]

Have rental homes 4 golf carts 3 are 2005 1 is 2010
Villages insurance $350 quote
Villages now covers rentals

Was that your quote for all 4 carts including the rental coverage?

I have two carts for rentals (2006 and 2008) and am waiting on a quote to be sent to me to upgrade to include rental coverage. Think I was paying about $65 or $70 each cart before.

[karostay]

Was that your quote for all 4 carts including the rental coverage?

I have two carts for rentals (2006 and 2008) and am waiting on a quote to be sent to me to upgrade to include rental coverage. Think I was paying about $65 or $70 each cart before.

all 4 and yes