View Full Version : out of state check cashing location?
ujkelly@gmail.com
11-27-2018, 09:05 AM
Is there any place in the Villages that will cash an out of state personal check?
villagetinker
11-27-2018, 09:39 AM
If you have a local bank account, you should have no problem doing this, unless it is for a large amount. I cash out of state checks less than $100, all the time, at Citizens First, however if they are over this amount, I typically deposit. Citizens will inform you if there are any holds depending on the amount of the check.
Hope this helps.
graciegirl
11-27-2018, 09:59 AM
Is there any place in the Villages that will cash an out of state personal check?
Just about any place if you don't have interesting tattoos on your face.
villagetinker
11-27-2018, 10:30 AM
Also, you could try Amscot.
justjim
11-27-2018, 10:36 AM
You might get a good friend or relative to cash it for you and they can deposit your check into their account.
EdFNJ
11-27-2018, 10:52 AM
You might get a good friend or relative to cash it for you and they can deposit your check into their account.
OP's first post. I would strongly suggest NOT using your email address as your username.
That idea reminds me of about 10 different Judge Judy cases I have seen over many years.
thetruth
11-27-2018, 11:07 AM
Is there any place in the Villages that will cash an out of state personal check?
I assume you know what the problems are. As suggested by others you can simply deposit it into YOUR bank account. Due to the potential for a check to bounce, the bank will insist that your balance is at least equal to the amount of the check and the money will be frozen in your account.
If, I recall, an out of state check must clear in ????? 10 days. The bank is always protected. Should the check bounce after that ???? ten days is up the bank will not only charge you back for the amount in full but charge you about $20 in bounced check fees
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