PDA

View Full Version : Refinancing info


cj740@comcast.net
01-23-2020, 09:51 AM
I can't find the posts that recommended certain financial institutions to get the best rates for mortgage refinancing. Any info much appreciated. Thanks.

villagetinker
01-24-2020, 09:44 AM
Have to tried a Google search on 15 year fixed rate mortgages? The results should get you the current range, then a few calls to the local banks will get you their current rates. 6+ years ago we got a very good rate from Citizens First Wholesale Mortgage (now taken over by Citizens First Bank). Also, if this is similar to the requirements for a home equity loan, be prepared to supply LOTS of paperwork, I think I had to supply more for the HELOC than for the original mortgage.

LuvtheVillages
01-24-2020, 12:37 PM
We refinanced with VyStar Credit Union on 466A. Good rate and they pay the closing costs. Citizens wanted to charge us many thousand dollars in closing costs.

cj740@comcast.net
01-26-2020, 08:38 AM
Thanks very much for the replies.