Medicare/Supplement from United Healthcare/AARP Plan F

[lgl52]

We are considering relocating to The Villages from Ohio. Do the doctors and
hospital accept regular Medicare and our supplement plan from United Healthcare/AARP Plan F?

lgl52

[retiredguy123]

If you are referring to the primary care providers who work for The Villages Health facilities, then, the answer is NO. You must have the United Health advantage Part C plan, or the Florida Blue plan. They won't accept regular Part B Medicare or other insurance plans. But, the specialists at The Villages centers do accept regular Medicare and so do many independent providers in and around The Villages.

[Carla B]

There are probably thousands of residents here who have Original Medicare and a supplement, such as Plan F. The hospitals accept Medicare and supplement as do the dozens of physicians who are not part of The Villages Health System. It's just not an issue.

[jojo]

All of the doctors we have chosen to go to in The Villages take the supplement plans. I have not heard of any doctor who accepts Medicare who does not also take the supplement with the exception of the Villages Health system which is tied to the Advantage plan.

[retiredguy123]

All of the doctors we have chosen to go to in The Villages take the supplement plans. I have not heard of any doctor who accepts Medicare who does not also take the supplement with the exception of the Villages Health system which is tied to the Advantage plan.
Medicare "supplement" plans, also called Medigap, are regulated by the Government and are designed to cover certain costs that are not covered by Medicare Part B. So, any health provider who accepts Medicare Part B must also accept the Government approved Medicare supplement plan. A Medicare Advantage plan, also called Part C, is a "replacement" for Part B, not a supplement plan.

[jojo]

Medicare "supplement" plans, also called Medigap, are regulated by the Government and are designed to cover certain costs that are not covered by Medicare Part B. So, any health provider who accepts Medicare Part B must also accept the Government approved Medicare supplement plan. A Medicare Advantage plan, also called Part C, is a "replacement" for Part B, not a supplement plan.

Thank you for the clarification.

[villagetinker]

lgl52, contact Florida SHINE (Seniors Health Information network), they provide unbiased information on healthcare, also do a search on this site as there have been many threads on this topic.

[yabbadu]

We are considering relocating to The Villages from Ohio. Do the doctors and
hospital accept regular Medicare and our supplement plan from United Healthcare/AARP Plan F?

lgl52

Moved from Michigan over seven years ago. Have used the plans you mention very successfully all this time . NEVER a problem.

Welcome..........:bigbow:

[PugMom]

we actually have the villages plan & are very happy with it so far. all our medical needs are usually @ 1 facility, & we have the same if not better care than we had up north in the former insurance capitol Hart., Ct.

[TSO/ISPF]

Anyone taking Humira or other expensive drugs have advice for Part D plans ?

[dugpcat]

The Villages Health system does not except plan F, but we have not found any Doctors outside the Villages health that do not.

[Bwolf1]

Yes. The Villages Healthcare, works closely with United Health, which we have found to be excellent!

[Sherrieklein]

Yes! We have the same! Don’t change it. Plan F is no longer available for new users. As long as you have it you can keep it. There are plenty of doctors who take it. And all hospitals must accept Medicare.

[esteelenov]

We are considering relocating to The Villages from Ohio. Do the doctors and
hospital accept regular Medicare and our supplement plan from United Healthcare/AARP Plan F?

lgl52

We have Medicare and AARP plan F Sup. since 2013 and couldn't be happier.
We have a PCP who is not in The Villages Healthcare.
We have never spent a penny of our own money when either of us has had a hospital stay.
We never have a co-pay expense. The only time we have had to pay anything extra was for a Shingles shot or a special therapy at the Chiropractor.
The Villages Healthcare has had many doctors leave their system to be replaced by others, so you have to start all over with the new Dr.
AARP Plan F is accepted all over the US, you can go to any doctor, the Villages Healthcare is not.
We have peace of mind with our plan.
If you switch to the Advantage Plan, you will have a hard time going back to Plan F without passing the "preexisting condition" if you have any.
Advantage Plan is less expensive. "Pay now or pay later" "You're not getting any younger"

[lgl52]

If you are referring to the primary care providers who work for The Villages Health facilities, then, the answer is NO. You must have the United Health advantage Part C plan, or the Florida Blue plan. They won't accept regular Part B Medicare or other insurance plans. But, the specialists at The Villages centers do accept regular Medicare and so do many independent providers in and around The Villages.

Thank you for the quick response. We read The University of Florida bought The Villages Hospital and thought maybe our health insurance would be accepted now.

[lgl52]

There are probably thousands of residents here who have Original Medicare and a supplement, such as Plan F. The hospitals accept Medicare and supplement as do the dozens of physicians who are not part of The Villages Health System. It's just not an issue.

Well that is good to know. Thanks lgl52

[ceegeo]

Yes! We have the same! Don’t change it. Plan F is no longer available for new users. As long as you have it you can keep it. There are plenty of doctors who take it. And all hospitals must accept Medicare.

I also have Plan F and agree “don’t change it” as above it is no longer available and if you change your plan you can never go back. It has been a life saver for me. Moved here healthy and after 4 years boom! My health started to fail. We would be in the poor house if not for this plan.

[robertsong]

We are considering relocating to The Villages from Ohio. Do the doctors and
hospital accept regular Medicare and our supplement plan from United Healthcare/AARP Plan F?

lgl52

There are lots of wonderful Doctors in and around The Villages. You need to keep your Medicare and United Health Supplement. If you change to an advantage plan your traditional Medicare is taken away If you travel to other parts of the country and get sick many Drs don’t accept patients without traditional Medicare

[gman13]

We are considering relocating to The Villages from Ohio. Do the doctors and
hospital accept regular Medicare and our supplement plan from United Healthcare/AARP Plan F?

lgl52

The AARP United Healthcare Medicare Supplement Plan F is the best plan they offer so hang on to it. United Healthcare has now discontinued the F Plan, so if you drop it you will not be able to get it back again. It is widely accepted in this area and across the country. I was recently in the Middle East and I was also able to use it there. It may also be used around the world. You pay the first $500 and they cover everything after that including medical transport and evacuation. The Villages Health System will not take it (yet) for regular doctors visits but they will take it for all their Medical Specialist Doctors which are the very best.

[schultzcj13@comcast.net]

IDK where these OLD post came from in 2007/2016, etc, but they are no longer true.

We are moving to FL in a few months from Indiana and have owned a home down therefor 20 years.
TV wanted everyone to get the Advantage Insurance...thank goodness after less than a year, TV cancelled that idea (but ALOT of Villagers switched over to Advantage).

When we have been down there for 4-5 months, we have NOT had any problems using Medicare and AARP healthcare. My husband was in the ICU for three days; another time Urgent Care for both of us; etc.

EVERYTHING was paid by our providers.

[Peanuts1975]

Yes they do. Good luck with your move.

[prntxpresn]

Yes, but you will not be able to use Villages Health Care system. Switch to FL Blue Medicare Advantage.

[Madelaine Amee]

Yes, but you will not be able to use Villages Health Care system. Switch to FL Blue Medicare Advantage.

If you have Plan F my advice would be NOT to switch to anything else, if you give it up you will not get it back. We bought into Plan J when AARP first started their health plans and we have NEVER, ever seen a co-pay or a bill. I was a patient at Mayo in Jacksonville for three years and all I ended up paying out of pocket was $73. My husband (who was super healthy when we move here) has since had three major heart surgeries, cancer and chemo, knee and hip surgery and we have never seen a bill for anything.

We did approach TV Health to talk about changing to a cheaper plan and even they told us not to give up our Plan J. Also, we have never had a problem finding a doctor, a specialist or hospital that does not take AARP United Health Care, plus it goes with you everywhere. Keep your F plan.

[Domenick]

You have the best insurance. Don’t change anything. You will not have a problem finding doctors that will take you. Much better then those advantage plans.

[Oneiric]

Do NOT give up your regular medicare coverage with plan F, the best plan available. All of the best doctors accept this. Do you really want to belong to the Villages Health Plan , an HMO , payless, getless health plan?

[Atamasco]

We are considering relocating to The Villages from Ohio. Do the doctors and
hospital accept regular Medicare and our supplement plan from United Healthcare/AARP Plan F?

lgl52
We had the same 18 mos ago when we arrived. There are a plethora of primary care docs outside the Village Health Care system who accept Plan F. We would have stayed with it if it would not have increased to $550/mo for us. VHC accepts Plan F for any specialist. We changed to Medicare Advantage and pay $40 for specialist visit. We do not use VHC.

[Carla B]

The AARP United Healthcare Medicare Supplement Plan F is the best plan they offer so hang on to it. United Healthcare has now discontinued the F Plan, so if you drop it you will not be able to get it back again. It is widely accepted in this area and across the country. I was recently in the Middle East and I was also able to use it there. It may also be used around the world. You pay the first $500 and they cover everything after that including medical transport and evacuation. The Villages Health System will not take it (yet) for regular doctors visits but they will take it for all their Medical Specialist Doctors which are the very best.

I don't understand how you could use Medicare plus Plan F in the Middle East. Plan F supplement will reimburse you for up to 80% for a lifetime maximum of $50,000, but my understanding is you pay the bill first, then file a claim with the Plan F insurance company and hope they reimburse you.

To avoid the hassle, buy trip insurance. Been there, done that, including evacuation.

[sldsld]

Anyone taking Humira or other expensive drugs have advice for Part D plans ?

The biological drugs are so expensive , greater than 10 K per month list, that you are into the catastropic area the first month. Most Part D itplans will net out the same, about $600 per month after the first month. There are many grants available for these drugs. Check with your doctor. My wife's oral cancer drug lists at about $14,000 per month and we have not paid a cent yet for about a years scripts.

[Investment Painting Contractors]

We are considering relocating to The Villages from Ohio. Do the doctors and
hospital accept regular Medicare and our supplement plan from United Healthcare/AARP Plan F?

lgl52

DO NOT UNDER ANY CIRCUMSTACES GET RID OF PLAN F I've had a LINX surgery at Mayo Clinic $25,000 My bill "0" Upper third of right lung removed bill over $50,000 my bill "0" Do not worry about the Villages Hospital, as soon as I mention plan F I've been accepted any where in the US. This is the best plan available. KEEP IT Also read the reviews of the Village Hospital before you even plan to go there. Len & Mary