Huge increase - Foremost golf cart insurance [Archive]

Tom52

06-05-2020, 06:12 PM

When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?

asianthree

06-05-2020, 06:32 PM

State Farm, $115. went down $7.

blueash

06-05-2020, 06:45 PM

How many of your neighbors have gotten new roofs on their golf carts because of weather damage? I hear something like that is going around.

OrangeBlossomBaby

06-05-2020, 06:47 PM

We switched to Allstate since our car insurance is with them and we get multiple-vehicle and multiple-coverage discounts (since golf carts aren't considered automobiles, it's a different type of insurance). We were paying somewhere around $180-something, now we're paying something like $140-something. Not a LOT of difference, but it's a few nights of going-out-to-dinner money we wouldn't have had otherwise.

EdFNJ

06-05-2020, 08:57 PM

Posting how much you were billed doesn't mean much unless you also post your exact coverages. Just got a quote from Allstate for $112 for full coverage and Progressive for $108 (took Progressive, I have a grudge against Allstate from 30+ years ago plus they were $1200 more than GEICO for my auto insurance).

Progressive Coverage includes (same coverages were quoted for Allstate for $112:

Bodily Injury Liability:$ 250,000 each person $500,000 each accident $24.00
Property Damage Liability: $100,000 each accident $12.00
Uninsured/Underinsured Motorist: $25,000 each person $50,000 each accident - Nonstacked $12.00 (def don't need this but for $12 wtf)
Medical Payments: No Coverage $0.00
Enhanced Injury Protection: No Coverage $0.00
Comprehensive: $100 deductible $25.00
Collision: $250 deductible: $35.00
Roadside Assistance: No Coverage $0.00
Carried Contents®: No Coverage $0.00
Accessory coverage: 3,000 (included) Included
Total rate for this vehicle: $108.00 (paid up front) for 12 months

If I paid monthly it was like $33 more for the year. Did it all online in 10 minutes.

If you have had any accidents, claims, tickets or lousy credit on ANY POLICY you rate can be much higher. I have none of those.

EdFNJ

06-05-2020, 09:12 PM

How many of your neighbors have gotten new roofs on their golf carts because of weather damage? I hear something like that is going around.
Sometimes people don't consider how their rates will change with any claim and how it will affect any other policy they have. You'd be surprised how a $200-$300 comp claim on a golf cart even if you are not at fault can affect your auto and/or homeowners next renewal due to your insurance score. Sometimes it pays to just let it be unless the damage is severe. That's why when they ask on insurance apps if you have had ANY claims even if not at fault and it's easy to get a free copy of your CLUE report to see what they have on you from Lexis-Nexis.

SharonW

06-05-2020, 10:06 PM

Posting how much you were billed doesn't mean much unless you also post your exact coverages. Just got a quote from Allstate for $112 for full coverage and Progressive for $108 (took Progressive, I have a grudge against Allstate from 30+ years ago plus they were $1200 more than GEICO for my auto insurance).

Progressive Coverage includes (same coverages were quoted for Allstate for $112:

Bodily Injury Liability:$ 250,000 each person $500,000 each accident $24.00
Property Damage Liability: $100,000 each accident $12.00
Uninsured/Underinsured Motorist: $25,000 each person $50,000 each accident - Nonstacked $12.00 (def don't need this but for $12 wtf)
Medical Payments: No Coverage $0.00
Enhanced Injury Protection: No Coverage $0.00
Comprehensive: $100 deductible $25.00
Collision: $250 deductible: $35.00
Roadside Assistance: No Coverage $0.00
Carried Contents®: No Coverage $0.00
Accessory coverage: 3,000 (included) Included
Total rate for this vehicle: $108.00 (paid up front) for 12 months

If I paid monthly it was like $33 more for the year. Did it all online in 10 minutes.

If you have had any accidents, claims, tickets or lousy credit on ANY POLICY you rate can be much higher. I have none of those.

Should have same limits as Bodily Injury. UM in Florida protects you if injured in accident by an uninsured or underinsured driver. Covers pain and suffering, rehabilitation, temporary nursing home and death that tradition health insurance does not cover. Worth the few extra $$. Lots of uninsured and underinsured drivers.

sjeffries

06-06-2020, 04:52 AM

Mine increased $68 with Foremost too. Not aware of any other companies that cover golf carts.

sjeffries

06-06-2020, 04:55 AM

My insurance increased by $68 as well with Foremost.
I am not aware of any other insurance company that will cover golf carts.
I have had no claims in 15 years.

ppmgb@me.com

06-06-2020, 04:56 AM

We lower the value of the cart each year because obviously it depreciates every year.

bpayne

06-06-2020, 04:57 AM

Under $100. Less if you combine with house or car.

mike1946

06-06-2020, 04:59 AM

My Allstate was $60

bhferri85

06-06-2020, 05:10 AM

Progressive through USAA. $98/year.

sdeikenberry

06-06-2020, 05:16 AM

I ask my broker to look at rates annually. It's not uncommon that they will switch me to a different company based on rates and coverage. It pays to shop around each year. The insurance companies rely on you not shopping, and just pay the bill.

Jimbo120

06-06-2020, 05:20 AM

Same price here

Tom52

06-06-2020, 05:33 AM

OP here, as a follow up to some of the comments, questions. My credit score is well over 800, zero claims for many years on home or auto insurance. Some coverages on Foremost policy:

Bodily injury $250,000 ea person $500,000 ea acc.

Property damage $100,000

Medical payment $5,000 ea person

Uninsured motorist $250,000 ea per, $500,000 ea accident

Collision not to exceed $14,200 less $500 deductible

Other than collision not to exceed $14,200 less $500 ded.

wsachs

06-06-2020, 05:55 AM

$112 with Allstate

Bruce Carlson

06-06-2020, 06:19 AM

$140/yr for 2018 Yamaha gas cart and $110/yr for 2015 Yamaha gas cart with State Farm.

noslices1

06-06-2020, 06:27 AM

My Golf Cart Ins bill isn’t due for a couple months, but last year State Farm was only $112.00. Try them.

dbressette1

06-06-2020, 06:28 AM

Go thru your car insurance company, much cheaper

bmit16

06-06-2020, 06:35 AM

Dod you go through The Villages insurance? I noticed when I was eith them after the 1st year each one of my policies went up drastically. I dropped them and went with Progressive. Everytime I added something I got a bigger discount. Eventually I got my golf cart, car, motorcycle and then home all switched to Progressive. I have to have all high limits to meet the minimums for my umbrella policy. I am saving about 600.00 over the Villages policies now.

Twoprecise

06-06-2020, 06:48 AM

My Foremost policy went up to $192 with no claims or change in coverage. Switched to State Farm and with same coverage it is less than $100.

merrymini

06-06-2020, 07:02 AM

Progressive $80 With lots of coverage and with Progressive homeowners. I had Foremost, a Farmers company, and my rate was $180. Dropped them last month.

shortstack

06-06-2020, 07:07 AM

We cancelled Foremost and are now with All State.I suggest that you shop aground fur better rates. They are out there.

JimJohnson

06-06-2020, 07:08 AM

Foremost $186.00, went to my insurance lady and she canceled Foremost and got me progressive for $70.00. Same exact coverages. Foremost casting fools bait in hopes of getting a guppie.

Pedrocarrasco01@yahoo.com

06-06-2020, 07:16 AM

When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?

I pay $50.00 per year for liability and Comprehensive insurance with Allstate I have a 2010/Tomberlin E-Merge plus!!!!!!!!

gwelmen

06-06-2020, 07:19 AM

Progressive is cheaper and offers roadside assistance. I switched to them.

biker1

06-06-2020, 07:26 AM

Our Foremost policy also increased substantially in cost, about 25%. We switched to Progressive and the saw a drop in the cost from the previous year's Foremost policy.

When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?

Bobbie Vayo

06-06-2020, 07:38 AM

I just renewed mine with the Villages Insurance Co for my 2016 Yahama for $74.00 a year.

caljeff

06-06-2020, 07:39 AM

Check out Progressive. Mine is $70.00 for very basic coverage.

Sunflower33

06-06-2020, 07:41 AM

I have mine thru Allstate and I don’t pay that for 2 carts. Mine has gone up in the past years but only a few dollars

sjlarsen1

06-06-2020, 07:43 AM

Ours went down to $124 (from $199). 2017 Cart. Progressive.

Paporter

06-06-2020, 07:44 AM

When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?
All insurance companies will be raising premiums, as a result of having to pay claims as a result the recent destruction from looting and property damage, as well as business interruption claims due to COVID-19. In Florida we’re looking at an active hurricane season, in which insurance companies, need to insure sufficient reserves (money) to pay out claims.

SacDQ

06-06-2020, 07:45 AM

I have the same insurance company on my Street Rod and the increase was only 1.5%. You might want to call the for an explanation on such a large increase.

Bewalcla

06-06-2020, 07:46 AM

Same happened to us, I switched to Progressive! Great policy, less $$

sjlarsen1

06-06-2020, 07:49 AM

When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?
Ours went from $199 to $124 - Progressive

2017 YAMAHA GOLF CART MODELS
VIN J0D004334
Limits Deductible Premium …………………………………………� �…………………………………………� ��………………………………………… …………………..
Bodily Injury Liability $250,000 each person/$500,000 each accident
Liability To Others
$15
Property Damage Liability $100,000 each accident 8 …………………………………………� �…………………………………………� ��………………………………………… …………………..
Uninsured Motorist - Nonstacked $250,000 each person/$500,000 each accident 37 …………………………………………� �…………………………………………� ��………………………………………… …………………..
Medical Payments $2,500 each person 14 …………………………………………� �…………………………………………� ��………………………………………… …………………..
Comprehensive $250 16 …………………………………………� �…………………………………………� ��………………………………………… …………………..
Collision $250 34 …………………………………………� �…………………………………………� ��………………………………………… …………………..
Accessory Coverage $3,000 included …………………………………………� �…………………………………………� ��………………………………………… …………………..
Total 12 month policy premium $124

diamond2005

06-06-2020, 07:55 AM

Progressive through USAA. $98/year.

USAA has nothing to do with Progressive!

Guitarman1951

06-06-2020, 07:55 AM

I have Foremost. I had it for years at less than a hundred dollars then it jumped way up and I went to Progressive for less but then it went way up so I switched back to Foremost for $110. Based on what you said guess my renewal next month is going way up again. A game they play to entice you to change I suppose.

mabgo1

06-06-2020, 07:56 AM

I have Foremost. When I bought my new cart last year but was $134. I haven't got this years yet, but I will be on the look out for it niw

024engine

06-06-2020, 08:02 AM

I have my cart insured through my home owners, which is Geico for $100.00 per year.

Samfl

06-06-2020, 08:08 AM

Just about anybody- State Farm ie

michtofla

06-06-2020, 08:29 AM

Allstate. $60/year

donassaid

06-06-2020, 08:33 AM

Try Allstate Ins. Saved me about 40% off the old rates with Foremost. They also offer sinkhole insurance with only a $500 deductible where other companies' deductibles are $20,000 or more.

Dr Winston O Boogie jr

06-06-2020, 08:37 AM

Although it's a large increase percentage wise, I personally couldn't be bothered to take the time to find another company over $55.

boatorgolf

06-06-2020, 08:49 AM

Foremost $90

Dlbonivich

06-06-2020, 09:02 AM

Be aware that some golf cart insurance attached to your homeowners policy only covers you to and from the golf course and not the way most Villagers use their cart.

J1ceasar

06-06-2020, 09:15 AM

It all depends on coverage - just comprehensive is $44

erhrph

06-06-2020, 09:16 AM

Try shopping for your home & auto insurance & then adding golf cart insurance to the package. Insurance prices vary by car type obviously, but since I have a Tesla, Progressive insurance was the cheapest. DO NOT BUY YOUR INSURANCES SEPARATELY!

charlieo1126@gmail.com

06-06-2020, 09:26 AM

We switched to Allstate since our car insurance is with them and we get multiple-vehicle and multiple-coverage discounts (since golf carts aren't considered automobiles, it's a different type of insurance). We were paying somewhere around $180-something, now we're paying something like $140-something. Not a LOT of difference, but it's a few nights of going-out-to-dinner money we wouldn't have had otherwise. are you going out with $40 for a few nights my stimulus tip at blue fin last night was $50 lol

newbie1758

06-06-2020, 09:29 AM

We have Allstate . 2 carts (1 electric & 1 gas) $120 for both.
:)

charlieo1126@gmail.com

06-06-2020, 09:30 AM

Hmmm $500 sinkholes deductible like to read the fine print in that one

transplanted

06-06-2020, 09:37 AM

I don't know the costs/etc (husband handles all that and he's away, trapped in VA), but we have ours with USAA.

tlshoe

06-06-2020, 09:48 AM

I have golf cart insured through State Farm and just got my next bill—it’s for $125.

nikonuser1

06-06-2020, 09:48 AM

When my GC ins. premium went way up a couple of years ago, I went back to the Villages Ins. agent. She looked at the policy as said the ins. co. must have changed my cart information. So she changed it back, asked me to give a new value of the cart, and my premium went down about $100. The ins. co. does not depreciate your cart every year so they inflate the premium. You know that if something happens they will depreciate then so they won't have to pay out on the claim.

Rhonda West

06-06-2020, 10:01 AM

YES - my cart insurance with Foremost doubled!! I called The Villages Insurance and they brokered me insurance for just under $100 for the exact same insurance coverage!

chas39

06-06-2020, 10:14 AM

I had them now have Progressive much cheaper

richard cammerron

06-06-2020, 10:26 AM

Yeah. Call Allstate I'm paying less than $100.00 a year

Michael A. David

06-06-2020, 10:28 AM

Check with All State, insurance on my wifes cart is 50.00 dollars a year. Andrew Beucher 352 357 1994

Holpat39

06-06-2020, 10:30 AM

Within the last 3 months I paid $50.00 to Foremost. Down from 135.00. Dropped some of the coverage. If you are with The Villages Insurance Agency check with them about lowering your rate,.

bassfish

06-06-2020, 10:40 AM

All the major coverages with Foremost - $99.00

GMIJFI

06-06-2020, 10:48 AM

Same thing happened to us. Switched to Progressive.

LynneH

06-06-2020, 01:27 PM

We annually compare our homeowner, auto, and golf cart insurance for the best coverage. We switch if there is a savings of 10% or more.

gday2005

06-06-2020, 01:59 PM

I have an older golf cart, so my premium is much cheaper. I have been super pleased with the allstate agent Bascom Agency 352-753-1177.

DeafDeaf

06-06-2020, 02:38 PM

I had Allstate for two golf carts at $100 a year for the past 12 years. Then I switch to State Farm, for $158, however, if I combine it with house and automobiles, I save $1,000 a year in the total premiums for all.

Barborv

06-06-2020, 03:14 PM

Comparing apples to apples, State farm

Nealg

06-06-2020, 03:19 PM

Shop around I pay 109.00 with Allstate

rjm1cc

06-06-2020, 03:56 PM

Allstate about $60.00 for the past few years. Cart is not street legal.

buzz48

06-06-2020, 04:50 PM

It’s a simple 5 minute phone call to save $55 or more

Lazy?

delima2000

06-06-2020, 06:02 PM

We have progressive thru AAA and it is $98.00 For the year

OrangeBlossomBaby

06-06-2020, 06:06 PM

I have an older golf cart, so my premium is much cheaper. I have been super pleased with the allstate agent Bascom Agency 352-753-1177.

That's who we use. They're really terrific folks. We got a pair of KN95 masks from them, they kept a list of their insured customers who wanted them and passed them out at the office once they came in.

DecaturFargo

06-06-2020, 07:25 PM

I have State Farm. My annual premium was $136 last year and my 2021 premium is $118.

SharonW

06-06-2020, 11:37 PM

Allstate introduced and wrote the first golf cart stand alone policy In Florida. Allstate has a great golf cart policy.

SharonW

06-06-2020, 11:45 PM

Hmmm $500 sinkholes deductible like to read the fine print in that one

Yes Allstate offers same deductible for sinkhole as your all perils deductible. $500, $1000 it is how their rating structure is filed through the state, most companies filed 10% deductible through state.

mrf6969

06-07-2020, 05:02 AM

Full max coverage with medical on 3 carts with Foremost is $200.00 a year. All Yamaha gas, 2017,2011 and 2007. Just paid premium. I package Home, car, umbrella with Travelers and cart with Foremost but all through The Villages Insurance Brokers. This way I get a package discount. I shop every year and it is the most cost effective way to go. NO tickets or accidents for over 15 years.
Folks post insurance pricing on here but there are so many variables. What is the rest of the story?

Pfavreau

06-07-2020, 07:23 AM

Posting how much you were billed doesn't mean much unless you also post your exact coverages. Just got a quote from Allstate for $112 for full coverage and Progressive for $108 (took Progressive, I have a grudge against Allstate from 30+ years ago plus they were $1200 more than GEICO for my auto insurance).

Progressive Coverage includes (same coverages were quoted for Allstate for $112:

Bodily Injury Liability:$ 250,000 each person $500,000 each accident $24.00
Property Damage Liability: $100,000 each accident $12.00
Uninsured/Underinsured Motorist: $25,000 each person $50,000 each accident - Nonstacked $12.00 (def don't need this but for $12 wtf)
Medical Payments: No Coverage $0.00
Enhanced Injury Protection: No Coverage $0.00
Comprehensive: $100 deductible $25.00
Collision: $250 deductible: $35.00
Roadside Assistance: No Coverage $0.00
Carried Contents®: No Coverage $0.00
Accessory coverage: 3,000 (included) Included
Total rate for this vehicle: $108.00 (paid up front) for 12 months

If I paid monthly it was like $33 more for the year. Did it all online in 10 minutes.

If you have had any accidents, claims, tickets or lousy credit on ANY POLICY you rate can be much higher. I have none of those.Inotice the value of the cart was not in the list.
My cart was insured for the purchase price when new. Now after two years I is worth at least $3000 less. The insurance companies will only pay you the value of the cart if totaled. I reduced the value on the policy to match its worth and saved a bundle with Formost. Don’t waste money over insuring.

HappyTXVillager

06-07-2020, 07:35 AM

Try Allstate Ins. Saved me about 40% off the old rates with Foremost. They also offer sinkhole insurance with only a $500 deductible where other companies' deductibles are $20,000 or more.

Wow! That's a great deal on that sinkhole coverage. Can you tell me which AllState office/agent you use, please?

Dilligas

06-07-2020, 10:36 AM

When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?
Golfcart physical damage & liability $5,000/$300,000/$1,000 on my homeowners policy with Olympus = $58

Huskies

06-07-2020, 05:58 PM

Are you sure it’s their golf carts and not their houses, most of our neighborhood has just gotten new roofs as the home are 20/25 years old,

EdFNJ

06-07-2020, 09:48 PM

OP here, as a follow up to some of the comments, questions. My credit score is well over 800, zero claims for many years on home or auto insurance. Some coverages on Foremost policy:

Bodily injury $250,000 ea person $500,000 ea acc.

Property damage $100,000

Medical payment $5,000 ea person

Uninsured motorist $250,000 ea per, $500,000 ea accident

Collision not to exceed $14,200 less $500 deductible

Other than collision not to exceed $14,200 less $500 ded.

Medical payments is a waste of money on GC (or even car). You have insurance either medicare or private.

Uninsured motorist is also a waste especially at the high rates that are charged for it. You should all DO a LOT of reading about UM in FL. This is a GOLF CART not a car. Once again, if you have medicare or private insurance you are covered. UM (either lower coverage) or not at all is probably 1/3rd or more of your rate.

Robinsjj

06-08-2020, 12:28 AM

When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?

Yes, ours went up, doubled to over $300, went to Allstate went down for 2 newer carts to 183ish

karostay

06-08-2020, 06:39 AM

Looks like all insurances sold by Villages Insurance has gone up
I just switched my home insurance saved about $300

Carla B

06-08-2020, 08:07 AM

Medical payments is a waste of money on GC (or even car). You have insurance either medicare or private.

Uninsured motorist is also a waste especially at the high rates that are charged for it. You should all DO a LOT of reading about UM in FL. This is a GOLF CART not a car. Once again, if you have medicare or private insurance you are covered. UM (either lower coverage) or not at all is probably 1/3rd or more of your rate.

You're right about the medical payments coverage. A friend was injured in a golf cart collision and when she needed to go to rehab, the rehab facility declined to accept their golf cart medical payments as primary and her husband had to come with $$$ in cash before they would admit her. I cancelled that coverage on our policy so that Medicare would be primary.

yabbadu

06-08-2020, 12:04 PM

When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?

Easy Peasy....Shop and change companies.........:coolsmiley:

elsashea

06-08-2020, 01:09 PM

When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?
Try Progressive Insurance. I paid $119. They list it with Motorcycle insurance

Tom52

06-08-2020, 01:24 PM

OP with a follow up. I contacted Villages insurance last Friday to ask them to research a cheaper alternative for golf cart insurance. I wonder why, when we already have homeowners and car insurance with Progressive thru Villages Insurance, they did not originally quote Progressive.

Regardless I contacted Progressive today and got a quote of $102 for 1 year golf cart insurance with same coverage. Plus I will have a slight decrease in car insurance for multi policies.

It will be interesting what Villages Insurance will offer when they follow up.

patrickj

06-08-2020, 04:16 PM

Allstate has been the best for us.

nn0wheremann

06-08-2020, 04:38 PM

When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?
I just got a quote from a Farmer's agent in Orlando. Golf Cart insurance is out of line. Their motorcycle quote was good, though.

Furnier

06-08-2020, 09:00 PM

State Farm charged me arounD $110.00 We have 1 car with them also

jimhurtt@twc.com

06-09-2020, 02:49 PM

Tom52. Good coverage. How much is your policy annually?

dhelfer6

06-10-2020, 07:48 AM

If you go to The Villages Ins in person, they may be able to get you a lower rate. The same thing happened to me a few years ago and they were able to get me an even lower rate than I was paying. And I was able to stay with foremost. I had called foremost directly and they said they could not help me, but The Villages Ins did. Give them a try.....

17362

06-12-2020, 07:45 AM

When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?
To put it simple: yes exactly the same- their increase and no claims ever $208. I switched to progressive yesterday even though it was within $2 different. For me, it was the moral and ethical reason. The more I think about it probably has to do with CVD 19 and they have to make up dollars lost for the year- not to say that I agree with this practice cuz that increase is too huge IMO. Things just seem way out of whack this year. Like... Twilight zone episodes every part of life circumstances. The sad part is that this will be the new normal and they will never decrease!

John_W

07-03-2020, 08:13 AM

When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?

I started with Foremost golf cart insurance in 2011, and it was $140. Over the years it had gone down to about $90 and then last year shot back up to $140, and the new bill came yesterday at $102. I've never had a claim or a ticket.

I can live with $140 or less. My neighbor that I play golf with, said he doesn't have golf cart insurance. He worked for a major insurer in Jacksonville for several years, and said it's covered under his homeowners. From I read, it's only covered if you're traveling to and from the golf course and on the golf course. That's his decision.