Reroof rip offs!

[TimeForChange]

I have been here eight years. I currently own two homes. The one I live in and another rental. The home I live in (six years old) lost some shingles in the hurricane a few years back. We had them replaced by a handyman I have used several times. Recently we lost some more as the house is on a golf course with nothing to block the East wind. I had those replaced.
The rental home is about 13 years old. I recently had a well know roofing contractor from Leesburg inspect both houses. They told me I had issues with the shingles and needed some replaced for $599. They inspected the rental home and said there were soft spots in the roof and I needed a total new roof to the tune of $11,999.00.

This morning I had a certified home inspector I have used before check both homes roofs. It cost me $60 total. I only need a little roof sealant on my personal home on a few shingles and the other rental roof DOES NOT NEED REPLACING. It is a 30 year roof and is only 13 years old. This roofing company (well known) in my mind tried to rip me off. BEWARE of roofers telling you your roof needs replacing and quotes a price. Get a certified inspector before forking over money! If you want names send me a message.

[Stu from NYC]

Thanks for sharing.

[billethkid]

More than one roofing company trolling our village for days. Knocking on doors, offering "free" inspections.

Two of the door knockers started the same way....we are in the area working on your neighbor's roof....we are offering free inspections.

I said to both soliciting is not allowed. They both said they were not soliciting....they were offering free inspections!!

Homes in our village are all pretty much 14-16 years old. Most if not all have architectural (or better) with 30 year warranty.

During the past few weeks, I am amazed at how many residents are having their roofs replaced.

[Mrprez]

More than one roofing company trolling our village for days. Knocking on doors, offering "free" inspections.

Two of the door knockers started the same way....we are in the area working on your neighbor's roof....we are offering free inspections.

I said to both soliciting is not allowed. They both said they were not soliciting....they were offering free inspections!!

Homes in our village are all pretty much 14-16 years old. Most if not all have architectural (or better) with 30 year warranty.

During the past few weeks, I am amazed at how many residents are having their roofs replaced.

We just bought a home in DeSoto, the houses were built in 2018. The house behind us just had a new roof put on. Can’t wait to find out the story behind that!

[EastCoastDawg]

They inspected the rental home and said there were soft spots in the roof and I needed a total new roof to the tune of $11,999,000.

Egads! Just how big is your roof, or were you going with the gold-plated model?

[Graspher]

This roofing company (well known) in my mind tried to rip me off. BEWARE of roofers telling you your roof needs replacing and quotes a price. Get a certified inspector before forking over money! If you want names send me a message.

Posters post business names for positive and negative reasons.

Let this business take ownership for their business practices - post the company name so all of us can see.

It will also be useful for down the road when people search the forum they will see the business name and ur factual experience with that company.

[Mleeja]

Egads! Just how big is your roof, or were you going with the gold-plated model?

Actually, $12,000 is not a bad price for a total replacement. Most folks I have talked to have quotes of $15,000 to $20,000!

[Debfrommaine]

I have been here eight years. I currently own two homes. The one I live in and another rental. The home I live in (six years old) lost some shingles in the hurricane a few years back. We had them replaced by a handyman I have used several times. Recently we lost some more as the house is on a golf course with nothing to block the East wind. I had those replaced.
The rental home is about 13 years old. I recently had a well know roofing contractor from Leesburg inspect both houses. They told me I had issues with the shingles and needed some replaced for $599. They inspected the rental home and said there were soft spots in the roof and I needed a total new roof to the tune of $11,999,000.

This morning I had a certified home inspector I have used before check both homes roofs. It cost me $60 total. I only need a little roof sealant on my personal home on a few shingles and the other rental roof DOES NOT NEED REPLACING. It is a 30 year roof and is only 13 years old. This roofing company (well known) in my mind tried to rip me off. BEWARE of roofers telling you your roof needs replacing and quotes a price. Get a certified inspector before forking over money! If you want names send me a message.

Just curious, for $11,999 what was the home model? Great info you shared.

[NotFromAroundHere]

Actually, $12,000 is not a bad price for a total replacement. Most folks I have talked to have quotes of $15,000 to $20,000!

It says 11 million, Nine hundred and ninety-nine thousand. That's the basis for the gold-plated quote.

[TimeForChange]

Egads! Just how big is your roof, or were you going with the gold-plated model?

3200 sq ft of roof with Owens Corning Duration shingles.. Nothing fancy. At one time the company I retired from manufactured shingles and I sold them. I'm not a dummy so that is when I called a certified inspector.

[TimeForChange]

It says 11 million, Nine hundred and ninety-nine thousand. That's the basis for the gold-plated quote.

Typo corrected.

[TimeForChange]

Having had experience in dealing with roofing contractors and distributors in my working past I do not choose to post the name. They actually have a five star rating on this board with many satisfied customers listed. I would just say, before you commit to have a roof replaced for any price get a real home inspector to look at the roof. Remember the contractor is in business to sell roof's and they train their people to do that. If it is a 20, 30 or 50 year roof and only a few years old that raises a red flag. The shingle itself has a warranty and the roofing company usually gives a five or ten year warranty. If you want the name then message me.

[Arctic Fox]

Actually, $12,000 is not a bad price for a total replacement. Most folks I have talked to have quotes of $15,000 to $20,000!

We received four quotes ranging from $14,000 to $19,000 for around 2,900 sq ft floor area

[asianthree]

Try finding an insurance company with a 15yo roof.

[Stu from NYC]

Great idea having an outside inspector give their opinion on whether roof needs replacing.

[Topspinmo]

Mostly scams and fraud IMO. my insurance going up 200 buck cause all the scam roofs being replaced, no mine wasn’t one of them. Just cause roof older don’t mean it needs replaced. But, when word get out! You can get free roof cause the roofer has lawyer and sue. Actually weather done here is central Florida pretty mild compared to Midwest. It started in our area neighborhood this spring with little pea size hail. Pea size, how can pea size hail damage anything.

[Susan1951]

More than one roofing company trolling our village for days. Knocking on doors, offering "free" inspections.

Two of the door knockers started the same way....we are in the area working on your neighbor's roof....we are offering free inspections.

I said to both soliciting is not allowed. They both said they were not soliciting....they were offering free inspections!!

Homes in our village are all pretty much 14-16 years old. Most if not all have architectural (or better) with 30 year warranty.

During the past few weeks, I am amazed at how many residents are having their roofs replaced.
Can I ask, I am confused, what does the 30 year warranty on our roofs cover? because it seems to me that no matter what the problem it is not covered ??

[J1ceasar]

So basically $400 per square. (100 square feet) . five years ago insurance inspector said get inspection so I did . 15 year old roof doesn't need replacing .

[Mrprez]

Can I ask, I am confused, what does the 30 year warranty on our roofs cover? because it seems to me that no matter what the problem it is not covered ??

Generally, it covers manufacturer defects. Some warranties are better than others.

Roofing Warranties – Shingle Warranties | Owens Corning Roofing (https://www.owenscorning.com/en-us/roofing/warranty/)

[La lamy]

I have been here eight years. I currently own two homes. The one I live in and another rental. The home I live in (six years old) lost some shingles in the hurricane a few years back. We had them replaced by a handyman I have used several times. Recently we lost some more as the house is on a golf course with nothing to block the East wind. I had those replaced.
The rental home is about 13 years old. I recently had a well know roofing contractor from Leesburg inspect both houses. They told me I had issues with the shingles and needed some replaced for $599. They inspected the rental home and said there were soft spots in the roof and I needed a total new roof to the tune of $11,999.00.

This morning I had a certified home inspector I have used before check both homes roofs. It cost me $60 total. I only need a little roof sealant on my personal home on a few shingles and the other rental roof DOES NOT NEED REPLACING. It is a 30 year roof and is only 13 years old. This roofing company (well known) in my mind tried to rip me off. BEWARE of roofers telling you your roof needs replacing and quotes a price. Get a certified inspector before forking over money! If you want names send me a message.
What a great reminder that sealant and a some shingle replacement could be the fix. Thanks for this post.

[BoatRatKat]

Actually, if you own a newer home south of 466A you might want to let someone inspect it. When built, many of the homes had a defective moisture barrier used on the roofs and the manufacturer is paying to fully replace the roof. You need to first contact the roofer in the build (should be in your warranty paperwork) and find out if they used the particular brand (TAMKO). If so then contact them and get the paperwork started. You have to jump through a minimal amount of hoops but you'll end up with a check from them to cover a full replacement with the roofer of your choice. Do it before the roof goes out of warranty because after that you're on your own and it will breakdown eventually if it hasn't already.

[Outofjersey]

Thanks

[NY2TV]

They are getting the insurance companies to pay for the roofs. Not only have the rates gone up because of it, but now it is hard to find insurance on a home with a roof 10+ years old. I am surprised the insurance companies are paying all these claims.

[taruffi57]

Yep. Been in the business 42 yrs. in Central Fla.; 24 as a Company owner. The vultures (out of town roofing companies) have discovered how gullibke Villagers are. Shingles are warranteed by mfrs. for 25 yrs. (3-tabs) or 30 yrs. (architecturals). Why would mfrs. put in writing in their warrantees that their products will last 25 or 30 yrs. if they won't? There is also something going on where home owner's insurance companies are not fighting roofing company inspection reports calling for a new roof - and just paying off. Maybe arbitration is too expense. At any rate, homeowners are being scammed. I can tell you many actual stories.

[Mollydog2]

I have been here eight years. I currently own two homes. The one I live in and another rental. The home I live in (six years old) lost some shingles in the hurricane a few years back. We had them replaced by a handyman I have used several times. Recently we lost some more as the house is on a golf course with nothing to block the East wind. I had those replaced.
The rental home is about 13 years old. I recently had a well know roofing contractor from Leesburg inspect both houses. They told me I had issues with the shingles and needed some replaced for $599. They inspected the rental home and said there were soft spots in the roof and I needed a total new roof to the tune of $11,999.00.

This morning I had a certified home inspector I have used before check both homes roofs. It cost me $60 total. I only need a little roof sealant on my personal home on a few shingles and the other rental roof DOES NOT NEED REPLACING. It is a 30 year roof and is only 13 years old. This roofing company (well known) in my mind tried to rip me off. BEWARE of roofers telling you your roof needs replacing and quotes a price. Get a certified inspector before forking over money! If you want names send me a message.
Could you send me the names and phone numbers of the roof inspectors that you mentioned in the posting. Send to georgegracan@gmail.com

[theruizs]

Having had experience in dealing with roofing contractors and distributors in my working past I do not choose to post the name. They actually have a five star rating on this board with many satisfied customers listed. I would just say, before you commit to have a roof replaced for any price get a real home inspector to look at the roof. Remember the contractor is in business to sell roof's and they train their people to do that. If it is a 20, 30 or 50 year roof and only a few years old that raises a red flag. The shingle itself has a warranty and the roofing company usually gives a five or ten year warranty. If you want the name then message me.

That really diminishes the helpfulness of your post. Will you at least share the name of the home inspector you trusted?

[KRM0614]

I have been here eight years. I currently own two homes. The one I live in and another rental. The home I live in (six years old) lost some shingles in the hurricane a few years back. We had them replaced by a handyman I have used several times. Recently we lost some more as the house is on a golf course with nothing to block the East wind. I had those replaced.
The rental home is about 13 years old. I recently had a well know roofing contractor from Leesburg inspect both houses. They told me I had issues with the shingles and needed some replaced for $599. They inspected the rental home and said there were soft spots in the roof and I needed a total new roof to the tune of $11,999.00.

This morning I had a certified home inspector I have used before check both homes roofs. It cost me $60 total. I only need a little roof sealant on my personal home on a few shingles and the other rental roof DOES NOT NEED REPLACING. It is a 30 year roof and is only 13 years old. This roofing company (well known) in my mind tried to rip me off. BEWARE of roofers telling you your roof needs replacing and quotes a price. Get a certified inspector before forking over money! If you want names send me a message.
By virtue of this place it breeds crooks and nefarious characters. It gets worse each year as the quality of homes dramatically decrease. The HVAC, roof, structural, electrical - all these very expensive items should last much longer than most people believe. The people who live here should be more transparent with whom they hired scope of work the cost type of home. The more information we share with each other the more we can decrease future price gouging and dishonest people.

[merrymini]

Do not know why you share some information but not enough for others to be forewarned. Why share at all?

[sharris001@att.net]

Would also be interested in the contact info for your roof inspector. Received the renewal notice for our homeowners insurance and it went up almost $700 and when I called the insurance agent, I was told it was due to the age of the roof (15years). Was able to shop it and found a much better rate, but was told I will have the same issue next year. Just bought the house in 2017 and when the inspection was done there was nothing wrong with the roof.

[rmd2]

Yep. Been in the business 42 yrs. in Central Fla.; 24 as a Company owner. The vultures (out of town roofing companies) have discovered how gullibke Villagers are. Shingles are warranteed by mfrs. for 25 yrs. (3-tabs) or 30 yrs. (architecturals). Why would mfrs. put in writing in their warrantees that their products will last 25 or 30 yrs. if they won't? There is also something going on where home owner's insurance companies are not fighting roofing company inspection reports calling for a new roof - and just paying off. Maybe arbitration is too expense. At any rate, homeowners are being scammed. I can tell you many actual stories.

I spoke with my insurance company about all these roofing scams. Many of the scams have it set up where they bill the insurance company for one amount and actually charge a lesser amount so the owner does not have to pay the deductible (this is fraud). The insurance companies are aware of this and have gone to Tallahassee to try to remedy this with the Florida State officials but so far to no avail. ps this is why our homeowner insurance is skyrocketing.

[greenflash245]

don't chicken out! put the names out there for all to see

[Villagesgal]

Could you give me the name of your roof inspector. I don't know how to private message you. Can you please private message me with it? Thank you.

[starman215]

agree, if you intent is to offer information that could be of value to others to avoid being taken advantage of then post the name of the company tht has wronged you or you're neighbor. If you have done your homework and are reporting the experience in an unbiased way then why not name names. Not offering names in my opinion could say there are "sour grapes " involved on the posters part. Give the company the opportunity to agree or refute the complaint. Not posting names is another " troll " tactic

[johng59]

Just curious, for $11,999 what was the home model? Great info you shared.
just curious, can you share name /number of certified home inspector?

[Chi-Town]

There has been a roofing frenzy in my area. So I thought what the heck and had a company who had just finished a roof nearby come over for a look. Just paid the deductible for my new roof.

[clgill]

I have been here eight years. I currently own two homes. The one I live in and another rental. The home I live in (six years old) lost some shingles in the hurricane a few years back. We had them replaced by a handyman I have used several times. Recently we lost some more as the house is on a golf course with nothing to block the East wind. I had those replaced.
The rental home is about 13 years old. I recently had a well know roofing contractor from Leesburg inspect both houses. They told me I had issues with the shingles and needed some replaced for $599. They inspected the rental home and said there were soft spots in the roof and I needed a total new roof to the tune of $11,999.00.

This morning I had a certified home inspector I have used before check both homes roofs. It cost me $60 total. I only need a little roof sealant on my personal home on a few shingles and the other rental roof DOES NOT NEED REPLACING. It is a 30 year roof and is only 13 years old. This roofing company (well known) in my mind tried to rip me off. BEWARE of roofers telling you your roof needs replacing and quotes a price. Get a certified inspector before forking over money! If you want names send me a message.
Please send me names of the rip-off roofing contractors to e-mail chasgill@gmail.com
Thanks

[conman5652@aol.com]

Was general contractor for many years. Just retired and house i
purchased had sub par valley flashing. Was melting and running
out at bottom of roof onto sidewalk (no gutters). Our village is having a
lots of roofs being re- done.

If you are concerned call for factory rep and have them check it also.

[bilcon]

Speaking of roofs, I see a lot of the roof have black lines along them. What is that and can it be cleaned up?

[Willow&Darla]

just curious, can you share name /number of certified home inspector?

I would like the name of your home inspector, please. Email me at drewd4@aol.com. Thank you! :)

[charlieo1126@gmail.com]

There has been a roofing frenzy in my area. So I thought what the heck and had a company who had just finished a roof nearby come over for a look. Just paid the deductible for my new roof. the new roof haters will be at your door, if an insurance company gives you the ok then thats it , I don’t know why people begrudge other people getting new roof , and please don’t tell me about insurance going up , my bill went down $67 from last year

[Rosebud1949]

I have been here eight years. I currently own two homes. The one I live in and another rental. The home I live in (six years old) lost some shingles in the hurricane a few years back. We had them replaced by a handyman I have used several times. Recently we lost some more as the house is on a golf course with nothing to block the East wind. I had those replaced.
The rental home is about 13 years old. I recently had a well know roofing contractor from Leesburg inspect both houses. They told me I had issues with the shingles and needed some replaced for $599. They inspected the rental home and said there were soft spots in the roof and I needed a total new roof to the tune of $11,999.00.

This morning I had a certified home inspector I have used before check both homes roofs. It cost me $60 total. I only need a little roof sealant on my personal home on a few shingles and the other rental roof DOES NOT NEED REPLACING. It is a 30 year roof and is only 13 years old. This roofing company (well known) in my mind tried to rip me off. BEWARE of roofers telling you your roof needs replacing and quotes a price. Get a certified inspector before forking over money! If you want names send me a message.
We have had no less than 8 yes 8 folk, from the SAME Company... call and say we need a new roof.. We dont, its fine, we have had it properly inspected....but they say " well we can make sure that will change" so the Insurance will pay. How do we stop the folk from SOLICITING at our doors. I thought the Villages had a policy for that.

[Topspinmo]

Can I ask, I am confused, what does the 30 year warranty on our roofs cover? because it seems to me that no matter what the problem it is not covered ??


Nothing

[Topspinmo]

the new roof haters will be at your door, if an insurance company gives you the ok then thats it , I don’t know why people begrudge other people getting new roof , and please don’t tell me about insurance going up , my bill went down $67 from last year


You might want to read the fine print

[kathy1516]

I’m interested in who you used to check your roof. I’m having some leaking around the a/c vent in the ceiling. Thanks in advance!

[bpascani]

I have been here eight years. I currently own two homes. The one I live in and another rental. The home I live in (six years old) lost some shingles in the hurricane a few years back. We had them replaced by a handyman I have used several times. Recently we lost some more as the house is on a golf course with nothing to block the East wind. I had those replaced.
The rental home is about 13 years old. I recently had a well know roofing contractor from Leesburg inspect both houses. They told me I had issues with the shingles and needed some replaced for $599. They inspected the rental home and said there were soft spots in the roof and I needed a total new roof to the tune of $11,999.00.

This morning I had a certified home inspector I have used before check both homes roofs. It cost me $60 total. I only need a little roof sealant on my personal home on a few shingles and the other rental roof DOES NOT NEED REPLACING. It is a 30 year roof and is only 13 years old. This roofing company (well known) in my mind tried to rip me off. BEWARE of roofers telling you your roof needs replacing and quotes a price. Get a certified inspector before forking over money! If you want names send me a message.
And DO NOT let said 'roof person' talk you i to 'letting him handle everything with you insurance company for you'! That is called ASSIGNMENT OF BENEFITS, and ou are basically signing your house over to this person. DON'T FALL FOR IT!! Do it yourself ...like this person did!!

[Quixote]

Friends recommended a roofing company that had done a superb new roof on their home. We invited the company to examine our roof; the company’s inspector said that our roof showed enough storm damage that they were virtually certain that our insurance company would agree and that our total cost would be our insurance deductible of $500. Our next-door neighbor asked the rep to check her roof; he did and told her that her roof would NOT5 qualify for insurance purposes.

So, in a sense the decision was not ours, nor was it that of the roofing company; it was really that of our insurance company. They approved a new roof! I was surprised and asked the Insurance claims person if this is typical. She said that the insurance company prefers to pay for a roof this year rather than a new roof plus inside damage next year. We had the new roof installed a few months ago, it did indeed cost $500 out of pocket, and our insurance premium not only did not go up, it actually dropped a little.

We highly recommend Five Star Roofing (Scott Ruby, 813-416-5844) and are very happy with our insurance company, AAA South.

[Velvet]

Very useful information. Thank you for sharing. The idea of getting the evaluation of a certified home inspector instead of a roofer to give suggestions for fixing your roof is genius! I’ve had my roof repaired several times on various homes over the years and suspected that maybe I was being fleeced by the roofing company, but what did I know?

[nn0wheremann]

Try finding an insurance company with a 15yo roof.
Farmers insures mine. 17 YO roof.

[bilcon]

Has anyone gone through TV Insurance company for new roofs?

[Ladygolfer93]

And DO NOT let said 'roof person' talk you i to 'letting him handle everything with you insurance company for you'! That is called ASSIGNMENT OF BENEFITS, and ou are basically signing your house over to this person. DON'T FALL FOR IT!! Do it yourself ...like this person did!!

The advice above is right on. Just had cousin in another state taken in this same scam (concerning water damage) and it cost her thousands and after a very long legal fight, also lost her insurance for signing what the restoration/mold person told her she MUST sign, or, they would simply allow her basement to remain as it was... full of water, until as he told here "the foundation walls just collapse".

But of serious concern here in the Villages is the number of people who are falling for the roofing scam, turn in a false damage claim to get a "free" roof, and then pay with mind boggling premium rates: $700 to $1500 annually in one actual example...but, many of the neighbors got their "free" roofs. Here is a great explanation of what will continue if people don't stop this kind of thing. Got this letter from
my insurance company (one many on this site also seem to have):

"You may have noticed that your home insurance premium has been increasing these past few years - and sadly, there's no end to this trend in sight. Florida's property insurance industry is facing an unprecedented crisis and unless we achieve meaningful legislative reform, this trend will continue for years to come. Fortunately, you can help bring this crisis to an end!
Here's Why Premiums Continue to Increase:

Frivolous lawsuits filed by trial attorneys who earn "fee multipliers," generally of 2-3 times an average attorney's hourly rate (ex. $500 x 2.5 = $1,250 an hour). They are able to earn six-figure fees on a $10K settlement, none of which is shared with the policyholder - they keep it all to themselves.
Thousands of claims reported with damage to roofs that appear to be wear-and-tear or maintenance-related, rather than damage caused by a covered peril.
Reinsurance (“insurance for insurance companies) costs are rising because of lawsuits being currently filed for “damage” caused by a hurricane that made landfall three years ago! "

You may have noticed that your home insurance premium has been increasing these past few years - and sadly, there's no end to this trend in sight. Florida's property insurance industry is facing an unprecedented crisis and unless we achieve meaningful legislative reform, this trend will continue for years to come. Fortunately, you can help bring this crisis to an end!
Here's Why Premiums Continue to Increase:

Frivolous lawsuits filed by trial attorneys who earn "fee multipliers," generally of 2-3 times an average attorney's hourly rate (ex. $500 x 2.5 = $1,250 an hour). They are able to earn six-figure fees on a $10K settlement, none of which is shared with the policyholder - they keep it all to themselves.
Thousands of claims reported with damage to roofs that appear to be wear-and-tear or maintenance-related, rather than damage caused by a covered peril.
Reinsurance (“insurance for insurance companies) costs are rising because of lawsuits being currently filed for “damage” caused by a hurricane that made landfall three years ago!

[RosemarySoso]

Roofing companies have been known to show you video of the deplorable condition of your roof. Beware!!! Those videos may not be your roof!! One such crook got nailed bc the video he showed the homeowner was not the same roof color. Duh

[Bjeanj]

Has anyone gone through TV Insurance company for new roofs?

To clarify for you, there is no such thing as TV Insurance company.

The Villages Insurance is an agency that represents several actual Insurance companies. They would in no way have anything to do with adjusting or paying for a claim.

Claims would be made to any of the insurance companies that they represent.

Sorry, but this drives me nuts.

[kkingston57]

Moving into Villages soon and currently live in S. Fla. Was in the insurance adjusting business and this has been going on for years down here. We pay 3-4 X more for house insurance(Agree we are more likely to get hit by a hurricane) than in the Villages. With the storm hitting Louisiana these roofers will probably leave and go there where they can get 2x the prior roofing prices.

[kkingston57]

Agree and have found similar problems. Hip roofs are the way to go and none to be seen in the villages

[kkingston57]

You might want to take a closer look. Sounds like water is being caused by condensation.

[oldtimes]

Friends recommended a roofing company that had done a superb new roof on their home. We invited the company to examine our roof; the company’s inspector said that our roof showed enough storm damage that they were virtually certain that our insurance company would agree and that our total cost would be our insurance deductible of $500. Our next-door neighbor asked the rep to check her roof; he did and told her that her roof would NOT5 qualify for insurance purposes.

So, in a sense the decision was not ours, nor was it that of the roofing company; it was really that of our insurance company. They approved a new roof! I was surprised and asked the Insurance claims person if this is typical. She said that the insurance company prefers to pay for a roof this year rather than a new roof plus inside damage next year. We had the new roof installed a few months ago, it did indeed cost $500 out of pocket, and our insurance premium not only did not go up, it actually dropped a little.

We highly recommend Five Star Roofing (Scott Ruby, 813-416-5844) and are very happy with our insurance company, AAA South.

My husband is a builder and most of the roofers he has seen he would not let near our roof. Just because a roof looks nice does not mean it was a superb job. He has noted the repairs are not properly done to the roof itself, the moisture barrier was not applied properly and not enough nails were used or not set properly and the quality of materials was questionable.

[Quixote]

My husband is a builder and most of the roofers he has seen he would not let near our roof. Just because a roof looks nice does not mean it was a superb job. He has noted the repairs are not properly done to the roof itself, the moisture barrier was not applied properly and not enough nails were used or not set properly and the quality of materials was questionable.

To quote myself: “So, in a sense the decision [to replace our roof] was not ours, nor was it that of the roofing company; it was really that of our insurance company.“ The same roofing company rep told the next-door neighbor that she would not qualify, that it is up to the insurance company adjuster, not him (the roofing company rep).

Whose roof are you talking about that was not “repaired” properly? And what does a roof “repair” (an issue between a homeowner and her or his handyperson or whoever is hired to do the repair) have to do with a roof “replacement” (which requires the approval of the insurance company’s inspector—both before AND after the new roof is installed—as well as an inspection AND approval by local authorities)?

We have a friend who felt he MIGHT need a new roof—no certainty—and he contacted our roofer on our recommendation. When the roofer heard which insurance company was involved, he would not even look at the roof! (The insurance company is known for using their own roofing companies when THEY decide there’s a need.) My friend was irked. I suggested he let the insurance company’s inspector/adjuster send in their own roofing company IF they saw the need for a new roof.

Sure enough, again the obvious—the insurance company makes the decision, NOT the homeowner and certainly NOT the roofing company. And in this instance, the insurance company determined that there was a need for a new roof. So yes, our friend got his new roof—inspected and approved by local authorities—at the cost of his insurance deductible. Like us, he has not had an increase in insurance premium.

It’s clear who’s in charge—who makes the final decisions in situations like this....

[oldtimes]

To quote myself: “So, in a sense the decision [to replace our roof] was not ours, nor was it that of the roofing company; it was really that of our insurance company.“ The same roofing company rep told the next-door neighbor that she would not qualify, that it is up to the insurance company adjuster, not him (the roofing company rep).

Whose roof are you talking about that was not “repaired” properly? And what does a roof “repair” (an issue between a homeowner and her or his handyperson or whoever is hired to do the repair) have to do with a roof “replacement” (which requires the approval of the insurance company’s inspector—both before AND after the new roof is installed—as well as an inspection AND approval by local authorities)?

We have a friend who felt he MIGHT need a new roof—no certainty—and he contacted our roofer on our recommendation. When the roofer heard which insurance company was involved, he would not even look at the roof! (The insurance company is known for using their own roofing companies when THEY decide there’s a need.) My friend was irked. I suggested he let the insurance company’s inspector/adjuster send in their own roofing company IF they saw the need for a new roof.

Sure enough, again the obvious—the insurance company makes the decision, NOT the homeowner and certainly NOT the roofing company. And in this instance, the insurance company determined that there was a need for a new roof. So yes, our friend got his new roof—inspected and approved by local authorities—at the cost of his insurance deductible. Like us, he has not had an increase in insurance premium.

It’s clear who’s in charge—who makes the final decisions in situations like this....

I'm not talking about insurance companies, I am talking about roofers. Many that we have seen are bad (ie don't use enough nails or don't set them properly). As for the repairs, often when a roof actually does need to be replaced, some of the plywood is rotted and needs to be replaced. Some will just slap new shingles right over it.

[charlieo1126@gmail.com]

I’m interested in who you used to check your roof. I’m having some leaking around the a/c vent in the ceiling. Thanks in advance!

After tornado, when I moved into next new home , I noticed a little water after a year in garage, no one could figure it out at warranty office, but to had someone come out from company it took a while checking but realized it was the dry vent took a coat hanger to it , he wouldn’t take a tip even good guys there

[charlieo1126@gmail.com]

Hmmm my cousin told me this , I have a friend that’s a builder , my 3rd cousins barber knows a roofing company , all the roofers are crooks, my insurance doubled , Please Give Me A Break. . Just for kicks I checked back my home insurance has gone up $43 in 3 years , it actually went down a couple and I just paid for the year . I’ve been in 5 new homes here but I also lived in homes all over state. When I get my insurance bill here I always chuckle it’s compared what I was paying other places it’s a joke . I have not ever among people I know heard anyone complain that there bill was to highand it’s an insult to brand as incompetent or crooks the many hard working people who work on roofs if your worried you get an inspection after they put the roof up , I did after tornado hit here