Questions about Paypal or Venue use to collect dues for Villages' clubs?

[mxyztplk]

Does anyone use Paypal or Venmo or Zelle to collect dues or fees for events for your clubs in the Villages? Which digital platform/s/ do you use?

I think a club (such as a Villages' club) can register for a personal account and not as a business. Is that true?

The fee structure is unclear to me.
I think that the following is the case:
1. If you use PayPal (or other form of digital payment collections) and the payee uses his checking account or PayPal debit, then there is no fee for either party.
2. if you go from member credit card to club's bank account then the credit card user is charged a fee.

is that correct?

Have you been happy using digital payments like PayPal?
If not, why?

thank you so much for answering.

[graciegirl]

Does anyone use Paypal or Venmo or Zelle to collect dues or fees for events for your clubs in the Villages? Which digital platform/s/ do you use?

I think a club (such as a Villages' club) can register for a personal account and not as a business. Is that true?

The fee structure is unclear to me.
I think that the following is the case:
1. If you use PayPal (or other form of digital payment collections) and the payee uses his checking account or PayPal debit, then there is no fee for either party.
2. if you go from member credit card to club's bank account then the credit card user is charged a fee.

is that correct?

Have you been happy using digital payments like PayPal?
If not, why?

thank you so much for answering.

I currently go to four different groups at the Laurel Manor Rec center. Have attended groups in rec centers since we first moved here as snowbirds and we now are full time. I can think of only a handful of times I was asked for any money for anything. Maybe for a surprise gift for the volunteer leader or we were having lunch brought in for a special occasion. If a volunteer asks for money it is most unusual.

Groups in rec centers are not supposed to be for profit, unless an outside group rents the room for some occasion that the rec center must approve.

[LuvtheVillages]

I currently go to four different groups at the Laurel Manor Rec center. Have attended groups in rec centers since we first moved here as snowbirds and we now are full time. I can think of only a handful of times I was asked for any money for anything. Maybe for a surprise gift for the volunteer leader or we were having lunch brought in for a special occasion. If a volunteer asks for money it is most unusual.

Groups in rec centers are not supposed to be for profit, unless an outside group rents the room for some occasion that the rec center must approve.

Many groups, especially arts and crafts groups, charge annual dues or a fee per meeting to cover the cost of supplies. No one makes a profit. More convenient than everyone having to purchase individual supplies.

Also, neighborhood social clubs often pay an entertainer, and may have a caterer bring in food. The club will charge admission sufficient to pay their costs. Again, no profit is made. Any surplus (or deficit) is rolled into the next event.

[mxyztplk]

Thanks for your reply. We do not 'make any money' the dues and event fees are used to cover the costs of entertainment and food.I currently go to four different groups at the Laurel Manor Rec center. Have attended groups in rec centers since we first moved here as snowbirds and we now are full time. I can think of only a handful of times I was asked for any money for anything. Maybe for a surprise gift for the volunteer leader or we were having lunch brought in for a special occasion. If a volunteer asks for money it is most unusual.

Groups in rec centers are not supposed to be for profit, unless an outside group rents the room for some occasion that the rec center must approve.

[mxyztplk]

Thanks for your reply. We do not 'make any money'. The dues and event fees are used to cover the costs of entertainment and food as nicely explained by LuvtheVillages.

I currently go to four different groups at the Laurel Manor Rec center. Have attended groups in rec centers since we first moved here as snowbirds and we now are full time. I can think of only a handful of times I was asked for any money for anything. Maybe for a surprise gift for the volunteer leader or we were having lunch brought in for a special occasion. If a volunteer asks for money it is most unusual.

Groups in rec centers are not supposed to be for profit, unless an outside group rents the room for some occasion that the rec center must approve.

[photo1902]

Does anyone use Paypal or Venmo or Zelle to collect dues or fees for events for your clubs in the Villages? Which digital platform/s/ do you use?

I think a club (such as a Villages' club) can register for a personal account and not as a business. Is that true?

The fee structure is unclear to me.
I think that the following is the case:
1. If you use PayPal (or other form of digital payment collections) and the payee uses his checking account or PayPal debit, then there is no fee for either party.
2. if you go from member credit card to club's bank account then the credit card user is charged a fee.

is that correct?

Have you been happy using digital payments like PayPal?
If not, why?

thank you so much for answering.

You might seriously consider Venmo. I have several friends and family members who are regular users and swear by it. There are no fees associated with its use.

[kathyspear]

You might seriously consider Venmo. I have several friends and family members who are regular users and swear by it. There are no fees associated with its use.

Got an email from Venmo this morning that contained this update:

Effective July 20, 2021, users who receive payments that are identified by senders as for goods and services will be charged a seller transaction fee of 1.9% + $0.10.

Just FYI.

kathy

[photo1902]

Got an email from Venmo this morning that contained this update:

Effective July 20, 2021, users who receive payments that are identified by senders as for goods and services will be charged a seller transaction fee of 1.9% + $0.10.

Just FYI.

kathy

The OP asked about a payment source used between members of a club, not commercial purposes.

[asianthree]

I currently go to four different groups at the Laurel Manor Rec center. Have attended groups in rec centers since we first moved here as snowbirds and we now are full time. I can think of only a handful of times I was asked for any money for anything. Maybe for a surprise gift for the volunteer leader or we were having lunch brought in for a special occasion. If a volunteer asks for money it is most unusual.

Groups in rec centers are not supposed to be for profit, unless an outside group rents the room for some occasion that the rec center must approve.
We belong to 11 clubs, since 07, and all have yearly dues, except for one. Dues pay for, snacks, entertainment, badges, trivia games, prizes, and donations to certain causes.

We pay by check, for each club, all clubs have over 400 plus members, and are non profit. No other payments are excepted

[retiredguy123]

I would never use PayPal for anything. It is a way for merchants to bypass the Federal credit card law for disputed transactions.

[kathyspear]

The OP asked about a payment source used between members of a club, not commercial purposes.

Paypal asks you to specify what the money is for (goods, services, whatever). I haven't used Venmo for a while but I assume they do the the same type of thing since their email refers to payments identified by the sender as such and such. If a club used the service for dues they would have to make sure that members selected the proper category or the club could end up paying a fee to accept payments.

k.

[graciegirl]

We belong to 11 clubs, since 07, and all have yearly dues, except for one. Dues pay for, snacks, entertainment, badges, trivia games, prizes, and donations to certain causes.

We pay by check, for each club, all clubs have over 400 plus members, and are non profit. No other payments are excepted

I refuse to belong to any club here in The Villages that is an excuse for the head volunteer to be paid for their time.

[rlsjks1987@gmail.com]

i would never use paypal for anything. It is a way for merchants to bypass the federal credit card law for disputed transactions. i agree retiredguy124! I have ordered merchandise 2x over last few months that were from very sophisticated sites. Most recent was a site that looked exactly like "ring" with all the different available items for purchase. Paypal was used and item shows delivered in the villages the day after paypal charge hit my credit card. Usps gps said item delivered in tv but not at my home. Paypal refused to deny claim so i had to deny claim through credit card. Bottomline use credit card for paypal payments at no charge but dont expect them to deny fraudulent claims!

[Girlcopper]

Does anyone use Paypal or Venmo or Zelle to collect dues or fees for events for your clubs in the Villages? Which digital platform/s/ do you use?

I think a club (such as a Villages' club) can register for a personal account and not as a business. Is that true?

The fee structure is unclear to me.
I think that the following is the case:
1. If you use PayPal (or other form of digital payment collections) and the payee uses his checking account or PayPal debit, then there is no fee for either party.
2. if you go from member credit card to club's bank account then the credit card user is charged a fee.

is that correct?

Have you been happy using digital payments like PayPal?
If not, why?

thank you so much for answering.
No, thats not correct. Paypal charges a fee. Best to use is Zelle. Its an electronic transfer from one acct to another, no fee and acct numbers arent exchanged. Your acct is attached to your email address. So you go into your acct on line, sign up for Zelle and to send money you just use the receivers email address to get it directed to your acct. you can also put it on auto pay if its a reoccurring bill. I use it and its very convenient

[Girlcopper]

I would never use PayPal for anything. It is a way for merchants to bypass the Federal credit card law for disputed transactions.
Ive disputed many things with paypal. Undelivered items, items not as described etc. theyve always investigated and usually refund my money from the sellers acct.

[Girlcopper]

We belong to 11 clubs, since 07, and all have yearly dues, except for one. Dues pay for, snacks, entertainment, badges, trivia games, prizes, and donations to certain causes.

We pay by check, for each club, all clubs have over 400 plus members, and are non profit. No other payments are excepted
The OP is asking for info on electronic transfers. Checks/cash can always be used.

[J1ceasar]

PayPal itself is not a credit card just like your bank and its checks are not credit cards .

[Dbraisted]

My neighborhood uses checks exclusively… I have personally had negative experience with PayPal but use Zelle and Venmo easily. The problem is people must set it up in order to use it and many are reluctant to link their accounts. Checks may be old fashioned but more seniors are comfortable with it.

[J1ceasar]

I would like to point out that venmo has absolutely no controls and safety if you pay the wrong person and type in the wrong email address. It is a way for your bank to get some of the business away from PayPal. PayPal itself has been around several decades now and has certain fees associated with it depending on how you pay or get paid. Upwards of 3%, if you use it funding Julia credit card if you take money out of your bank and connect your bank and the other person will get a check I believe it's zero .
PayPal is by no means perfect but you have two choices when you fund it and when you send money one is for paying a retailer where there's a few more checks and balances the other one is when you pay friends and family where it's presumed it won't be any fraud. Further PayPal now has hey debit card as well as credit cards associated with their name. Personally if you're going to get money from members or was suggest simply going with cash if it's once a year. However PayPal does have a monthly subscription link which is great for that type of club and wants a small amount of money every month

[JMintzer]

I would never use PayPal for anything. It is a way for merchants to bypass the Federal credit card law for disputed transactions.

Huh?

I've had several disputes about not receiving paid for items w/Paypal. They refunded my money every time...

[JMintzer]

I refuse to belong to any club here in The Villages that is an excuse for the head volunteer to be paid for their time.

Great. Thanks for sharing. Has nothing to do with the topic, but whatever...

[bruce213]

A lot of talk but no one answered your question. We are also looking into this for our AED program. I think Osceola hills social club uses electronic payments. You may try contacting them. Good luck

[JMintzer]

No, thats not correct. Paypal charges a fee. Best to use is Zelle. Its an electronic transfer from one acct to another, no fee and acct numbers arent exchanged. Your acct is attached to your email address. So you go into your acct on line, sign up for Zelle and to send money you just use the receivers email address to get it directed to your acct. you can also put it on auto pay if its a reoccurring bill. I use it and its very convenient

Pretty sure Venmo is the same. I've used it with zero problems...

[JMintzer]

No, thats not correct. Paypal charges a fee. Best to use is Zelle. Its an electronic transfer from one acct to another, no fee and acct numbers arent exchanged. Your acct is attached to your email address. So you go into your acct on line, sign up for Zelle and to send money you just use the receivers email address to get it directed to your acct. you can also put it on auto pay if its a reoccurring bill. I use it and its very convenient

And I'm pretty sure Paypal doesn't hare a fee if you're simply transferring money, like a gift... The make their money there with the float...

[asianthree]

The OP is asking for info on electronic transfers. Checks/cash can always be used.

Everyone gets what OP is asking for. However, electronic transfer for clubs is probably few and far between. We use Zelle to transfer money, for lunches, but many in our groups are only comfortable with, checks, or cash. Electronic transfer has been discussed at 2 clubs, however only about a third was on board.
My parents would write a check, or pay cash, but electronic transfer would be a hard no for them.

[photo1902]

Everyone gets what OP is asking for. However, electronic transfer for clubs is probably few and far between. We use Zelle to transfer money, for lunches, but many in our groups are only comfortable with, checks, or cash.

It’s most definitely a generational thing.

[wsachs]

I refuse to belong to any club here in The Villages that is an excuse for the head volunteer to be paid for their time.

I belong to five different groups here in TV. All groups have a leader/President. NO one gets paid anything for their service! Don't understand what prompted your comment. The only people paid to my knowledge are the people who teach classes in the Enrichment Academy.

[Tkoehrin]

Zelle

[asianthree]

We belong to 11 clubs, since 07, and all have yearly dues, except for one. Dues pay for, snacks, entertainment, badges, trivia games, prizes, and donations to certain causes.

We pay by check, for each club, all clubs have over 400 plus members, and are non profit. No other payments are excepted

I refuse to belong to any club here in The Villages that is an excuse for the head volunteer to be paid for their time.

Wondering where you thought my post stated a head volunteer was being paid for their Time! If they were paid volunteer is no longer a correct term.

Original post at the top, maybe you misinterpreted my post on how our clubs use dues to enrich the club experience.

[G.R.I.T.S.]

Does anyone use Paypal or Venmo or Zelle to collect dues or fees for events for your clubs in the Villages? Which digital platform/s/ do you use?

I think a club (such as a Villages' club) can register for a personal account and not as a business. Is that true?

The fee structure is unclear to me.
I think that the following is the case:
1. If you use PayPal (or other form of digital payment collections) and the payee uses his checking account or PayPal debit, then there is no fee for either party.
2. if you go from member credit card to club's bank account then the credit card user is charged a fee.

is that correct?

Have you been happy using digital payments like PayPal?
If not, why?

thank you so much for answering.

We belong to two state clubs. Both operate on cash maintained by former accountants. The villages can audit records. We’ve experienced no issues with misdirected funds.

[JMintzer]

It’s most definitely a generational thing.

I write maybe 3 checks a month for my practice... If I can pay it on-line, I will...

My wife writes about a dozen checks every month...

I'm slowly getting her to pay more things on line, but she doesn't completely trust it...

We're both in our early 60's...

[DAVES]

Does anyone use Paypal or Venmo or Zelle to collect dues or fees for events for your clubs in the Villages? Which digital platform/s/ do you use?

I think a club (such as a Villages' club) can register for a personal account and not as a business. Is that true?

The fee structure is unclear to me.
I think that the following is the case:
1. If you use PayPal (or other form of digital payment collections) and the payee uses his checking account or PayPal debit, then there is no fee for either party.
2. if you go from member credit card to club's bank account then the credit card user is charged a fee.

is that correct?

Have you been happy using digital payments like PayPal?
If not, why?

thank you so much for answering.

Some people seem to just look for trouble. It is a club, not dealing in millions of dollars.
Concerned about credit card fees? Pay cash and get a receipt.

As far as credit cards, gone are the days of a cash business. A friend had a small retail store. It came up in gossip about a cash business. His reply was no one pays cash anymore. Good for the credit card companies and of course the taxman.

[NoMoSno]

FYI... Venmo is now owned by PayPal

[retiredguy123]

Huh?

I've had several disputes about not receiving paid for items w/Paypal. They refunded my money every time...
PayPal has a dispute process, and it may be very good and fair. But, why do some merchants require you to make a purchase using PayPal instead of accepting a direct credit card charge, unless they are trying to avoid the mandated Federal credit card dispute process? For that reason, I will only do business directly with the merchant.

[JMintzer]

PayPal has a dispute process, and it may be very good and fair. But, why do some merchants require you to make a purchase using PayPal instead of accepting a direct credit card charge, unless they are trying to avoid the mandated Federal credit card dispute process? For that reason, I will only do business directly with the merchant.

No idea, since I've never encountered that scenario...

[asianthree]

I write maybe 3 checks a month for my practice... If I can pay it on-line, I will...

My wife writes about a dozen checks every month...

I'm slowly getting her to pay more things on line, but she doesn't completely trust it...

We're both in our early 60's...

I write 3 checks per year, because those 3 people request a check.

My parents write 3 per month, mostly at hair salons, pay at the desk doctor appointments.

I pay the rest of their bills online, which they have no clue how it is done, only their statements show money deducted in their statement that comes by mail. It’s not that they don’t trust online banking, It’s a generation thing, checks and cash were a norm.

[EdFNJ]

Ive disputed many things with paypal. Undelivered items, items not as described etc. theyve always investigated and usually refund my money from the sellers acct. Absolutely agree. Been using PayPal for well over 20 years as seller and buyer and they have dealt with issues 10x better than any credit card I have had and 10x faster especially if you are the BUYER. The BUYER virtually ALWAYS wins a dispute. As a SELLER I hate them because you will lose EVERY complaint even if you are in the right!