Let's talk about your medicare plan.

[ELITEMEDICARELADY]

AS A MEDICARE RECIPIENT, YOU MAY BE ELIGIBLE FOR A PLAN THAT MAY INCLUDE EXTRA BENEFITS SUCH AS HEARING, ROUTINE DENTAL, AND VISION CARE.THIS KIND OF COVERAGE MAY BE OFFERED IN YOUR AREA FOR AS LOW AS A $0 MONTHLY PLAN PREMIUM. :bigbow:

PLEASE CALL: 941- 413 - 3380
HOURS OF OPERATION: 8:00AM TO 9:00PM

WEBSITE: Elite Medicare Lady | My site (http://WWW.ELITEMEDICARELADY.COM)

[Dana1963]

I've already heard from Joe Namath and Jimmie Walker.

[Joepearson55804@gmail.com]

This is great information! Thank you!

[Altavia]

Plans with the lowest reimbursements don't get you access to the best medical care.

[ELITEMEDICARELADY]

Call me and let me explain how it works. The plans are great you just have to know your benefits.

[ELITEMEDICARELADY]

Well now call me and hear it from the BEST! you want be mad you will be glad did.

[ELITEMEDICARELADY]

I've already heard from Joe Namath and Jimmie Walker.

Well now call me and hear it from the BEST! you want be mad you will be glad did.

[ELITEMEDICARELADY]

this is great information! Thank you!

you are welcome. Give me a call for more information.

[villagetinker]

IMHO, be real careful about giving up on original Medicare and supplemental, you may or may not be able to go back. I would suggest a discussion with SHINE to get unbiased information on advantage versus supplemental plans. We found that supplemental would not work for us.

[Mrprez]

IMHO, be real careful about giving up on original Medicare and supplemental, you may or may not be able to go back. I would suggest a discussion with SHINE to get unbiased information on advantage versus supplemental plans. We found that supplemental would not work for us.

I don’t know how anyone with any type of prescription can qualify for a supplemental. I tried once with high blood pressure meds and was denied before the interview ended.

[Mrfriendly]

Call me and let me explain how it works. The plans are great you just have to know your benefits.

Do you have a website or YouTube videos? Thx

[TSO/ISPF]

I don’t know how anyone with any type of prescription can qualify for a supplemental. I tried once with high blood pressure meds and was denied before the interview ended.

When you FIRST go on Medicare you can get whatever you like for a part D supplemental plan. It's after you have been on an Advantage plan for more than the first year that you will run into trouble getting supplemental plans.
You have to go through medical qualification. That's why people with any medical issues shy away from Advantage plans when first going on Medicare.

[ELITEMEDICARELADY]

do you have a website or youtube videos? Thx

yes we do have a website. Feel free to call us at 941-413 - 3380 or you can email us at cehaynes@elitemedicarelady.com. And you have a bless day.:)

[Mrprez]

When you FIRST go on Medicare you can get whatever you like for a part D supplemental plan. It's after you have been on an Advantage plan for more than the first year that you will run into trouble getting supplemental plans.
You have to go through medical qualification. That's why people with any medical issues shy away from Advantage plans when first going on Medicare.

Anyone older than 65 1/2 will have to go through underwriting, not just those on MA.

[tsmall22204]

The TV is already flooded with over the hill actors and athletes selling the lies from insurance companies. NOW TOTV IS MARKETING THESE LIES.

[jimmy D]

AS A MEDICARE RECIPIENT, YOU MAY BE ELIGIBLE FOR A PLAN THAT MAY INCLUDE EXTRA BENEFITS SUCH AS HEARING, ROUTINE DENTAL, AND VISION CARE.THIS KIND OF COVERAGE MAY BE OFFERED IN YOUR AREA FOR AS LOW AS A $0 MONTHLY PLAN PREMIUM. :bigbow:

PLEASE CALL: 941- 413 - 3380
HOURS OF OPERATION: 8:00AM TO 9:00PM

WEBSITE: Elite Medicare Lady | My site (http://WWW.ELITEMEDICARELADY.COM)
Using the term Elite as well as expert and other misleading labels with the word Medicare is out of compliance and a violation of Medicare rules.

[Zenmama18]

IMHO, be real careful about giving up on original Medicare and supplemental, you may or may not be able to go back. I would suggest a discussion with SHINE to get unbiased information on advantage versus supplemental plans. We found that supplemental would not work for us.

Same here, 2 of my hubby's specialists don't take any Advantage plans. He wanted to stay with them so has Original Medicare and Medigap through TransAmerica. You can look on the myflorida.com website under the Office of Insurance Regulation and download a list of all the available Medigap plans and estimated premiums. SHINE program is very good as the volunteers are not affiliated with any insurance carriers.

[jimmy D]

Violation. Look out

[WesMan]

AS A MEDICARE RECIPIENT, YOU MAY BE ELIGIBLE FOR A PLAN THAT MAY INCLUDE EXTRA BENEFITS SUCH AS HEARING, ROUTINE DENTAL, AND VISION CARE.THIS KIND OF COVERAGE MAY BE OFFERED IN YOUR AREA FOR AS LOW AS A $0 MONTHLY PLAN PREMIUM. :bigbow:

PLEASE CALL: 941- 413 - 3380
HOURS OF OPERATION: 8:00AM TO 9:00PM

WEBSITE: Elite Medicare Lady | My site (http://WWW.ELITEMEDICARELADY.COM)
Junk coverage, run away from this!!!

[rustyp]

IMHO, be real careful about giving up on original Medicare and supplemental, you may or may not be able to go back. I would suggest a discussion with SHINE to get unbiased information on advantage versus supplemental plans. We found that supplemental would not work for us.

You can always go back to Medicare. At a minimum at enrollment time. The supplemental could be a problem.

[bowlingal]

Do not get an advantage plan. If you are a snowbird, you only get emergency coverage when you go back home. not for your primary doc. In addition, only certain dentists, eye docs accept it and may not have an office near you and if you find they are not up to your standards, you are screwed. My premiums for the year for supplemental is cheaper than an advantage plan and I don't have any deductible, co-pay, and no referrals and is accepted everywhere. In case of emergency, you may have to pay a lot for coverage and I would rather have peace of mind knowing I am 100% covered. They make these advantage plans sound so good, but in reality they are not. Go speak with the people at SHINE for honest information, NOT an insurance agent. For UHC I pay $192/month about $2400/year. What is your deductible and add in co-pays and referrals needed? Think about it. Well worth it for peace of mind.

[noslices1]

AS A MEDICARE RECIPIENT, YOU MAY BE ELIGIBLE FOR A PLAN THAT MAY INCLUDE EXTRA BENEFITS SUCH AS HEARING, ROUTINE DENTAL, AND VISION CARE.THIS KIND OF COVERAGE MAY BE OFFERED IN YOUR AREA FOR AS LOW AS A $0 MONTHLY PLAN PREMIUM. :bigbow:

PLEASE CALL: 941- 413 - 3380
HOURS OF OPERATION: 8:00AM TO 9:00PM

WEBSITE: Elite Medicare Lady | My site (http://WWW.ELITEMEDICARELADY.COM)

I get at least three or four calls a week from “Medicare Rewards” trying to hook me into buying in to their free program to get me all kinds of good things added to my current Medicare Advantage program. They all come up on my phone as “Spam call” and sometimes I answer and talk to the rep, only to tell them to take me off their list. They either hang up or say they will and a half hour later I get another call from them. I have over 200 phone numbers BLOCKED from this company, but they call from all over the country and seem to have unlimited numbers to call from.

[Mrprez]

Junk coverage, run away from this!!!

So, my FloridaBlue MA is junk coverage? I think not. Now, the stuff they sell on the television is junk coverage.

[rustyp]

Do not get an advantage plan. If you are a snowbird, you only get emergency coverage when you go back home. not for your primary doc. In addition, only certain dentists, eye docs accept it and may not have an office near you and if you find they are not up to your standards, you are screwed. My premiums for the year for supplemental is cheaper than an advantage plan and I don't have any deductible, co-pay, and no referrals and is accepted everywhere. In case of emergency, you may have to pay a lot for coverage and I would rather have peace of mind knowing I am 100% covered. They make these advantage plans sound so good, but in reality they are not. Go speak with the people at SHINE for honest information, NOT an insurance agent. For UHC I pay $192/month about $2400/year. What is your deductible and add in co-pays and referrals needed? Think about it. Well worth it for peace of mind.

The above information does not seem accurate based upon my real world experience.

I belong to the VHS and have AARP Medicare Advantage from UnitedHealthcare PPO (not HMO). It is extremely flexible letting one pick their own specialist without referrals and at worst case one can go to other institutions and most likely pay an out of network price up to the OOP. We also have a seasonal home in New York State and summer 2020 my wife had medical issues that tallied up to well over $300K (after their funny math). Every single bill including 3 hospitals, ambulance, specialists. doctors, etc. were in network.

[Mrprez]

Do not get an advantage plan. If you are a snowbird, you only get emergency coverage when you go back home. not for your primary doc. In addition, only certain dentists, eye docs accept it and may not have an office near you and if you find they are not up to your standards, you are screwed. My premiums for the year for supplemental is cheaper than an advantage plan and I don't have any deductible, co-pay, and no referrals and is accepted everywhere. In case of emergency, you may have to pay a lot for coverage and I would rather have peace of mind knowing I am 100% covered. They make these advantage plans sound so good, but in reality they are not. Go speak with the people at SHINE for honest information, NOT an insurance agent. For UHC I pay $192/month about $2400/year. What is your deductible and add in co-pays and referrals needed? Think about it. Well worth it for peace of mind..

You paid $2400? I paid $183 out of pocket last year. Explain how that is cheaper. Not all MA plans are the same. I have worldwide emergency care. Referrals? Why is that such a big deal? If my PCP recommends a specialist for an issue, that saves me time trying to find someone qualified.

[Ashlynns Mema]

Shut down the commercials!
Very misleading

[noslices1]

Remember the annoying Reverse Mortgage guy who used to post all the time on here? Is this going to be just like him?

[ELITEMEDICARELADY]

The TV is already flooded with over the hill actors and athletes selling the lies from insurance companies. NOW TOTV IS MARKETING THESE LIES.

You are so right that the TV is flooded with a bunch of lies. I am not an actor nor an athlete. I am an agent/broker certified in 8 different carriers that are going to tell you the truth and no lies about Medicare. Call me you will be glad you did call to get the truth.

[Mrprez]

Shut down the commercials!
Very misleading

Site sponsors, those who help pay the bills, are allowed to post in the Advertisers Directory. You are free to skip these posts.

[manaboutown]

Is the OP fee based or commission driven?

In my experience most commission driven people try to sell what provides them with the highest commission, not what is necessarily best for the customer.

[airstreamingypsy]

Explain to me why Medicare covers every body part except teeth. Many older people spend more money on dentists than anything else.

[montagnard1969]

Medicare supplement plans offer enticements like free gym memberships, return of $$$ each month as reimbursement, rides to appointments, dental coverage, reduced price medications and the list goes on.
Many issues are not revealed in the teasers: In most cases YOU MUST stay within the network using doctors and facilities that are within the plan’s scope. It also depends on the zip code you live in as to how much reimbursement you receive, if any. All the freebies they entice you with are also subject to the geographical area you live in based on available amenities.
Although they entice you with all the different offerings it will PAY YOU TO RESEARCH ALL THE BENEFITS AND DETRIMENTS of these plans to find out how you will be restricted in the use of the plan you are considering. If you don’t know thoroughly what you are getting into, you may regret it later.
Going back to Medicare later will take at least another open enrollment period to come up. You also may be paying a higher Medicare premium when going back because you have had a break in service to the Medicare plan.
The old adage of “buyer beware” holds true with these and other enticement plans. You don’t think these plans are being offered for your benefit, do you? They are in this business to MAKE MONEY on you. So keep your wits about you and don’t fall for some fast talking “sales” person who promises the moon. If it sounds

[montagnard1969]

Medicare supplement plans offer enticements like free gym memberships, return of $$$ each month as reimbursement, rides to appointments, dental coverage, reduced price medications and the list goes on.
Many issues are not revealed in the teasers: In most cases YOU MUST stay within the network using doctors and facilities that are within the plan’s scope. It also depends on the zip code you live in as to how much reimbursement you receive, if any. All the freebies they entice you with are also subject to the geographical area you live in based on available amenities.
Although they entice you with all the different offerings it will PAY YOU TO RESEARCH ALL THE BENEFITS AND DETRIMENTS of these plans to find out how you will be restricted in the use of the plan you are considering. If you don’t know thoroughly what you are getting into, you may regret it later.
Going back to Medicare later will take at least another open enrollment period to come up. You also may be paying a higher Medicare premium when going back because you have had a break in service to the Medicare plan.
The old adage of “buyer beware” holds true with these and other enticement plans. You don’t think these plans are being offered for your benefit, do you? They are in this business to MAKE MONEY on you. So keep your wits about you and don’t fall for some fast talking “sales” person who promises the moon. If it sounds too good to be true, it probably is.

[craigrmorrison]

AS A MEDICARE RECIPIENT, YOU MAY BE ELIGIBLE FOR A PLAN THAT MAY INCLUDE EXTRA BENEFITS SUCH AS HEARING, ROUTINE DENTAL, AND VISION CARE.THIS KIND OF COVERAGE MAY BE OFFERED IN YOUR AREA FOR AS LOW AS A $0 MONTHLY PLAN PREMIUM. :bigbow:

PLEASE CALL: 941- 413 - 3380
HOURS OF OPERATION: 8:00AM TO 9:00PM

WEBSITE: Elite Medicare Lady | My site (http://WWW.ELITEMEDICARELADY.COM)
Please be careful of violating the CMS Marketing guideline regarding unsolicited posts to social media.