No more cashless businesses

[shut the front door]

if it passes. I hope it does. I had to whip out a credit card to pay for a $1 bag of chips recently and it did not make me happy.

"Refusing cash payments could become illegal for most Florida businesses in 2024 under legislation sponsored by state Sen. Shevrin Jones, a Miami-Dade County Democrat, and state Rep. Joel Rudman, a Panhandle Republican."

Florida May Stop Businesses from Going Cashless (https://www.govtech.com/policy/florida-may-stop-businesses-from-going-cashless#:~:text=Refusing%20cash%20payments%20coul d%20become,Joel%20Rudman%2C%20a%20Panhandle%20Repu blican.)

[CFrance]

if it passes. I hope it does. I had to whip out a credit card to pay for a $1 bag of chips recently and it did not make me happy.

"Refusing cash payments could become illegal for most Florida businesses in 2024 under legislation sponsored by state Sen. Shevrin Jones, a Miami-Dade County Democrat, and state Rep. Joel Rudman, a Panhandle Republican."

Florida May Stop Businesses from Going Cashless (https://www.govtech.com/policy/florida-may-stop-businesses-from-going-cashless#:~:text=Refusing%20cash%20payments%20coul d%20become,Joel%20Rudman%2C%20a%20Panhandle%20Repu blican.)
Fingers crossed that it passes. Bi-partisan sponsorship might help. I hope they also include something making it illegal for businesses to refuse to make change. Although that will probably make businesses raise prices to the next dollar.

[OrangeBlossomBaby]

Fingers crossed that it passes. Bi-partisan sponsorship might help. I hope they also include something making it illegal for businesses to refuse to make change. Although that will probably make businesses raise prices to the next dollar.

Yeah if they don't /have/ the change - small businesses can easily get stuck in that situation - then what? When there's a sign right on the cash register that says "we need singles!" and someone pays for their 89-cent candybar with a $5 bill - then the store should feel free to give the customer their change in penny rolls.

[Boffin]

if it passes. I hope it does. I had to whip out a credit card to pay for a $1 bag of chips recently and it did not make me happy.

"Refusing cash payments could become illegal for most Florida businesses in 2024 under legislation sponsored by state Sen. Shevrin Jones, a Miami-Dade County Democrat, and state Rep. Joel Rudman, a Panhandle Republican."

Florida May Stop Businesses from Going Cashless (https://www.govtech.com/policy/florida-may-stop-businesses-from-going-cashless#:~:text=Refusing%20cash%20payments%20coul d%20become,Joel%20Rudman%2C%20a%20Panhandle%20Repu blican.)

Cashless is the way to go.

[Pugchief]

if it passes. I hope it does. I had to whip out a credit card to pay for a $1 bag of chips recently and it did not make me happy.

"Refusing cash payments could become illegal for most Florida businesses in 2024 under legislation sponsored by state Sen. Shevrin Jones, a Miami-Dade County Democrat, and state Rep. Joel Rudman, a Panhandle Republican."

Florida May Stop Businesses from Going Cashless (https://www.govtech.com/policy/florida-may-stop-businesses-from-going-cashless#:~:text=Refusing%20cash%20payments%20coul d%20become,Joel%20Rudman%2C%20a%20Panhandle%20Repu blican.)

I find this ironic. Everything I have heard/read in the last 3 years involved moving toward a cashless society. You know, so that every single transaction can be monitored and taxed. And also so that they can turn off your ability to buy things if you don't behave. AKA the CCP model.

[retiredguy123]

The only store that I know of in The Villages that does not accept cash is the Darlin’s Sweet Shoppe in Sawgrass Grove.

[Bill14564]

More "freedoms" for businesses in Florida.

(customers already have the freedom to patronize an establishment with policies more to their liking)

[ThirdOfFive]

Maybe those "cashless" businesses should read the fine print on a dollar bill.

[frayedends]

And that no man might buy or sell, save he that had the mark, or the name of the beast, or the number of his name.

[badkarma318]

Anyone who wants a cashless society is asleep, and has no idea what's really behind that push, nor what's really going on in the world.

[JoMar]

Cashless is the way to go.

Agree, prefer using my phone to pay and more and more are starting to accept it. Cash is last resort.

[shut the front door]

Anyone who wants a cashless society is asleep, and has no idea what's really behind that push, nor what's really going on in the world.

You got that right. I feel bad for them.

[MrChip72]

Anyone who wants a cashless society is asleep, and has no idea what's really behind that push, nor what's really going on in the world.

Convenience, efficiency and safety is what's behind it. Not some sinister government conspiracy. Most of the world is going cashless since it's antiquated to use cash for everything other than private transactions or flea markets when it's easier and more secure to just tap a card.

If someone steals credit cards you can cancel them within minutes. If someone steals your cash, you don't have much recourse.

[dwoodley1975]

I hope it does not pass. Cashless is the way to go.

[dwoodley1975]

As the saying goes if you are not changing with time, you will be left behind.

[shaw8700@outlook.com]

Every time I read/hear about someone getting killed in a store robbery I think it wouldn’t have happened if it was cashless. SMH

[tophcfa]

Convenience, efficiency and safety is what's behind it. Not some sinister government conspiracy. Most of the world is going cashless since it's antiquated to use cash for everything other than private transactions or flea markets when it's easier and more secure to just tap a card.

If someone steals credit cards you can cancel them within minutes. If someone steals your cash, you don't have much recourse.

Totally disagree on security. Any form of digital payment information can be stolen by some spineless and faceless computer geek sitting at a keyboard in a third world country. If someone wants to try and steal my cash, they will have to confront me face to face and try to pry it out of my hands. The security of all this digital stuff scares the crap out of me. I’m never scared when using cash.

[Topspinmo]

if it passes. I hope it does. I had to whip out a credit card to pay for a $1 bag of chips recently and it did not make me happy.

"Refusing cash payments could become illegal for most Florida businesses in 2024 under legislation sponsored by state Sen. Shevrin Jones, a Miami-Dade County Democrat, and state Rep. Joel Rudman, a Panhandle Republican."

Florida May Stop Businesses from Going Cashless (https://www.govtech.com/policy/florida-may-stop-businesses-from-going-cashless#:~:text=Refusing%20cash%20payments%20coul d%20become,Joel%20Rudman%2C%20a%20Panhandle%20Repu blican.)

I would have just walked out.

It’s going to come eventually by feds, That way every penny can be tracked.

[Topspinmo]

Agree, prefer using my phone to pay and more and more are starting to accept it. Cash is last resort.


You say that when you cash becomes cashless when some hacker wiped you out. Don’t say it guaranteed in cyberspace. Bitcoins good example.

[dhdallas]

if it passes. I hope it does. I had to whip out a credit card to pay for a $1 bag of chips recently and it did not make me happy.

"Refusing cash payments could become illegal for most Florida businesses in 2024 under legislation sponsored by state Sen. Shevrin Jones, a Miami-Dade County Democrat, and state Rep. Joel Rudman, a Panhandle Republican."

Florida May Stop Businesses from Going Cashless (https://www.govtech.com/policy/florida-may-stop-businesses-from-going-cashless#:~:text=Refusing%20cash%20payments%20coul d%20become,Joel%20Rudman%2C%20a%20Panhandle%20Repu blican.)

More complaints from the I-hate-change people! Personally, I hate cash! If a society goes cashless, you never have to worry about getting mugged on the street for your wallet. Pickpockets are out of work. Rob a store? Why? Armored cars? Don't need them. They don't have any cash. Steal a credit card? Who cares? The card companies always pick up on unusual charges and do not make you pay for the unauthorized charges. No more fumbling around for the right change: I hate being behind one of those people. No more mixed up crumpled wads of bills, over stuffed wallets, mistakenly giving out a twenty dollar bill instead of a 5 or 10, or running to the cash machine. You either use your debit card or better yet, like I do, use a credit card that earns you cash or redeemable whatever to pay for everything BUT always pay off the balance every month to avoid any interest. Cash will go the way of fossil fuels someday and I also would like to see a universal currency. If most of Europe can have a common currency then why not the world?

PS: I hate checks too! Let's ban them also!

[Topspinmo]

More complaints from the I-hate-change people! Personally, I hate cash! If a society goes cashless, you never have to worry about getting mugged on the street for your wallet. Pickpockets are out of work. Rob a store? Why? Armored cars? Don't need them. They don't have any cash. Steal a credit card? Who cares? The card companies always pick up on unusual charges and do not make you pay for the unauthorized charges. No more fumbling around for the right change: I hate being behind one of those people. No more mixed up crumpled wads of bills, over stuffed wallets, mistakenly giving out a twenty dollar bill instead of a 5 or 10, or running to the cash machine. You either use your debit card or better yet, like I do, use a credit card that earns you cash or redeemable whatever to pay for everything BUT always pay off the balance every month to avoid any interest. Cash will go the way of fossil fuels someday and I also would like to see a universal currency. If most of Europe can have a common currency then why not the world?

PS: I hate checks too! Let's ban them also!

News flash fossil fuel will NEVER ago away, everything modern convince made from fossil fuel. Dollar use most of world not euro. But, wait few year the yen will take over. You can bet it won’t be euro.

[OrangeBlossomBaby]

News flash fossil fuel will NEVER ago away, everything modern convince made from fossil fuel. Dollar use most of world not euro. But, wait few year the yen will take over. You can bet it won’t be euro.

Never say never. Fossil fuels are finite. Some day - if we continue to drill for them as we currently do, we will run out of them.

I mostly use GPay now, except at Walmart because their machines still don't accept tap-and-pay. I do like using cash though, because I like putting the change from transactions into a jar and rolling it all up when the jar's full, and spending it on "little luxuries" like a new moisturizer or a nice lunch.

[Topspinmo]

Never say never. Fossil fuels are finite. Some day - if we continue to drill for them as we currently do, we will run out of them.

I mostly use GPay now, except at Walmart because their machines still don't accept tap-and-pay. I do like using cash though, because I like putting the change from transactions into a jar and rolling it all up when the jar's full, and spending it on "little luxuries" like a new moisturizer or a nice lunch.

I use coins to gamble with:oops:

Again fossil fuel (oil) will never go away, might reduce gasoline or diesel product, but every modern convenience made from or produced/refined from oil.

[OrangeBlossomBaby]

I use coins to gamble with:oops:

Again fossil fuel (oil) will never go away, might reduce gasoline or diesel product, but every modern convenience made from or produced/refined from oil.

Again - fossil fuel (oil) is finite. The planet only has so much of it. Once we use it up, it's gone until the next ice age.

[mtdjed]

Yeah if they don't /have/ the change - small businesses can easily get stuck in that situation - then what? When there's a sign right on the cash register that says "we need singles!" and someone pays for their 89-cent candybar with a $5 bill - then the store should feel free to give the customer their change in penny rolls.

I'm not for or against cashless. However, our son lives in Brazil, and says it is great. The way he describes it is that it is not credit card driven but rather direct transfer from your bank account. Thereby bypasses the credit card charge .
Seems like several service stations now offer reduced prices if you pay direct from your account. He says all is done from a cell phone.

I do not yet trust technology so much that I want any direct access to my account by phone.

Also, seems like it opens the door for all kinds of spam messages.

Also, if all was done this way, it would seem to bypass those who don't have bank accounts or cell phones. Wow, am I dating myself.

[MrChip72]

Totally disagree on security. Any form of digital payment information can be stolen by some spineless and faceless computer geek sitting at a keyboard in a third world country. If someone wants to try and steal my cash, they will have to confront me face to face and try to pry it out of my hands. The security of all this digital stuff scares the crap out of me. I’m never scared when using cash.

So you don't have your life savings in a bank or investment account?

Unless you have your money locked in a safe in cash or in gold bars, your money is already all in digital form right now.

There's zero chance that anyone in a third world country is going to be able to hack our banking systems and drain everyone's money. There's more than enough safeguards in place for that. I work for one of the largest banks in the world. I'm not just passing on third hand information.

[Two Bills]

I would have just walked out.

It’s going to come eventually by feds, That way every penny can be tracked.

Come on Mo. Admit it. Your just an old dinosaur!
Our days are done, our kids and grands rule the world now, and they love all the electronic stuff.
I must confess to liking it myself, and getting rid of cash is easier than I thought.
Had to learn to pay with my phone, but with all my banking online anyway, it was just a natural progression, the speed of transactions is a wonder, and the security is top hole.
No more traveling to bank or cash machines, everything I need to do is a click away.
Even my wife lets me carry my wallet again, as there is naff-all in it that cant be lost.
(I lost it once 45 years ago, and my lady never trusted me with it again.)
Join the 21st Century, it's fun.
All I have to remember is where I left my phone!:icon_wink:

[Eg_cruz]

Cashless is the way to go.
No that’s the way for more and more scammers.
I pay cash as much as I can

[frayedends]

I'm afraid of the government hacking our bank accounts and freezing our assets. Not that I'm opposed to cashless, but it shouldn't be the only option. If you think it can't happen ask a Canadian trucker.

[dcammel]

Yeah if they don't /have/ the change - small businesses can easily get stuck in that situation - then what? When there's a sign right on the cash register that says "we need singles!" and someone pays for their 89-cent candybar with a $5 bill - then the store should feel free to give the customer their change in penny rolls.

I agree it is ironic that you can buy a head of lettuce with a click on your iPhone at Farmers Market, and restaurants complain and tack on a fee to cover processing! The part of your story that needs refining is to declare and share where you are finding $0.89 candy bars! I stopped paying for them when prices reached about $1.49!

[spinner1001]

Almost 5% of all U.S. households do not have a bank account. Cash transactions are still needed for millions of Americans as cashless is not a practical option for those less well-off folks without forcing them to use prepaid debit cards.

“Consistent with the results of previous surveys, unbanked rates in 2021 varied considerably across the U.S. population. For example, unbanked rates were higher among lower-income households, less-educated households, Black households, Hispanic households, working-age households with a disability, and single-mother households.”

2021 FDIC National Survey of Unbanked and Underbanked Households (https://www.fdic.gov/analysis/household-survey/index.html)

[La lamy]

There is a problem with cashless. It occurred to us in my northern home when there was a major outage in the internet system. All stores weren't able to process cards for at least 48 hours. Some homes were internet free for up to 6 days. Only cash got you goods. It was an eye opener for sure.

[Susan1717]

I hope it passes. We should all have the freedom to pay either way we want and what works best for each individual. For many, it’s an easier way to not overspend or buy on impulse. I also do not want to be forced into having a paper trail of everything I do.

[RWhitburn]

Sweden is mostly cashless, once you get used to it, it’s so much easier. Through their banks, they have a system called Swish. You just tap your phone and pay via your personal barcode. Even garage sales are cashless! It’s the future, we have to get used to it.

[Berwin]

Phone? I use my watch to pay. :-)

[Bill Torres]

As a business men and currently having the cost of transporting the cash from the location to the bank is risky. So the cost of a contract can be eliminated. Having to obtain bills and coins is a nightmare. Gone. Human errors in cash exchange is eliminated. POS sales are registered and loss of merchandise (theft by employees) is controlled. Sadly businesses are having to curtail many factors to be profitable and cards although you pay a percentage to the bank and credit card company allows you a better control.

[GizmoWhiskers]

Cashless is the way to go.
Sure if one wants the Wizzard of Oz to be able to flip the switch on money in/out. FL and The Villages, has always allowed people to think for themselves on life matters. Kinda want to keep it that way. The need small bills thing... look outside of T V and check the Wizzard of Oz to see "what's in your (their) wallet."

[KendallW]

There are likely several reasons they chose to go cashless, as a retail business owner for over 40 years I've been fortunate to have competent employees.These days finding quality employees could be a daughting task. Eliminating cash is just one more thing that owners won't have to worry about. I'm not making excuses as I believe in our currency and see the push to eliminate it. Cash is king and needs to stay that way.

[bowlingal]

I try to pay for everything with cash. NO cc debt for me, thanks

[Two Bills]

There is a problem with cashless. It occurred to us in my northern home when there was a major outage in the internet system. All stores weren't able to process cards for at least 48 hours. Some homes were internet free for up to 6 days. Only cash got you goods. It was an eye opener for sure.

That is a very good point.
Will keep a few quid in my wallet.
Just in case!

[Halbraun]

And what about the population that cannot get credit cards for whatever reasons? Just another hurdle for them to deal with.. not everyone is as fortunate.

[Two Bills]

Phone? I use my watch to pay. :-)

Never worn a watch in all my years, apart from when in military, then I carried it in my pocket.
Can't stand the restriction, same with rings etc.
Kids and grands all use them though.

[Arctic Fox]

.
I suspect there was a lot of resistance when cash first came in

You are expecting to exchange your chicken for a pair of shoes and the cobbler wants to give you round pieces of metal as change instead of some carrots? I don't think so!

Plus ça change...

[ChicagoNative]

Cashless is very convenient, but don’t fool yourselves into thinking that it’s not without its own set of issues. Anyone who thinks that “monitoring” a la CCP social credit, or that the internet will never go down, or that one will never have to worry about robberies or muggings again, is fooling themselves.

Weve already given so much of our lives over to technology. Remember how great email and instant messaging and Facebook were until the hackers came on the scene? We’re like the frog in the pot of water that slowly boils. We should all proceed with caution!

If anyone’s interested, this is a great work of fiction…..for now.

Daemon (Daemon, #1) by Daniel Suarez | Goodreads (https://www.goodreads.com/book/show/6665847-daemon)

[paulajr]

You want every move you make and everything you buy tracked? Oh…OK.


Cashless is the way to go.

[retiredguy123]

That is a very good point.
Will keep a few quid in my wallet.
Just in case!
You may want to keep some cash in there too.

[Andyb]

The only store that I know of in The Villages that does not accept cash is the Darlin’s Sweet Shoppe in Sawgrass Grove.
I will be boycotting that business and any other cashless business.

[JoelJohnson]

I find this ironic. Everything I have heard/read in the last 3 years involved moving toward a cashless society. You know, so that every single transaction can be monitored and taxed. And also so that they can turn off your ability to buy things if you don't behave. AKA the CCP model.

Paranoid much?

[paulajr]

A few years ago I had a pile of potential Christmas gifts in my hands in a golf store in Sumter Landing. I went to check out and the cashier pointed to a sign on the counter that said “Credit Card Only”. I put the pile on the counter, turned and walked out of the store.

I would have just walked out.

It’s going to come eventually by feds, That way every penny can be tracked.

[oneclickplus]

Cashless is the way to go.

No!! Cashless is the way to track and control.88

[Mrs S]

Yet you need cash to buy a lottery ticket.

if it passes. I hope it does. I had to whip out a credit card to pay for a $1 bag of chips recently and it did not make me happy.

"Refusing cash payments could become illegal for most Florida businesses in 2024 under legislation sponsored by state Sen. Shevrin Jones, a Miami-Dade County Democrat, and state Rep. Joel Rudman, a Panhandle Republican."

Florida May Stop Businesses from Going Cashless (https://www.govtech.com/policy/florida-may-stop-businesses-from-going-cashless#:~:text=Refusing%20cash%20payments%20coul d%20become,Joel%20Rudman%2C%20a%20Panhandle%20Repu blican.)

[John Mayes]

A few years ago I had a pile of potential Christmas gifts in my hands in a golf store in Sumter Landing. I went to check out and the cashier pointed to a sign on the counter that said “Credit Card Only”. I put the pile on the counter, turned and walked out of the store.

So you turned it into the cashier’s problem and caused more work for that person because they were simply following store policy that was apparently prominently displayed.

[Boffin]

There is no such thing as “zero chance”.

[charlie1]

if it passes. I hope it does. I had to whip out a credit card to pay for a $1 bag of chips recently and it did not make me happy.

"Refusing cash payments could become illegal for most Florida businesses in 2024 under legislation sponsored by state Sen. Shevrin Jones, a Miami-Dade County Democrat, and state Rep. Joel Rudman, a Panhandle Republican."

Florida May Stop Businesses from Going Cashless (https://www.govtech.com/policy/florida-may-stop-businesses-from-going-cashless#:~:text=Refusing%20cash%20payments%20coul d%20become,Joel%20Rudman%2C%20a%20Panhandle%20Repu blican.)

Cash is a problem for a lot of retailers. Even though the CC rate is high, the cost of dealing with cash is even higher. Many retailers have found this out and therefore have stopped taking cash. Many are considering it as the number of people paying in cash continues to decline. Let's face it, with apple pay and google pay, the phone is the easiest way to pay! And the easiest and fastest way for the retailer to collect and report accurate sales since it is all automatic. Makes the lines go faster too!

[MauldinEdward]

If they want to go cashless I hope they add that the busyness can't add a fee for using your card.

[Marmaduke]

The government wants their share, and you can't blame them.
Just THINK about all of the tax revenue lost when johnny the businessman doesn't declare the millions made in cash over a 5,10, 20, 30 year span.
Also, if the gov't can curtail cash's importance, JUST REALIZE how that would impact the DRUGS pouring into America.

And, Absolutely correct, What happens when the grid goes out???
Cash is King... and I'm in my early 60's.

[Eclas]

Convenience, efficiency and safety is what's behind it. Not some sinister government conspiracy. Most of the world is going cashless since it's antiquated to use cash for everything other than private transactions or flea markets when it's easier and more secure to just tap a card.

If someone steals credit cards you can cancel them within minutes. If someone steals your cash, you don't have much recourse.

You are way under informed

[OrangeBlossomBaby]

Almost 5% of all U.S. households do not have a bank account. Cash transactions are still needed for millions of Americans as cashless is not a practical option for those less well-off folks without forcing them to use prepaid debit cards.

“Consistent with the results of previous surveys, unbanked rates in 2021 varied considerably across the U.S. population. For example, unbanked rates were higher among lower-income households, less-educated households, Black households, Hispanic households, working-age households with a disability, and single-mother households.”

2021 FDIC National Survey of Unbanked and Underbanked Households (https://www.fdic.gov/analysis/household-survey/index.html)

They don't have to carry cash around with them. Once upon a time, there was no electronic fund transfer options, there was no e-banking, it wasn't a thing. So you had to bring your paycheck to the bank to cash it, or to the supermarket and pay a small fee to cash it, or to a check-cashing store and pay a bigger fee to cash it.

But if you have to go somewhere to cash your check, you could deposit it in the bank - and use the corresponding debit card instead of wads of bills in your wallet. Debit cards are accepted pretty much everywhere. They're not as secure as credit cards, but cash is also not as secure. Pickpockets still exist afterall. It's not hard to lift a wallet from someone's pocket or purse if they're appropriately distracted. Plus, with systems like Samsung Pay, Gpay, and Apple Pay, you can load your debit card info to the system and use your phone/smartwatch/tablet to pay for purchases. The fun thing about that, is that it delivers the number disguised as a different number. Thieves will see the disguise, not the actual credit card number.

[retiredguy123]

The problem with "tap to pay" is that many merchants don't use it, including Walmart.

[retiredguy123]

I would almost totally eliminate using cash if restaurants didn't require that you to allow them to take your credit card into the back room. I always use cash in restaurants.

[Topspinmo]

So you turned it into the cashier’s problem and caused more work for that person because they were simply following store policy that was apparently prominently displayed.


All in days work! Beats standing there picking nose. :22yikes:

[Topspinmo]

Almost 5% of all U.S. households do not have a bank account. Cash transactions are still needed for millions of Americans as cashless is not a practical option for those less well-off folks without forcing them to use prepaid debit cards.

“Consistent with the results of previous surveys, unbanked rates in 2021 varied considerably across the U.S. population. For example, unbanked rates were higher among lower-income households, less-educated households, Black households, Hispanic households, working-age households with a disability, and single-mother households.”

2021 FDIC National Survey of Unbanked and Underbanked Households (https://www.fdic.gov/analysis/household-survey/index.html)

No matter what system there will be scams and counterfeit debit cards. Probably worse with cashless society.

[JRcorvette]

if it passes. I hope it does. I had to whip out a credit card to pay for a $1 bag of chips recently and it did not make me happy.

"Refusing cash payments could become illegal for most Florida businesses in 2024 under legislation sponsored by state Sen. Shevrin Jones, a Miami-Dade County Democrat, and state Rep. Joel Rudman, a Panhandle Republican."

Florida May Stop Businesses from Going Cashless (https://www.govtech.com/policy/florida-may-stop-businesses-from-going-cashless#:~:text=Refusing%20cash%20payments%20coul d%20become,Joel%20Rudman%2C%20a%20Panhandle%20Repu blican.)

It is just one more what the Government is attempting to Control us all! Fight back….:pepper2:

[Indydealmaker]

Convenience, efficiency and safety is what's behind it. Not some sinister government conspiracy. Most of the world is going cashless since it's antiquated to use cash for everything other than private transactions or flea markets when it's easier and more secure to just tap a card.

If someone steals credit cards you can cancel them within minutes. If someone steals your cash, you don't have much recourse.

Naive.

[Topspinmo]

Paranoid much?

Why else? Guess I’ll have cash in my gold bars I have in suits in closet I’m saving for rainy day? :eclipsee_gold_cup:

[LuvNH]

I try to pay for everything with cash. NO cc debt for me, thanks

What credit card debt? There is no debt if you pay if off monthly. I look at using a credit card the same as using cash, if I overspend on the credit card I am in trouble for the month - if I over spend cash I am in trouble for the month. Same difference in my opinion.

Personally, I like cashless, but I find one real problem with it. No cash, no tips. I never used to walk past people collecting for a good cause, now I have no cash to put in their red kettle and I do dislike that.

[John Mayes]

All in days work! Beats standing there picking nose. :22yikes:

LOL! Maybe this type of attitude is one of the reasons for the generalized opinion by the local community that Villagers are self entitled and condescending.

[Topspinmo]

.
I suspect there was a lot of resistance when cash first came in

You are expecting to exchange your chicken for a pair of shoes and the cobbler wants to give you round pieces of metal as change instead of some carrots? I don't think so!

Plus ça change...

No, most didn’t have cash back then. Bartering was trading for commodities, still goes on today in back woods that most of us has no clue what hard times are.

[Blackbird45]

In the U.S. the standard for centuries has been coins and bills.
But there are benefits switching to credit cards.
First store safety from robberies.
Second the U.S. taxpayers, cash businesses have been known to skim. It’s not impossible to have cash transactions that are not reported to the I.R.S. To recoup the government raises taxes which means the people pay.

[Topspinmo]

LOL! Maybe this type of attitude is one of the reasons for the generalized opinion by the local community that Villagers are self entitled and condescending.

Eventually you never worked for government.

[Topspinmo]

Again - fossil fuel (oil) is finite. The planet only has so much of it. Once we use it up, it's gone until the next ice age.

By then some other natural or manmade disasters will wipe out mankind. Only matter or time.

[John Mayes]

Eventually you never worked for government.

If you meant to say, “evidently”, you’re right. I have never worked for the government. I’m reasonably sure that the cashier mentioned before wasn’t working for the government either at that time.

[miadford@gmail.com]

Just keep in mind, when we use our cards the banks that sponsor them are making the money. So by going completely cashless will only increase costs. The banks will get their money first!

[tophcfa]

So you don't have your life savings in a bank or investment account?

Unless you have your money locked in a safe in cash or in gold bars, your money is already all in digital form right now.

There's zero chance that anyone in a third world country is going to be able to hack our banking systems and drain everyone's money. There's more than enough safeguards in place for that. I work for one of the largest banks in the world. I'm not just passing on third hand information.

The thread is about cashless payment of transactions, not where one’s savings are held.

[waterflower]

Stop the cashless society=complete control

[Johnsocat]

I hope it does not pass. Cashless is the way to go.

This would not prevent you from using your card if that's your preference. Hope it passes so consumer's have the freedom of choice.
The push for digital dollar has potential for govt oversight of every citizen.

[threefootputt]

I’m in DC a lot visiting family and just about everything is cashless, except, of course, the tip jar, which accepts only cash!

[Frank Hamister]

I believe that it has always been a violation of federal law to refuse to accept cash to pay a bill. As otherwise noted in this thread check your cash bills and note the statement “This note is legal tender for all debts public and private”

[Two Bills]

Naive.

Paranoid?

[Two Bills]

.
I suspect there was a lot of resistance when cash first came in

You are expecting to exchange your chicken for a pair of shoes and the cobbler wants to give you round pieces of metal as change instead of some carrots? I don't think so!

Plus ça change...

Bingo! :thumbup:

[Cliff Fr]

So you don't have your life savings in a bank or investment account?

Unless you have your money locked in a safe in cash or in gold bars, your money is already all in digital form right now.

There's zero chance that anyone in a third world country is going to be able to hack our banking systems and drain everyone's money. There's more than enough safeguards in place for that. I work for one of the largest banks in the world. I'm not just passing on third hand information.

I believe that they are referring to individual consumers not the banks themselves

[NoMoSno]

.
I suspect there was a lot of resistance when cash first came in

You are expecting to exchange your chicken for a pair of shoes and the cobbler wants to give you round pieces of metal as change instead of some carrots? I don't think so!

Plus ça change...
Cash system started long ago.
Even the Incas and Romans had coins.
Of course, bartering was always an option.

[retiredguy123]

I believe that it has always been a violation of federal law to refuse to accept cash to pay a bill. As otherwise noted in this thread check your cash bills and note the statement “This note is legal tender for all debts public and private”
Not exactly. Here is an excerpt from "federalreserve.gov":

"Is it legal for a business in the United States to refuse cash as a form of payment?
There is no federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services. Private businesses are free to develop their own policies on whether to accept cash unless there is a state law that says otherwise.

Section 31 U.S.C. 5103, entitled "Legal tender," states: "United States coins and currency [including Federal Reserve notes and circulating notes of Federal Reserve Banks and national banks] are legal tender for all debts, public charges, taxes, and dues." This statute means that all U.S. money as identified above is a valid and legal offer of payment for debts when tendered to a creditor."

[msilagy]

Cash is inconvenient but preferable. CC's have their place.

[frayedends]

Paranoid much?

Not paranoid.

Seriously I'm shocked by the people that think we are naive to worry about going cashless. The folks saying it's not a conspiracy to control our money. It literally happened last year in Canada.

Banks are moving to freeze accounts linked to convoy protests. Here'''s what you need to know | CBC News (https://www.cbc.ca/news/politics/emergencies-act-banks-ottawa-protests-1.6353968)

[GoneFishing]

I'm afraid of the government hacking our bank accounts and freezing our assets. Not that I'm opposed to cashless, but it shouldn't be the only option. If you think it can't happen ask a Canadian trucker.

Exactly!! Also look at China.

[tophcfa]

Exactly!! Also look at China.

I love your kind of fishing, but I hate the dam phishing that is happening these days.

[MrChip72]

Not paranoid.

Seriously I'm shocked by the people that think we are naive to worry about going cashless. The folks saying it's not a conspiracy to control our money. It literally happened last year in Canada.

Banks are moving to freeze accounts linked to convoy protests. Here'''s what you need to know | CBC News (https://www.cbc.ca/news/politics/emergencies-act-banks-ottawa-protests-1.6353968)

That has zero to do with your cashless society conspiracy.

"The regulations define a "designated person" who can be cut off from financial services as someone who is "directly or indirectly" participating in a "public assembly that may reasonably be expected to lead to a breach of the peace," or a person engaging in "serious interference with trade" or "critical infrastructure."

The organizers were using funding to basically shutdown the downtown of a large city. Some of the donations were from residents of foreign countries like Russia and even the US. You can bet that if the same thing happened in the US that the government would have those foreign donations shut down very quickly.

[OrangeBlossomBaby]

I will be boycotting that business and any other cashless business.

I believe they do it for sanitary reasons - they bake on site, and touch food, and shouldn't have to switch out gloves and wash their hands every few minutes just because someone wants to hand them grubby bills that probably were used as coke straws by some addict 5 years ago and made their way into your wallet.

They only have to press the buttons of their cash register, which you don't get to touch at all and they can therefore keep sanitized.

[Topspinmo]

I’m in DC a lot visiting family and just about everything is cashless, except, of course, the tip jar, which accepts only cash!

So how do you rip if there no cash?

[OrangeBlossomBaby]

I believe that it has always been a violation of federal law to refuse to accept cash to pay a bill. As otherwise noted in this thread check your cash bills and note the statement “This note is legal tender for all debts public and private”

Yup, it's true. If you owe money, you can use cash to pay the debt.

You don't owe a store money if you haven't already purchased the product. There's no debt, at the point of purchase. Now, if you buy something and consume it before you pay for it, then you owe a debt, and can use cash to pay that debt. But putting a can of beans on a conveyor belt and a cashier scanning it into the system doesn't mean you owe them a debt. If you don't pay however they say you should pay, then they simply void the sale, and there is no debt owed.

[CoachKandSportsguy]

Looking at the risk profile:

Physical currency has physical risks, which are primarily local in nature. Risks are on the vendor and the consumer for physical theft prevention, including physical transport from vendor to bank and vice versa.

Digital currency has digital risks, which are unlimited in geography, meaning risk is now worldwide, and physical, need BOTH electricity AND an internet connection. Digital currency also needs a better help desk as banks aren't the only source of transactions. Also, digital means that the risk of internal employee theft still exists, eliminating human access will always be impossible. And the physical risk now is transferred to data centers and data back up locations being kept safe.

There are costs associated with each one: with physical currency, you bear the cost. with a digital currency, you the consumer and you the vendor do not bear the risk, but pay for the risk. But whomever controls the system controls the cost and the access, and since the system is controlled by humans with computers, not just computers by them selves, users of digital currency has given up local control to many, many more interested parties. . .

The best answer is still both, but the complete conversion to digital would also render most of the dollars in the underground trades EITHER worthless or very valuable to continue with the drug trade outside of any tracking. . . depending upon your view point

there is no free lunch, and the best option is for both currencies, so that you get to keep your freedom of choice.
Sweden is small country, lots of processes work well in small quantities, but doesn't scale well, ie has limits to how far it can scale. . digital currency just might be one of them for the US currency.

[Sandy and Ed]

Cashless is the way to go.
And when someone at the top decides to cancel your account or deletes your funds……….and you have no paper currency?. Let that sink in.

[Remembergoldenrule]

I think the push for this legislation is that 24% of American adults do not qualify for credit cards and don’t have minimum needed in banks for debit card. That doesn’t include those under 18 that are working odd jobs who are too young to get cards. Those of us living here sometimes forget those who “haven’t made it.” or are not as fortunate as us. Some may be because of their own doing, but others because of life situations they have no control over.

[defrey12]

You got that right. I feel bad for them.

Amen…

[defrey12]

Convenience, efficiency and safety is what's behind it. Not some sinister government conspiracy. Most of the world is going cashless since it's antiquated to use cash for everything other than private transactions or flea markets when it's easier and more secure to just tap a card.

If someone steals credit cards you can cancel them within minutes. If someone steals your cash, you don't have much recourse.

You don’t get it…it’s not about what you can do. It’s about what THEY can do.

[defrey12]

Again - fossil fuel (oil) is finite. The planet only has so much of it. Once we use it up, it's gone until the next ice age.

No, it’s not. Need to brush up on your basic science. As long as organic matter continues to die and decompose—trees, animals, US—there will be the so-called fossil fuels. This is the process by which they form. And since we’re millions of years behind in exploration and extraction, there’s not much danger in running out.

[Bay Kid]

Let's hope NOT for the safety of our privacy.

[bp243]

Convenience, efficiency and safety is what's behind it. Not some sinister government conspiracy. Most of the world is going cashless since it's antiquated to use cash for everything other than private transactions or flea markets when it's easier and more secure to just tap a card.

If someone steals credit cards you can cancel them within minutes. If someone steals your cash, you don't have much recourse.

Absolutely agree! Plus, it suggests that there’s some oversight on reported business income.

[bp243]

I would have just walked out.

It’s going to come eventually by feds, That way every penny can be tracked.

Why shouldn’t every business be tracked like you’re tracked for your reported income?

[donfey]

Cashless is the way to go.

Then YOU go cashless. And, if the retailer opts to add the 3% premium he has to pay the credit/ATM card company, will you agree? Or will you whine about it?

[retiredguy123]

Absolutely agree! Plus, it suggests that there’s some oversight on reported business income.
Banks are required to report credit card transactions from most businesses (based on total annual amount) to the IRS. So, the IRS can compare the income a business reported to their credit card income.

[OrangeBlossomBaby]

Then YOU go cashless. And, if the retailer opts to add the 3% premium he has to pay the credit/ATM card company, will you agree? Or will you whine about it?

That's a logical fallacy. If the country truly goes "cashless" then retailers will simply raise their prices by whatever the credit card companies charge for transactions, plus an additional percentage to maintain the profit margin. EVERYONE ends up paying extra, because no one is paying cash - in a cashless society.

[NoMoSno]

That's a logical fallacy. If the country truly goes "cashless" then retailers will simply raise their prices by whatever the credit card companies charge for transactions, plus an additional percentage to maintain the profit margin. EVERYONE ends up paying extra, because no one is paying cash - in a cashless society.
So EVERYONE will be forced to pay about 4% plus taxes just to spend their money.

[Topspinmo]

So EVERYONE will be forced to pay about 4% plus taxes just to spend their money.


When time get tuff and they will like we’ve never seen it, when that happens really not our money:oops: we didn’t build that:sing:

[Pugchief]

Why shouldn’t every business be tracked like you’re tracked for your reported income?

They absolutely should be, and I have no issue with that aspect of cashless. It's the more sinister aspect, where banks, the pols, whoever has the ability to decide you can't spend or bank based on some dubious reason related to social credit.

[tophcfa]

Looking at the risk profile:

Physical currency has physical risks, which are primarily local in nature. Risks are on the vendor and the consumer for physical theft prevention, including physical transport from vendor to bank and vice versa.

Digital currency has digital risks, which are unlimited in geography, meaning risk is now worldwide, and physical, need BOTH electricity AND an internet connection. Digital currency also needs a better help desk as banks aren't the only source of transactions. Also, digital means that the risk of internal employee theft still exists, eliminating human access will always be impossible. And the physical risk now is transferred to data centers and data back up locations being kept safe.

There are costs associated with each one: with physical currency, you bear the cost. with a digital currency, you the consumer and you the vendor do not bear the risk, but pay for the risk. But whomever controls the system controls the cost and the access, and since the system is controlled by humans with computers, not just computers by them selves, users of digital currency has given up local control to many, many more interested parties. . .

The best answer is still both, but the complete conversion to digital would also render most of the dollars in the underground trades EITHER worthless or very valuable to continue with the drug trade outside of any tracking. . . depending upon your view point

there is no free lunch, and the best option is for both currencies, so that you get to keep your freedom of choice.
Sweden is small country, lots of processes work well in small quantities, but doesn't scale well, ie has limits to how far it can scale. . digital currency just might be one of them for the US currency.

That, in a nutshell, is why I prefer cash to cashless. I am comfortable controlling my own risk, but I don’t trust a third party to look out for my best interest.

[Pugchief]

So EVERYONE will be forced to pay about 4% plus taxes just to spend their money.

Too late. If you don't think everyone is paying to recoup merchant fees on credit cards, think again.

More bad news: you are also already paying more to cover the cost of shrinkage, AKA shoplifting.

[Two Bills]

All this about taking away your privacy, government tracking/controlling you 'bla di bla' is total nonsense.
The day you first used a credit card, logged online for a purchase, registered for tax, posted on social media, etc etc. your information was fair game.
Talk about paranoia. It's change people are scared of.

[OrangeBlossomBaby]

So EVERYONE will be forced to pay about 4% plus taxes just to spend their money.

That's capitalism. If you want to give the government control over regulating how companies are allowed to do business and collect payment for goods and services offered, then you're looking for communism, not capitalism.

Personally I'm okay with capitalism.

[NoMoSno]

That's capitalism. If you want to give the government control over regulating how companies are allowed to do business and collect payment for goods and services offered, then you're looking for communism, not capitalism.

Personally I'm okay with capitalism.
I'd rather have the option of having cash in my pocket and not having an added cost to spend my money if I don't want to buy on credit. That is capitalism.

[Two Bills]

I'd rather have the option of having cash in my pocket and not having an added cost to spend my money if I don't want to buy on credit. That is capitalism.

Credit cards paid off each month is Free credit.
The retailer pays the cost of CC transactions and is a built in cost on items sold.
By paying cash you are still paying that built in cost, without the benefit of a months free credit.
Paying with a Debit card is also a cash transaction, and again you are paying for a benefit you have not used.

[NoMoSno]

Credit cards paid off each month is Free credit.
The retailer pays the cost of CC transactions and is a built in cost on items sold.
By paying cash you are still paying that built in cost, without the benefit of a months free credit.
Paying with a Debit card is also a cash transaction, and again you are paying for a benefit you have not used.
There are many businesses that offer a cash discount, even the DMV.

[jimmy o]

if it passes. I hope it does. I had to whip out a credit card to pay for a $1 bag of chips recently and it did not make me happy.

"Refusing cash payments could become illegal for most Florida businesses in 2024 under legislation sponsored by state Sen. Shevrin Jones, a Miami-Dade County Democrat, and state Rep. Joel Rudman, a Panhandle Republican."

Florida May Stop Businesses from Going Cashless (https://www.govtech.com/policy/florida-may-stop-businesses-from-going-cashless#:~:text=Refusing%20cash%20payments%20coul d%20become,Joel%20Rudman%2C%20a%20Panhandle%20Repu blican.)
While I too think that cash should be allowed, I really believe government should butt out of business affairs. There may well be a good reason for a particular business to operate cashless, theft being the big reason. Theft can be from an itchy fingered hold-up man, or from a light fingered employee. Going cashless eliminates both of those theft options. Small business in particular can be really hurt by either type of those thefts. Government should leave it up to the business how they choose to operate, and the public can chose to frequent there or not.

[Richpetty42]

Can also start to follow the BRICS monetary model too.
It’s not just the state, the US government is looking to changing its monetary system, no cash, everything will be digital and like you said they can monitor everything you buy, stop payment on purchases, withdraw taxes and even stop payment/deposits if they want. Not looking good if this happens



I find this ironic. Everything I have heard/read in the last 3 years involved moving toward a cashless society. You know, so that every single transaction can be monitored and taxed. And also so that they can turn off your ability to buy things if you don't behave. AKA the CCP model.

[CoachKandSportsguy]

They absolutely should be, and I have no issue with that aspect of cashless. It's the more sinister aspect, where banks, the pols, whoever has the ability to decide you can't spend or bank based on some dubious reason related to social credit.

totally agree. .

totally Orwellian. . .

never accept how people market new ideas as only positive. . similar to how people have marketed AI recently . . as not a threat to jobs but requires job increases . . .

Well OOOOPS, that marketing crap didn't age well:

Google may layoff 30,000 employees as AI improves operational efficiency: Report - BusinessToday (https://www.businesstoday.in/technology/news/story/google-may-layoff-30000-employees-as-ai-improves-operational-efficiency-report-411248-2023-12-29)

[MightyDog]

It isn't remotely nonsense and in the early 21st century it's amazing how trusting (or naive depending on ones point of view) people can be. The game plan is utterly clear because TPTB make no secret of it. In fact, they announce their plans. Start with the book by Klaus Schwab, head of the World Economic Forum, called: The Great Reset. Take the guy at his word.

Expand knowledge gathering from there. There is much, much more. Central Bank Digital Currencies being another big one. See Atlantic Council website for info on those and their progress.

[CoachKandSportsguy]

If you want to give the government control over regulating how companies are allowed to do business.

The government currently regulates how companies can do business, and the government should set the rules for competition, and then enforce the rules of competition.

There are state insurance regulations, state medical regulations, state/local hours of operation, state wages and benefits requirements, etc. . . there is anti trust regulation, there is product safety regulation, there are labor regulations, etc. . . . there are plenty of financial regulations on qualifications to sell financial products, etc.

In the 80's, bank perps went to jail, then the rules changed, and companies paid fines, which is shareholder money. So that creates moral hazard, and not a hard deterrent. The problem is recently, the government went lax on enforcement, particularly the SEC.

Companies need to know their limits, and the rules of the game, and the enforcement needs to be relatively swift and not paid with shareholder cash. Then let companies fight among themselves for our business. . . then you have capitalism properly.

I won't go any farther in the government downfall, as that falls into the the prohibited type on TOTV. .

[MrChip72]

It isn't remotely nonsense and in the early 21st century it's amazing how trusting (or naive depending on ones point of view) people can be. The game plan is utterly clear because TPTB make no secret of it. In fact, they announce their plans. Start with the book by Klaus Schwab, head of the World Economic Forum, called: The Great Reset. Take the guy at his word.


The Great Reset is a QAnon driven conspiracy that's been discredited by almost everyone credible people that have any knowledge on the subject.

[MightyDog]

The Great Reset is a QAnon driven conspiracy that's been discredited by almost everyone credible people that have any knowledge on the subject.
Good grief, the internet is a friend to all. The BOOK I named has been sold on Amazon and other booksellers for over 3 years! It's a conspiracy alright, an intentional and specific plan that has been announced and put right in front of us. If only more had the eyes and willingness "to see".

Since his book published, Schwab has been interviewed or given speeches many times where he has described more details of what they intend. Many of those ^^^ are available for viewing on various websites. Dial-in already.

[OrangeBlossomBaby]

The government currently regulates how companies can do business, and the government should set the rules for competition, and then enforce the rules of competition.

There are state insurance regulations, state medical regulations, state/local hours of operation, state wages and benefits requirements, etc. . . there is anti trust regulation, there is product safety regulation, there are labor regulations, etc. . . . there are plenty of financial regulations on qualifications to sell financial products, etc.

In the 80's, bank perps went to jail, then the rules changed, and companies paid fines, which is shareholder money. So that creates moral hazard, and not a hard deterrent. The problem is recently, the government went lax on enforcement, particularly the SEC.

Companies need to know their limits, and the rules of the game, and the enforcement needs to be relatively swift and not paid with shareholder cash. Then let companies fight among themselves for our business. . . then you have capitalism properly.

I won't go any farther in the government downfall, as that falls into the the prohibited type on TOTV. .

I agree. I was referring only to the idea of the government mandating that private companies must accept cash, and the misunderstanding of "legal tender for all debts" terminology. It doesn't mean what some people think it means.

[MrChip72]

Good grief, the internet is a friend to all. The BOOK I named has been sold on Amazon and other booksellers for over 3 years! It's a conspiracy alright, an intentional and specific plan that has been announced and put right in front of us. If only more had the eyes and willingness "to see".

There's also books by Hitler on Amazon. Doesn't mean that it should provide them any credibility whatsoever.

"The Great Reset" has been widely accepted to be a conspiracy. It's unfortunate that some elderly people were tricked into believing this by mostly getting their news from Facebook or a certain news organization that has admitted that they have lied and been fined for almost a Billion dollars.

reuters.com (https://www.reuters.com/article/idUSL1N2ZS0WD/)


Since his book published, Schwab has been interviewed or given speeches many times where he has described more details of what they intend. Many of those ^^^ are available for viewing on various websites. Dial-in already.

He's a grifter like several others that promote his idealogies.

From Wikipedia:

"Schwab has also drawn ire for mixing the finances of the not-for-profit WEF and other for-profit business ventures. For example, the WEF awarded a multimillion dollar contract to USWeb in 1998. Yet shortly after the deal went through, Schwab took a board seat at the same company, reaping valuable stock options."

[Topspinmo]

I agree. I was referring only to the idea of the government mandating that private companies must accept cash, and the misunderstanding of "legal tender for all debts" terminology. It doesn't mean what some people think it means.

Yep, paper is useless..

[Topspinmo]

There are many businesses that offer a cash discount, even the DMV.


Discount so some don’t have claim income????? Why feds want cashless so no under table discounts.

[Topspinmo]

They don't have to carry cash around with them. Once upon a time, there was no electronic fund transfer options, there was no e-banking, it wasn't a thing. So you had to bring your paycheck to the bank to cash it, or to the supermarket and pay a small fee to cash it, or to a check-cashing store and pay a bigger fee to cash it.

But if you have to go somewhere to cash your check, you could deposit it in the bank - and use the corresponding debit card instead of wads of bills in your wallet. Debit cards are accepted pretty much everywhere. They're not as secure as credit cards, but cash is also not as secure. Pickpockets still exist afterall. It's not hard to lift a wallet from someone's pocket or purse if they're appropriately distracted. Plus, with systems like Samsung Pay, Gpay, and Apple Pay, you can load your debit card info to the system and use your phone/smartwatch/tablet to pay for purchases. The fun thing about that, is that it delivers the number disguised as a different number. Thieves will see the disguise, not the actual credit card number.

Pickpockets still exist. Yep IRS. :bowdown:

[Topspinmo]

Come on Mo. Admit it. Your just an old dinosaur!
Our days are done, our kids and grands rule the world now, and they love all the electronic stuff.
I must confess to liking it myself, and getting rid of cash is easier than I thought.
Had to learn to pay with my phone, but with all my banking online anyway, it was just a natural progression, the speed of transactions is a wonder, and the security is top hole.
No more traveling to bank or cash machines, everything I need to do is a click away.
Even my wife lets me carry my wallet again, as there is naff-all in it that cant be lost.
(I lost it once 45 years ago, and my lady never trusted me with it again.)
Join the 21st Century, it's fun.
All I have to remember is where I left my phone!:icon_wink:

I wish I still had my ford cortina with manual choke and easy to work on.


Ok, I Amit it, like dinosaurs I will soon be gone and all my Pettit problems will go away:MOJE_whot:

[NoMoSno]

Discount so some don’t have claim income????? Why feds want cashless so no under table discounts.
So you think the DMV is not claiming the income?

[MightyDog]

Mr Chip - Truly, just realize that you have nothing to add on this specific information.

I provided relevant keywords/info that readers can source for themselves and decide what they think about their findings. You should have enough respect for readers to do the same rather that weigh-in with nothing but word salad and fronting Wikipedia as an authoritative source - which they are not and never have been.

Relax...

[justjim]

if it passes. I hope it does. I had to whip out a credit card to pay for a $1 bag of chips recently and it did not make me happy.

"Refusing cash payments could become illegal for most Florida businesses in 2024 under legislation sponsored by state Sen. Shevrin Jones, a Miami-Dade County Democrat, and state Rep. Joel Rudman, a Panhandle Republican."

Florida May Stop Businesses from Going Cashless (https://www.govtech.com/policy/florida-may-stop-businesses-from-going-cashless#:~:text=Refusing%20cash%20payments%20coul d%20become,Joel%20Rudman%2C%20a%20Panhandle%20Repu blican.)

Cashless became prominent during the Covid pandemic. Does the bill have exceptions?

[shut the front door]

OMG! I read in a book that I should take all of my cash, and give it to Mr. X. I'm going to do that right now, cuz I read it in a book!

(I'm going to write a book. I bet you I can get 5K villagers to do what I say cuz it was in a book.}

[Topspinmo]

So you think the DMV is not claiming the income?

No, other private business or workers like waiters any that report income on receipts, no receipts reported no income reported. Cashless will account for every penny. Which maybe good for some of us and not so good for others?

[Topspinmo]

OMG! I read in a book that I should take all of my cash, and give it to Mr. X. I'm going to do that right now, cuz I read it in a book!

(I'm going to write a book. I bet you I can get 5K villagers to do what I say cuz it was in a book.}


Well if you read it in book it must be true. No author would right books with their opinionated views.

[MrChip72]

Cashless will account for every penny. Which maybe good for some of us and not so good for others?

That's not true at all. Cashless doesn't mean there will be a centralized system cropping up all of the sudden. Cryptocurrencies would've been made illegal a long time ago if that was the direction that things were going.

Most people have their money in a variety of places like investment accounts, bank accounts at multiple banks in multiple countries, crypto, Paypal, etc. I work for one of the biggest banks in the world. There's no way that a government would be able to handle tracking all that, and there's no real benefit in wanting to manage all of that.