Just saw the new Dabney, Lake Denham and Moultrie Creek..

[Craig Vernon]

With the drop in prices for the new areas I was willing to give them all a look while visiting 2-12 thru 2-18. These areas are really far removed from the primary areas and amenities. Lake Denham doesn't even have a pool outside of Franklin Rec center. Dabney does have a neighborhood rec center thankfully because wow it is isolated. I know Eastport is coming however Denham and Dabney still a good distance away. Moultrie Creek is in the shadow of the high school and when developed its relationship to Eastport will make it a new center for development to the south for years to come. Moultrie Creek home prices are up 30 to 40k above Denham and Dabney with bonds 40 to 60k higher with the top end up near 80k. A lot to think about.

[Michael 61]

And you have the final section of Richmond building out later in the year - will be interesting to see the bond prices on those new homes.

[tophcfa]

With the drop in prices for the new areas I was willing to give them all a look while visiting 2-12 thru 2-18. These areas are really far removed from the primary areas and amenities. Lake Denham doesn't even have a pool outside of Franklin Rec center. Dabney does have a neighborhood rec center thankfully because wow it is isolated. I know Eastport is coming however Denham and Dabney still a good distance away. Moultrie Creek is in the shadow of the high school and when developed its relationship to Eastport will make it a new center for development to the south for years to come. Moultrie Creek home prices are up 30 to 40k above Denham and Dabney with bonds 40 to 60k higher with the top end up near 80k. A lot to think about.

There are always lots of excellent pre owned homes available that are very close to everything including amenities, shopping, dining, multiple town squares, and lots of golf and many of them have the bond paid off and are surrounded by beautiful mature landscaping. If you’re not hell bent on buying new, your opportunities are significantly enhanced. Also something that you should add to the list of important things to think about. Best of luck with your search.

[MrChip72]

With the drop in prices for the new areas I was willing to give them all a look while visiting 2-12 thru 2-18. These areas are really far removed from the primary areas and amenities. Lake Denham doesn't even have a pool outside of Franklin Rec center. Dabney does have a neighborhood rec center thankfully because wow it is isolated. I know Eastport is coming however Denham and Dabney still a good distance away. Moultrie Creek is in the shadow of the high school and when developed its relationship to Eastport will make it a new center for development to the south for years to come. Moultrie Creek home prices are up 30 to 40k above Denham and Dabney with bonds 40 to 60k higher with the top end up near 80k. A lot to think about.

If I were a new buyer today, I would only be looking at the Eastport area. Being close to nothing should be a dealbreaker for most people.

I wouldn't really worry about the bond that much to be honest. The difference between carrying a 40k and 80k bond is going to be a small difference compared to all of the other costs.

[pokeefe45@aol.com]

I'm in Lake Denham and will be less than 15 minutes by golf cart to Eastport-10 minutes by car. With the Villages acquisition of the land in Lake County south of 470, and the agreement in place with the county to widen the overpass on 470-it's almost assured for there to be an even easier access to Eastport via golf cart eventually. (as in another Multi Modal over the turnpike on 470).
Don't sell short an area that might now 'look' isolated, but indeed will be much sought after in the future, as it too becomes the 'middle' of TV.

[kansasr]

Didn’t we just finish this conversation??????

[Altavia]

Didn’t we just finish this conversation??????

Zombie thread...

[BigDawgInLakeDenham]

Zombie thread...

The Zombies are in the north. The Alive and Kicking it are in Lake Denham

[margaretmattson]

The Zombies are in the north. The Alive and Kicking it are in Lake DenhamLets play a game of logic. People retiring now are in their sixties, some younger. When preowned homes are sold who do you think bought them? Eighty years olds who wish to own 5 or more homes in the Villages?

Your logic is way off. Every day, there are YOUNG retirees who choose to buy in the Northern section. Your CHOICE to live in the South is no better than theirs. People appreciate and want different things. But, the fact remains. People newly retiring to the Villages are from the SAME AGE GROUP. You are no more AIve and Kicking than they.

[margaretmattson]

With the drop in prices for the new areas I was willing to give them all a look while visiting 2-12 thru 2-18. These areas are really far removed from the primary areas and amenities. Lake Denham doesn't even have a pool outside of Franklin Rec center. Dabney does have a neighborhood rec center thankfully because wow it is isolated. I know Eastport is coming however Denham and Dabney still a good distance away. Moultrie Creek is in the shadow of the high school and when developed its relationship to Eastport will make it a new center for development to the south for years to come. Moultrie Creek home prices are up 30 to 40k above Denham and Dabney with bonds 40 to 60k higher with the top end up near 80k. A lot to think about.This is a cautionary market. Home prices for both new and preowned are all over the place. I advised my daughter to watch what summer brings. Lake Denham and Dabney sales remain slow.The Developer will have to do something to get those homes sold. If prices fall further, she can take advantage.

The bond prices are an issue she is giving close attention. Right now, a preowned is looking much sweeter than a new with a $50-80 thousand bond. She would rather spend that money remodeling an older home to suit her taste than carrying a 30 yr bond fee that gives her no benefit. A home between the 66's is her desired location.

[Normal]

It’s a buyer’s market. If you buy, look only for the very best deals. I would hold off a little longer. Inventory is already at historic highs (6 months). Wait at least till summer.

[Craig Vernon]

There are always lots of excellent pre owned homes available that are very close to everything including amenities, shopping, dining, multiple town squares, and lots of golf and many of them have the bond paid off and are surrounded by beautiful mature landscaping. If you’re not hell bent on buying new, your opportunities are significantly enhanced. Also something that you should add to the list of important things to think about. Best of luck with your search.

Absolutely right!

[Craig Vernon]

I'm in Lake Denham and will be less than 15 minutes by golf cart to Eastport-10 minutes by car. With the Villages acquisition of the land in Lake County south of 470, and the agreement in place with the county to widen the overpass on 470-it's almost assured for there to be an even easier access to Eastport via golf cart eventually. (as in another Multi Modal over the turnpike on 470).
Don't sell short an area that might now 'look' isolated, but indeed will be much sought after in the future, as it too becomes the 'middle' of TV.

I wish you well and the homes are beautiful. I rate everything in TV about distance by golf car.

[Randall55]

I'm in Lake Denham and will be less than 15 minutes by golf cart to Eastport-10 minutes by car. With the Villages acquisition of the land in Lake County south of 470, and the agreement in place with the county to widen the overpass on 470-it's almost assured for there to be an even easier access to Eastport via golf cart eventually. (as in another Multi Modal over the turnpike on 470).
Don't sell short an area that might now 'look' isolated, but indeed will be much sought after in the future, as it too becomes the 'middle' of TV.It will be MANY YEARS before what you describe happens. The developer has moved to building in the Eastport area. He will have no interest in returning to Lake County until that LARGE area is complete. He also has homes in Richmond planned and a few CYVs near Spanish Springs. Lake Denham and Dabney will remain isolated for quite some time.

Yes, you will be close to Eastport. But, a town square does not happen overnight. It will be MANY YEARS before the store fronts are 100% leased. The amenities will be open and available but restaurants and stores will be slim pickings. If you are someone who wants convenience, it is probably best to look at homes built 5-10 years ago near Brownwood.

[Craig Vernon]

This is a cautionary market. Home prices for both new and preowned are all over the place. I advised my daughter to watch what summer brings. Lake Denham and Dabney sales remain slow.The Developer will have to do something to get those homes sold. If prices fall further, she can take advantage.

The bond prices are an issue she is giving close attention. Right now, a preowned is looking much sweeter than a new with a $50-80 thousand bond. She would rather spend that money remodeling an older home to suit her taste than carrying a 30 yr bond fee that gives her no benefit. A home between the 66's is her desired location.

Preowned home prices are still way above market. I like your daughter would prefer a preowned when weighing them you will have to pay 100k more than new for same homes. Sorting through roof ages and flooring costs it is much to consider also.

[Normal]

It will be MANY YEARS before what you describe happens. The developer has moved to building in the Eastport area. He will have no interest in returning to Lake County until that LARGE area is complete. He also has homes in Richmond planned and a few CYVs near Spanish Springs. Lake Denham and Dabney will remain isolated for quite some time.

I agree wholeheartedly. If the turnpike bridge is widened, it will take years. Just look at how long it took to put in place all the pieces for the Bexley Bridge. I’m thinking the best bet is for tunnels under 470? For now, look at the area to be kind of like Oxford, The Village to Nowhere.

[Craig Vernon]

It’s a buyer’s market. If you buy, look only for the very best deals. I would hold off a little longer. Inventory is already at historic highs (6 months). Wait at least till summer.

I agree and have until around years end before I will be retiring. Have a great day.

[Randall55]

Preowned home prices are still way above market. I like your daughter would prefer a preowned when weighing them you will have to pay 100k more than new for same homes. Sorting through roof ages and flooring costs it is much to consider also.Most preowned homes have a new roof because sellers understand a buyer may not be able to get insurance. Don't forget to look at the age of HVAC. That can cost quite a sum to replace.

Flooring will be around 10-20 thousand. If you find a home with completed landscaping and an extended lanai, that cost will be a wash. You will have to spend equal that amount to complete the landscaping and lanai in a new construction. Your benefit will be a low or no bond and lower property taxes. Without those high monthly payments, the remodeling you must do pays for itself in the long run.

Preowned homes are sitting on the market for months. If you find a must sell, you can get a great deal. It takes patience and willingness to watch the market to understand when to pounce. A preowned I am interested in recently saw a $50,000 reduction. I am going to wait and hopefully get a better price. If this doesn't happen, I'll happily move on and search for another. I will not pay full asking price in this market.

Preowned homes ARE NOT $100K more. If you add the bond price to new construction, the cost is relatively the same. You do not have to pay the bond upfront, however it needs to be paid. After 5 years of living in your new construction home, you will see the price you are paying for the bond is astronomical. It will be reasonable to pay off the bond at this point.

[DrMack]

With the drop in prices for the new areas I was willing to give them all a look while visiting 2-12 thru 2-18. These areas are really far removed from the primary areas and amenities. Lake Denham doesn't even have a pool outside of Franklin Rec center. Dabney does have a neighborhood rec center thankfully because wow it is isolated. I know Eastport is coming however Denham and Dabney still a good distance away. Moultrie Creek is in the shadow of the high school and when developed its relationship to Eastport will make it a new center for development to the south for years to come. Moultrie Creek home prices are up 30 to 40k above Denham and Dabney with bonds 40 to 60k higher with the top end up near 80k. A lot to think about.

Take your time. We bought a home in the area and are already in negotiations to rent it out. Through our brief stay in TV we learned of a great condo on S. Gulf in Clearwater. Now we get to travel between two places Ha Ha. Now if we could only find a better place than KSK for our baby.

[rustyp]

With the drop in prices for the new areas I was willing to give them all a look while visiting 2-12 thru 2-18. These areas are really far removed from the primary areas and amenities. Lake Denham doesn't even have a pool outside of Franklin Rec center. Dabney does have a neighborhood rec center thankfully because wow it is isolated. I know Eastport is coming however Denham and Dabney still a good distance away. Moultrie Creek is in the shadow of the high school and when developed its relationship to Eastport will make it a new center for development to the south for years to come. Moultrie Creek home prices are up 30 to 40k above Denham and Dabney with bonds 40 to 60k higher with the top end up near 80k. A lot to think about.

Did you happen to ask what the interest rate is today on the bonds in those areas ?

$80K 30 years @ 5.0% Is
- $430/month
- $155K payback

I'd be looking preowned.

[Altavia]

This is a cautionary market. Home prices for both new and preowned are all over the place. I advised my daughter to watch what summer brings. Lake Denham and Dabney sales remain slow.The Developer will have to do something to get those homes sold. If prices fall further, she can take advantage.

The bond prices are an issue she is giving close attention. Right now, a preowned is looking much sweeter than a new with a $50-80 thousand bond. She would rather spend that money remodeling an older home to suit her taste than carrying a 30 yr bond fee that gives her no benefit. A home between the 66's is her desired location.


It is a confusing market considering they continue to sell within their average of 70-100 homes a week.

I wouldn't be surprised to see prices go back up once Danby is sold out and Richmond/Eastport homes becomes available.

Good luck to your daughter in her search.

[Rainger99]

Is there a way to find out what the bonds are for new homes??

I don’t think the Villages lists them on their website.

If not, can people let people know what the bonds are in Lake Denham and Dabney and Moultrie Creek?

[Rainger99]

With the Villages acquisition of the land in Lake County south of 470, and the agreement in place with the county to widen the overpass on 470-it's almost assured for there to be an even easier access to Eastport via golf cart eventually. (as in another Multi Modal over the turnpike on 470).

470 is about 2.6 miles from Bexley Bridge and Bexley is about 4 miles from Water Lily.

I can’t imagine that there will be another golf cart bridge or tunnel at 470. If there is, it will be a very long time from now. The focus is on Eastport and they have easy access to Bexley.

[Randall55]

Is there a way to find out what the bonds are for new homes??

I don’t think the Villages lists them on their website.

If not, can people let people know what the bonds are in Lake Denham and Dabney and Moultrie Creek?Bonds are $50,00 -80,000 on new construction. Bonds are based on the amount of infrastructure (roads, utilities, etc) needed to open an area. Each is divided by the amount of homes in that section. For example: the enclave has 121 homes. The total amount spent on infrastructure is evenly divided by these 121 homeowners. Each home in that area will pay $70,000 whether you build a large home or small.

If a bond is a concern, look at areas with more homes. This will help to lessen the bond payment. Ask your sales rep what the bond is on each home you have interest. The difference may sway your decision.

[frayedends]

Is there a way to find out what the bonds are for new homes??

I don’t think the Villages lists them on their website.

If not, can people let people know what the bonds are in Lake Denham and Dabney and Moultrie Creek?

Designer home in Lake Denham and I think my bond was 48K.

We are terribly isolated down here with nothing to do. Just yesterday at lunch in Sawgrass we were discussing that. We talked about how we had to go to the Dabney pool, almost 5 minutes by cart. Or we could go to Franklin, or Homestead, or Ezell. We mentioned how Eastport is 17 minutes by cart and they would only have like 2 or 3 restaurants open by years end. We talked about Harry and the Natives restaurant in Okahumka won’t be open for almost a year.

Two nights ago at the driveway party with over 100 people we talked about how lonely and isolated we were. As the planning for next months party was discussed, we talked about how there was nothing down to do down here, but we ran out of time and decided to discuss tomorrow at pickle ball.

Brownwood is 30 minutes by cart and so it takes us a bit to get to all the restaurants everyone says are so bad. We also don’t get to shop in all the stores and we talked about how we were definitely being screwed because we hadn’t been to a brick and mortar store since the 90s and it would be nostalgic.

Last night when 10 of our neighbors came over for game night we all wondered if we would need therapy to help our loneliness.

I’m not positive but when Jerry and Linda came to our get together at aviary they may have mentioned how they almost couldn’t find us out here in the boondocks.

Yeah it’s horrible down here.

[Altavia]

Did you happen to ask what the interest rate is today on the bonds in those areas ?

$80K 30 years @ 5.0% Is
- $430/month
- $155K payback

I'd be looking preowned.

Unless you are keeping your money under a mattress, $80K invested 30 years @ 5% it will grow to $345,755.

You will have earned $345,000 in interest.

It's unlikely you will fully recover the full amount of a bond early payment in the sale price of a home.

[vintageogauge]

With the drop in prices for the new areas I was willing to give them all a look while visiting 2-12 thru 2-18. These areas are really far removed from the primary areas and amenities. Lake Denham doesn't even have a pool outside of Franklin Rec center. Dabney does have a neighborhood rec center thankfully because wow it is isolated. I know Eastport is coming however Denham and Dabney still a good distance away. Moultrie Creek is in the shadow of the high school and when developed its relationship to Eastport will make it a new center for development to the south for years to come. Moultrie Creek home prices are up 30 to 40k above Denham and Dabney with bonds 40 to 60k higher with the top end up near 80k. A lot to think about.

Whaat amenities is that area far removed from???????? Not only will they have all of the typical amenities they have many that are not available anywhere else like a indoor gymnasium with basketball, volley ball, even rock climbing walls, 3 new golf courses, Eastport will have just about everything plus a lot of new ideas and they are near to Leesburg shopping and so much closer to Clermont, Orlando, and even Tampa when compared to the northern villages which gives them so many more medical/hospital options as well as retail shopping within an easy drive also to Costco. I think this is going to end up being the most desirable area within the Villages and if I was younger I would be investing down there which a lot of others are currently doing.

[rustyp]

Designer home in Lake Denham and I think my bond was 48K.

We are terribly isolated down here with nothing to do. Just yesterday at lunch in Sawgrass we were discussing that. We talked about how we had to go to the Dabney pool, almost 5 minutes by cart. Or we could go to Franklin, or Homestead, or Ezell. We mentioned how Eastport is 17 minutes by cart and they would only have like 2 or 3 restaurants open by years end. We talked about Harry and the Natives restaurant in Okahumka won’t be open for almost a year.

Two nights ago at the driveway party with over 100 people we talked about how lonely and isolated we were. As the planning for next months party was discussed, we talked about how there was nothing down to do down here, but we ran out of time and decided to discuss tomorrow at pickle ball.

Brownwood is 30 minutes by cart and so it takes us a bit to get to all the restaurants everyone says are so bad. We also don’t get to shop in all the stores and we talked about how we were definitely being screwed because we hadn’t been to a brick and mortar store since the 90s and it would be nostalgic.

Last night when 10 of our neighbors came over for game night we all wondered if we would need therapy to help our loneliness.

I’m not positive but when Jerry and Linda came to our get together at aviary they may have mentioned how they almost couldn’t find us out here in the boondocks.

Yeah it’s horrible down here.

Thanks for the heads up. I would not like being so isolated from amenities that I had to party in a driveway.

[Michael 61]

Even though I’m just a 5 minute cart ride to Brownwood, I find myself in the far southern villages multiple times per week. The vast majority of my friends I’ve met since moving to TV live in the Sawgrass and Magnolia Plaza areas. This area has a different “vibe”, and I relate more to the new residents in these areas. I’m at Sawgrass once or twice a week attending the wonderful show kitchen classes, which in my opinion, is the best “restaurant” in TV, and so entertaining. I’m at boozey bingo at Sawgrass with a great group of friends most Monday nights. I’m in a shuffleboard league that rotates between various rec centers south of 44. I play pickleball every week at the new Dabney Rec Center. I’m at Fenney at least once a week for lunch and walking the nature trails. Most of my indoor activities center around Ezell and Everglades Rec Centers. I’ll go a few weeks without even going to Brownwood. The south for me is a vibrant area where people are super-active and very friendly. I enjoy not being near all the brick-and mortar retail.

[margaretmattson]

It is a confusing market considering they continue to sell within their average of 70-100 homes a week.

I wouldn't be surprised to see prices go back up once Danby is sold out and Richmond/Eastport homes becomes available.

Good luck to your daughter in her search.Thanks but I have been in sales and instantly recognize propaganda when I see it. Lots of buyers from Florida closing on homes concerns me. Investors, perhaps? If not, why arent they happy with their present home? The sales board also does not show how many homes were sold at reduced prices. I can go on....

The old adage, "if someone jumps off a bridge, would you follow?" seems appropriate. I take my financial dealings SERIOUSLY and will not be swayed by herd mentality. The sales board is nothing but a marketing tool to get people to buy. It may work for some, but not me or anyone in my family.

[frayedends]

Thanks for the heads up. I would not like being so isolated from amenities that I had to party in a driveway.

What amenities are we isolated from? Driveway parties happen in most all villages. By your reasoning they are all isolated because they have parties?

[Dusty_Star]

Is there a way to find out what the bonds are for new homes??

I don’t think the Villages lists them on their website.

If not, can people let people know what the bonds are in Lake Denham and Dabney and Moultrie Creek?

The bonds are listed for all of Lake Denham, Dabney, Newell & even Moultrie Creek

[Dusty_Star]

Did you happen to ask what the interest rate is today on the bonds in those areas ?

I just looked at three units in Moultrie Creek & the bond interest rate was 5.19

[onfire]

Is there a way to find out what the bonds are for new homes??

You can see bond amounts and amortization schedules on the districtgov website.

e.g. Lake Denham - Unit 69V; bond $40,525 @ 5.47% interest. Payment is ~$2,918 per year for total payment of $88,685 over 30 years.

You can also look up houses on the CAD sites to see their taxes, almost all newer homes have city taxes (Wildwood or Leesburg). Keep in mind the taxes will likely increase significantly on pre-owned homes as the assessed value will increase after purchase (you lose the cap that the previous owners enjoyed).

[jrref]

There are always lots of excellent pre owned homes available that are very close to everything including amenities, shopping, dining, multiple town squares, and lots of golf and many of them have the bond paid off and are surrounded by beautiful mature landscaping. If you’re not hell bent on buying new, your opportunities are significantly enhanced. Also something that you should add to the list of important things to think about. Best of luck with your search.

I agree 100%. Not only are the bond prices outrageous in the newer areas but all the homes look like they are packed in all on top of each other. The roads are narrower as well. The Developer is doing everything they can to pack in more homes in a given area in these newer sections. Eventhough people feel they will be closer to all the activity in Eastport, they will be pretty far away from the rest of the activities in the villages in our lifetimes. Forget about going to Brownwood or the other golf courses north of 44 for example with the Golf cart lol. I'm not saying the newer sections are not good but the "look and feel" is not the same as in the areas like Fenney, Marsh Bend and others near 44 and north of 44. And yes you have to spend the first couple of years upgrading the landscaping and everything with a new build else instead of enjoying yourself in the final chapter of you life.

[onfire]

I just looked at three units in Moultrie Creek & the bond interest rate was 5.19

Does anyone know if CDD's have restructured loans in the past, to reduce interest rates?

It would depend how these bonds are originally written as there could be prepayment penalties or other clauses that make it difficult. I suppose an individual could take out a loan at a lower rate to pay the bond if they wanted.

[jrref]

What amenities are we isolated from? Driveway parties happen in most all villages. By your reasoning they are all isolated because they have parties?
Don't be fooled. After a while all that newness wears off, people get on with their lives, get involved in clubs and activities. Same thing with the town squares. They are very nice but you will probably visit them less often as you get involved in things in the rest of the Villages.

[frayedends]

Don't be fooled. After a while all that newness wears off, people get on with their lives, get involved in clubs and activities. Same thing with the town squares. They are very nice but you will probably visit them less often as you get involved in things in the rest of the Villages.

This only strengthens my point that we aren’t at all isolated down here.

Based on all the comments and threads on this subject I can only assume people up north are too old to drive and need shopping centers within 5 minutes. Otherwise there is nothing we don’t have down here.

[jrref]

Does anyone know if CDD's have restructured loans in the past, to reduce interest rates?

It would depend how these bonds are originally written as there could be prepayment penalties or other clauses that make it difficult. I suppose an individual could take out a loan at a lower rate to pay the bond if they wanted.

They can and do restructure every 10 years. Recently, before the interest rates went up, CCD 10 reduced their interest rate from 5.99% to something around 3% ish.

[BigDawgInLakeDenham]

Designer home in Lake Denham and I think my bond was 48K.

We are terribly isolated down here with nothing to do. Just yesterday at lunch in Sawgrass we were discussing that. We talked about how we had to go to the Dabney pool, almost 5 minutes by cart. Or we could go to Franklin, or Homestead, or Ezell. We mentioned how Eastport is 17 minutes by cart and they would only have like 2 or 3 restaurants open by years end. We talked about Harry and the Natives restaurant in Okahumka won’t be open for almost a year.

Two nights ago at the driveway party with over 100 people we talked about how lonely and isolated we were. As the planning for next months party was discussed, we talked about how there was nothing down to do down here, but we ran out of time and decided to discuss tomorrow at pickle ball.

Brownwood is 30 minutes by cart and so it takes us a bit to get to all the restaurants everyone says are so bad. We also don’t get to shop in all the stores and we talked about how we were definitely being screwed because we hadn’t been to a brick and mortar store since the 90s and it would be nostalgic.

Last night when 10 of our neighbors came over for game night we all wondered if we would need therapy to help our loneliness.

I’m not positive but when Jerry and Linda came to our get together at aviary they may have mentioned how they almost couldn’t find us out here in the boondocks.

Yeah it’s horrible down here.

:BigApplause::BigApplause:

Soooo Horrible down here. My new friend Dan E is despondent after hosting that driveway party with a fun live band because so many new residents came to share food, fun, and fellowship. Everyone was so unhappy with their decisions to buy into Lake Denham that they were spending the last few dollars they had left on AED donations and contributions to the NEXT neighborhood party....kinda like we like our new community???:shrug::shrug::shrug:

[asianthree]

Thanks for the heads up. I would not like being so isolated from amenities that I had to party in a driveway.

You are holding up a Sheldon sign right. If not reread the post, it was definitely a “we are enjoying being in what some all isolated” post

[Rainger99]

You can see bond amounts and amortization schedules on the districtgov website.

e.g. Lake Denham - Unit 69V; bond $40,525 @ 5.47% interest. Payment is ~$2,918 per year for total payment of $88,685 over 30 years.

You can also look up houses on the CAD sites to see their taxes, almost all newer homes have city taxes (Wildwood or Leesburg). Keep in mind the taxes will likely increase significantly on pre-owned homes as the assessed value will increase after purchase (you lose the cap that the previous owners enjoyed).


This is the link for Lake.

Lake County Amortization Schedules (https://www.districtgov.org/departments/Finance/amortization_lake.aspx)

And this is the link for Moultrie Creek.

Amortization Schedules - Sumter (https://www.districtgov.org/departments/Finance/amortization_sumter.aspx)

I am looking at Unit 224V Shady Brooke Cottage Villas. The bond is $39,357.75 and the annual payment is $2,693.18. Over 30 years, the principal is $39,357.75 and the interest is $38,620.62 and the administrative fees are $5510.25 for a total price of $83,488.62. You have to add that to the purchase price of the home.

But do you know how to find the address of the various units? For example, where is unit 40 for Lake and where is unit 202V in District 15? What does the V mean??

[rustyp]

:BigApplause::BigApplause:

Soooo Horrible down here. My new friend Dan E is despondent after hosting that driveway party with a fun live band because so many new residents came to share food, fun, and fellowship. Everyone was so unhappy with their decisions to buy into Lake Denham that they were spending the last few dollars they had left on AED donations and contributions to the NEXT neighborhood party....kinda like we like our new community???:shrug::shrug::shrug:

Yes those driveway parties are novel and fun in the beginning until the cliques begin. Now you start noticing the noise and commotion as the newness wears off. The neighborhoods were designed to be quiet and the rec centers party central You are paying for that amenity why do you party in a driveway where you maybe infringing on others privacy if they wish not be part of the gang ? Maybe the rec center is too far away ?

[ElDiabloJoe]

It is a confusing market considering they continue to sell within their average of 70-100 homes a week.

I wouldn't be surprised to see prices go back up once Danby is sold out and Richmond/Eastport homes becomes available.

Good luck to your daughter in her search.

Wait!! Mark Seay? Same alma mater as me, CSULB ? Cooooool! <Stalker Mode off>

[ElDiabloJoe]

Unless you are keeping your money under a mattress, $80K invested 30 years @ 5% it will grow to $345,755.

You will have earned $345,000 in interest.

It's unlikely you will fully recover the full amount of a bond early payment in the sale price of a home.

I'm no expert or financial whiz, but this makes sense to me. Set up an investment account, like a low-cost S&P 500 matching fund, and put the money for your bond payment in there. Then set it up to auto-deduct/auto-pay the bond payment.

Now you keep the balance earning returns while the bond is automatically paid without a thought from you.

Once the bond is paid off, you keep whatever returns remain.

Sounds like a plan to my novice ears.

[onfire]

But do you know how to find the address of the various units? For example, where is unit 40 for Lake and where is unit 202V in District 15? What does the V mean??

On the left menu there's a street listing, you can find unit 202 in CDD15

e.g. Katie Keith Loop VOSO - Unit 202 Moultrie Creek 15

(VOSO = Village of Southern Oaks, a designated area, part of which is now The Village of Moultrie Creek).

[Laker14]

the only "amenity" that I can see the new, most southern villages are isolated from is golf. And there is no denying that one. If golf isn't a big deal in one's plans, then it might be grand down there.
However, if you want a lot of golf courses within a few minutes golf cart ride from your home, then you need to be looking at a pre-owned somewhere.

[Rainger99]

On the left menu there's a street listing, you can find unit 202 in CDD15

e.g. Katie Keith Loop VOSO - Unit 202 Moultrie Creek 15

(VOSO = Village of Southern Oaks, a designated area, part of which is now The Village of Moultrie Creek).

This is the page.

VCDD District Clerk (https://www.districtgov.org/departments/clerk/clerk.aspx)

On the left side, there is a listing of Quick Links. Street listing is near the bottom.

[frayedends]

Yes those driveway parties are novel and fun in the beginning until the cliques begin. Now you start noticing the noise and commotion as the newness wears off. The neighborhoods were designed to be quiet and the rec centers party central You are paying for that amenity why do you party in a driveway where you maybe infringing on others privacy if they wish not be part of the gang ? Maybe the rec center is too far away ?

Don’t be a Debbie Downer. The newer younger folks have different interests and fun. Driveway parties are fun and it was just about all packed up by 8:30. Rec centers don’t allow drinks (unless you probably get a bartender and insurance).

[rustyp]

Don’t be a Debbie Downer. The newer younger folks have different interests and fun. Driveway parties are fun and it was just about all packed up by 8:30. Rec centers don’t allow drinks (unless you probably get a bartender and insurance).

On the serious side I don't want to steer newbies wrong. I believe (but can't find or totally recall) you are allowed to BYOB to a rec center. I do remember getting an alcohol permit for some big shindig we had in the past. I believe it had to do with having alcohol that was provided by the group and set up as a bar Vs BYOB. I think it was $25 to get the permit which was part of signing up for the room.

If anyone knows for sure please post so we don't send people down the rabbit hole.

[Marathon Man]

the only "amenity" that I can see the new, most southern villages are isolated from is golf. And there is no denying that one. If golf isn't a big deal in one's plans, then it might be grand down there.
However, if you want a lot of golf courses within a few minutes golf cart ride from your home, then you need to be looking at a pre-owned somewhere.

This is fair. Too many people talk about the lack of amenities in the south when they are really only talking about golf.

[Marathon Man]

Yes those driveway parties are novel and fun in the beginning until the cliques begin. Now you start noticing the noise and commotion as the newness wears off. The neighborhoods were designed to be quiet and the rec centers party central You are paying for that amenity why do you party in a driveway where you maybe infringing on others privacy if they wish not be part of the gang ? Maybe the rec center is too far away ?

Can you tell us where you got this information?

[JMintzer]

Even though I’m just a 5 minute cart ride to Brownwood, I find myself in the far southern villages multiple times per week. The vast majority of my friends I’ve met since moving to TV live in the Sawgrass and Magnolia Plaza areas. This area has a different “vibe”, and I relate more to the new residents in these areas. I’m at Sawgrass once or twice a week attending the wonderful show kitchen classes, which in my opinion, is the best “restaurant” in TV, and so entertaining. I’m at boozey bingo at Sawgrass with a great group of friends most Monday nights. I’m in a shuffleboard league that rotates between various rec centers south of 44. I play pickleball every week at the new Dabney Rec Center. I’m at Fenney at least once a week for lunch and walking the nature trails. Most of my indoor activities center around Ezell and Everglades Rec Centers. I’ll go a few weeks without even going to Brownwood. The south for me is a vibrant area where people are super-active and very friendly. I enjoy not being near all the brick-and mortar retail.

The "vibe" is different because that is where you live.

Every thing you said can also be said by people living in other areas. Be it up in the northern "hinterlands", "between the 6's", or, like me, between 466A and 44...

You really have no idea what the "vibe" is anywhere else... Just as those who live farther north don't really know the "vibe" where you live...

Most people make friends near where they live. Be it in the southern or in the northern Villages...

My wife loves shopping at Anthony's in Colony Plaza. She goes to exercise classes and plays pickleball both north and south of 44, depending on what's available that day. She belongs to two different women's groups, one north and one south of 44. No one in either group cares where you live. I like being close to Lowe's or Ace Hardware... And that's what's great about The Villages. There's something for everyone!

[JMintzer]

This is fair. Too many people talk about the lack of amenities in the south when they are really only talking about golf.

There have been many people living "in the south" who are the one's complaining the loudest about the lack of golf. There have been many threads on that topic...

[JMintzer]

What amenities are we isolated from? Driveway parties happen in most all villages. By your reasoning they are all isolated because they have parties?

Correct. We have one evey month or so in my village. Plus, a monthly event at one of the rec centers.

[JMintzer]

This only strengthens my point that we aren’t at all isolated down here.

Based on all the comments and threads on this subject I can only assume people up north are too old to drive and need shopping centers within 5 minutes. Otherwise there is nothing we don’t have down here.

Nonsense...

[Rainger99]

However, if you want a lot of golf courses within a few minutes golf cart ride from your home, then you need to be looking at a pre-owned somewhere.

Pre-owned or Eastport.

[JMintzer]

:BigApplause::BigApplause:

Soooo Horrible down here. My new friend Dan E is despondent after hosting that driveway party with a fun live band because so many new residents came to share food, fun, and fellowship. Everyone was so unhappy with their decisions to buy into Lake Denham that they were spending the last few dollars they had left on AED donations and contributions to the NEXT neighborhood party....kinda like we like our new community???:shrug::shrug::shrug:

You just described pretty much most villages...

[JMintzer]

Don’t be a Debbie Downer. The newer younger folks have different interests and fun. Driveway parties are fun and it was just about all packed up by 8:30. Rec centers don’t allow drinks (unless you probably get a bartender and insurance).

The "new, younger folks" are buying all over The Villages... Remember, not everyone retires at 55...

Our last driveway party went till just after 10 pm...

And the rec centers allow you to BYOB...

[frayedends]

Nonsense...

Which part? Do elaborate? The people being too old to drive is nonsense but was a point more toward the arguments they make on southern area being so horrible.

[frayedends]

On the serious side I don't want to steer newbies wrong. I believe (but can't find or totally recall) you are allowed to BYOB to a rec center. I do remember getting an alcohol permit for some big shindig we had in the past. I believe it had to do with having alcohol that was provided by the group and set up as a bar Vs BYOB. I think it was $25 to get the permit which was part of signing up for the room.

If anyone knows for sure please post so we don't send people down the rabbit hole.

Pretty sure the rec center rules said no alcohol without special permission but didn’t elaborate. I was bummed because I had seen a video where some guys playing cards had beer cans. At recent gatherings we were told to hide any booze in mugs or something. I’m guessing there are liability issues.

[JMintzer]

Which part? Do elaborate? The people being too old to drive is nonsense but was a point more toward the arguments they make on southern area being so horrible.

Your "too old" comment...

And do note, I have never once stated nor implied that the villages south of 44 are bad, let alone "horrible"...

[frayedends]

There have been many people living "in the south" who are the one's complaining the loudest about the lack of golf. There have been many threads on that topic...

Golf is not a priority for me so no idea. But why would they buy somewhere lacking golf if it is a priority?

[margaretmattson]

Which part? Do elaborate? The people being too old to drive is nonsense but was a point more toward the arguments they make on southern area being so horrible.Suffice it to say those who have been living here for quite sometime see things differently than fresh faces. Once you settle in and new villages become available for sales, you will be giving those newbies the same advice you are now receiving.Until then, enjoy your new home and all the Villages has to offer.

[MrChip72]

it's almost assured for there to be an even easier access to Eastport via golf cart eventually. (as in another Multi Modal over the turnpike on 470).


Extremely unlikely. The developer isn't going to spend a few 100 million dollars on a bridge just to create a shortcut for a few thousand people that bought in an isolated area.

Eastport is beside Bexley trail which you already have access to by golf cart.

[Tustin714]

Every day, there are YOUNG retirees who choose to buy in the Northern section.

In a few weeks we close on a home a mile south of Lake Sumter landing, and we're approaching our mid-60s, sellers are nearing 80 -- are we "YOUNG"?

[frayedends]

Your "too old" comment...

And do note, I have never once stated nor implied that the villages south of 44 are bad, let alone "horrible"...

Yeah that was nonsense comment. Anyhow I didn’t mean to direct anything to you personally so sorry if I offended you. I appreciate your posts.

[Dusty_Star]

In a few weeks we close on a home a mile south of Lake Sumter landing, and we're approaching our mid-60s, sellers are nearing 80 -- are we "YOUNG"?

You tell us. You're only as young as you feel.

[frayedends]

Suffice it to say those who have been living here for quite sometime see things differently than fresh faces. Once you settle in and new villages become available for sales, you will be giving those newbies the same advice you are now receiving.Until then, enjoy your new home and all the Villages has to offer.

I have yet to get any advice except the folks saying I shouldn’t have bought south because there’s nothing here. I’ve only posted what I have observed and there is plenty here. I am just perplexed by the anti south sentiment of lots of posts.

[frayedends]

Extremely unlikely. The developer isn't going to spend a few 100 million dollars on a bridge just to create a shortcut for a few thousand people that bought in an isolated area.

Eastport is beside Bexley trail which you already have access to by golf cart.

The developer is already planning to expand 470 to 4 lanes so it wouldn’t be that much to add a golf cart lane. I’m not saying they will but it’s not impossible.

[Rainger99]

The developer is already planning to expand 470 to 4 lanes so it wouldn’t be that much to add a golf cart lane. I’m not saying they will but it’s not impossible.

Does anyone know who pays for expanding and rerouting County Road 470? A year ago, it was a straight road. Now it curves and twists and there are a number of roundabouts. Is it the developer, the county, the state?? Or a combination?

Expanding 470 to four lanes would be very expensive!

"Officials object to residents’ buying bridges to pay for Villages’ advertising" - Citizens for a Scenic Florida (https://www.scenicflorida.org/2020/03/07/officials-object-to-residents-buying-bridges-to-pay-for-villages-advertising/)

[JohnN]

In a few weeks we close on a home a mile south of Lake Sumter landing, and we're approaching our mid-60s, sellers are nearing 80 -- are we "YOUNG"?

My definition - anyone younger than me is young, anyone older than me is old.

[frayedends]

Does anyone know who pays for expanding and rerouting County Road 470? A year ago, it was a straight road. Now it curves and twists and there are a number of roundabouts. Is it the developer, the county, the state?? Or a combination?

Expanding 470 to four lanes would be very expensive!

"Officials object to residents’ buying bridges to pay for Villages’ advertising" - Citizens for a Scenic Florida (https://www.scenicflorida.org/2020/03/07/officials-object-to-residents-buying-bridges-to-pay-for-villages-advertising/)

Not sure and I may have misspoke when I said the developer is planning it. I just know Wingnut mentioned that it will be expanded in the near future from the turnpike to 27 I believe.

[Dusty_Star]

My definition - anyone younger than me is young, anyone older than me is old.

Isn't that the way it used to seem?

Now, many of my 'older' friends are much younger than similar age folks (to me), & some real youngsters (I mean kids) are much wiser than some of similar in age to me. Go figure! We thought we had it all figured out at 13 :laugh:

[Laker14]

Pre-owned or Eastport.

How many golf courses are there within a few minutes of Eastport?

[rustyp]

How many golf courses are there within a few minutes of Eastport?

virtual or real ?

[Laker14]

virtual or real ?

Real. Actual. In existence. Currently.

But also would be interested in how many are planned, and when they are scheduled to be finished, and playable.

[vintageogauge]

I'm no expert or financial whiz, but this makes sense to me. Set up an investment account, like a low-cost S&P 500 matching fund, and put the money for your bond payment in there. Then set it up to auto-deduct/auto-pay the bond payment.

Now you keep the balance earning returns while the bond is automatically paid without a thought from you.

Once the bond is paid off, you keep whatever returns remain.

Sounds like a plan to my novice ears.

After taxes of course.

[thelegges]

In a few weeks we close on a home a mile south of Lake Sumter landing, and we're approaching our mid-60s, sellers are nearing 80 -- are we "YOUNG"?

You will probably be in that neighborhood. Most original owners in LSL area could be in late 70s to 90s

[Decadeofdave]

I have always purchased homes in established areas. Just seems there "can" be unforeseen issues come up that no one saw.

[JMintzer]

In a few weeks we close on a home a mile south of Lake Sumter landing, and we're approaching our mid-60s, sellers are nearing 80 -- are we "YOUNG"?

What? Don't you know that all the "young, hip people" are all moving south of 44?

Get with the program! :thumbup:

P.S. I was 63 and my wife was 62 when we bought in the "old folks section", north of 44... We have neighbors both older and younger than we are.

We looked south of 44. Not much was finished there that interested us. Chitty Chatty and Bradford were the new villages being built. Fenney, Monarch Grove and Marsh Bend were pretty much done (I'm sure I'm forgetting a village or two, was DeLuna done at that time? Linden? McClure?), but there was no Publix yet, and the rest of Magnolia Plaza was still under construction, and there was no gas station. There was no golf cart access to the north from those areas, as the Waterlily Bridge had not been finished, so you couldn't cross the turnpike... For us, the answer was a re-sale in the Osceola Hills area...

Of course, things have changed a bit and access is better. So that's a plus.

I hope Eastport is everything everyone hopes it will be. But it's still years from being "finished"... I'm sure we'll visit often. Just like we visit Sumter Landing and Spanish Springs (we're closest to Brownwood).

[JMintzer]

You will probably be in that neighborhood. Most original owners in LSL area could be in late 70s to 90s

And many of them are moving on... Being replaced by the next generation of retirees...

[JMintzer]

Real. Actual. In existence. Currently.

But also would be interested in how many are planned, and when they are scheduled to be finished, and playable.

That info is easily accessible on TV website. GoldWingNut's videos also show their progress and planning. IIRC, it's 3 more Championship courses and 4-5 Executives...

One Championship (Shallow Creek?) is set to open this summer, along with an executive course...

[JMintzer]

Yeah that was nonsense comment. Anyhow I didn’t mean to direct anything to you personally so sorry if I offended you. I appreciate your posts.

:beer3:

[JMintzer]

You tell us. You're only as young as you feel.

Well THAT sucks... Is it possible to feel 150? :icon_wink:

[JMintzer]

I have yet to get any advice except the folks saying I shouldn’t have bought south because there’s nothing here. I’ve only posted what I have observed and there is plenty here. I am just perplexed by the anti south sentiment of lots of posts.

No different from the "anti-north" comments posted. It's all just silly...

[margaretmattson]

I have yet to get any advice except the folks saying I shouldn’t have bought south because there’s nothing here. I’ve only posted what I have observed and there is plenty here. I am just perplexed by the anti south sentiment of lots of posts.You have been given advice by many posters. Do not buy in Denham and Dabney because it is isolated and will remain that way. Lake County has the hghest taxes in the Villages. The sales in that area are moving at a snail's pace. The developer is having a heck of a time unloading those homes.

If you are placed in a NEED TO SELL position, you may have a difficult time. At our age, expect the unexpected. Most of us are not willing to place ourselves in a difficult position. Especially when there are much better buys throughout the Villages.

As it stands today, homeowners who paid full price in the Dabney area are already in a precarious position. Neighbors are moving in at discounted prices. Some savings as high as $30-50K. Homeowners who paid full price are experiencing depreciation. How bad will it get? Looks like the Developer is willing to slash prices until ALL are sold.

[kansasr]

You have been given advice by many posters. Do not buy in Denham and Dabney because it is isolated and will remain that way. Lake County has the hghest taxes in the Villages. The sales in that area are moving at a snail's pace. The developer is having a heck of a time unloading those homes.

If you are placed in a NEED TO SELL position, you may have a difficult time. At our age, expect the unexpected. Most of us are not willing to place ourselves in a difficult position. Especially when there are much better buys throughout the Villages.

Actually, the tax rate is higher in Marion County, The Lady Lake portion of Lake County and the highest tax rate is in Fruitland Park. The lowest tax rate is in unincorporated part of The Villages in Sumter County, followed by the area in Wildwood and then unincorporated Lake County.

[margaretmattson]

Actually, the tax rate is higher in Marion County, The Lady Lake portion of Lake County and the highest tax rate is in Fruitland Park. The lowest tax rate is in unincorporated part of The Villages in Sumter County, followed by the area in Wildwood and then unincorporated Lake County.Thanks! We were told differently by a sales rep when we looked at homes in Lake Denham. I will be certain my daughter checks before buying any home outside of unincorporated Sumter County.

[Rainger99]

Real. Actual. In existence. Currently.

But also would be interested in how many are planned, and when they are scheduled to be finished, and playable.

There are no courses in Eastport at the present time. However, there are three Championship courses planned. One is supposed to open this year. I have heard from a starter that it is supposed to open in the summer.

There are also at least four executive courses planned. They are Beautyberry, Bellaire, Honeysuckle, and Laurel Oak. There are rumors that the Villages might build one or two more. I think Laurel Oak and an adjacent pitch & putt may open this year. I crossed Bexley this weekend and they are working on it. There is also supposed to be a driving range and a golf teaching facility in Eastport.

And if you are in Eastport, you will be fairly close to Loblolly and Longleaf.

I do find it frustrating that the developer isn't more transparent on their plans. Supposedly, these things are planned years in advance.

Map of Eastport attached.

Eastport Area Booklet Moultrie Creek - 9 (https://www.nxtbook.com/thevillages/TheVillages/eastport-area-booklet-moultrie-creek/index.php?startid=9#/p/8)

[CarlR33]

the only "amenity" that I can see the new, most southern villages are isolated from is golf. And there is no denying that one. If golf isn't a big deal in one's plans, then it might be grand down there.
However, if you want a lot of golf courses within a few minutes golf cart ride from your home, then you need to be looking at a pre-owned somewhere. Plenty of pitch and putts though, LOL

[Papa_lecki]

What? Don't you know that all the "young, hip people" are all moving south of 44?

Get with the program! :thumbup:

P.S. I was 63 and my wife was 62 when we bought in the "old folks section", north of 44... We have neighbors both older and younger than we are.

We missed that memo too. Wife and I are in our mid 50s, bought in 2020; own north of 44.
When we started looking, I would have guessed we ended up near LSL…. But we spent a week near Brownwood, and that’s where we bought.

Love to golf, so access to courses now was important. Also, didn’t want to wait for things to get built. It’s another 2/3/4 years.

[coffeebean]

In a few weeks we close on a home a mile south of Lake Sumter landing, and we're approaching our mid-60s, sellers are nearing 80 -- are we "YOUNG"?

I live in Mallory Square, so very close to where you will be moving to. You are going to love it in this area of The Villages. Welcome!

[Craig Vernon]

Thanks for all the good discussion and opinion. Looking forward to our visit for the month of May. Enjoy all the special things TV bring as you are truly blessed to live there. I hope to be blessed with you all within a year.

[coffeebean]

And many of them are moving on... Being replaced by the next generation of retirees...

Agree. I'm seeing that happening in my immediate neighborhood. Sad in a way but good in a way too.

[MrChip72]

The developer is already planning to expand 470 to 4 lanes so it wouldn’t be that much to add a golf cart lane. I’m not saying they will but it’s not impossible.

My comment was regarding a comment about an additional turnpike bridge being added that someone seemed to think was very likely.

[motherflippinpicker]

Lets play a game of logic. People retiring now are in their sixties, some younger. When preowned homes are sold who do you think bought them? Eighty years olds who wish to own 5 or more homes in the Villages?

Your logic is way off. Every day, there are YOUNG retirees who choose to buy in the Northern section. Your CHOICE to live in the South is no better than theirs. People appreciate and want different things. But, the fact remains. People newly retiring to the Villages are from the SAME AGE GROUP. You are no more AIve and Kicking than they.

We are considered 'young' retirees, 54/55 yrs. We only have an interest in the North. This is something we've gone round and round for months after many visits to TV but we absolutely love the North. It's beautiful, the yards are larger, it feels more cozy and more like home. We realize the pros and cons but for us, the pros outweigh the cons. I don't want to be referred to as a zombie. 😄

[jamorela]

In a few weeks we close on a home a mile south of Lake Sumter landing, and we're approaching our mid-60s, sellers are nearing 80 -- are we "YOUNG"?

I live in Virginia Trace. Welcome!

[Eagles8]

Lake denham is great, pool is 5 minutes by cart, Eastport will be 20 mins by cart with more golf options. No traffic down here. The future of the Villages is Eastport and south of the originals

[margaretmattson]

Lake denham is great, pool is 5 minutes by cart, Eastport will be 20 mins by cart with more golf options. No traffic down here. The future of the Villages is Eastport and south of the originalsBut, how far in the future can you wait? Many of us are "been there, done that." Believe us when we tell you, 100% open for business takes MUCH LONGER than you think. Sure, you will have many amenities. ALL will be crowded.

Until Eastport opens, enjoy your no traffic. Once the square opens, everyone will want to experience it. Villagers, outsiders, travellers, families from Middleton, sport enthusiasts, you name it! As you know, the squares are PUBLIC.

Those of us who have been here awile, will watch the congestion from afar. Spanish Springs and LSL is where you will find me. Those are the places where there will be NO TRAFFIC.

[Laker14]

How many golf courses are there within a few minutes of Eastport?

Real. Actual. In existence. Currently.

But also would be interested in how many are planned, and when they are scheduled to be finished, and playable.

That info is easily accessible on TV website. GoldWingNut's videos also show their progress and planning. IIRC, it's 3 more Championship courses and 4-5 Executives...

One Championship (Shallow Creek?) is set to open this summer, along with an executive course...

My original question was a rhetorical one, directed at a comment that tried to suggest that the availability of golf in Eastport would approximate the availability of golf north of 44.

[bowlingal]

many, many, many newer homes in the southern area are for sale already. You have got to ask yourself WHY? Just pickup the Daily Sun any day and see for yourself how many are selling

[TeresaE]

With the drop in prices for the new areas I was willing to give them all a look while visiting 2-12 thru 2-18. These areas are really far removed from the primary areas and amenities. Lake Denham doesn't even have a pool outside of Franklin Rec center. Dabney does have a neighborhood rec center thankfully because wow it is isolated. I know Eastport is coming however Denham and Dabney still a good distance away. Moultrie Creek is in the shadow of the high school and when developed its relationship to Eastport will make it a new center for development to the south for years to come. Moultrie Creek home prices are up 30 to 40k above Denham and Dabney with bonds 40 to 60k higher with the top end up near 80k. A lot to think about.

The Villages real estate company, Properties of The Villages, does not participate in the local mls. To find all the available preowned homes you need to engage both a Villages real estate agent for the homes listed with The Properties of The Villages AND and outside agent who can show you the homes listed for sale that you can find on Zillow.

[Marathon Man]

many, many, many newer homes in the southern area are for sale already. You have got to ask yourself WHY? Just pickup the Daily Sun any day and see for yourself how many are selling

How many times are you going to ask this???? Let me give you the same answer that you have gotten before. It is because owners are selling for big profits after one or two years and buying in the next new villages as they are built. I know several people who have done just that, and plan to do it at least one more time. One friend is on his 8th house. Four of them south of 44.

[asianthree]

There are no courses in Eastport at the present time. However, there are three Championship courses planned. One is supposed to open this year. I have heard from a starter that it is supposed to open in the summer.

There are also at least four executive courses planned. They are Beautyberry, Bellaire, Honeysuckle, and Laurel Oak. There are rumors that the Villages might build one or two more. I think Laurel Oak and an adjacent pitch & putt may open this year. I crossed Bexley this weekend and they are working on it. There is also supposed to be a driving range and a golf teaching facility in Eastport.

And if you are in Eastport, you will be fairly close to Loblolly and Longleaf.

I do find it frustrating that the developer isn't more transparent on their plans. Supposedly, these things are planned years in advance.

Map of Eastport attached.

Eastport Area Booklet Moultrie Creek - 9 (https://www.nxtbook.com/thevillages/TheVillages/eastport-area-booklet-moultrie-creek/index.php?startid=9#/p/8)

Really you are frustrated about not getting invited to developer table to learn their plans 20 years from now.

It could all be in your wheelhouse if one of your offspring marries into the family:1rotfl::clap2:

[asianthree]

How many times are you going to ask this???? Let me give you the same answer that you have gotten before. It is because owners are selling for big profits after one or two years and buying in the next new villages as they are built. I know several people who have done just that, and plan to do it at least one more time. One friend is on his 8th house. Four of them south of 44.

You forget many don’t read threads, just post:clap2: I don’t understand why one can’t just read the posts, but that may be expecting too much

[Dmrocano]

Lets play a game of logic. People retiring now are in their sixties, some younger. When preowned homes are sold who do you think bought them? Eighty years olds who wish to own 5 or more homes in the Villages?

Your logic is way off. Every day, there are YOUNG retirees who choose to buy in the Northern section. Your CHOICE to live in the South is no better than theirs. People appreciate and want different things. But, the fact remains. People newly retiring to the Villages are from the SAME AGE GROUP. You are no more AIve and Kicking than they.

I am in my 50’s and live near LS. These “zombies” have tons of energy and kick my butt on the PB court.

[frayedends]

My comment was regarding a comment about an additional turnpike bridge being added that someone seemed to think was very likely.

470 goes over the turnpike so that’s why it is very likely. They are expanding that bridge anyhow. Wingnut just said this on his video 2 days ago. It will be years before it happens, if it happens.

[frayedends]

But, how far in the future can you wait? Many of us are "been there, done that." Believe us when we tell you, 100% open for business takes MUCH LONGER than you think. Sure, you will have many amenities. ALL will be crowded.

Until Eastport opens, enjoy your no traffic. Once the square opens, everyone will want to experience it. Villagers, outsiders, travellers, families from Middleton, sport enthusiasts, you name it! As you know, the squares are PUBLIC.

Those of us who have been here awile, will watch the congestion from afar. Spanish Springs and LSL is where you will find me. Those are the places where there will be NO TRAFFIC.

I was in LSL for lunch yesterday and it was packed with lots of traffic.

[frayedends]

You have been given advice by many posters. Do not buy in Denham and Dabney because it is isolated and will remain that way. Lake County has the hghest taxes in the Villages. The sales in that area are moving at a snail's pace. The developer is having a heck of a time unloading those homes.

If you are placed in a NEED TO SELL position, you may have a difficult time. At our age, expect the unexpected. Most of us are not willing to place ourselves in a difficult position. Especially when there are much better buys throughout the Villages.

As it stands today, homeowners who paid full price in the Dabney area are already in a precarious position. Neighbors are moving in at discounted prices. Some savings as high as $30-50K. Homeowners who paid full price are experiencing depreciation. How bad will it get? Looks like the Developer is willing to slash prices until ALL are sold.

LOL. I already bought. Anyhow this is all silly advice. I still haven’t seen any evidence that we are isolated apart from less golf. I’ve mentioned all the things we have but that keeps getting ignored. My generation doesn’t care about shopping. Brownwood shops are bore city unless I need a sea turtle painting. We have everything we could want only minutes away.

Look at the map of Dabney and Denham now. Houses are going under agreement quickly for January. Northerners don’t sell in winter. I’m betting spring market will see a big increase. One house in my neighborhood in Denham is under agreement for 200K more than it sold for a year ago. Preserve sites here are not a bad investment. They are all sold already.

Apart from that I bought for the lifestyle and retirement. It’s not an investment property for me, so any advice based on future value has little affect on my decision.

[Justputt]

With the drop in prices for the new areas I was willing to give them all a look while visiting 2-12 thru 2-18. These areas are really far removed from the primary areas and amenities. Lake Denham doesn't even have a pool outside of Franklin Rec center. Dabney does have a neighborhood rec center thankfully because wow it is isolated. I know Eastport is coming however Denham and Dabney still a good distance away. Moultrie Creek is in the shadow of the high school and when developed its relationship to Eastport will make it a new center for development to the south for years to come. Moultrie Creek home prices are up 30 to 40k above Denham and Dabney with bonds 40 to 60k higher with the top end up near 80k. A lot to think about.

I live in Dabney, and you are correct in some respects. The distance by CART to Eastport is a pain, since you have to go North to Sawgrass to cross the TP. However, by car it's only about 4 miles and a very fast run from Dabney over 470. Sawgrass is an easy run, but not much there, IMO. On the bright side, Dabney is only a few miles by CAR to Winn-Dixie, Publix, Wendy's, McD, etc along 27, which also makes a run to Walmart, etc. easy enough. I do wish getting over the TP by cart was easier, but access to anything by cart is really just a TV thing, lol. Bond prices near Eastport are higher, don't like being that close to the prison (lights/safety/etc), and if Eastport ends up being a major hub of activity, that's going to mean traffic, noise, probably a lot of rentals rather than steady neighbors, and all the ball fields, lake, etc activities, probably year around congestion. In Dabney, I can drive over in minutes for anything that interests me and drive back to peace and quiet just as quickly.

[frayedends]

^^^^^

Some really good points. According to others we are too isolated in Lake Denham/Dabney but also shouldn’t want Eastport because it will be busy and loud. So weird and the post above is correct. We have peace and quiet but are so close to the action of we want it.

[Pat2015]

Fact is that wherever you land in The Villages is where you make your friends and get involved in activities which is not far or isolated from anything. Enjoy your new home and the beautiful nature in the southern area. When people say that’s way too far, the response should always be too far from what as everything you do is right there 😊

[Cliff Fr]

The home insurance market is another factor to consider. Especially when buying pre-owned

[Pat2015]

many, many, many newer homes in the southern area are for sale already. You have got to ask yourself WHY? Just pickup the Daily Sun any day and see for yourself how many are selling
I sold at the two year mark as I made twice what I paid. Pretty good investment! Guess you didn’t know or consider that’s the case south of 44?

[DrMack]

We built in Dabney, but I can tell you it really isn’t the Northern or Southern Villages experience. The plus is I think we found a long term renter! If we were to do this again, maybe we would just buy near a town square or build in Eastport? We like the Villages, perhaps we should be renters instead of landlords though and enjoy when the weather is optimal. If you enjoy peace and solitude without anything else including amenities, Dabney is for you.

[Birdrm]

You can see bond amounts and amortization schedules on the districtgov website.

e.g. Lake Denham - Unit 69V; bond $40,525 @ 5.47% interest. Payment is ~$2,918 per year for total payment of $88,685 over 30 years.

You can also look up houses on the CAD sites to see their taxes, almost all newer homes have city taxes (Wildwood or Leesburg). Keep in mind the taxes will likely increase significantly on pre-owned homes as the assessed value will increase after purchase (you lose the cap that the previous owners enjoyed).

That is not really true, I have lived in the Villages southern area for 2 years and I do pay Wildwood city tax but the actual tax assessment didn't change and the actual tax rate went down slightly this year.

[frayedends]

We built in Dabney, but I can tell you it really isn’t the Northern or Southern Villages experience. The plus is I think we found a long term renter! If we were to do this again, maybe we would just buy near a town square or build in Eastport? We like the Villages, perhaps we should be renters instead of landlords though and enjoy when the weather is optimal. If you enjoy peace and solitude without anything else including amenities, Dabney is for you.

Since you own in Dabney, what amenities specifically are missing?

Updated the question to clarify for some that didn’t understand my question.

[Normal]

That is not really true, I have lived in the Villages southern area for 2 years and I do pay Wildwood city tax but the actual tax assessment didn't change and the actual tax rate went down slightly this year.

Taxes of Wildwood are stupid high and should be eliminated? Wildwood does nothing for them. We hope to see court action on the whole issue soon. The Villages should be its own incorporation. Dissolution should be moved on.

[Randall55]

I was in LSL for lunch yesterday and it was packed with lots of traffic.The post was referring to AFTER Eastport opens.Everyone will flock to Eastport to enjoy something new. During this time, the older squares will be less crowded.

[Bogie Shooter]

We built in Dabney, but I can tell you it really isn’t the Northern or Southern Villages experience. The plus is I think we found a long term renter! If we were to do this again, maybe we would just buy near a town square or build in Eastport? We like the Villages, perhaps we should be renters instead of landlords though and enjoy when the weather is optimal. If you enjoy peace and solitude without anything else including amenities, Dabney is for you.

Since you own in Dabney, what amenities specifically are you missing?

None, since he isn’t living there.:confused:

[rustyp]

Everyone's house here in TV is the best. None of my friends made a mistake picking their house. They even researched the best location. They did their due diligence. Yet on average they moved three times.

So far I learned if you don't play golf, don't like to shop, like to commute by car rather than golf cart and are into driveway parties Lake Denham/Dabney is the place to be. To each their own. What's important is what makes you happy - not others.

[frayedends]

The post was referring to AFTER Eastport opens.Everyone will flock to Eastport to enjoy something new. During this time, the older squares will be less crowded.

Ahh gotcha.

[frayedends]

None, since he isn’t living there.:confused:

Clearly I meant what amenities are missing. The emoji is absurd because it’s obvious what I was asking.

[Normal]

Clearly I meant what amenities are missing. The emoji is absurd because it’s obvious what I was asking.

Sounds like community gatherings with town squares…could be golf?

[JMintzer]

There are no courses in Eastport at the present time. However, there are three Championship courses planned. One is supposed to open this year. I have heard from a starter that it is supposed to open in the summer.

There are also at least four executive courses planned. They are Beautyberry, Bellaire, Honeysuckle, and Laurel Oak. There are rumors that the Villages might build one or two more. I think Laurel Oak and an adjacent pitch & putt may open this year. I crossed Bexley this weekend and they are working on it. There is also supposed to be a driving range and a golf teaching facility in Eastport.

And if you are in Eastport, you will be fairly close to Loblolly and Longleaf.

I do find it frustrating that the developer isn't more transparent on their plans. Supposedly, these things are planned years in advance.

Map of Eastport attached.

Eastport Area Booklet Moultrie Creek - 9 (https://www.nxtbook.com/thevillages/TheVillages/eastport-area-booklet-moultrie-creek/index.php?startid=9#/p/8)

The developer has consistently updated their website with upcoming golf course plans and construction progress...

[mikemalloy]

Designer home in Lake Denham and I think my bond was 48K.

We are terribly isolated down here with nothing to do. Just yesterday at lunch in Sawgrass we were discussing that. We talked about how we had to go to the Dabney pool, almost 5 minutes by cart. Or we could go to Franklin, or Homestead, or Ezell. We mentioned how Eastport is 17 minutes by cart and they would only have like 2 or 3 restaurants open by years end. We talked about Harry and the Natives restaurant in Okahumka won’t be open for almost a year.

Two nights ago at the driveway party with over 100 people we talked about how lonely and isolated we were. As the planning for next months party was discussed, we talked about how there was nothing down to do down here, but we ran out of time and decided to discuss tomorrow at pickle ball.

Brownwood is 30 minutes by cart and so it takes us a bit to get to all the restaurants everyone says are so bad. We also don’t get to shop in all the stores and we talked about how we were definitely being screwed because we hadn’t been to a brick and mortar store since the 90s and it would be nostalgic.

Last night when 10 of our neighbors came over for game night we all wondered if we would need therapy to help our loneliness.

I’m not positive but when Jerry and Linda came to our get together at aviary they may have mentioned how they almost couldn’t find us out here in the boondocks.

Yeah it’s horrible down here.
Just curious, if you need a quart of milk where do you go?

[margaretmattson]

LOL. I already bought. Anyhow this is all silly advice. I still haven’t seen any evidence that we are isolated apart from less golf. I’ve mentioned all the things we have but that keeps getting ignored. My generation doesn’t care about shopping. Brownwood shops are bore city unless I need a sea turtle painting. We have everything we could want only minutes away.

Look at the map of Dabney and Denham now. Houses are going under agreement quickly for January. Northerners don’t sell in winter. I’m betting spring market will see a big increase. One house in my neighborhood in Denham is under agreement for 200K more than it sold for a year ago. Preserve sites here are not a bad investment. They are all sold already.

Apart from that I bought for the lifestyle and retirement. It’s not an investment property for me, so any advice based on future value has little affect on my decision.Brick and Mortar ARE NOT amenities. They are businesses. They supply jobs and bring in tax revenue. Without them, Florida may have to change its tax system. Perhaps, collect a state tax, estate tax, or capital gains tax. Or, a combination. How many jobs will be lost without stores? Don't forget to include those who transport the goods and warehouse workers What will our unemployment rate be? Finally, don't forget capitalism works because of competition. When you rely solely on companies like Amazon you are giving them the power of monopoly. They can charge whatever they wish because they have no competition.

A generation is defined as a time period of 15-20 years. Unless you are 50 or younger, YOU ARE IN OUR SAME AGE BRACKET and part of this new generation of retirees.

You did not buy for investment but retirement doesn't always go as planned for many. Health issues or suddenly widowed force them to leave Florida. This happens quite frequently.

ALL of us have our fingers crossed hoping home prices do not go down. The developer has shown his cards. He is willing to slash prices to keep his wheels moving. Will he HAVE to keep doing it? Only time will tell.

[kansasr]

Just curious, if you need a quart of milk where do you go?

From the middle of Lake Denham, it's 9 minutes to the Publix on US 27 in Leesburg and 14 if you go up Meggison to Publix at Everglades. Hardly a tragic inconvenience!

[Bogie Shooter]

Brick and Mortar ARE NOT amenities. They are businesses. They supply jobs and bring in tax revenue. Without them, Florida may have to change its tax system. Perhaps, collect a state tax, estate tax, or capital gains tax. Or, a combination. How many jobs will be lost without stores? Don't forget to include those who transport the goods and warehouse workers What will our unemployment rate be? Finally, don't forget capitalism works because of competition. When you rely solely on companies like Amazon you are giving them the power of monopoly. They can charge whatever they wish because they have no competition.

A generation is defined as a time period of 15-20 years. Unless you are 50 or younger, YOU ARE IN OUR SAME AGE BRACKET and part of this new generation of retirees.

You did not buy for investment but retirement doesn't always go as planned for many. Health issues or suddenly widowed force them to leave Florida. This happens quite frequently.

ALL of us have our fingers crossed hoping home prices do not go down. The developer has shown his cards. He is willing to slash prices to keep his wheels moving. Will he HAVE to keep doing it? Only time will tell.
ALL
You are not speaking for me!

[Altavia]

From the middle of Lake Denham, it's 9 minutes to the Publix on US 27 in Leesburg and 14 if you go up Meggison to Publix at Everglades. Hardly a tragic inconvenience!

Don't forget the toll plaza is nearby with a couple of fast food places and odds & ends. Came in handy very early one morning. :-)

[kansasr]

Don't forget the toll plaza is nearby with a couple of fast food places and odds & ends. Came in handy very early one morning. :-)

And there's pretty much every restaurant you could image over in Leesburg on US27, less than 10 minutes away.

[Normal]

And there's pretty much every restaurant you could image over in Leesburg on US27, less than 10 minutes away.

We like the Oakwood. It’s less than 10 and it’s right next to Publix

[JMintzer]

LOL. I already bought. Anyhow this is all silly advice. I still haven’t seen any evidence that we are isolated apart from less golf. I’ve mentioned all the things we have but that keeps getting ignored. My generation doesn’t care about shopping. Brownwood shops are bore city unless I need a sea turtle painting. We have everything we could want only minutes away.

Look at the map of Dabney and Denham now. Houses are going under agreement quickly for January. Northerners don’t sell in winter. I’m betting spring market will see a big increase. One house in my neighborhood in Denham is under agreement for 200K more than it sold for a year ago. Preserve sites here are not a bad investment. They are all sold already.

Apart from that I bought for the lifestyle and retirement. It’s not an investment property for me, so any advice based on future value has little affect on my decision.

YOU don't care about shopping...

YOU don't speak for an entire generation. We're quite close in age. My wife LOVES shopping... (Yay me...)

I guess Eastport will also be "bore city" to you, since they'll have many of the same shops you see in Brownwood...

AFA golf goes, there have been countless threads from your neighbors bashing the developers for not building more courses down Meggison Rd. I explained that there simply wasn't enough land, between the turnpike and the wetlands...

Funny, just the other day, you complained about people bashing the southern villages. Yet, here you are, bashing the northern areas... Funny how that works...

Anyway, I'm glad you're happy where you live.

[PurePeach]

The Zombies are in the north. The Alive and Kicking it are in Lake Denham

Wrong. There are Zombies everywhere. I’m far from being a Zombie and I live in Springdale. I have friends up this way that aren’t Zombies either.

[Rainger99]

I explained that there simply wasn't enough land, between the turnpike and the wetlands...

There may not have been enough land to build an executive course but there was clearly enough land to build an 18 hole championship course between the turnpike and the wetlands - plus two pitch and putts.

And on the Eastport side of the turnpike, right as you cross Bexley, they are building Laurel Oak, which is a very narrow executive course right next to the turnpike. It would easily have fit along the northeast side of the turnpike.

[frayedends]

Just curious, if you need a quart of milk where do you go?

Publix or Winn Dixie. 6 minutes down 470.

[Robnlaura]

Ok stay far away from Dunham nothing there

[frayedends]

YOU don't care about shopping...

YOU don't speak for an entire generation. We're quite close in age. My wife LOVES shopping... (Yay me...)

I guess Eastport will also be "bore city" to you, since they'll have many of the same shops you see in Brownwood...

AFA golf goes, there have been countless threads from your neighbors bashing the developers for not building more courses down Meggison Rd. I explained that there simply wasn't enough land, between the turnpike and the wetlands...

Funny, just the other day, you complained about people bashing the southern villages. Yet, here you are, bashing the northern areas... Funny how that works...

Anyway, I'm glad you're happy where you live.

I have not once bashed the north. I love Brownwood. I like the music and the atmosphere and the restaurants/bars even if they aren’t necessarily the best quality. If the right home came along I wouldn’t rule out living up north. I’ve taken the golf cart to Sumter and Brownwood multiple times this week because I love a long ride in the cart. They are very fun places.

My point was simply we aren’t missing anything down here. We have live entertainment at Sawgrass with lots of fun and community. Wouldn’t mind better food but that’s okay. If people are complaining about lack of golf here is have no idea why they bought. But you folks acting like we made a bad investment are just being ridiculous.

Eastport looks like tons of fun. Lots of entertainment and recreation. Food and drink, etc. so what if I don’t care about tiny shops selling overpriced old man shirts and golf hats? Everyone on here telling me how horrible I have it because the stuff I don’t care about isn’t here, it’s silly.

[frayedends]

Brick and Mortar ARE NOT amenities. They are businesses. They supply jobs and bring in tax revenue. Without them, Florida may have to change its tax system. Perhaps, collect a state tax, estate tax, or capital gains tax. Or, a combination. How many jobs will be lost without stores? Don't forget to include those who transport the goods and warehouse workers What will our unemployment rate be? Finally, don't forget capitalism works because of competition. When you rely solely on companies like Amazon you are giving them the power of monopoly. They can charge whatever they wish because they have no competition.

A generation is defined as a time period of 15-20 years. Unless you are 50 or younger, YOU ARE IN OUR SAME AGE BRACKET and part of this new generation of retirees.

You did not buy for investment but retirement doesn't always go as planned for many. Health issues or suddenly widowed force them to leave Florida. This happens quite frequently.

ALL of us have our fingers crossed hoping home prices do not go down. The developer has shown his cards. He is willing to slash prices to keep his wheels moving. Will he HAVE to keep doing it? Only time will tell.

Amazon collects taxes. I buy from many online retailers. None of that is the point. You are right. They aren’t amenities, so we have all the amenities down here that up north has.

I could sell my home for a $150k profit right now if my year was up. Maybe a small house with missing lanai wouldn’t make a profit but I’m secure in my home value. Prices dropping in the dead of winter is not a concern for anyone looking long term.

[Normal]

Ok stay far away from Dunham nothing there

I think you mean Denham, and ya, there is zero around that area. Only the poorly educated real estate purchasers slip up on that one. Worse than Oxford if that were possible.

[frayedends]

It’s horrible here in Lake Denham. I’m sitting here wondering how I’ll survive the huge financial loss. Nowhere to go. Nothing to do. Nothing to see. A vast wasteland. It’s like Mad Max out here. Not even a gas station. I think the villages is going to put a real bubble dome over us and forget we are here at all. Oh how I wish we bought up north. Oh the humanity.

[JMintzer]

There may not have been enough land to build an executive course but there was clearly enough land to build an 18 hole championship course between the turnpike and the wetlands - plus two pitch and putts.

And on the Eastport side of the turnpike, right as you cross Bexley, they are building Laurel Oak, which is a very narrow executive course right next to the turnpike. It would easily have fit along the northeast side of the turnpike.

Yeah and you continually complain that Southern Oaks is too close to the turnpike...

Now you're complaining that Laurel Oak is "right next to the turnpike"...

Would you have complained that this mythical course, that hey had plenty of room to build, was also too close to the turnpike?

I think we all know the answer to that...

There were already 5 executive courses south of 44. People were demanding a Championship course.

There were plenty of executive courses already down there. The population at the time didn't warrant more.

The Pitch & Putts were built at opposite ends of the "East of the Turnpike" development. One in way north in Richmond and one down south in Lake Denham (?). They take MUCH less land than an Executive course to build. The developers know what areas will work for housing, what areas will work for golf and what areas must be left for wetlands. Methinks they are just a tad bit more knowledgable the either you or I when it comes to land development...

And now that the population has grown, they are building more and more courses...

But some people will still complain about them. The same people who would complain if they were hung with a new rope...

And lest you think I'm nothing but a cheerleader for "The Developer", I think they screwed up by not building the typical Pro Shop/Country Club next to Southern Oaks.

Having the Pro Shop as part of Sawgrass was a mistake (IMHO). My neighborhood Wednesday Championship Group almost always has lunch at the Country Club after our round. We have NEVER had lunch at Sawgrass. We typically go to Piesano's. Which is on our way home...

[JMintzer]

It’s horrible here in Lake Denham. I’m sitting here wondering how I’ll survive the huge financial loss. Nowhere to go. Nothing to do. Nothing to see. A vast wasteland. It’s like Mad Max out here. Not even a gas station. I think the villages is going to put a real bubble dome over us and forget we are here at all. Oh how I wish we bought up north. Oh the humanity.

"The lady doth protest too much, methinks"


-Wm Shakspeare

[JMintzer]

I think you mean Denham, and ya, there is zero around that area. Only the poorly educated real estate purchasers slip up on that one. Worse than Oxford if that were possible.

Oxford was never intended to be an actual part of TV. It was built for Villages support and their families

[frayedends]

"The lady doth protest too much, methinks"


-Wm Shakspeare

LOL. I love it here. I love all you folks. Northerners and Southerners. It’s all fun.

[JMintzer]

I have not once bashed the north. I love Brownwood. I like the music and the atmosphere and the restaurants/bars even if they aren’t necessarily the best quality. If the right home came along I wouldn’t rule out living up north. I’ve taken the golf cart to Sumter and Brownwood multiple times this week because I love a long ride in the cart. They are very fun places.

My point was simply we aren’t missing anything down here. We have live entertainment at Sawgrass with lots of fun and community. Wouldn’t mind better food but that’s okay. If people are complaining about lack of golf here is have no idea why they bought. But you folks acting like we made a bad investment are just being ridiculous.

Eastport looks like tons of fun. Lots of entertainment and recreation. Food and drink, etc. so what if I don’t care about tiny shops selling overpriced old man shirts and golf hats? Everyone on here telling me how horrible I have it because the stuff I don’t care about isn’t here, it’s silly.

For someone who insists they don't care what others think, you sure seem to care a lot about what others think...

My unsolicited advice? Ignore it all...

[JMintzer]

LOL. I love it here. I love all you folks. Northerners and Southerners. It’s all fun.

Except for "the people up north who are too old to drive and need shopping centers within 5 minutes". ;)

[frayedends]

For someone who insists they don't care what others think, you sure seem to care a lot about what others think...

My unsolicited advice? Ignore it all...

Not that I don’t care. I just don’t get it. But that’s okay. We all have different priorities and I really need to grasp that and walk away. But I get defensive when people say I made a huge mistake buying here.

[frayedends]

Except for "the people up north who are too old to drive and need shopping centers within 5 minutes". ;)

When I said that I was not serious. It was simply a jab at the idea we have nothing down here.

[margaretmattson]

Amazon collects taxes. I buy from many online retailers. None of that is the point. You are right. They aren’t amenities, so we have all the amenities down here that up north has.

I could sell my home for a $150k profit right now if my year was up. Maybe a small house with missing lanai wouldn’t make a profit but I’m secure in my home value. Prices dropping in the dead of winter is not a concern for anyone looking long term. RIGHT NOW, buyers are not lining up in the Dabney area. The developer had to slash the price of HUNDREDS of homes. This is the first time this has occurred in the southern area. Using this information, some of us are speculating that a resell in that area is going to be difficult. I hope you prove us wrong!

We are not bashing the Dabney area. We are simply discussing what the Dabney area lacks. There must be a reason buyers are not willing to purchase there. Again, I hope you are correct that this is silly talk and all will work out in the end.

A further discussion are homes in Moultrie Creek. The question for buyers AT THIS TIME is, " Should I wait to buy near Eastport because the Developer will have to slash prices like in Dabney?" We are ALL on the same learning curve.

This is an open discussion that none of us know the correct answer. Time will tell. Please do not take it to heart.

[Rainger99]

Yeah and you continually complain that Southern Oaks is too close to the turnpike...

Now you're complaining that Laurel Oak is "right next to the turnpike"...

Would you have complained that this mythical course, that hey had plenty of room to build, was also too close to the turnpike?

I have never complained about Southern Oaks being too close to the Turnpike. In fact, I think it is a great location for a golf course.

And I didn’t complain about Laurel Oaks being next to the Turnpike. I mentioned Laurel Oaks because, according to the maps, it appears to take up very little space so I think there was room for it on the other side of the Turnpike.

I would much prefer that the developer build golf courses right next to the Turnpike instead of putting houses next to the Turnpike. Houses would have a golf course view and be farther from the Turnpike. The Turnpike noise doesn’t bother me when I play golf but I have seen a lot of comments from people who live near the Turnpike and it does appear to be a problem for some of them.

[Pat2015]

Just curious, if you need a quart of milk where do you go?
Guess you don’t know that there’s all kinds of shopping 10 mins or less away by car to Publix, Winn Dixie, gas stations, restaurants, etc., right at 470 and 29.

[margaretmattson]

Guess you don’t know that there’s all kinds of shopping 10 mins or less away by car to Publix, Winn Dixie, gas stations, restaurants, etc., right at 470 and 29.This is getting old! A poster stated he does not need brick and mortar stores. Another poster then asked, "so, where do you buy a quart of milk?" Proving that we ALL need brick and mortar stores.

[Randall55]

Just a heads up! I went to Moultrie Creek to look at the floorplans of the new models. Sales in that area are ON FIRE! For now, it appears buyers were simply not interested in Lake Denham/Dabney. Let's see what the end of summer brings. For many reasons, I still prefer the villages that will be closer to Eastport. But, many are loving this area. The Championship golf course and country club are beautiful.

The new floorplans are nice.Very modern and different than the older models. I expect a premiere area will be built somewhere in the Eastport area. Goldwingnut will have to fill us in.

[frayedends]

This is getting old! A poster stated he does not need brick and mortar stores. Another poster then asked, "so, where do you buy a quart of milk?" Proving that we ALL need brick and mortar stores.

Just to clarify, when I said I don’t need brick and mortar stores it was about the stores in the squares. Not food markets. I don’t let other people pick my meat and produce.

[Craig Vernon]

The Villages real estate company, Properties of The Villages, does not participate in the local mls. To find all the available preowned homes you need to engage both a Villages real estate agent for the homes listed with The Properties of The Villages AND and outside agent who can show you the homes listed for sale that you can find on Zillow.

I am well aware of this thank you. As of 2-18 there are 1,400 total homes for sale in TV and growing daily.

[Craig Vernon]

I live in Dabney, and you are correct in some respects. The distance by CART to Eastport is a pain, since you have to go North to Sawgrass to cross the TP. However, by car it's only about 4 miles and a very fast run from Dabney over 470. Sawgrass is an easy run, but not much there, IMO. On the bright side, Dabney is only a few miles by CAR to Winn-Dixie, Publix, Wendy's, McD, etc along 27, which also makes a run to Walmart, etc. easy enough. I do wish getting over the TP by cart was easier, but access to anything by cart is really just a TV thing, lol. Bond prices near Eastport are higher, don't like being that close to the prison (lights/safety/etc), and if Eastport ends up being a major hub of activity, that's going to mean traffic, noise, probably a lot of rentals rather than steady neighbors, and all the ball fields, lake, etc activities, probably year around congestion. In Dabney, I can drive over in minutes for anything that interests me and drive back to peace and quiet just as quickly.

Very kind and thoughtful response. Thank You...

[Craig Vernon]

:a20:It’s horrible here in Lake Denham. I’m sitting here wondering how I’ll survive the huge financial loss. Nowhere to go. Nothing to do. Nothing to see. A vast wasteland. It’s like Mad Max out here. Not even a gas station. I think the villages is going to put a real bubble dome over us and forget we are here at all. Oh how I wish we bought up north. Oh the humanity.

:a20:

[Craig Vernon]

RIGHT NOW, buyers are not lining up in the Dabney area. The developer had to slash the price of HUNDREDS of homes. This is the first time this has occurred in the southern area. Using this information, some of us are speculating that a resell in that area is going to be difficult. I hope you prove us wrong!

We are not bashing the Dabney area. We are simply discussing what the Dabney area lacks. There must be a reason buyers are not willing to purchase there. Again, I hope you are correct that this is silly talk and all will work out in the end.

A further discussion are homes in Moultrie Creek. The question for buyers AT THIS TIME is, " Should I wait to buy near Eastport because the Developer will have to slash prices like in Dabney?" We are ALL on the same learning curve.

This is an open discussion that none of us know the correct answer. Time will tell. Please do not take it to heart.

Well said.:bigbow:

[Coop63]

It’s a buyer’s market. If you buy, look only for the very best deals. I would hold off a little longer. Inventory is already at historic highs (6 months). Wait at least till summer.

Anecdotal observation based on looking at homes on Zillow. Tastefully decorated homes between the sixes, and just south of 466a seem to be moving. Homes north of 466 are overpriced. This is just my opinion.

I am nearing retirement, living in a northern blue state, snow birding near Orlando. I am selling my home when we get back (beginning of April) and moving to the Villages. I have never seen so much political divisiveness and my main concern is getting value out of my existing homestead before things get any worse. I know it sounds like fear, maybe age, but conditions are quickly deteriorating in suburban areas.

I am seeing more younger couples with dogs, rather than families, who vote based on emotion. They proudly display their ideological preferences on flags and banners. They seem fine paying more taxes in the face of shrinking services and more accepting of the encroaching blight.

Perhaps these are similar to the complaints of our grand parents. At this point in life, I would rather be around people who share similar values. I was super impressed with the cleanliness of the villages. Given what I have seen walking around our neighborhood at home, I developed a new found appreciation for deed restrictions. I have seen too many brightly colored doors that clash with the house, and yards in need of fertilizer, edging, hedging and basic home care that our generation took pride in. Yep, I am getting older, maybe wiser :-)

[Normal]

Anecdotal observation based on looking at homes on Zillow. Tastefully decorated homes between the sixes, and just south of 466a seem to be moving. Homes north of 466 are overpriced. This is just my opinion.

I am nearing retirement, living in a northern blue state, snow birding near Orlando. I am selling my home when we get back (beginning of April) and moving to the Villages. I have never seen so much political divisiveness and my main concern is getting value out of my existing homestead before things get any worse. I know it sounds like fear, maybe age, but conditions are quickly deteriorating in suburban areas.

I am seeing more younger couples with dogs, rather than families, who vote based on emotion. They proudly display their ideological preferences on flags and banners. They seem fine paying more taxes in the face of shrinking services and more accepting of the encroaching blight.

Perhaps these are similar to the complaints of our grand parents. At this point in life, I would rather be around people who share similar values. I was super impressed with the cleanliness of the villages. Given what I have seen walking around our neighborhood at home, I developed a new found appreciation for deed restrictions. I have seen too many "brightly colored" doors that clash with the house, and yards in need of fertilizer, edging, hedging and basic home care that our generation took pride in. Yep, I am getting older, maybe wiser :-)

Welcome!

I couldn’t agree more. They shall reap what they sew in 30 years when their children (few and far between) will have to support the tax system, SS (if it’s around) and everything else. Their puppies won’t cut it.

If you are choosing the Villages, there are a few considerations to reduce financial losses.

Look for unincorporated areas. Avoid Wildwood, Fruitland Park, Leesburg and Lady Lake. Buying Villages property in those areas guarantees 10 to 15 percent add ons to your tax bill. Also Lake county charges more than Sumter for taxes for now.

Look for stucco mason structures, those reduce some insurance costs.

Look for paid bonds, that will reduce your fees aggregated with taxes and file for exemptions like homestead or military.

Also, buy that fixer upper if you can. Property taxes are based on what you pay for your home, not future values.

Good luck!

[tophcfa]

I have not once bashed the north. I love Brownwood.

The above quote makes me laugh. Here’s your sign. When someone references a place that is about a 45 minute golf cart ride due south from your home as “the north”, you know the Villages is getting really big! It makes one wonder how many different broadcast frequencies WVLG will be airing ten years from now?

[Dusty_Star]

Don't forget the toll plaza is nearby with a couple of fast food places and odds & ends. Came in handy very early one morning. :-)

But you have to get on the highway to get to the plaza & then get off of the highway to get home. Convenient if you are going somewhere passing by the plaza, not so convenient otherwise.

[rustyp]

The above quote makes me laugh. Here’s your sign. When someone references a place that is about a 45 minute golf cart ride due south from your home as “the north”, you know the Villages is getting really big! It makes one wonder how many different broadcast frequencies WVLG will be airing ten years from now?

Below Brownwood - too hot for me. Is the predominant language still English that far below the equator ?

[frayedends]

The above quote makes me laugh. Here’s your sign. When someone references a place that is about a 45 minute golf cart ride due south from your home as “the north”, you know the Villages is getting really big! It makes one wonder how many different broadcast frequencies WVLG will be airing ten years from now?

It is a bit silly but they refer to Dabney/Denham as the south. It’s actually only a 30 minute cart ride and quite enjoyable.

[Coop63]

Welcome!

I couldn’t agree more. They shall reap what they sew in 30 years when their children (few and far between) will have to support the tax system, SS (if it’s around) and everything else. Their puppies won’t cut it.

If you are choosing the Villages, there are a few considerations to reduce financial losses.

Look for unincorporated areas. Avoid Wildwood, Fruitland Park, Leesburg and Lady Lake. Buying Villages property in those areas guarantees 10 to 15 percent add ons to your tax bill. Also Lake county charges more than Sumter for taxes for now.

Look for stucco mason structures, those reduce some insurance costs.

Look for paid bonds, that will reduce your fees aggregated with taxes and file for exemptions like homestead or military.

Also, buy that fixer upper if you can. Property taxes are based on what you pay for your home, not future values.

Good luck!

Thank you for the great advice. Very helpful

[Dusty_Star]

Welcome!

I couldn’t agree more. They shall reap what they sew in 30 years when their children (few and far between) will have to support the tax system, SS (if it’s around) and everything else. Their puppies won’t cut it.

If you are choosing the Villages, there are a few considerations to reduce financial losses.

Look for unincorporated areas. Avoid Wildwood, Fruitland Park, Leesburg and Lady Lake. Buying Villages property in those areas guarantees 10 to 15 percent add ons to your tax bill. Also Lake county charges more than Sumter for taxes for now.

Look for stucco mason structures, those reduce some insurance costs.

Look for paid bonds, that will reduce your fees aggregated with taxes and file for exemptions like homestead or military.

Also, buy that fixer upper if you can. Property taxes are based on what you pay for your home, not future values.

Good luck!

I agree with most, but would advise caution about looking for paid bonds. A paid bond on a house you love, in a neighborhood / Village you want, should be considered a bonus. Not getting a house you love in a neighborhood you want because it has a bond might be a mistake. For some of the houses north of 44 the bond can be quite small & the interest rate pretty reasonable. For example on a 10 year old house north of 44 the bond is $12,000 & the interest rate is 2.43% For a slightly older house the bond numbers are probably much less, due to the initial bond being less & the payoff over the years. Some people spend more on a golf cart. The bond should just be one of many considerations when buying a house.

[Altavia]

I agree with most, but would advise caution about looking for paid bonds. A paid bond on a house you love, in a neighborhood / Village you want, should be considered a bonus. Not getting a house you love in a neighborhood you want because it has a bond might be a mistake. For some of the houses north of 44 the bond can be quite small & the interest rate pretty reasonable. For example on a 10 year old house north of 44 the bond is $12,000 & the interest rate is 2.43% For a slightly older house the bond numbers are probably much less, due to the initial bond being less & the payoff over the years. Some people spend more on a golf cart. The bond should just be one of many considerations when buying a house.

Very smart advise.

[kansasr]

I agree with most, but would advise caution about looking for paid bonds. A paid bond on a house you love, in a neighborhood / Village you want, should be considered a bonus. Not getting a house you love in a neighborhood you want because it has a bond might be a mistake. For some of the houses north of 44 the bond can be quite small & the interest rate pretty reasonable. For example on a 10 year old house north of 44 the bond is $12,000 & the interest rate is 2.43% For a slightly older house the bond numbers are probably much less, due to the initial bond being less & the payoff over the years. Some people spend more on a golf cart. The bond should just be one of many considerations when buying a house.

Bond rates range from a low of 2.32% in parts of Marion County to a high of 5.97% in parts of district 12 in Sumter County. The average bond rate is 3.916%.

[asianthree]

This is getting old! A poster stated he does not need brick and mortar stores. Another poster then asked, "so, where do you buy a quart of milk?" Proving that we ALL need brick and mortar stores.

Only if one needs pasteurize milk, :22yikes:then again live anywhere in US and that wonderful person hops out of their truck, opens the refrigerated and freezer compartment rings your doorbell and deposits on your porch or inside your door, well packed groceries plus milk and IceCream.

Age could be a common factor of need for grocery store. The occasional stop at most retailers I find some who seem to be there for human contact.

That would be mom in law, she went to grocery everyday picked up the needs of the day. I think it was the human contact, because it wasn’t like there was a need for food budget. Truthfully I can’t stand the small aisles , stuff in places that makes no sense, and people grumbling at staff for no reason. Don’t get me started on the multitude of fire Lane parking, because they are special.

[JMintzer]

I have never complained about Southern Oaks being too close to the Turnpike. In fact, I think it is a great location for a golf course.

And I didn’t complain about Laurel Oaks being next to the Turnpike. I mentioned Laurel Oaks because, according to the maps, it appears to take up very little space so I think there was room for it on the other side of the Turnpike.

I would much prefer that the developer build golf courses right next to the Turnpike instead of putting houses next to the Turnpike. Houses would have a golf course view and be farther from the Turnpike. The Turnpike noise doesn’t bother me when I play golf but I have seen a lot of comments from people who live near the Turnpike and it does appear to be a problem for some of them.

My bad... It was someone else with #s in his name who continually trashes Southern Oaks...

[JMintzer]

Guess you don’t know that there’s all kinds of shopping 10 mins or less away by car to Publix, Winn Dixie, gas stations, restaurants, etc., right at 470 and 29.

Many would rather stay inside the bubble to shop...

But if you want to shop there, more power to you...