Dear John Letter from Progressive Insurance Company

[Bogie Shooter]

Received non renewal letter from Progressive today. Reason given ….due a reduction in our hurricanes exposure.
Included was information about Loggerhead Insurance.
Current expires in January and will receive quote from Loggerhead.

[Spartan86]

If you wouldn’t mind, age of home/roof, how many years with Progressive?

Thanks!

[Tvflguy]

We bailed on Progressive six months ago, after a long “relationship”. Car home golf cart for 6+ years. Every year, increases. Try to be loyal but no more. Read that insur companies watch those who blindly continue to pay, and continue to raise believing these customers don’t look around and shop. We never had even one claim.

No more for us. We went to Allstate and saved $700 year.
Bye Progressive. But all insurance companies no doubt do same,,,, Can’t win.

[biker1]

I called the Villages Insurance the other day to ask them if Progressive was going to drop us in the spring (our renewal date). They consulted the list of people who were being dropped and said “yes”. I then asked them why they didn’t contact us as soon as they knew. They indicated that they weren’t telling people until 3 months in advance. I expressed my displeasure at not being informed when they knew. They didn’t care. Sigh ….


Received non renewal letter from Progressive today. Reason given ….due a reduction in our hurricanes exposure.
Included was information about Loggerhead Insurance.
Current expires in January and will receive quote from Loggerhead.

[Bjeanj]

I found this article about Loggerhead, which I found interesting.
Update: How Loggerhead Moved to Snap Up 110,000+ Progressive Policies in Florida (https://www.insurancejournal.com/news/southeast/2024/01/09/754866.htm)

[Bogie Shooter]

If you wouldn’t mind, age of home/roof, how many years with Progressive?

Thanks!

New roof Oct’23.
Built in 2005.
Started with ASI in 2005, stayed with Progressive after their purchase of ASI.

[tophcfa]

Received non renewal letter from Progressive today. Reason given ….due a reduction in our hurricanes exposure.
Included was information about Loggerhead Insurance.
Current expires in January and will receive quote from Loggerhead.

Welcome to the club, we got the same non renewal letter from Farmers for our policy that runs through November. Be prepared for a significant premium increase and very few companies even willing to give you a quote. Our house was built in 1996, but is in outstanding condition, got a brand new roof last February, and has a current wind mitigation report. This homeowners problem is very real with no evident solutions in sight.

[Bogie Shooter]

I found this article about Loggerhead, which I found interesting.
Update: How Loggerhead Moved to Snap Up 110,000+ Progressive Policies in Florida (https://www.insurancejournal.com/news/southeast/2024/01/09/754866.htm)

Thanks for posting?😀

[TommyT]

Self Insured....Home
Vehicles....Ins Company because of liability

[Topspinmo]

Received non renewal letter from Progressive today. Reason given ….due a reduction in our hurricanes exposure.
Included was information about Loggerhead Insurance.
Current expires in January and will receive quote from Loggerhead.

At least you got few months to figure it out. Triple (piece of ____) a sent me letter 6 weeks before policy ran out saying insurance was dropped so to too old roof. Now I had to get new roof and insurance when there was no shingles available. Which I turn if I didn’t have insurance before it ran out I would now be considered high risk and really take it up the ___. All for doing nothing wrong never late paying.

If I was you I’d start getting quotes now and get quote from village ins at mulberry.

[StarFighter]

Insurance companies are an investment vehicle for their investors. Their loyalty is to their investors, not their customers. Customers are a liability.

[Rocksnap]

Closing in 3 weeks on a new Premier house in Shady Brook.
I’ve always had USAA. Will be paying $1475 a year. Catastrophic sinkhole coverage was standard. Fixable sinkhole coverage was an extra $225 a year. We need flood insurance, until FEMA updates their maps anyhow, that’s $1400 a year. There was 2 choices. FEMA, or Neptune, which was actually $75 more. And being a private company, no guarantee they can stay in business and pay out. Hope this helps.

[Caymus]

Self Insured....Home
Vehicles....Ins Company because of liability

Self-insure like Suze Orman.

Suze Orman Ditches Homeowners Insurance After Getting An Absurdly High Quote: '$28,000 For A 2,100 Square Foot Condo? Are You Kidding Me?' (https://finance.yahoo.com/news/suze-orman-ditches-homeowners-insurance-171518308.html)

[Mrmean58]

Received non renewal letter from Progressive today. Reason given ….due a reduction in our hurricanes exposure.
Included was information about Loggerhead Insurance.
Current expires in January and will receive quote from Loggerhead.

Old news. Been going on for a couple years now. Increases partly due to hurricane Rick, partly due to greedy residents who wanted free roofs.

[JohnN]

Insurance companies are an investment vehicle for their investors. Their loyalty is to their investors, not their customers. Customers are a liability.

The customers and their $$$ are food for the insurance companies and stockholders

[Rainger99]

Can you just get homeowners liability insurance and not get coverage on the home?

I don’t want to get sued if someone falls and gets injured but I might be willing to take my chances on property damage to the house.

[SHIBUMI]

Boy dont you just love their commercials..................:shocked:



Received non renewal letter from Progressive today. Reason given ….due a reduction in our hurricanes exposure.
Included was information about Loggerhead Insurance.
Current expires in January and will receive quote from Loggerhead.

[Cliff Fr]

Now AllState will do the same thing to you. No we can't win

[Cliff Fr]

Received non renewal letter from Progressive today. Reason given ….due a reduction in our hurricanes exposure.
Included was information about Loggerhead Insurance.
Current expires in January and will receive quote from Loggerhead.

I wonder if a member only co-op type of homeowners insurance would work? Each claim could be looked at for validity. Members would agree to only ask for legitimate repairs and not damage due to neglect and lack of maintenance or upkeep

[Nancy@Pinellas]

We were dropped by Progressive in the spring. Our home was not ten years old. We were told they’re pulling out of Florida.

[Blueblaze]

I wouldn't buy insurance from Allstate if it was free. When they pulled out of Texas, they showed up at the CLOSING of my last house to inform me that they wouldn't be insuring the house they'd already signed onto. They brought some no-name outfit to take over. This was on a house 80 miles from the coast that had survived THREE cat-5 hurricanes in the past 10 years with NO DAMAGE. And this was a customer who had given Allstate ALL his insurance business for over 40 years, with only one claim -- from a TORNADO in TULSA.

If the idiots would just look at their own data, they would discover that all of that catastrophic damage they are running from occurs within 10 miles of the coast. A Cat 5 is a Cat 1 by the time is crosses 80 miles of land. They might also discover that a guy bright enough to pay his bills on time for 40 years doesn't buy a house that has to be rebuilt every decade. They might discover that they could make a killing if they'd quit insuring deadbeats and idiots on the beach, and quit selling full replacement cost insurance to the rest for the only part of a house exposed to a simple hail storm.

There is plenty of stupidity to go around in this stupid Florida insurance crises, but most of it can be laid at the door of intensely stupid insurance companies like Allstate.

[seecapecod]

Closing in 3 weeks on a new Premier house in Shady Brook.
I’ve always had USAA. Will be paying $1475 a year. Catastrophic sinkhole coverage was standard. Fixable sinkhole coverage was an extra $225 a year. We need flood insurance, until FEMA updates their maps anyhow, that’s $1400 a year. There was 2 choices. FEMA, or Neptune, which was actually $75 more. And being a private company, no guarantee they can stay in business and pay out. Hope this helps.

I have flood on my home in Cape Cod (MA) try TFIA The Flood Insurance Agency- they write through Loyds of London. Some quotes were $10-20k I pay $2200/year. Not sure if the will cover in FL but worth a call!

[ithos]

Received non renewal letter from Progressive today. Reason given ….due a reduction in our hurricanes exposure.
Included was information about Loggerhead Insurance.
Current expires in January and will receive quote from Loggerhead.

You have lots of company.

Hopefully others will post some recommendations on this thread.

[Bwanajim]

I’ve used the same State Farm agent for 30 years . I bought a new house here in December 2022. My insurance is only $1400 a year! I called her to make sure that was correct. In Fort Lauderdale was $6000 a year.

[Caymus]

I wouldn't buy insurance from Allstate if it was free. When they pulled out of Texas, they showed up at the CLOSING of my last house to inform me that they wouldn't be insuring the house they'd already signed onto. They brought some no-name outfit to take over. This was on a house 80 miles from the coast that had survived THREE cat-5 hurricanes in the past 10 years with NO DAMAGE. And this was a customer who had given Allstate ALL his insurance business for over 40 years, with only one claim -- from a TORNADO in TULSA.

If the idiots would just look at their own data, they would discover that all of that catastrophic damage they are running from occurs within 10 miles of the coast. A Cat 5 is a Cat 1 by the time is crosses 80 miles of land. They might also discover that a guy bright enough to pay his bills on time for 40 years doesn't buy a house that has to be rebuilt every decade. They might discover that they could make a killing if they'd quit insuring deadbeats and idiots on the beach, and quit selling full replacement cost insurance to the rest for the only part of a house exposed to a simple hail storm.

There is plenty of stupidity to go around in this stupid Florida insurance crises, but most of it can be laid at the door of intensely stupid insurance companies like Allstate.

Not stupid based on all time stock price.

The Allstate Corporation (ALL) Stock Price, News, Quote & History - Yahoo Finance (https://finance.yahoo.com/quote/ALL/)

[Sbrothnj]

We bailed on Progressive six months ago, after a long “relationship”. Car home golf cart for 6+ years. Every year, increases. Try to be loyal but no more. Read that insur companies watch those who blindly continue to pay, and continue to raise believing these customers don’t look around and shop. We never had even one claim.

No more for us. We went to Allstate and saved $700 year.
Bye Progressive. But all insurance companies no doubt do same,,,, Can’t win.

Got my notice today for January. Already paid premium, so i'll keep them until then anyway

[Sbrothnj]

Old news. Been going on for a couple years now. Increases partly due to hurricane Rick, partly due to greedy residents who wanted free roofs.

Fewer and fewer insurance companies are choosing to do business in Florida, both because of raapidly increasing costs due to ever worsening storms due to climate change. But the whole roof thing is a loophole in Florida's regulatory process that allowed people to turn minor roof probelms into a new roof under insurance. Florida basically goves them that option with littl tweaking needed. Its been a sore spot forever. There have been attempts to chnge that, but ot my knowledge it has never happened. The companies and their hundreds or thousands of employees need to remain a viable company. And no one can disagree that the summers are getting hotter and storms - all over the country - are getting more severe and more coommon.

When we lived in a village above 466, neighbors saw our old roof and bragged about how they got a new roof for free so thats what we should do. It was simple for us. The roof was old and we werent going to play games. All these free roofs have been a real factor in increases for everyone. In the end, there are no free roofs, we all pay.

[Bealman]

Can you just get homeowners liability insurance and not get coverage on the home?

I don’t want to get sued if someone falls and gets injured but I might be willing to take my chances on property damage to the house.

Not sure how umbrella policies work, but you could look into an Umbrella policy.

[Spartan86]

New roof Oct’23.
Built in 2005.
Started with ASI in 2005, stayed with Progressive after their purchase of ASI.

Thank you!

[Spartan86]

Not sure how umbrella policies work, but you could look into an Umbrella policy.
My thoughts as well since umbrella policies are typically through the car insurance underwriter - my experience anyway.

[Velvet]

New roof Oct’23.
Built in 2005.
Started with ASI in 2005, stayed with Progressive after their purchase of ASI.

My house is quite similar, Bogie. So far I have Cabrillo and happy with them. Just an alternative if you want to look into them.

[New Englander]

Self Insured....Home
Vehicles....Ins Company because of liability

How do you self-insure your home?

[Aces4]

Insurance companies are an investment vehicle for their investors. Their loyalty is to their investors, not their customers. Customers are a liability.


The stock market has tainted so many businesses for passable pricing. Don't you know everyone needs a 10% cut of everything you do or purchase? I personally think the market is the downfall of this country.

[ithos]

How do you self-insure your home?

You can't unless your mortgage is paid off.

Here are some YouTube videos about homeowners that have self insured.
https://www.youtube.com/results?search_query=florida+home+self+insure

[Aces4]

How do you self-insure your home?

You use your money to replace it, that simple.

[ithos]

Interesting news clip here.

Insurance companies dropping homeowners with solar panels in Florida
https://www.youtube.com/watch?v=ws7jEu9JxOA

[Jimmay]

Received the same notice on a 6 year old designer home. Shopped around and found something just as good as less $

[ithos]

Received the same notice on a 6 year old designer home. Shopped around and found something just as good as less $

What company?

[SHIBUMI]

TRIPLE A FOR HOME AND AUTO,,,,,,,,,,,, HOME 1,400$ sweet:a040:



Received non renewal letter from Progressive today. Reason given ….due a reduction in our hurricanes exposure.
Included was information about Loggerhead Insurance.
Current expires in January and will receive quote from Loggerhead.

[Birdrm]

Received non renewal letter from Progressive today. Reason given ….due a reduction in our hurricanes exposure.
Included was information about Loggerhead Insurance.
Current expires in January and will receive quote from Loggerhead.

I don't understand why insurance companies are not reaching out to people in areas like TV where the risk of hurricane damage is so much lower than all the homes within a few miles of the coast. You would think that these policies would be used to offset the risk with other policies in real hurricane areas? Or are they just getting out of the state completely?

[tophcfa]

I don't understand why insurance companies are not reaching out to people in areas like TV where the risk of hurricane damage is so much lower than all the homes within a few miles of the coast. You would think that these policies would be used to offset the risk with other policies in real hurricane areas? Or are they just getting out of the state completely?

Last sentence.

[FredJacobs]

Welcome to the club, we got the same non renewal letter from Farmers for our policy that runs through November. Be prepared for a significant premium increase and very few companies even willing to give you a quote. Our house was built in 1996, but is in outstanding condition, got a brand new roof last February, and has a current wind mitigation report. This homeowners problem is very real with no evident solutions in sight.
Got the same notice of non-renewal from Farmer's. A bit puzzled - I got the same non-renewal letter from Farmer's last year. While I was looking around for a replacement, a new contract shows up from Farmer's with minimal increase in premium. Hopefully, this will happen again.

[jimjamuser]

I called the Villages Insurance the other day to ask them if Progressive was going to drop us in the spring (our renewal date). They consulted the list of people who were being dropped and said “yes”. I then asked them why they didn’t contact us as soon as they knew. They indicated that they weren’t telling people until 3 months in advance. I expressed my displeasure at not being informed when they knew. They didn’t care. Sigh ….
Insurance companies are pretty CUT-THROAT in the manner that they deal with customers. Many people are always calling for "less government". It seems to me that an INDIVIDUAL is powerless against BIG Corporations. So, that is when you need a BIG government or a BIG union to work for YOU. You don't need them, until you NEED them.

[Blueblaze]

Insurance companies are pretty CUT-THROAT in the manner that they deal with customers. Many people are always calling for "less government". It seems to me that an INDIVIDUAL is powerless against BIG Corporations. So, that is when you need a BIG government or a BIG union to work for YOU. You don't need them, until you NEED them.

We don't need "big government". We just need the government we have to enforce the laws they pass.

The same year Florida passed the law that said an insurance company can't reject or cancel a serviceable roof less than 15 years old, American Integrity doubled my premium and added a rider that REMOVED my 13-year-old roof that had just been inspected the previous year. The insurance commission simply ignored all my complaints.

Look at all the complaints on TOTV about insurance companies refusing to insure a 10-year-old roof. Do you think they could do that if they were the least bit concerned about a government fine?

We wouldn't need stupid laws if we didn't have such stupid, crooked insurance companies. You ought to get a DISCOUNT for an older roof. Does Allstate charge MORE to insure a 15-year-old car than a new one? Of course not. Why? Because even stupid Allstate is not dumb enough to sell a "full replacement" auto policy!

I might expect "full replacement cost" if my entire roof was blown away. But why would anyone expect a new roof when the old one isn't even leaking? And how dumb does an insurance company have to be to agree to a scam like that? I don't think they are. I think they must be in on the scam, somehow.

[justjim]

It appears that most insurance companies don’t take into account that The Villages is several miles from either coast and their (insurance company) risk from hurricanes is very low.

[Bogie Shooter]

We don't need "big government". We just need the government we have to enforce the laws they pass.

The same year Florida passed the law that said an insurance company can't reject or cancel a serviceable roof less than 15 years old, American Integrity doubled my premium and added a rider that REMOVED my 13-year-old roof that had just been inspected the previous year. The insurance commission simply ignored all my complaints.

Look at all the complaints on TOTV about insurance companies refusing to insure a 10-year-old roof. Do you think they could do that if they were the least bit concerned about a government fine?

We wouldn't need stupid laws if we didn't have such stupid, crooked insurance companies. You ought to get a DISCOUNT for an older roof. Does Allstate charge MORE to insure a 15-year-old car than a new one? Of course not. Why? Because even stupid Allstate is not dumb enough to sell a "full replacement" auto policy!

I might expect "full replacement cost" if my entire roof was blown away. But why would anyone expect a new roof when the old one isn't even leaking? And how dumb does an insurance company have to be to agree to a scam like that? I don't think they are. I think they must be in on the scam, somehow.

Maybe we could ask our state rep, what he has done to help us with the escalating premiums?

[kkingston57]

Self Insured....Home
Vehicles....Ins Company because of liability

Would have been a consideration if our premium was in the 5K range. House got hit by lightning and damages will be over 50K. Glad we did not go self insured

[kkingston57]

Can you just get homeowners liability insurance and not get coverage on the home?

I don’t want to get sued if someone falls and gets injured but I might be willing to take my chances on property damage to the house.

TV is in the lightning capital of the US and poor construction in TV does have a bearing on the chances of having an insurance claim.

[kkingston57]

I’ve used the same State Farm agent for 30 years . I bought a new house here in December 2022. My insurance is only $1400 a year! I called her to make sure that was correct. In Fort Lauderdale was $6000 a year.

In the same boat. The 100 miles+/- from the coast makes a huge difference

[Pairadocs]

[QUOTE=StarFighter;2370703]Insurance companies are an investment vehicle for their investors. Their loyalty is to their investors, not their customers. Customers are a liability.

Absolutely on point, pharmaceutical companies similar in many ways. As to insurance, when such businesses were first "invented", it was a matter of risk, you lost "some" of course, but it proved to be a business that that was profitable since profit exceeded risk pay out. Now, much like pharma, it ALL about profit for investors and as you stated, "customers are a liability" so the name of the game is elimination of ALL risk, not keeping risk manageable. Florida is not the only state whee residents are frantic. For the very young, advice from my own grandfather (NOT followed), was to "not spend foolishly" meaning vacations, new vehicles, expensive clothing and shoes, fine furniture, etc. but instead build an investment portfolio that is separate from other savings and served as "insurance". The only problem I saw with that advice was the liability of someone getting hurt on your property and obtaining a settlement in the millions. Otherwise, it seemed is would be possible, given starting at a young age, to save enough to purchase at least some kind of home should yours be totally destroyed ! ?

[Pairadocs]

You use your money to replace it, that simple.

I get that part, but how does an ordinary (financially speaking) individual ever save enough to cover a 100 MILLION judgment should lawn service employee be confined to a wheelchair for LIFE due to a tree on the property falling on him/her ? Or something similar ?

[Pairadocs]

Can you just get homeowners liability insurance and not get coverage on the home?

I don’t want to get sued if someone falls and gets injured but I might be willing to take my chances on property damage to the house.

That's exactly how we feel ! It's the LIABILITY for these MULTI-MILLION settlements made to individuals who might be cutting down a tree on your property, or delivering an amazon package and slip on some wet leaves that have fallen onto your walk or drive !

[Caymus]

I get that part, but how does an ordinary (financially speaking) individual ever save enough to cover a 100 MILLION judgment should lawn service employee be confined to a wheelchair for LIFE due to a tree on the property falling on him/her ? Or something similar ?

Do you know if it is possible to form an LLC (or equivalent) to eliminate the potential lawsuits? If so, what are the downsides of an LLC?

[Sandy and Ed]

TV is in the lightning capital of the US and poor construction in TV does have a bearing on the chances of having an insurance claim.
“Poor construction”?? My block/stucco CYV with hip roof seems pretty well built.

[Topspinmo]

Insurance companies are pretty CUT-THROAT in the manner that they deal with customers. Many people are always calling for "less government". It seems to me that an INDIVIDUAL is powerless against BIG Corporations. So, that is when you need a BIG government or a BIG union to work for YOU. You don't need them, until you NEED them.

Insurance lobbyists and others have big client list in congress. They dictate want they want and get it…..

[Topspinmo]

Maybe we could ask our state rep, what he has done to help us with the escalating premiums?

Joke of the day…

[jimjamuser]

We don't need "big government". We just need the government we have to enforce the laws they pass.

The same year Florida passed the law that said an insurance company can't reject or cancel a serviceable roof less than 15 years old, American Integrity doubled my premium and added a rider that REMOVED my 13-year-old roof that had just been inspected the previous year. The insurance commission simply ignored all my complaints.

Look at all the complaints on TOTV about insurance companies refusing to insure a 10-year-old roof. Do you think they could do that if they were the least bit concerned about a government fine?

We wouldn't need stupid laws if we didn't have such stupid, crooked insurance companies. You ought to get a DISCOUNT for an older roof. Does Allstate charge MORE to insure a 15-year-old car than a new one? Of course not. Why? Because even stupid Allstate is not dumb enough to sell a "full replacement" auto policy!

I might expect "full replacement cost" if my entire roof was blown away. But why would anyone expect a new roof when the old one isn't even leaking? And how dumb does an insurance company have to be to agree to a scam like that? I don't think they are. I think they must be in on the scam, somehow.
Well, I think that your examples make MY case. Because the insurance company that you are having problems with is acting "too independent". The insurance companies need to be OVERSEEN by a large, strong enforcement agency - that would be the US government (not sure what department), but we need one with "TEETH" that acts like a bulldog. We the taxpayer look to be protected from rogue insurance companies and their unfair policies. I believe that there is a Consumer Protection Agency that ought to be living up to its name.

[jimjamuser]

Maybe we could ask our state rep, what he has done to help us with the escalating premiums?
Part of the reason for these "escalating premiums" is the ESCALATING chance of a home in Florida getting storm, hurricane, lightning, or tornado damage. There are a lot of very EXPENSIVE homes built on a coastal beach area right up to the sand. The state of Oregon LONG AGO passed a law that NOTHING can be built within one mile of the waters edge. This makes ALL of the beaches PUBLIC BEACHES. That way in Oregon but NOT Florida all the residents of Oregon do NOT subsidize those that live right on the beach.
.......The reason for the escalating chance of a Hurricane event is the warmer waters surrounding Florida. And the fact that Global Warming has increased in recent years. Thus driving up damaged home repair and replacement and DRIVING insurance companies out of Florida.

[merrymini]

Umbrella policies are only available if you have a primary policy in place. Homes in flood zones are only covered by flood insurance policies by the government up to $250,000. Self insurance means no insurance. These companies do not write flood policies only dwelling. They are in business to make money and do not give a dam about you or your house, loyalty means nothing to them.

[justjim]

Well, I think that your examples make MY case. Because the insurance company that you are having problems with is acting "too independent". The insurance companies need to be OVERSEEN by a large, strong enforcement agency - that would be the US government (not sure what department), but we need one with "TEETH" that acts like a bulldog. We the taxpayer look to be protected from rogue insurance companies and their unfair policies. I believe that there is a Consumer Protection Agency that ought to be living up to its name.

Actually the agency is a State of Florida agency and not Federal.

[ahockeynut]

What is contact info for cabrillo? Agent name?

[Gatorfan1]

I wouldn't buy insurance from Allstate if it was free. When they pulled out of Texas, they showed up at the CLOSING of my last house to inform me that they wouldn't be insuring the house they'd already signed onto. They brought some no-name outfit to take over. This was on a house 80 miles from the coast that had survived THREE cat-5 hurricanes in the past 10 years with NO DAMAGE. And this was a customer who had given Allstate ALL his insurance business for over 40 years, with only one claim -- from a TORNADO in TULSA.

Every state

If the idiots would just look at their own data, they would discover that all of that catastrophic damage they are running from occurs within 10 miles of the coast. A Cat 5 is a Cat 1 by the time is crosses 80 miles of land. They might also discover that a guy bright enough to pay his bills on time for 40 years doesn't buy a house that has to be rebuilt every decade. They might discover that they could make a killing if they'd quit insuring deadbeats and idiots on the beach, and quit selling full replacement cost insurance to the rest for the only part of a house exposed to a simple hail storm.

There is plenty of stupidity to go around in this stupid Florida insurance crises, but most of it can be laid at the door of intensely stupid insurance companies like Allstate.

Every state has their own laws that govern insurance in their state. Also, each company pays claims and all other cost with the premiums they collect in their state. Of 100% of lawsuits in US, 70% are filed in Florida.

[Gatorfan1]

Maybe we could ask our state rep, what he has done to help us with the escalating premiums?

New laws have been passed and companies are filing and taking rate decrease but will not see until policy renews

[spd2918]

...because of raapidly increasing costs due to ever worsening storms due to climate change....

Investment / disinvestment has zero to do with the climate change redistribution scheme. If people believed it there would be no building in Florida.

[Topspinmo]

Interesting news clip here.

Insurance companies dropping homeowners with solar panels in Florida
https://www.youtube.com/watch?v=ws7jEu9JxOA

IMO Cause the installers create leaks they’re long gone when leaks start dripping. :shrug:

[Velvet]

What is contact info for cabrillo? Agent name?

I useThe Villages Insurance agents at Colony Plaza; 352-751-6622 to get Cabrillo.