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View Full Version : Roof rejuvenation / Insurance


RobertScott
11-09-2024, 07:11 AM
I suppose it does to some extent lengthen the service life of the roof, but is there any benefit with one's home insurance company ?

retiredguy123
11-09-2024, 07:23 AM
I doubt it. According to Certainteed, a major shingle manufacturer, they do not recommend the product and they will not pay anything under their warranty if you have applied RoofMax or a similar product.

villagetinker
11-09-2024, 09:31 AM
I suppose it does to some extent lengthen the service life of the roof, but is there any benefit with one's home insurance company ?

IMHO, you will need to call your insurer to see if they will accept these products for extending the life of the roof. I very much doubt you will get a positive answer, so this will probably be a waste of money.

dewilson58
11-09-2024, 09:47 AM
IMHO, you will need to call your insurer to see if they will accept these products for extending the life of the roof. I very much doubt you will get a positive answer, so this will probably be a waste of money.

Our insurance company paid 100% of the cost.
An insurance company will not pay if there is no value.
I assume it depends on the contractor and the product.

SkylightRoofing
11-09-2024, 09:55 AM
I suppose it does to some extent lengthen the service life of the roof, but is there any benefit with one's home insurance company ?

These are temporary gimmicks and being in The Villages as a licensed contractor for over 20 years …And a FL state inspector, we have found that this stuff is a waste of good money.

The county will want to see the decking and underlay so when you get your insurance renewal and they drop you, then you will know you have made a poor choice.

I don’t condone pushy roof sales or insurance fraud, but I do know that the Tri-Counties are bearing down on all homeowners to stop these gimmicks because they will not truly extend the roof and there are warning signs on these contractors disclosures about “true-efficiency” and “extension effectiveness”….

Call SkyLight Roofing Village’s for more factual insight: 352-552-4766

RobertScott
11-09-2024, 01:24 PM
Thanks all. As you probably know this dubious product was prominently featured in a " Home Magazine" many of us received.

3105boy
11-10-2024, 06:53 AM
We got the roof seams sealed and Roof Rejuvinate product applied about a year ago. Results were immediate with the shingles on our 7 year old roof settling. The identical roof next door has extensive blue-green algae and we have none. That roof suffered extensive hurricane damage last month. We had none. We are happy with our $3500 treatment. Our insurance company (based in Florida) said they haven’t yet evaluated the benefits, so no reduction in policy yet.

Southwest737
11-10-2024, 07:05 AM
Had Roof Maxx treatment two years ago on our 18 year old roof. Insurance inspector stated our roof looks to be 10 years old and in great shape.

SaucyJim
11-10-2024, 08:09 AM
Providing links to roofers’ opinions on a product designed to keep you from having to utilize their services is akin to asking a chiropractor if you can stretch regularly to avoid theirs. Not dissing the roofers, but parking a car in a garage will extend the life of a cars paint job and resealing a roof should help. The price might seem steep, but if it gives you the time to avoid financing for your roof replacement, that might be a win.

My two cents.

Bilyclub
11-10-2024, 08:52 AM
We had our roof cleaned a year or 2 ago under the house warranty provided by the shingle maker. Our roof is still in one piece and clean.

donfey
11-10-2024, 08:56 AM
I suppose it does to some extent lengthen the service life of the roof, but is there any benefit with one's home insurance company ?

There is with mine. I get a decreasing credit each year, based on the age of the roof.

gorillarick
11-10-2024, 08:58 AM
If you extend the life of your 18 year old roof, you still have an 18 year-old roof.

Maybe you're not thinking of selling for years, but a buyer would see 18, 20, 23 and run; or insist on a new roof.

retiredguy123
11-10-2024, 09:07 AM
We had our roof cleaned a year or 2 ago under the house warranty provided by the shingle maker. Our roof is still in one piece and clean.
Many of the Certainteed shingle roofs came with a 10-year algae warranty. They will clean it for free, even if you are not the original owner. I also had mine cleaned. But, Roofmax is an oil-based product that Certainteed does not endorse and using it will void the Certainteed shingle warranty.

craarmy
11-10-2024, 09:45 AM
I checked with my insurance agent. Adds no value, it's still an old roof with a topical addition. Maybe like adding polish to a car body, looks nice, it's still an old paint job.

Topspinmo
11-10-2024, 10:24 AM
If you extend the life of your 18 year old roof, you still have an 18 year-old roof.

Maybe you're not thinking of selling for years, but a buyer would see 18, 20, 23 and run; or insist on a new roof.

Insist all they want if no damage or leakage why replace it? But, most will deduct for ages of things in house like water heaters, air handler, condition of driveways, house outside siding, and roofs, calculate all that when make offer. NO reason under normal conditions roof in Florida shouldn’t last 20 to 30 years. Where I come from lucky get 10 years without beat off by golfball or bigger hail let along straight line winds. My roof was 19 years old and was in great condition like 90% in my area. But, when somebody got free roof of pea size hail the scam was in.

DonnaNi4os
11-10-2024, 06:19 PM
I suppose it does to some extent lengthen the service life of the roof, but is there any benefit with one's home insurance company ?

I realize that you have an older roof so this is really for those of us with newer homes. I was told by a roofer that putting a coating such as Roof Max will void the warranty on your roof. So if you plan on doing an 8 year roof, you have instead, hurt yourself instead of benefitting from the expense. Incidentally, he also told me that solar panels also void your warranty on the section of the roof with the panels.

ProfessorDave
11-11-2024, 09:29 AM
As Credibility: I was involved with GAF - the world's largest roofing company. There are many roof rejuvenation companies on the market. I know the owners of the two largest ones. The best technology is GoNano our of Canada. The biggest one in the US is RoofMax - but - the formula isn't quite as good.

Here's why:
a) Asphalt... it literally restores the asphalt to the almost new state. Therefore, it should extend the life of the roof for 10 - 15 years.

b) Impact Resistance... THAT is what it does - better! It takes a Class 2 Shingle up to at least a Class 3 - maybe 4. That means it is hail resistant. If you are one of The Villagers who prefers not to replace their roof due to hail damage - this is a GOOD reason to have their roof done with this product.

c) Mold / Algae... prevents growth.

As it relates to insurance -the situation is not clear. There are some companies accepting it - but - to most - it is not well known technology. So - you have to ask.

Hope that helps!