Welcome to Chicagoland taxes

[nn0wheremann]

It has taken ten years now, but looking at my TRIM notice, the proposed county taxes, added to the amenity fees, have now topped the $7K mark, just like the old homestead in DuPage County Illinois.

However, I still think the value for dollar paid is better here. There are almost no potholes and I don't have to shovel the rain, nor will I slip and fall on the frozen sunshine.

[golfing eagles]

It has taken ten years now, but looking at my TRIM notice, the proposed county taxes, added to the amenity fees, have now topped the $7K mark, just like the old homestead in DuPage County Illinois.

However, I still think the value for dollar paid is better here. There are almost no potholes and I don't have to shovel the rain, nor will I slip and fall on the frozen sunshine.

Apples and oranges. Your tax bill at "the old homestead in DuPage County Illinois" probably didn't have an amenity fee that supported 80+ rec center, 120+ pools, 45 exec golf courses, community watch passing by your "old homestead" 3x/day and flowers in RBs and entrances changed out quarterly, nor did your local businesses support live music in 4 different venues 365 days/year.

So please subtract about $2400/year from that 7K false equivalency. And for the coup de gras---this is NOT Illinois.

[asianthree]

Apples and oranges. Your tax bill at "the old homestead in DuPage County Illinois" probably didn't have an amenity fee that supported 80+ rec center, 120+ pools, 45 exec golf courses, community watch passing by your "old homestead" 3x/day and flowers in RBs and entrances changed out quarterly, nor did your local businesses support live music in 4 different venues 365 days/year.

So please subtract about $2400/year from that 7K false equivalency. And for the coup de gras---this is NOT Illinois.

Amenity Fee isn’t on your tax bill.

[Caymus]

It has taken ten years now, but looking at my TRIM notice, the proposed county taxes, added to the amenity fees, have now topped the $7K mark, just like the old homestead in DuPage County Illinois.

However, I still think the value for dollar paid is better here. There are almost no potholes and I don't have to shovel the rain, nor will I slip and fall on the frozen sunshine.

Are those the current taxes in Illinois or from a few years ago?

[golfing eagles]

Amenity Fee isn’t on your tax bill.

I hope you weren’t addressing that to me. It was the OP that created a false equivalency by adding the amenity fee to his taxes and posting it was now the same as his taxes in Illinois, I was telling him to take the amenity fee out of his tax equation

[tophcfa]

Our ANNUAL property tax bill in the Villages is just a little bit higher than our QUARTERLY property tax bill in taxachusetts. And what we get in the Villages for our monthly Ammenity fee is one of the best deals available anywhere.

[Aces4]

Apples and oranges. Your tax bill at "the old homestead in DuPage County Illinois" probably didn't have an amenity fee that supported 80+ rec center, 120+ pools, 45 exec golf courses, community watch passing by your "old homestead" 3x/day and flowers in RBs and entrances changed out quarterly, nor did your local businesses support live music in 4 different venues 365 days/year.

So please subtract about $2400/year from that 7K false equivalency. And for the coup de gras---this is NOT Illinois.

Apples and oranges is right... If Illinois got the crime under control, it would be head and shoulders above The Villages. All a person needs is one pool, a couple of golf courses, the live music is better in Chicago as well as the restaurants and entertainment. Who would be shoveling at this age, condos take care of all of the that and beautiful Lake Michigan is right there. Mass transportation and a great airport are near and best of all, top notch medical care is available.

[HellToupee]

Our ANNUAL property tax bill in the Villages is just a little bit higher than our QUARTERLY property tax bill in taxachusetts. And what we get in the Villages for our monthly Ammenity fee is one of the best deals available anywhere.

Agreed. Paid 10.9k property taxes in MA , sold our house last spring and haven’t looked back

[MX rider]

Apples and oranges is right... If Illinois got the crime under control, it would be head and shoulders above The Villages. All a person needs is one pool, a couple of golf courses, the live music is better in Chicago as well as the restaurants and entertainment. Who would be shoveling at this age, condos take care of all of the that and beautiful Lake Michigan is right there. Mass transportation and a great airport are near and best of all, top notch medical care is available.

Chicago is a dumpster fire, has been for many years. I grew up in the burbs. Fun city to visit, couldn't pay me to live there.

[Pugchief]

Amenity Fee isn’t on your tax bill.

No, it isn't. OP prob meant MAINTENANCE fee, which is a non-ad valorem assessment. I would consider this and the fire district fee to be a tax as it serves the same purpose. The bond is not a tax, but it "plays one on TV".

The taxes are way lower in FL than any northern blue state, even before you factor in zero income tax.

[Pugchief]

Apples and oranges is right... If Illinois got the crime under control, it would be head and shoulders above The Villages.
Well since that's never gonna happen, it's moot.

the live music is better in Chicago as well as the restaurants and entertainment.
True, but it costs 5X when you add in traffic time, parking $$$, and there's still that pesky risk of carjacking or being mugged, so...hard pass.

beautiful Lake Michigan is right there.
Lots of gorgeous lakes near TV.

Mass transportation
Don't need mass transit in TV, so not sure why this is relevant.

top notch medical care is available. Finally, we have a winner!

[Tom52]

Apples and oranges is right... If Illinois got the crime under control, it would be head and shoulders above The Villages. All a person needs is one pool, a couple of golf courses, the live music is better in Chicago as well as the restaurants and entertainment. Who would be shoveling at this age, condos take care of all of the that and beautiful Lake Michigan is right there. Mass transportation and a great airport are near and best of all, top notch medical care is available.

If Chicago is your paradise what are you doing here?

[Normal]

Sumter county has the 14th highest property tax rate with 53 other counties trailing here in Florida.

Florida'''s property taxes, ranked by county (https://akhlaq.substack.com/p/floridas-property-taxes-ranked-by)

[Aces4]

Chicago is a dumpster fire, has been for many years. I grew up in the burbs. Fun city to visit, couldn't pay me to live there.

As I said if the crime was under control.. I, personally, think it is still more fun to live in a vibrant area with mixed populations and movement. Living here is like we're all in a big kettle until we're done and then we're removed.

[Pugchief]

Florida'''s property taxes, ranked by county (https://akhlaq.substack.com/p/floridas-property-taxes-ranked-by)

Look at the map @Aces. #1 highest property tax state in the US is IL.

[asianthree]

No, it isn't. OP prob meant MAINTENANCE fee, which is a non-ad valorem assessment. I would consider this and the fire district fee to be a tax as it serves the same purpose. The bond is not a tax, but it "plays one on TV".

The taxes are way lower in FL than any northern blue state, even before you factor in zero income tax.

Our MI bill for 3,400sf with 1 acre, lake house 2,300sf, and the cabin 1900sf, all have lower taxes than any of our 5 homes in TV.
I don’t count bond as anything other than something we sell with the house.

[sunnyFLORIDA5828]

As I said if the crime was under control.. I, personally, think it is still more fun to live in a vibrant area with mixed populations and movement. Living here is like we're all in a big kettle until we're done and then we're removed.

“Mixed Populations” ???

I love our Big Kettle. If you want MP visit Ocala, Wildwood, or Orlando.

[Aces4]

“Mixed Populations” ???

I love our Big Kettle. If you want MP visit Ocala, Wildwood, or Orlando.

There's is something for everyone.. glad you love it. I want to live in vibrancy not travel to see it.

[Aces4]

Our MI bill for 3,400sf with 1 acre, lake house 2,300sf, and the cabin 1900sf, all have lower taxes than any of our 5 homes in TV.
I don’t count bond as anything other than something we sell with the house.

That sounds like a lovely choice, you're fortunate to have those options.

[Aces4]

If Chicago is your paradise what are you doing here?

You tell me! Actually, the discussion started with the comparison of Illinois to Florida. I thinked it was skewed with the fact of all the facilities that are available but by the same token, who needs ALL those facilities to be happy but yet they need to be paid for by the residents. Like I said, one pool, one rec center and a couple of golf courses are the most we'll ever need.

[Pugchief]

I want to live in vibrancy not travel to see it.

Again, then why are you here, instead of somewhere more "diverse and vibrant"?

[Aces4]

Well since that's never gonna happen, it's moot.


True, but it costs 5X when you add in traffic time, parking $$$, and there's still that pesky risk of carjacking or being mugged, so...hard pass.


Lots of gorgeous lakes near TV.


Don't need mass transit in TV, so not sure why this is relevant.

Finally, we have a winner!

There was a recent carjacking including a loaded gun and people who have been assaulted in The Villages. The lakes near The Villages have gators and aren't especially nice. (The gulf is great if you want to drive 2 hours through crazy traffic and normally big crowds.) Mass transient would be appreciated by many in The Villages were driving cars/carts are no longer available to those residents because of visual and other handicaps. There have been threads to that effect. Hey, it works for the crowds that live here but there are fine places to live outside this enclave.

[Aces4]

Again, then why are you here, instead of somewhere more "diverse and vibrant"?

I think you've missed the point, The Villages works for many, but there is usually an insistence in some posts that it is the "end all" choice for places to live. Not everyone feels that way, other features in different areas attract others. One poster went after Illinois which seemed rather funny to me because even with it's warts, it has so much more to offer in life experiences. No I don't live there and never have.

[Topspinmo]

Chicago is a dumpster fire, has been for many years. I grew up in the burbs. Fun city to visit, couldn't pay me to live there.

Dumpster ? Don’t you mean forest fire?

[sunnyFLORIDA5828]

There was a recent carjacking including a loaded gun and people who have been assaulted in The Villages. The lakes near The Villages have gators and aren't especially nice. (The gulf is great if you want to drive 2 hours through crazy traffic and normally big crowds.) Mass transient would be appreciated by many in The Villages were driving cars/carts are no longer available to those residents because of visual and other handicaps. There have been threads to that effect. Hey, it works for the crowds that live here but there are fine places to live outside this enclave.

Yep. If these are huge negatives to you, perhaps hold your complaints and go to your idyllic city.
I tend to dislike whiners. If I don’t like something I don’t complain to others, I deal with it and take charge.

[Aces4]

Yep. If these are huge negatives to you, perhaps hold your complaints and go to your idyllic city.
I tend to dislike whiners. If I don’t like something I don’t complain to others, I deal with it and take charge.

Not whining, clarifying with cloistered Villages that there are other heavenly places on earth, I know it's hard to hear. :icon_bored:

[OrangeBlossomBaby]

Not whining, clarifying with cloistered Villages that there are other heavenly places on earth, I know it's hard to hear. :icon_bored:

Heh I feel the same way about people insisting that Florida is heaven on earth, that you feel about people insisting the Villages is heaven on earth. And I always get the "if you don't like it, leave" ergo decedo (traitorous critic fallacy) response from people who don't have the mental fortitude to address the substance of the discussion.

My response to them is usually something along the lines of "pay for me to live somewhere else in a similar style and comfort level and I'll get in line for a ticket out." If The Villages was in Albuequerque or Santa Fe, and had the same cost of living, we would be there instead of Florida. Alas, TV is in Florida. It sucks, but it is what it is.

[Fredster]

The trouble with moving to that next heavenly place, is that you always bring yourself along! :shrug:

[Rainger99]

the proposed county taxes, added to the amenity fees, have now topped the $7K mark.

Is it the county taxes plus the amenity fees (which are about $200 a month)? Or is it the county taxes plus the utility bill which includes the amenity fee plus water, sewage, etc. and is usually about $350 a month.

[Tvflguy]

Heh I feel the same way about people insisting that Florida is heaven on earth, that you feel about people insisting the Villages is heaven on earth. And I always get the "if you don't like it, leave" ergo decedo (traitorous critic fallacy) response from people who don't have the mental fortitude to address the substance of the discussion.

My response to them is usually something along the lines of "pay for me to live somewhere else in a similar style and comfort level and I'll get in line for a ticket out." If The Villages was in Albuequerque or Santa Fe, and had the same cost of living, we would be there instead of Florida. Alas, TV is in Florida. It sucks, but it is what it is.

...reading between the lines, I think I know what you mean by your last line. But if I state it (the P word) I will get dinged...

[jimhoward]

My property taxes here in the villages are much less than those on other houses that I own. So I am happy. Some of that is the fact that the houses themselves here are relatively inexpensive.

[Cliff Fr]

Here in Marion County it's the ad valorem taxes that are increasing substantially. This years trim notice shows a proposed 70% increase in the fire tax.

[Worldseries27]

apples and oranges is right... If illinois got the crime under control, it would be head and shoulders above the villages. All a person needs is one pool, a couple of golf courses, the live music is better in chicago as well as the restaurants and entertainment. Who would be shoveling at this age, condos take care of all of the that and beautiful lake michigan is right there. Mass transportation and a great airport are near and best of all, top notch medical care is available.
hypothetical "if's" never carry the day. When i was younger this was mine

[Indydealmaker]

It has taken ten years now, but looking at my TRIM notice, the proposed county taxes, added to the amenity fees, have now topped the $7K mark, just like the old homestead in DuPage County Illinois.

However, I still think the value for dollar paid is better here. There are almost no potholes and I don't have to shovel the rain, nor will I slip and fall on the frozen sunshine.

How can you lump amenity fees into a discussion on taxation?

[RRGuyNJ]

The original poster pointed out that he included the Amenity fee in his figures then praised all the good things he lives with now vs in Illinois.

[golfing eagles]

///

[bowlingal]

don't forget the military that may be deployed to Chicago. Thankfully, we don't have that here in the villages ( at least not yet)

[SaucyJim]

You tell me! Actually, the discussion started with the comparison of Illinois to Florida. I thinked it was skewed with the fact of all the facilities that are available but by the same token, who needs ALL those facilities to be happy but yet they need to be paid for by the residents. Like I said, one pool, one rec center and a couple of golf courses are the most we'll ever need.

I use multiple rec centers and pools for various activities that fit my schedule. My sister has one pool, one golf course, and one clubhouse. All are overcrowded and the community is only half built out.

My two cents. Dot com!!

[SaucyJim]

There was a recent carjacking including a loaded gun and people who have been assaulted in The Villages. The lakes near The Villages have gators and aren't especially nice. (The gulf is great if you want to drive 2 hours through crazy traffic and normally big crowds.) Mass transient would be appreciated by many in The Villages were driving cars/carts are no longer available to those residents because of visual and other handicaps. There have been threads to that effect. Hey, it works for the crowds that live here but there are fine places to live outside this enclave.

One recent carjacking that made the news versus so many that they do not make the news. Make your choice. I’ll choose one a year over several a day any day.

[Worldseries27]

don't forget the military that may be deployed to chicago. Thankfully, we don't have that here in the villages ( at least not yet)
fort sumter landing?

[Marmaduke]

I think you've missed the point, The Villages works for many, but there is usually an insistence in some posts that it is the "end all" choice for places to live. Not everyone feels that way, other features in different areas attract others. One poster went after Illinois which seemed rather funny to me because even with it's warts, it has so much more to offer in life experiences. No I don't live there and never have.
I understood your point all along!
This is America and there are breath-taking places, vibrant cities, expansive undeveloped countrysides, but when we speak of them, people tell us to "move there, if you like it so much".

This thread has really gone off the rails from the original topic, but many people who live in TV have that very special enclave elsewhere and they're going to be flying back to T.V. soon without a care in the world about the tax or amenity bills.
Be Happy. Don't Worry.

[Ken D.]

Are those the current taxes in Illinois or from a few years ago?
Illinois levies several state-level taxes, including a flat income tax, sales tax, and fuel tax. It is also known for having some of the highest property taxes in the nation, which are levied at the local level.

[MX rider]

...reading between the lines, I think I know what you mean by your last line. But if I state it (the P word) I will get dinged...

I always tell people who ask me about TV, that it's not a good fit for everyone. Although I would guess 90% plus love it here.

As a very active, fit couple, TV is like an adult Disneyland for us. And for us the amenity fee is a bargain.

Yes, the taxes are a bit higher than what we had in Indiana, and you do pay more for a home here to enjoy TV lifestyle. But utilities are lower.
Is it perfect? Hell no. But we love it here.

There's a happy place for everyone, you just have to find it.

[Bilyclub]

I don’t understand how Toilets Pritzker thinks he can obtain a higher office. They are currently plotting to tax home deliveries.

[donfey]

[QUOTE=Amenity Fee isn’t on your tax bill.]

OP DID include the amenity fee in his post: "proposed county taxes, added to the amenity fees.

[rsmurano]

Crime will never be under control in Chicago, NYC, LA, SF, and their corresponding states. If they counted all the crime it would be much higher. Taxes will never be decreased in these cities/states where DeSantis wants to eliminate property taxes. Also, if you are going to compare taxes, include all of them, don’t cherry pick so they look better. None of those cities/states will eliminate their income taxes where we have 0. Let’s also compare cost of gas? We are less than 1/2 of the avg of California, and over $1.50 less than Washington, Oregon, and Chicago.
As for music, where can you hear good music for free every night of the year, in 4 locations? Sure you might go to bars to hear a little band but the drinks will cost you. If you go to any concerts it’s going to cost you.
I can go on and on.
The nice thing in the states, if you don’t like it here, MOVE!!

[asianthree]

That sounds like a lovely choice, you're fortunate to have those options.

Log cabin originally built in 1800s great grandfather. traditional notch logs no nails perfectly lined with very few gaps. Painful upkeep, of logs and the snow removal on the roof. Passed down for $1 to his daughter. Her daughter, Adding indoor plumbing, and tripling size in 1980s, keeping with logs of the original.

Our children spent their summers at the cabin declined. Our grandchildren, will be next owners backing to 10,000 acres of state land, with lakefront all for $1.
The lake house is also a passed down generation home with sweeping views. Both require lots of upkeep, and must be passed down for 5 generations.

Taxes are 1/2 of any of our TV homes, our family house will keep for a few more years then pass down to our granddaughter.

[ByebyeMichigan]

Amenity fee is not on our yearly tax bill. That’s paid monthly.

[BillyGrown]

So far another bloody weekend in Chicago, they probably need federal help, another six people were killed and more than two dozen shot in the municipality since Friday afternoon.

[maistocars]

OP, did you conveniently forget State income taxes in IL? Hey, most of us have come from other cities, so we have gotten our fill of that "vibrant" life. Rather than go outside and risk my life in those vibrant cities, I'll enjoy the rest of my time right here in beautiful TV!

[Elixir34]

apples and oranges is right... If illinois got the crime under control, it would be head and shoulders above the villages. All a person needs is one pool, a couple of golf courses, the live music is better in chicago as well as the restaurants and entertainment. Who would be shoveling at this age, condos take care of all of the that and beautiful lake michigan is right there. Mass transportation and a great airport are near and best of all, top notch medical care is available.
not !!!

[nn0wheremann]

Apples and oranges. Your tax bill at "the old homestead in DuPage County Illinois" probably didn't have an amenity fee that supported 80+ rec center, 120+ pools, 45 exec golf courses, community watch passing by your "old homestead" 3x/day and flowers in RBs and entrances changed out quarterly, nor did your local businesses support live music in 4 different venues 365 days/year.

So please subtract about $2400/year from that 7K false equivalency. And for the coup de gras---this is NOT Illinois.
Up north we had the “Forest preserve district’s” taxes, which provided parks and recreation facilities comparable to, though by no means the equivalent of The Villages amenities, so yes I include those as taxes. As I said, the value for dollars paid for government services here is much better.

[nn0wheremann]

Amenity Fee isn’t on your tax bill.
It might as well be, it is paid for the availability of parks and recreation services mostly provided by municipal (district) government.

[nn0wheremann]

Are those the current taxes in Illinois or from a few years ago?
Ten years ago.

[Topspinmo]

Yep. If these are huge negatives to you, perhaps hold your complaints and go to your idyllic city.
I tend to dislike whiners. If I don’t like something I don’t complain to others, I deal with it and take charge.


Now that’s funny… whine about whiner’s?

[Aces4]

Log cabin originally built in 1800s great grandfather. traditional notch logs no nails perfectly lined with very few gaps. Painful upkeep, of logs and the snow removal on the roof. Passed down for $1 to his daughter. Her daughter, Adding indoor plumbing, and tripling size in 1980s, keeping with logs of the original.

Our children spent their summers at the cabin declined. Our grandchildren, will be next owners backing to 10,000 acres of state land, with lakefront all for $1.
The lake house is also a passed down generation home with sweeping views. Both require lots of upkeep, and must be passed down for 5 generations.

Taxes are 1/2 of any of our TV homes, our family house will keep for a few more years then pass down to our granddaughter.

That's impressive, the natural beauty mst be outstanding.

[Topspinmo]

Our MI bill for 3,400sf with 1 acre, lake house 2,300sf, and the cabin 1900sf, all have lower taxes than any of our 5 homes in TV.
I don’t count bond as anything other than something we sell with the house.

Please inform us what MI has to do with villages vs Illinois?

[Topspinmo]

Amenity fee is not on our yearly tax bill. That’s paid monthly.
Aren’t maintenance fees on yearly tax bill above monthly amenities bill?

[Aces4]

Crime will never be under control in Chicago, NYC, LA, SF, and their corresponding states. If they counted all the crime it would be much higher. Taxes will never be decreased in these cities/states where DeSantis wants to eliminate property taxes. Also, if you are going to compare taxes, include all of them, don’t cherry pick so they look better. None of those cities/states will eliminate their income taxes where we have 0. Let’s also compare cost of gas? We are less than 1/2 of the avg of California, and over $1.50 less than Washington, Oregon, and Chicago.
As for music, where can you hear good music for free every night of the year, in 4 locations? Sure you might go to bars to hear a little band but the drinks will cost you. If you go to any concerts it’s going to cost you.
I can go on and on.
The nice thing in the states, if you don’t like it here, MOVE!!

Exactly, and many have and more are ready to follow. Disneyland may be the perfect cup of tea for some, others not at all. The nice things about the United States are all the beautiful places to live.

[Aces4]

not !!!

You're living right where you need to be, with old people in a Disney type atmosphere and poor medical arrangements. Stay right here.

[Aces4]

hypothetical "if's" never carry the day. When i was younger this was mine

Yep, you're living right where you need to be. Not everyone is built for an interesting and varied life. Of course, there are all different clubhouses, golf courses and pools. :wave:

[Aces4]

I use multiple rec centers and pools for various activities that fit my schedule. My sister has one pool, one golf course, and one clubhouse. All are overcrowded and the community is only half built out.

My two cents. Dot com!!

Sorry your sister made a poor choice on the development she choose. Most have better planning than that. Do people sneak in and use their amenities also?

[Aces4]

One recent carjacking that made the news versus so many that they do not make the news. Make your choice. I’ll choose one a year over several a day any day.

That is just the one you heard about...

[Aces4]

Please inform us what MI has to do with villages vs Illinois?

On the whole, this thread is about "bang for the buck" for all the fees, taxes and charges in The Villages. I don't understand why hearing about another scenario would be so upsetting unless is the great deal for the money vs here that's annoying to those here. Everywhere has it's pros and cons.

[Aces4]

OP, did you conveniently forget State income taxes in IL? Hey, most of us have come from other cities, so we have gotten our fill of that "vibrant" life. Rather than go outside and risk my life in those vibrant cities, I'll enjoy the rest of my time right here in beautiful TV!

It is definitely a place for old people, enjoy!

[Aces4]

Crime will never be under control in Chicago, NYC, LA, SF, and their corresponding states. If they counted all the crime it would be much higher. Taxes will never be decreased in these cities/states where DeSantis wants to eliminate property taxes. Also, if you are going to compare taxes, include all of them, don’t cherry pick so they look better. None of those cities/states will eliminate their income taxes where we have 0. Let’s also compare cost of gas? We are less than 1/2 of the avg of California, and over $1.50 less than Washington, Oregon, and Chicago.
As for music, where can you hear good music for free every night of the year, in 4 locations? Sure you might go to bars to hear a little band but the drinks will cost you. If you go to any concerts it’s going to cost you.
I can go on and on.
The nice thing in the states, if you don’t like it here, MOVE!!

One has to look where much of the population that moved here came from and hope that shortly, Florida doesn't look like the rest of those cities. Florida is cheaper that some states cost of living but definitely not one of the cheapest.

[OrangeBlossomBaby]

...reading between the lines, I think I know what you mean by your last line. But if I state it (the P word) I will get dinged...

It's a variety of things. That's a part of it, sure. It's also the weather. I hate Florida weather. My body hates Florida weather, my arthritis hates Florida weather. I have a personal aversion to really big cockroaches. Strangely enough, I don't skeeve out upon seeing a scorpion in my shoe (that happened when we visited Corpus Cristi, TX one year). But if I saw a cockroach in my shoe I'd be traumatized for at least a couple of weeks after the incident.

The division line between the haves and the have-nots. It's so wide. The folks living between "have" and "have not" are few and rare. I find that pathetic, and that window of "inbetween" is growing thinner every week, it seems.

The food. In some small areas of cities near the coast, you can find decent ethnic food of ALL sorts. But from the Everglades to the Panhandle, (except for Orlando), Central Florida is an ethnic food desert. And apparently, the overall population of this region is fine sticking with their choice of Chili's style chain restaurants, or $300/couple ultra-fancy "American wagyu" steaks with truffle sauce and braised avocado with wilted purple kale and shallot foam monstrosities.

[merrymini]

I love this country, you are free to say what you want, think what you want and leave when you want.

[Normal]

Please inform us what MI has to do with villages vs Illinois?

Please inform us about what Illinois has to do with Florida. Personally, I’ve always wondered what Ohio has to do with Hawaii. Secondly would be West Virginia with New Mexico.

Maybe it’s just the massively different infrastructures, roads, lights and their maintenance? Maybe it’s the totally different economic situations and costs of living?

[jimhoward]

It's a variety of things. That's a part of it, sure. It's also the weather. I hate Florida weather. My body hates Florida weather, my arthritis hates Florida weather. I have a personal aversion to really big cockroaches. Strangely enough, I don't skeeve out upon seeing a scorpion in my shoe (that happened when we visited Corpus Cristi, TX one year). But if I saw a cockroach in my shoe I'd be traumatized for at least a couple of weeks after the incident.

The division line between the haves and the have-nots. It's so wide. The folks living between "have" and "have not" are few and rare. I find that pathetic, and that window of "inbetween" is growing thinner every week, it seems.

The food. In some small areas of cities near the coast, you can find decent ethnic food of ALL sorts. But from the Everglades to the Panhandle, (except for Orlando), Central Florida is an ethnic food desert. And apparently, the overall population of this region is fine sticking with their choice of Chili's style chain restaurants, or $300/couple ultra-fancy "American wagyu" steaks with truffle sauce and braised avocado with wilted purple kale and shallot foam monstrosities.


I thought the heat was supposed to be good for arthritis? Is that wrong?

Florida overall is diverse, but the Villages seems to be quite homogeneous. Not many "haves" or "have nots". Its mostly all middle class. 90+% of the homes cost less than $1M. So I don't think the in-between group is small within the Villages.

[Normal]

I thought the heat was supposed to be good for arthritis? Is that wrong?


Dry heat is better for arthritis. Humidity can actually cause flare ups.

[Pugchief]

Dry heat is better for arthritis. Humidity can actually cause flare ups.

There are lots of retirement communities in AZ.....

[jimjamuser]

Apples and oranges. Your tax bill at "the old homestead in DuPage County Illinois" probably didn't have an amenity fee that supported 80+ rec center, 120+ pools, 45 exec golf courses, community watch passing by your "old homestead" 3x/day and flowers in RBs and entrances changed out quarterly, nor did your local businesses support live music in 4 different venues 365 days/year.

So please subtract about $2400/year from that 7K false equivalency. And for the coup de gras---this is NOT Illinois.
I agree with about 90%. I would rather have perennial plants in the round-abouts. Also, I would rather have the money for community watch used for more REAL Police and more neighborhood cameras. Personally, I don't believe that the community watch is effective at all. My house was burglarized about 7 years ago when I was away. And I read about many such a crimes happening daily on NewsBreak.

[golfing eagles]

One has to look where much of the population that moved here came from and hope that shortly, Florida doesn't look like the rest of those cities. Florida is cheaper that some states cost of living but definitely not one of the cheapest.

The people committing crimes in those cities are not the ones moving here.

[jimjamuser]

Heh I feel the same way about people insisting that Florida is heaven on earth, that you feel about people insisting the Villages is heaven on earth. And I always get the "if you don't like it, leave" ergo decedo (traitorous critic fallacy) response from people who don't have the mental fortitude to address the substance of the discussion.

My response to them is usually something along the lines of "pay for me to live somewhere else in a similar style and comfort level and I'll get in line for a ticket out." If The Villages was in Albuequerque or Santa Fe, and had the same cost of living, we would be there instead of Florida. Alas, TV is in Florida. It sucks, but it is what it is.
20 Years ago, I thought Portland, Or. was a great city. Winter was difficult with cold and too much rain, but summers were outstanding. Unfortunately, it attracted too many people and a lot of crime and that changed it. California was wonderful in the 60s and 70s. Basically, locations change. Increasing summer heat and hurricanes are making year around living in Florida less pleasant.

[Aces4]

The people committing crimes in those cities are not the ones moving here.

No, their choices are and that's what has changed Chicago, Portland and so forth.

[Pugchief]

Portland, Or. was a great city. Winter was difficult with cold and too much rain, but summers were outstanding. Unfortunately, it attracted too many people and a lot of crime and that changed it. California was wonderful in the 60s and 70s. Basically, locations change. Increasing summer heat and hurricanes are making year around living in Florida less pleasant.
Summer heat and hurricanes have always been an issue in FL. This is nothing new.

Why do you suppose crime became an issue in CA & OR, but not FL when there are way more people coming to FL?

[Pugchief]

No, their choices are and that's what has changed Chicago, Portland and so forth.

Ya, but people rarely associate their choices with the corresponding outcomes. If they did, they wouldn't keep making the same failure-prone choices.

[Normal]

Summer heat and hurricanes have always been an issue in FL. This is nothing new.

Why do you suppose crime became an issue in CA & OR, but not FL when there are way more people coming to FL?

Because in California and in Oregon or even Washington, the law enforcement is handcuffed (virtually) and the criminals are not. I suppose there is also the problem of the court systems giving everyone second and third chances too.

[Aces4]

Ya, but people rarely associate their choices with the corresponding outcomes. If they did, they wouldn't keep making the same failure-prone choices.

Yeah, that's the rub. Those choices keep coming even though the results disgust them and nothing changes. :shrug:

[Normal]

To understand typical taxes on a $500,000 home in Chicago, consider the following points:

Property Tax Rate: The average effective property tax rate in Chicago is around 2.1%.
Estimated Annual Taxes: For a $500,000 home, annual property taxes would be approximately $10,500.
Tax Assessment: Properties are assessed at 10% of their market value for residential properties.
Exemptions: Homeowners may qualify for exemptions like the General Homestead Exemption, which can reduce taxable value.
Additional Taxes: Be aware of potential additional taxes, such as local taxes or special assessments.

[Topspinmo]

The people committing crimes in those cities are not the ones moving here.



Well……. Some come with mommy and daddy….:22yikes:

[Topspinmo]

To understand typical taxes on a $500,000 home in Chicago, consider the following points:

Property Tax Rate: The average effective property tax rate in Chicago is around 2.1%.
Estimated Annual Taxes: For a $500,000 home, annual property taxes would be approximately $10,500.
Tax Assessment: Properties are assessed at 10% of their market value for residential properties.
Exemptions: Homeowners may qualify for exemptions like the General Homestead Exemption, which can reduce taxable value.
Additional Taxes: Be aware of potential additional taxes, such as local taxes or special assessments.

Why comparing Chicago and not New Mexico, Alabama, Alaska, Michigan…. O, I see it about comparing Illinois to villages florida.. :coolsmiley::coolsmiley:

[vintageogauge]

Our MI bill for 3,400sf with 1 acre, lake house 2,300sf, and the cabin 1900sf, all have lower taxes than any of our 5 homes in TV.
I don’t count bond as anything other than something we sell with the house.

They all must have a very low assessed value.

[Normal]

Why comparing Chicago and not New Mexico, Alabama, Alaska, Michigan…. O, I see it about comparing Illinois to villages florida.. :coolsmiley::coolsmiley:

It’s the OPs premise. I couldn’t agree more.

[Aces4]

To understand typical taxes on a $500,000 home in Chicago, consider the following points:

Property Tax Rate: The average effective property tax rate in Chicago is around 2.1%.
Estimated Annual Taxes: For a $500,000 home, annual property taxes would be approximately $10,500.
Tax Assessment: Properties are assessed at 10% of their market value for residential properties.
Exemptions: Homeowners may qualify for exemptions like the General Homestead Exemption, which can reduce taxable value.
Additional Taxes: Be aware of potential additional taxes, such as local taxes or special assessments.

Don't overlook the fact that taxes are commensurate with wages and wealth in Chicago.

[Aces4]

Why comparing Chicago and not New Mexico, Alabama, Alaska, Michigan…. O, I see it about comparing Illinois to villages florida.. :coolsmiley::coolsmiley:

Because those comparisons may not make The Villages look like a deal. There is a crowd of people who love The Villages and they are here. There's nothing wrong with that, the problems lies in indicating it's the only decent, affordable place to live in the states.

[DianeP]

Are those the current taxes in Illinois or from a few years ago?

No way, those are old numbers my dad had a house in Naperville (Dupage County) and his taxes were $10,000 a few years ago, he passed away then.

We had a house in northern Illinois, Bull Valley, McHenry County, and our taxes were $13,000 when we sold last year.

We’ve owned here 6 years and full time since last August, our taxes here are super low compared to Illinois

[Pballer]

Property taxes in Sumter County are dirt cheap provided that you bought your house and homesteaded before the 2020 COVID pandemic caused prices to soar. To those who bought afterwards, tough luck. That's the way the Florida property tax system works; you could be paying thousands more in property taxes than your next door neighbor for the same value house.

[JRcorvette]

It has taken ten years now, but looking at my TRIM notice, the proposed county taxes, added to the amenity fees, have now topped the $7K mark, just like the old homestead in DuPage County Illinois.

However, I still think the value for dollar paid is better here. There are almost no potholes and I don't have to shovel the rain, nor will I slip and fall on the frozen sunshine.

You need to deduct the amenities fee and the bond cost to fairly compare Taxes! It’s likely that your actual Property tax is closer to half the $7k

[Normal]

Property taxes in Sumter County are dirt cheap provided that you bought your house and homesteaded before the 2020 COVID pandemic caused prices to soar. To those who bought afterwards, tough luck. That's the way the Florida property tax system works; you could be paying thousands more in property taxes than your next door neighbor for the same value house.

Actually Sumter County has the 14 th highest Florida county tax rate. 53 counties tax less.

Florida could become the first state with no income tax and no property tax on primary residences if Governor Ron DeSantis gets his way. The proposal targets homestead properties - the homes where Floridians actually live - while leaving vacation homes, rental properties, and commercial real estate on the tax rolls.

These are all tax free

• Your primary residence (homesteaded)
• All property taxes: county, city, school, special districts
• No income or value limits
• Condominiums and townhomes (if homesteaded)

Losers

• Vacation and second homes
• Rental and investment properties
• Commercial real estate
• Vacant land and lots

About 20 billion would need to be made up through various taxes

You can read more at https://www.propertyexemption.com/guides/florida-property-tax-elimination-desantis/

[defrey12]

Apples and oranges is right... If Illinois got the crime under control, it would be head and shoulders above The Villages. All a person needs is one pool, a couple of golf courses, the live music is better in Chicago as well as the restaurants and entertainment. Who would be shoveling at this age, condos take care of all of the that and beautiful Lake Michigan is right there. Mass transportation and a great airport are near and best of all, top notch medical care is available.

Sounds like you need to move back...talk about apples and oranges!

[Aces4]

Sounds like you need to move back...talk about apples and oranges!

I don't know if people are too lazy to read all the posts or if they're comprehension level is low. :sigh:

[Pugchief]

I don't know if people are too lazy to read all the posts or if they're comprehension level is low. :sigh:

Both.

[Topspinmo]

No way, those are old numbers my dad had a house in Naperville (Dupage County) and his taxes were $10,000 a few years ago, he passed away then.

We had a house in northern Illinois, Bull Valley, McHenry County, and our taxes were $13,000 when we sold last year.

We’ve owned here 6 years and full time since last August, our taxes here are super low compared to Illinois

Gee, how do find buyers with taxes that high?

[westernrider75]

As I said if the crime was under control.. I, personally, think it is still more fun to live in a vibrant area with mixed populations and movement. Living here is like we're all in a big kettle until we're done and then we're removed.

Then why are you here?

[PurePeach]

Amenity Fee isn’t on your tax bill.

Nor is there a charge for the live music. Businesses on the squares pay for that. :clap2:

[Caymus]

Gee, how do find buyers with taxes that high?

Public sector workers.

[MX rider]

Illinois as a state is a grease fire. They're in serious debt overall. Public employee pensions are severely underfunded, taxes are high, crime in Chicago is out of control, and at one point they had three ex governors in prison for corruption at the same time.

The capitol is in Springfield but all the political power is in Cook County/Chicago. It's been like that as far back as I can remember.
Thankfully we moved to southern Indiana many years ago and never looked back.

Once you get away from the northeast corner of Illinois it's a beautiful state, with lots of great people. Sadly they have no voice in the way the state is run.

[nn0wheremann]

How can you lump amenity fees into a discussion on taxation?
You might have a point there. It is levied by district government, pays for government owened and operated facilities. It walks like a tax, and quacks like a tax, but in low tax Florida it is a fee?

[nn0wheremann]

Illinois as a state is a grease fire. They're in serious debt overall. Public employee pensions are severely underfunded, taxes are high, crime in Chicago is out of control, and at one point they had three ex governors in prison for corruption at the same time.

The capitol is in Springfield but all the political power is in Cook County/Chicago. It's been like that as far back as I can remember.
Thankfully we moved to southern Indiana many years ago and never looked back.

Once you get away from the northeast corner of Illinois it's a beautiful state, with lots of great people. Sadly they have no voice in the way the state is run.
Quit disrespecting Chicago. I just spent a week there and the onlly crime I experienced was the price of a burger at the Hilton, and the four levels of sales tax levied on food purchased at a restaurant.

[Aces4]

Then why are you here?

See post #93. chilout

[Pugchief]

Gee, how do find buyers with taxes that high?

Some people like pain, and will even pay $$$ for it.

[Pugchief]

Public sector workers.

:1rotfl::1rotfl:

Post of the year.

[Pugchief]

Quit disrespecting Chicago. I just spent a week there and the onlly crime I experienced was the price of a burger at the Hilton, and the four levels of sales tax levied on food purchased at a restaurant.

Gotta pay for those pensions somehow.....

[bluecenturian]

We came from NY and although my property taxes are creeping up we don’t paid state or city tax and don’t have the crime rate anywhere close to what is up north. If you don’t like the land of freedom in Florida you are certainly free to go back to the progressive state. It’s nut always about the dollar.

[OrangeBlossomBaby]

We came from NY and although my property taxes are creeping up we don’t paid state or city tax and don’t have the crime rate anywhere close to what is up north. If you don’t like the land of freedom in Florida you are certainly free to go back to the progressive state. It’s nut always about the dollar.

Got my powerball tickets. I'll let ya know tomorrow if I'm going back to CT. Fingers crossed.

[kbrkr]

Sumter county has the 14th highest property tax rate with 53 other counties trailing here in Florida.

Florida'''s property taxes, ranked by county (https://akhlaq.substack.com/p/floridas-property-taxes-ranked-by)

I don't understand this list...How can Sumter county be higher than Marion County when every home I see in TV, the taxes are the complete opposite?

[Aces4]

Got my powerball tickets. I'll let ya know tomorrow if I'm going back to CT. Fingers crossed.

I hope you win, good luck. I'd love to tell people I know of someone who won big time! (That should be enough to live in CT until...lol.)

[OrangeBlossomBaby]

I hope you win, good luck. I'd love to tell people I know of someone who won big time! (That should be enough to live in CT until...lol.)

Already have it figured out. Taking the lower-valued cash payout, after taxes and splitting 50% of the balance with beloved spouse, I'll have around $200million. Give my sister and dad a couple million each just cause they should have it.

Buy a small ranch-style house in New Haven County, probably North Haven because of all the towns I've lived in and around in the county (born and raised in Hamden), I like that one best. Donate a crap-ton of money to various and sundry organizations such as battered womens' shelters and animal rescue groups. Have that damned hip replacement and hire a handful of caregivers to deal with my crotchety old self until I'm fully recovered.

Spend some time travelling. Go on the river cruise I've wanted to do for years. Maybe spend a couple months in Europe (UK, Ireland, Scotland, and Wales). Experience the bliss of grabbing a handful of fresh fallen snow from the back yard and eating it. Eat real pizza again. Overpay some neighbor kids to shovel my driveway every time it snows.

Buy a NEW car, for the first time in my life. In fact - buy a new car, AND buy a 1974 VW bus, fully restored, with chintz curtains and window screens for when I feel like taking off for a random weekend.

I could spend just $10 million in the first year (including gifts/donations), and live off the interest of the rest til I'm just ash in a ceramic jar.

[Aces4]

Already have it figured out. Taking the lower-valued cash payout, after taxes and splitting 50% of the balance with beloved spouse, I'll have around $200million. Give my sister and dad a couple million each just cause they should have it.

Buy a small ranch-style house in New Haven County, probably North Haven because of all the towns I've lived in and around in the county (born and raised in Hamden), I like that one best. Donate a crap-ton of money to various and sundry organizations such as battered womens' shelters and animal rescue groups. Have that damned hip replacement and hire a handful of caregivers to deal with my crotchety old self until I'm fully recovered.

Spend some time travelling. Go on the river cruise I've wanted to do for years. Maybe spend a couple months in Europe (UK, Ireland, Scotland, and Wales). Experience the bliss of grabbing a handful of fresh fallen snow from the back yard and eating it. Eat real pizza again. Overpay some neighbor kids to shovel my driveway every time it snows.

Buy a NEW car, for the first time in my life. In fact - buy a new car, AND buy a 1974 VW bus, fully restored, with chintz curtains and window screens for when I feel like taking off for a random weekend.

I could spend just $10 million in the first year (including gifts/donations), and live off the interest of the rest til I'm just ash in a ceramic jar.

It appears you have a good plan for your lottery success. Two thoughts, I personally would only leave 5 million in the bank and live off the interest since time is running out. The rest I would spread around and do as much good as I could. (That's me..) The other most important thought is you need to have the hip replaced asap and you indicated in earlier posts that Medicare is around the corner. It sounds like it's taking valuable time out of your life because you can't be as active as you'd like. Line up an excellent physician with many hip replacements already performed and great references. You won't need a houseful of help, recovery is relatively quick and easy unless you have underlying issues. And if we don't win the big prize, good luck to you.:beer3:

[OrangeBlossomBaby]

It appears you have a good plan for your lottery success. Two thoughts, I personally would only leave 5 million in the bank and live off the interest since time is running out. The rest I would spread around and do as much good as I could. (That's me..) The other most important thought is you need to have the hip replaced asap and you indicated in earlier posts that Medicare is around the corner. It sounds like it's taking valuable time out of your life because you can't be as active as you'd like. Line up an excellent physician with many hip replacements already performed and great references. You won't need a houseful of help, recovery is relatively quick and easy unless you have underlying issues. And if we don't win the big prize, good luck to you.:beer3:

One of my old high school classmates is one of the top sports-med surgeons in the country. He's still based out of New Haven county and his ortho group specializes in knee and hip replacements. So I'd just call on him to do it.

I can still be active now, but it's painful. Bone-on-bone arthritis ain't no joke. But I'm hyper-flexible and have what's known as "open hips" so I can still dance, ride my bicycle, sit in the lotus position with relative ease. Walking and sitting like a normal person in a regular chair is hard to do, and lately sleeping is difficult if I roll onto my side.

[tophcfa]

Already have it figured out. Taking the lower-valued cash payout, after taxes and splitting 50% of the balance with beloved spouse, I'll have around $200million. Give my sister and dad a couple million each just cause they should have it.

Buy a small ranch-style house in New Haven County, probably North Haven because of all the towns I've lived in and around in the county (born and raised in Hamden), I like that one best. Donate a crap-ton of money to various and sundry organizations such as battered womens' shelters and animal rescue groups. Have that damned hip replacement and hire a handful of caregivers to deal with my crotchety old self until I'm fully recovered.

Spend some time travelling. Go on the river cruise I've wanted to do for years. Maybe spend a couple months in Europe (UK, Ireland, Scotland, and Wales). Experience the bliss of grabbing a handful of fresh fallen snow from the back yard and eating it. Eat real pizza again. Overpay some neighbor kids to shovel my driveway every time it snows.

Buy a NEW car, for the first time in my life. In fact - buy a new car, AND buy a 1974 VW bus, fully restored, with chintz curtains and window screens for when I feel like taking off for a random weekend.

I could spend just $10 million in the first year (including gifts/donations), and live off the interest of the rest til I'm just ash in a ceramic jar.

My plan would be totally different. I’d tell my neighbor up north to quit his job and I’d pay him a generous salary with benefits to take care of our northern home so I could spend way more time at our Villages home. And my wife could fly back and forth, with private drivers to/from the airport, to her hearts content to visit the kids and their kids. I’d head back north, hopefully infrequently, as needed to get quality medical care and play some golf with my friends during the summer. And lots of scuba diving in the Caribbean would definitely be on the agenda, along with regulation size lap swimming pools at both homes.

[Aces4]

My plan would be totally different. I’d tell my neighbor up north to quit his job and I’d pay him a generous salary with benefits to take care of our northern home so I could spend way more time at our Villages home. And my wife could fly back and forth, with private drivers to/from the airport, to her hearts content to visit the kids and their kids. I’d head back north, hopefully infrequently, as needed to get quality medical care and play some golf with my friends during the summer. And lots of scuba diving in the Caribbean would definitely be on the agenda, along with regulation size lap swimming pools at both homes.

That would take care of the first million, what about the remaining $400,000,000.? Plenty left to share or just sit in your checking account.:thumbup:

[OrangeBlossomBaby]

Oh well. I didn't even get a $40 payout. The good news - no one else won it either, so the jackpot amount just went up again.

Aces4 - not gonna keep just $5m in the bank. Maybe $50M. In various banks, all insured, at the maximum insured amount. I could have the interest from each transferred to a low-balance checking account so I can live off that every month.

But yeah after some thinking - I could buy a few small office buildings, hire some immigration lawyers to help with getting immigrants processed more efficiently into legal residency, maybe help them open businesses that serve their own communities so they can be productive, pay taxes, contribute to society in a positive way. And fully fund a few LBGTQ++ groups that help folks within that community seeking counseling and support. And maybe pay someone who's already proven to do a great job of managing a medical group, manage some clinics in medical deserts around the country so poor folks can have the same quality and availability of care as wealthier people. And definitely I'd find out the "most needed" locations where there are bodegas struggling, and contribute to paying their rent so they can keep prices low for their own communities, while still maintaining pride of ownership and dignity that comes with working for your business. I'd also probably want to open a few Veterans medical clinics, something like Urgent Care meets Rec Center, where our veterans can congregate together AND receive excellent care, while maintaining their independence. And then - I'd take the areas where homeless people are living in tents, and build tiny house neighborhoods in the vicinity, and let those homeless people live there under the condition that they live peacefully, maintain the property, grow their own community garden, and any who are eligible for public financial assistance, receive it and use some of it to pay for the community's upkeep. They need and deserve permanent addresses. Many who have mental disabilities, can't receive disability checks, because they can't maintain a permanent residence and that is one of the criteria to receiving disability checks.

[Topspinmo]

I hope you win, good luck. I'd love to tell people I know of someone who won big time! (That should be enough to live in CT until...lol.)

For awhile until taxnettic finds out somebody hoarding their money they are entitled to by inheritance tax….

[Aces4]

Oh well. I didn't even get a $40 payout. The good news - no one else won it either, so the jackpot amount just went up again.

Aces4 - not gonna keep just $5m in the bank. Maybe $50M. In various banks, all insured, at the maximum insured amount. I could have the interest from each transferred to a low-balance checking account so I can live off that every month.

But yeah after some thinking - I could buy a few small office buildings, hire some immigration lawyers to help with getting immigrants processed more efficiently into legal residency, maybe help them open businesses that serve their own communities so they can be productive, pay taxes, contribute to society in a positive way. And fully fund a few LBGTQ++ groups that help folks within that community seeking counseling and support. And maybe pay someone who's already proven to do a great job of managing a medical group, manage some clinics in medical deserts around the country so poor folks can have the same quality and availability of care as wealthier people. And definitely I'd find out the "most needed" locations where there are bodegas struggling, and contribute to paying their rent so they can keep prices low for their own communities, while still maintaining pride of ownership and dignity that comes with working for your business. I'd also probably want to open a few Veterans medical clinics, something like Urgent Care meets Rec Center, where our veterans can congregate together AND receive excellent care, while maintaining their independence. And then - I'd take the areas where homeless people are living in tents, and build tiny house neighborhoods in the vicinity, and let those homeless people live there under the condition that they live peacefully, maintain the property, grow their own community garden, and any who are eligible for public financial assistance, receive it and use some of it to pay for the community's upkeep. They need and deserve permanent addresses. Many who have mental disabilities, can't receive disability checks, because they can't maintain a permanent residence and that is one of the criteria to receiving disability checks.

Yeah, we didn't have a number on the ticket. Back to doing our own work around the house which fortunately, we don't mind. I would hope that anyone winning that type of windfall would look around at the causes they would like to fund and support.

[Topspinmo]

Oh well. I didn't even get a $40 payout. The good news - no one else won it either, so the jackpot amount just went up again.

Aces4 - not gonna keep just $5m in the bank. Maybe $50M. In various banks, all insured, at the maximum insured amount. I could have the interest from each transferred to a low-balance checking account so I can live off that every month.

But yeah after some thinking - I could buy a few small office buildings, hire some immigration lawyers to help with getting immigrants processed more efficiently into legal residency, maybe help them open businesses that serve their own communities so they can be productive, pay taxes, contribute to society in a positive way. And fully fund a few LBGTQ++ groups that help folks within that community seeking counseling and support. And maybe pay someone who's already proven to do a great job of managing a medical group, manage some clinics in medical deserts around the country so poor folks can have the same quality and availability of care as wealthier people. And definitely I'd find out the "most needed" locations where there are bodegas struggling, and contribute to paying their rent so they can keep prices low for their own communities, while still maintaining pride of ownership and dignity that comes with working for your business. I'd also probably want to open a few Veterans medical clinics, something like Urgent Care meets Rec Center, where our veterans can congregate together AND receive excellent care, while maintaining their independence. And then - I'd take the areas where homeless people are living in tents, and build tiny house neighborhoods in the vicinity, and let those homeless people live there under the condition that they live peacefully, maintain the property, grow their own community garden, and any who are eligible for public financial assistance, receive it and use some of it to pay for the community's upkeep. They need and deserve permanent addresses. Many who have mental disabilities, can't receive disability checks, because they can't maintain a permanent residence and that is one of the criteria to receiving disability checks.

You don’t have George so so Money if you win. Especially after mister tax man comes calling. The billion turns into maybe 300 million if that. Then after you waste most of it probably be broke in two years like most lottery winners. :ho:

[Topspinmo]

Yeah, we didn't have a number on the ticket. Back to doing our own work around the house which fortunately, we don't mind. I would hope that anyone winning that type of windfall would look around at the causes they would like to fund and support.

If I win I’ll be funding my cause…:sing:

[Aces4]

If I win I’ll be funding my cause…:sing:

And spend what's left of your days trying to manage your investments.:posting: Do what makes you happy. Per AI: Assuming a recent $1.3 billion Powerball jackpot, a cash option payout is estimated to be around $589 million before taxes. A lottery winner's final amount will vary based on their total taxable income and state of residence. After federal and state taxes, the final take-home amount could range from over $371 million to under $300 million. Btw, I think going out broke would be the perfect ending, last penny gone on the last day.

[Aces4]

If we did win the lottery at least we wouldn't have to pay Chicago taxes.

[Fredster]

All this talk about lottery winning brings this to mind.
I met a guy 30 plus years ago the morning after he had won a couple million in the Illinois lottery.
He was in a rough spot in his life and I was trying to help him. To be honest I was a bit envious at the time.
When I congratulated him, he told me something I’ve never forgotten “It isn’t going to change me!”
I didn’t realize how prophetic that was.
The windfall apparently wasn’t what he needed and he didn’t live long enough to collect his second check!

Awhile ago a friend shared a prayer with me…
“I pray that God will make me want what I have!”
Happiness is an inside job!

[Aces4]

All this talk about lottery winning brings this to mind.
I met a guy 30 plus years ago the morning after he had won a couple million in the Illinois lottery.
He was in a rough spot in his life and I was trying to help him. To be honest I was a bit envious at the time.
When I congratulated him, he told me something I’ve never forgotten “It isn’t going to change me!”
I didn’t realize how prophetic that was.
The windfall apparently wasn’t what he needed and he didn’t live long enough to collect his second check!

Awhile ago a friend shared a prayer with me…
“I pray that God will make me want what I have!”
Happiness is an inside job!

And that's why I would spread it around to designated projects asap. I want all but enough to live easily on gone in a hurry.

[Topspinmo]

And spend what's left of your days trying to manage your investments.:posting: Do what makes you happy. Per AI: Assuming a recent $1.3 billion Powerball jackpot, a cash option payout is estimated to be around $589 million before taxes. A lottery winner's final amount will vary based on their total taxable income and state of residence. After federal and state taxes, the final take-home amount could range from over $371 million to under $300 million. Btw, I think going out broke would be the perfect ending, last penny gone on the last day.

I rarely played mega millions and don’t ever since $5 ticket. I haven’t played Powerball this go around yet due to outrageous odds. I do occasionally play something that has lower odds when jack pot up, besides if I win probably give it to son anyway…

[Aces4]

I rarely played mega millions and don’t ever since $5 ticket. I haven’t played Powerball this go around yet due to outrageous odds. I do occasionally play something that has lower odds when jack pot up, besides if I win probably give it to son anyway…

We discussed it in our home and figure winning over a billion dollars would be more hassle than it's worth at this age. Just the thought of lining up anonymity and security gives me a headache. We bought one ticket, we're done.

[BPRICE1234]

It has taken ten years now, but looking at my TRIM notice, the proposed county taxes, added to the amenity fees, have now topped the $7K mark, just like the old homestead in DuPage County Illinois.

However, I still think the value for dollar paid is better here. There are almost no potholes and I don't have to shovel the rain, nor will I slip and fall on the frozen sunshine.
And you dont have to worry about being shot!