Citizens First Bank vs Credit Union

[HMLRHT1]

What does everyone say about Citizens First vs a credit union for a checking and savings account and credit cards
and why? Will be moving to the Villages full time later this year and currently use a credit union. But Citizens is so close at each mail box center. But the fees? Any opinion will be appreciated other than keeping my money under a mattress. ;)

Al

[getdul981]

What fees?

[HMLRHT1]

I meant are there any fees for a checking/savings acct. and credit card/debit card as well

[Reprobate]

They have a web site that will answer your questions - http://www.citizensfb.com/

[rhood]

No fees but their online banking is stone age.

[Frangyomory]

There is a lot of hype about Citizens since it is owned by the developer/family. We remained with our bank from Virginia since it is a nation wide bank. We love our bank and never considered any other. They built a convenient location shortly after we moved here, so it is perfect!!!:)

[lightworker888]

But does it have popcorn!! Isn't that why we use Citizens?

LW888

[buggyone]

To me, Citizens First is the best bank I have ever dealt with. No fees; ATMs everywhere; super friendly and helpful employees; lots of branches; and the free popcorn are all good reasons to go there.

Their on line banking is easy to use and is not stone age at all. You can do anything you want from it.

[Barefoot]

To me, Citizens First is the best bank I have ever dealt with. No fees; ATMs everywhere; super friendly and helpful employees; lots of branches; and the free popcorn are all good reasons to go there.
Their on line banking is easy to use and is not stone age at all. You can do anything you want from it.

Not just popcorn, they also have apples and dress up for Halloween. :laugh:

I love the online banking system! I pay my utility bills when I'm in Canada. I can even have Citizens mail a personal cheque for house watch, lawn care or house cleaning.

[under55]

The online bill pay with Citizen's in fantastic. Free use of the copier if you need 1 or 2 copies of something. ATM's at every postal station.

[Oren L Miller]

I opened an account at Citizens first just to have a ATM handy without having to pay fees. I will still keep my CR UN account here in IL just to give me time to make sure CFB meets all my needs. My CR Un has the same bill pay option as CFB and I will use the CFB bill pay to pay all the bills.

[Challenger]

[QUOTE=Frangyomory;435575]There is a lot of hype about Citizens since it is owned by the developer/family. We remained with our bank from Virginia since it is a nation wide bank. We love our bank and never considered any other. They built a convenient location shortly after we moved here, so it is perfect!!!:)[/QUOTE

I have no equity interest in Citizens. I do in a number of other banks in the Middle Atlantic . Worked for 6 banks and ran 3 during a 43 year career. Have had accounts with Citizens for about a year. Find them to be very competent and helpful in all our various banking needs. Small town atmosphere not often found in regional and nationwide institutions.
The owners of Citizens(developer) have done an admiral job with this business and I suspect that most customers are well satisfied.

Just MHO

[Villages PL]

What does everyone say about Citizens First vs a credit union for a checking and savings account and credit cards
and why? Will be moving to the Villages full time later this year and currently use a credit union. But Citizens is so close at each mail box center. But the fees? Any opinion will be appreciated other than keeping my money under a mattress. ;)

Al

If convenience is important to you, and you like to use the ATMs, then Citizens might be the best for you. (I've never used an ATM in my life because I use my debit card to get cash at the stores where I shop.)

As far as fees, I do my banking at BB&T and have never paid a fee of any kind.

As far as bank interest, forgetaboutit. If you want a good return on your money, buy some shares of stock in a company that pays a good dividend.

:)

[elevatorman]

I am with Navy Federal CU. They do not charge a fee at the Mailbox ATM (Citizens) or at Publix if I use my NFCU card. I also opened a free checking at Citizens just to auto pay my mortgage, electric, & water. I have only been to the NFCU office near Orlando once in two and a half years. That was to pick up a certified check I needed on short notice.

[Tweety Bird]

To me, Citizens First is the best bank I have ever dealt with. No fees; ATMs everywhere; super friendly and helpful employees; lots of branches; and the free popcorn are all good reasons to go there.

Their on line banking is easy to use and is not stone age at all. You can do anything you want from it.

Yup! Ditto...agreed! Convenient. Cash at all the mail stations. Love it.

[Pturner]

There is a lot of hype about Citizens since it is owned by the developer/family. We remained with our bank from Virginia since it is a nation wide bank. We love our bank and never considered any other. They built a convenient location shortly after we moved here, so it is perfect!!!:)

Yes, but have you taught your dog to day this? :laugh:

[Bogie Shooter]

Not just popcorn, they also have apples and dress up for Halloween. :laugh:

I love the online banking system! I pay my utility bills when I'm in Canada. I can even have Citizens mail a personal cheque for house watch, lawn care or house cleaning.

It has been quite awhile since they gave away apples. Or maybe I'm just not looking..............

[Barefoot]

It has been quite awhile since they gave away apples. Or maybe I'm just not looking..............

I've been in the Penalty Box in Canada for eight months. I should have said "Citizens used to give away apples". The tellers at Citizens are usually a cheery bunch, compared to the Bank of America where the tellers remind me of icicles.

[kathy and al]

No fees but their online banking is stone age.
Have to disagree with you on this one. I've been using their online banking system for about 8 months now and I doubt if any bank has a better online site for conducting any banking business that you may need. The popcorn and the apples are great but being able to do all banking business from the convenience of my home is a very convenient and pleasureable experience!! Have had to personally visit the bank only once in the past 8 months.

[Barefoot]

No fees but their online banking is stone age.

Have to disagree with you on this one. I've been using their online banking system for about 8 months now and I doubt if any bank has a better online site for conducting any banking business that you may need. The popcorn and the apples are great but being able to do all banking business from the convenience of my home is a very convenient and pleasureable experience!! Have had to personally visit the bank only once in the past 8 months.

:agree: Banking from Canada is a breeze.

[skyguy79]

:agree: Banking from Canada is a breeze.Right now though, I believe that it's a deep-freeeze breeze! :icon_wink:

http://th778.photobucket.com/albums/yy65/amyjayne10/Smileys/th_freezing.gif (http://media.photobucket.com/image/freezing%20smileys/amyjayne10/Smileys/freezing.gif?o=5)

[LittleDog]

The online bill pay with Citizen's in fantastic. Free use of the copier if you need 1 or 2 copies of something. ATM's at every postal station.

Not true!!! I have noticed at the new postal stations there are no ATM's.

John

[skyguy79]

Not true!!! I have noticed at the new postal stations there are no ATM's.

JohnWith all due respect John, I have to ask you this. Did Fumar dispatch you to check out the new postal stations and report back on any little doggies you find peeing?
http://i42.photobucket.com/albums/e303/MySpotToo/EmoteDogLOL.gif

[janmcn]

I switched from Citizens to Wells Fargo and find them very friendly and helpful. They also give you free checks and a free safe deposit box which Citizens does not. Wells Fargo has a very good on-line bill pay system.

[golfnut]

I signed up for Citizens when we bought 7 years ago and have since dumped my other accounts, Citizens does a fantastic job...gn