Dental Insurance

[Philip Winkler]

Our Delta Dental coverage through COBRA ends in May; anyone out there with suggestions for Dental plans?

Thanks!

[Avista]

Our Delta Dental coverage through COBRA ends in May; anyone out there with suggestions for Dental plans?

Thanks!

We have Delta Dental through AARP

[Trish Crocker]

Just a thought....do you really need dental insurance? If your teeth are in good shape, the cost of a couple of cleanings a year is usually less than you are paying for coverage. If there is a major expense, dental insurance usually only covers a percentage anyway. I would seriously check out what your premiums will be and what your coverage is. In the long run, the premiums may end up costing you more than the dental work.

[Sandy222]

You might want to check out Dentalplans.com . Its not insurance but an insurance plan that gives reduced rates. Yearly cost is very resonable.

[keithgerri]

Check out humanaonedental.com. They have some good plans and I use them.

[greenhillsgirl]

Having worked in two practice spanning 17 years, I did a lot of insurance research for patients. If you have any interest in Delta thru AARP be careful...You will not know what is covered until you actually enroll (pay for it)....Generally, there is a two year waiting period for anything considered under "major". That means that crowns are not covered for two years. So if you figure our what the insurance cost is, which will be several hundred dollars per year, and if you are dentally healthy, don't even consider buying dental insurance. Routine prophylactic visits (twice a year) may cost you $200-250 a year, and insurance cost is almost double. Weight carefully.

[babs1199]

Having worked in two practice spanning 17 years, I did a lot of insurance research for patients. If you have any interest in Delta thru AARP be careful...You will not know what is covered until you actually enroll (pay for it)....Generally, there is a two year waiting period for anything considered under "major". That means that crowns are not covered for two years. So if you figure our what the insurance cost is, which will be several hundred dollars per year, and if you are dentally healthy, don't even consider buying dental insurance. Routine prophylactic visits (twice a year) may cost you $200-250 a year, and insurance cost is almost double. Weight carefully.

I agree, I worked for a dental clinic as an office manager for over 30 years and yes , please weigh the cost of the ins. Most people that go to the dentist twice a year do not really need dental ins. unless you always have dental work to be done, such as dental crowns, bridges, implants.