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dewline1
09-23-2012, 03:26 PM
New to The Villages and ordered first golf cart. Where is the best place to get insurance (it is not street legal)?

What is the ball park to expect to pay for the insurance?

Thanks!

Ooper
09-23-2012, 08:53 PM
Our cart insurance is about $50/yr and tacked on to our house ins.

jane032657
09-23-2012, 08:59 PM
We just paid $186 for one cart and it included collission, liability and under insured. Through Villages Insurance. 2013 EFI Yamaha. And we will pay it again in November when the second cart arrives.

WVMtnBoy
09-23-2012, 09:34 PM
Same for us. We got a quote through The Villages Ins with Foremost Ins for about $10-12 per month with full coverage. Ours is a 2012 Yamaha gas.

JoeC1947
09-24-2012, 06:38 AM
Allstate.......$80/year. Are you in good hands?

villages07
09-24-2012, 06:50 AM
Allstate.......$80/year. Are you in good hands?

That is probably for an older cart. I pay about $60/year for a 2003 club car with Foremost. Replacement value is maybe $2,500 vs over $10K for a new cart. Looks like full coverage for a new cart is more like $150/year.

keithwand
09-24-2012, 11:31 AM
Around $192/ annually through AAA for 2013 EFI Yamaha with full coverageincluding collision, theft, liability...

bonrich
09-24-2012, 03:40 PM
$80 a year for a 2011 EZ Go gas cart. Just renewed today through Allstate.

KeepingItReal
09-24-2012, 08:36 PM
....

ureout
09-24-2012, 08:48 PM
don't add a rider to your homeowners ins. get a separate policy, if you have any claims on your golf cart it will effect your homeowners policy and homeowners ins. is much harder and more expensive to get

asianthree
09-24-2012, 08:50 PM
we were told to get a different company from homeowners also,(so claim doesn't count on your house) state farm $86 a year