Health Insurance with pre existing condition??

[mollypeanut]

My husband and I are looking for Health coverage ... The problem is my husband they consider 1 stent that was put in 13 years ago a pre existing condition.. He is 61.. I am 57 so we do need to find our own insurance ... This was never a problem when we were living in NY.. I would appreciate any help.. not interested in looking on line anymore... there is a chance we may have been scamed from someone offering insurance from USA SELECT CHOICE... when we called her back for more info she does not return any calls... I am hoping to find a live person who we can meet and speak with... Again any help would be appreciated!!

[kittygilchrist]

Blue Cross Blue Shield is a big name for ins. in FL

[ewstanley]

Bill or Robin Gump might be able to help
Blue Cross Blue Shield Florida

Palm Ridge Plaza
County Road 101 Ste 105
The Villages, FL 32162
352-259-0666

[Geewiz]

The laws about pre-conditions has changed for kids and you might wish to see if the dreaded Affordable Care Act will eventually cover you (it starts a serious fade in during 2014 - though some states are working like mad to avoid it. In the meanwhile, prepare for sticker shock...bc/bs with pre-conditions can be expensive. Good luck.

[coach]

Part of the Affortable Care Act is PCIP (Pre Existing Condition Insurance Plan). The rates for one person your age is $432/ month with a $2000 deductible and $4000 total out of pocket per year. It is administered through United Healthcare. The only thing I see as a problem is that to qualify a person must be without insurance for six months and have a denial letter from an insurance company based on a pre-existing condition. Google PCIP and check it out.

[DDoug]

Try catastrophic coverage it use to be offered and was alot cheaper. Didn't pay for office calls but at least it covered hospital. Like I said dont know if it still offered. Also Sweetbay has a prescription plan for 7 dollars a year and has pretty good discounts.

[Geewiz]

Part of the Affortable Care Act is PCIP (Pre Existing Condition Insurance Plan). The rates for one person your age is $432/ month with a $2000 deductible and $4000 total out of pocket per year. It is administered through United Healthcare. The only thing I see as a problem is that to qualify a person must be without insurance for six months and have a denial letter from an insurance company based on a pre-existing condition. Google PCIP and check it out.

That's actually a good deal - the monthly premium is higher than many employer-supplied health plans - but, the out of pocket max is reasonable.