Closing by Mail

[poromo]

We are closing by mail on our home in Gilchrist on May 1. We have not yet received a closing package of documents from the Villages which will be needed at the closing. For those of you who closed by mail, how long in advance before the closing should I expect to receive the closing materials?

I've called TV closing department and they referred me to their attorney McLin & Burnsed. I'm waiting for a call back from the person responsible for the closing.

[mjdollard]

I closed on a Thursday. The packet arrived Monday. You sign in a few dozen places, some require a notary, most do not. There should be an overnight envelope to send it all back

[gingersnap]

We are closing on a property "in person" on Wednesday, the 24th, and have yet to receive a packet of closing materials with check amounts, etc. We too called the closing office on Friday afternoon...had to leave a message. We have yet to receive a call back.

[laceylady]

I did not get my closing package until thr Friday before the Monday of the closing. I made many phone calls to both Citizens and McLin and Burnsed ( don't even get me started on these people). It was a very frustrating process. It all worked out OKbut the left hand didn't know what thr right hand was doing. I contacted Both organizations by mail after the closing. I got a call back from the president of the bank and a generous gift certificate. I got a very defensive letter back from McLin. Never again will I deal with either of these organizations. Good luck, just have patience, lots of patience! :)

[Waynecarla]

Got our packet two or three days before the closing,brought it to our lawyer had him check it over,we sign in all places was notarized and sent back to the villages.It all went smooth, no hassel at all.ours was not the first house done by mail they know what they are doing,they do this all the time maybe up to thirty times a day between mail and in office closings relax it will all be worth it !!!!!!!

[Rbgold]

We received our closing package on a Friday with the closing on Monday. Everything was in order and closing went smoothly. They called me to congratulate us a new Villagers when they received the signed docs from us!

[SemiMike]

If a cash transaction, you can sign forms emailed to you, scan them, and then email then back. We have just done this for our closing - all done in a single day!

[janeg]

Seems to me we got ours within a week of closing. Nail biting time for sure.

[graciegirl]

I have great faith that it will arrive on time. No one on this forum in my memory has ever said they didn't get their packet in time.

In fact the post above is the first time I have heard anything but good things about how smooth the process goes when handled by McLinn and Burnsed.

We closed by mail when buying the first house.

We closed in person when selling it, they handled everything, we didn't have a realtor.

We closed on the house we recently built, again, all smooth.



McLinn and Burnsed is affiliated with the developers.

Who I admire.

I just haven't heard anything but good things and heavens knows they probably handle more house closings per day, month and year than any one firm in this country. Think about it.

[sharonga]

We closed May 25, 2013. Cannot believe it is a year. One wonderful year. Our closing was perfect and we used an outside mortgage company. McLinn and Burnsed had our papers when we arrived. I loved our closing. It was done so classy. Made us feel like millionaires!!!!!

[sharonga]

Sorry, closed May 25, 2012

[JoelJohnson]

Brought our house from a picture. We live in Mass and didn't see the house for 6 months when we went down there for a 2 week stay.
Like everyone says, closing by mail is easy.

[JamesD]

We closed here in California last Friday by mail. Got the package late Wednesday afternoon. I had previously scheduled a mobile notary to be there. Had to round up two non-relative witnesses at the last minute. Took about an hour to do the signing. Overnighted the package back Thursday morning. It is nerve-raking. A lot can go wrong at the last minute. In my case I was on jury duty and couldn't just take a few hours off for personal business. They cut it sooo close. We didn't even have the Loan Commitment from Citizens. It showed up Saturday! Good Luck.

[AriaGrandparents2013]

If a cash transaction, you can sign forms emailed to you, scan them, and then email then back. We have just done this for our closing - all done in a single day!

As mentioned in the attached quote, we closed on April 10th and everything was done via e-mail and went smoothly.............The Village's Closing Department did an excellent job and were very helpful answering our questions.

[swrinfla]

I will, of course, agree with our beloved GarcieGirl, she who knows all! :bowdown:

I have never before heard any complaints against McLin & Burnsed. Indeed, not only did they supervise my closing in January 2005, but they have twice assisted me in rewriting my various end-of-life documents, all with minimal hassle, and with great attention to detail and concerns.

SWR
:beer3:

[OnTrack]

Obviously, those in this thread who have stated that "they have never heard of any problems with closing by mail"....can no longer honestly say that.

Unless one discounts getting the packet two or less days from closing...as a problem.

That's cutting it awful close and unnecessarily adds to the stress level...IMHO. :shrug:



To the OP...hope things work out for you. :)

.

[golf4me]

Some peoples posts are more credible than others. Some people like to whine and bash the businesses owned and run by the Morse family. Some complaints are true and others have a broader agenda.

I can see that this closing business is down to the wire and often last minute. Who has closing business like it in this country? Nobody. :eclipsee_gold_cup:

Nobody does it better, and that goes for most of the stuff Sumter Inc. does in my view and I would say that the majority of people living here agree.

[tv2016]

I closed by mail last March. There were last minute adjustments with the sale; Citizens and McLin Burnsed got the mortgage and closing done within a week. As far as I can see, they know how to get it done.

[princesspat]

Taking hope from all of you. We close by mail on May 9th.

[debron911]

After owning 17 properties, can't remember cutting it this close to our "closing date" to get the package. McLin & Burnsted select the surveyor and the turnaround time is slow compared to another company recommended by our lender (not Citizens First). We are suppose to close by Thursday by mail (both us and seller). It would appear that the Villages selling reps have to do all correspondence by email through their sales manager, with McLin, rather than direct phone calls to help speed up the process. Nail biting doesn't cover it. Our lender had the survey back last Thursday, after calling them and explaining our closing deadline. Within hours the underwriter had our package and today underwriting will return it to the processor to forward to McLin. Through no fault of our lender, the delays have been on the other end. If we buy another house in TV, we will not use McLin. Not a good experience at all.

[stroglass]

What's involved in the closing if we are paying cash for our home
This is all new to me

[villager]

What many don't realize is there are different departments for closings in TV. If you are purchasing a newly built home with cash, it is the cash closing department affiliated with Citizens First Mortgage that you will deal with. If you are purchasing a previously owned home with cash, McLin and Burnsed usually will be the closer on that transaction. If you are purchasing a newly built home and financing it through Citizens First Mortgage, then the finance closing department with Citizens First Mortgage will be the closer. If you are purchasing a previously owned home but using an outside lender for financing, MacLin and Burnsed will be the closing agent. With outside lenders, many times McLin and Burnsed's hands are tied to get the closing packages out because of the restrictions/requirements of the outside lender or the lender has not been responsive and getting the documents to McLin and Burnsed timely. So you now see there are two different companies and four different closing agents in TV that could handle your closing. Whether you are closing by mail or in person will make no difference as to what department will handle your closing. So, when someone says their closing by mail was a terrible experience, unless they tell you more specifics, you don't know if their situation would apply to you.

[Erijo]

Ours went smoothly. All done thru mail. I cannot remember details, I was a bit nervous, LOL. I agree with Gracie, done nicely. Good luck !