Golf Cart Insurance Recommendations

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Old 07-14-2018, 05:17 AM
Cwg1168 Cwg1168 is offline
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Default Golf Cart Insurance Recommendations

Who do you recommend for golf cart insurance?
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Old 07-14-2018, 05:22 AM
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The Villages Insurance.

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Old 07-14-2018, 06:08 AM
ureout ureout is offline
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Who do you recommend for golf cart insurance?
make sure to get a separate policy and not a add-on to your homeowners policy
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Old 07-14-2018, 06:46 AM
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Thank you
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Old 07-14-2018, 06:46 AM
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Thanks
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Old 07-14-2018, 07:07 AM
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We have Progressive and just had them write a new policy for the golf cart. Multiple policies got us a discount on the cost.
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Old 07-14-2018, 07:26 AM
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We have Progressive Insurance.
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Old 07-14-2018, 08:21 AM
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Thanks
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Old 07-14-2018, 09:22 AM
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Allstate gave me the best premoum. 259-3825 in The Villages.
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Old 07-14-2018, 09:41 AM
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Have used Allstate for years.
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Old 07-14-2018, 09:46 AM
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Allstate gave us the best rate.
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Old 07-14-2018, 11:41 AM
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State Farm $20 a year for liability
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Old 07-15-2018, 06:51 AM
My Daily Run My Daily Run is offline
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I have foremost with the villages but just be aware that is your golf cart governor has been set faster than the legal speed of 20 miles per hour and you get into an accident your insurance may be null and void as it is considered speeding in an unregistered vehicle. It is a violation. They may not tell you that up front but when they investigate it becomes an issue. Happened to a friend who lives in another golf cart community and it was a mess. Almost cost him everything he had. He lost control on a curve and hit another golf cart which threw the other person out with minor injuries and when they investigated they checked his governor and charged him with speeding in an unregistered vehicle and his insurance would not cover the accident. He never told me what it cost him but he did say that he had many sleepless nights...thank goodness the other person was not seriously injured. Just an FYI.
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Old 07-15-2018, 09:16 AM
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Thanks for the good advice
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Old 07-15-2018, 09:55 AM
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Quote:
Originally Posted by My Daily Run View Post
I have foremost with the villages but just be aware that is your golf cart governor has been set faster than the legal speed of 20 miles per hour and you get into an accident your insurance may be null and void as it is considered speeding in an unregistered vehicle. It is a violation. They may not tell you that up front but when they investigate it becomes an issue. Happened to a friend who lives in another golf cart community and it was a mess. Almost cost him everything he had. He lost control on a curve and hit another golf cart which threw the other person out with minor injuries and when they investigated they checked his governor and charged him with speeding in an unregistered vehicle and his insurance would not cover the accident. He never told me what it cost him but he did say that he had many sleepless nights...thank goodness the other person was not seriously injured. Just an FYI.
This is the first time I have ever heard of the an inspection by an insurance company after a golf cart accident/claim. WOW ... scary! What state, city, retirement community did this occur?
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