Talk of The Villages Florida

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davem4616 11-30-2020 07:56 AM

we switched to Triple A a couple of years ago and saved a bundle over what State Farm was charging for the same coverage

Larchap49 11-30-2020 08:25 AM

Home Ins.
 
Quote:

Originally Posted by Tmiladin (Post 1867439)
Just bought a house in The Villages and looking for reasonable home owner insurance company. Any suggestions?

Tower Hill Ins.

AAA rated, bee. In FL. 50 years. Paid $270.000 for new home in Villages paying $550.00 a year for homeowners insurance.

bakon 11-30-2020 08:30 AM

State Farm

Steve32162 11-30-2020 08:51 AM

I've been using Travelers for a number of years for home and car insurance. Their bundled discount is pretty good.

Michread 11-30-2020 08:59 AM

The Villages insurance was half of state farm and farmers quote for our home. Shop around

ithos 11-30-2020 09:55 AM

If you are going to recommend an insurance agentMay I suggest you give some reasons why.

Maryland04 11-30-2020 10:31 AM

I agree Tower Hill is great. We insured five homes in florida with them which included seven hirricans and three roofs, never did we have an increase beacuse of claims.

KRM0614 11-30-2020 10:42 AM

Quote:

Originally Posted by Tmiladin (Post 1867439)
Just bought a house in The Villages and looking for reasonable home owner insurance company. Any suggestions?

Progressive insurance call on your own! Don’t use the villages they will charge you double or more for lesser coverage. You get to define percentage of contents . Bundled car and auto with them. I have a mossy oak and pay 460-/yr

KRM0614 11-30-2020 10:44 AM

Quote:

Originally Posted by rjm1cc (Post 1867812)
Aaa

AAA is too expensive terrible coverage overcharged us for years !

ithos 11-30-2020 11:23 AM

Quote:

Originally Posted by KRM0614 (Post 1868073)
AAA is too expensive terrible coverage overcharged us for years !

I did not have the same experience. Which carrier did they use? I used ASI and it was very reasonable. Now that ASI is owned by Progressive it may be better to call Progressive directly for an insurance quote.

Pairadocs 11-30-2020 12:20 PM

Quote:

Originally Posted by Maryland04 (Post 1868065)
I agree Tower Hill is great. We insured five homes in florida with them which included seven hirricans and three roofs, never did we have an increase beacuse of claims.

Is "Tower Hill" the name of an insurance company ? Or of an insurance Agency ? Never heard of them, but then, had never heard of American Integrity until moving here. They seems to raise premiums a really shocking amount even with a long history of no claims what so ever ! And, they don't have a multi-policy discount like for autos and home ! Is the price of joining the AAA worth it for their insurance ? Do they have many companies (like are the brokers ?) or just one AAA brand company ?

retiredguy123 11-30-2020 12:34 PM

Quote:

Originally Posted by Pairadocs (Post 1868116)
Is "Tower Hill" the name of an insurance company ? Or of an insurance Agency ? Never heard of them, but then, had never heard of American Integrity until moving here. They seems to raise premiums a really shocking amount even with a long history of no claims what so ever ! And, they don't have a multi-policy discount like for autos and home ! Is the price of joining the AAA worth it for their insurance ? Do they have many companies (like are the brokers ?) or just one AAA brand company ?

Tower Hill is an insurance company.

I don't think it is worth joining AAA just for the insurance.

Darlene Lansing 11-30-2020 09:25 PM

Highest quote

Bay Kid 12-01-2020 08:05 AM

How about American Integrity, anyone using them? I'm having a claim with them now.

John_W 12-01-2020 09:56 AM

Quote:

Originally Posted by Bay Kid (Post 1868338)
How about American Integrity, anyone using them? I'm having a claim with them now.

I never had a claim but many have posted on here about problems with claims, they don't approve them ever and rates steadily increase.

I dropped AI (American Integrity) two years ago because in the seven years I had them they raised my premiums five times. I started in 2011 with a CYV paying $505. By 2018 I received a bill for $985, that was a $100 more than 2017. When I looked, they had done five times.

I called AAA to see about bundling with my car, they were only $20 cheaper than AI. Then I called Villages Insurance who was my agent. We talked about ASI (Progressive) but they would not include sink hole. She mentioned Coastal Insurance as one a lot of customers had been switching to. I got it for $575, over a $400 savings and with even better coverage, 10% deductible on sink hole vs 15% with AI. So I switched, year two last July it went up slightly to $615, a $40 increase but I could live with for now.


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