Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#16
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We have sinkhole with Safe Harbor
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#17
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Sink Hole Coverage
I do. Safe Harbor Insurance Co. It is optional, but I chose to take the coverage.
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#18
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Quote:
Allstate has extensive sinkhole coverage with the same deductible as you have on your dwelling The only company I was able to find that did not have a bid deductible |
#19
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I have American integrity insurance through the villages. My rate last year was $605. I received my renewal notice and the price went up to $1178. I have been shopping around and found that many insurance companies won’t ensure a home that is 15 years old that has not had the roof replaced and also if they have not replaced the water heater. I am changing to Farmer’s Insurance this year and am also replacing my 15 year old water heater. My roof was inspected and is still good for now.
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#20
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Quote:
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#21
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Call Dees Insurance Group in Sarasota (941) 306-4524. They are brokers and can check policies and premiums through several companies. Our policy has sinkhole loss coverage with a 10% deductible. It added $110 to our annual premium, but worth it to me for the peace of mind.
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Humility is not thinking less of yourself, its thinking of yourself less. |
#22
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I highly recommend that you get the extra sink hole coverage. We use Progressive. But if I remember correctly they told my husband that they actually go through USAA for the coverage. We've had USAA for auto and they are a good company. Personally I'd try USAA before Progressive. I'm not a fan of Progressive simply because they hassled me for a year after one of their auto policy holders rear ended me. Even tried to get me to release all my medical records to them and I had never claimed to be injured from the accident.
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#23
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USAA, if you are eligible.
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#24
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I was told I did not need it where I am
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#25
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Sinkhole insurance
The legislature changed the law at the behest of insurance companies just a few years ago. Standard homeowner’s coverage for sinkhole damage requires your house to be uninhabitable. Therefore, any damage that doesn’t make it uninhabitable is your problem unless you buy extra coverage - at least that is how it was explained to me. So I went with AAA. It costs extra but does cover sinkhole damage that affects your house even if you can still live in it. Most companies will require a sinkhole inspection prior to giving coverage.
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#26
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Sinkhole insurance
Quote:
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#27
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New Homeowner's Insurance Company
When my HO policy was up for renewal late last year (at about a 25% bump) I shopped around and found "Universal Insurance Company of North America" out of Sarasota. I used the Strassman Insurance Group out of Lake Mary as the agent (407-333-4553). The premium was 40% less than my previous carrier and they stepped up to the plate and popped for a reroof recently. It doesn't get much better than that. I'll re-up with them no matter what.
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#28
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Recently switched from Progressive to Travelers. Better pricing. Ask Village Insurance.
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#29
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Recently switched from Progressive to Travelers. Better pricing. Ask Village Insurance.
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#30
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Get that in writing with signature of agent who told you that
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Closed Thread |
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