Huge increase - Foremost golf cart insurance

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  #16  
Old 06-06-2020, 05:33 AM
Tom52 Tom52 is offline
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OP here, as a follow up to some of the comments, questions. My credit score is well over 800, zero claims for many years on home or auto insurance. Some coverages on Foremost policy:

Bodily injury $250,000 ea person $500,000 ea acc.

Property damage $100,000

Medical payment $5,000 ea person

Uninsured motorist $250,000 ea per, $500,000 ea accident

Collision not to exceed $14,200 less $500 deductible

Other than collision not to exceed $14,200 less $500 ded.
  #17  
Old 06-06-2020, 05:55 AM
wsachs wsachs is offline
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$112 with Allstate
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Old 06-06-2020, 06:19 AM
Bruce Carlson Bruce Carlson is offline
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$140/yr for 2018 Yamaha gas cart and $110/yr for 2015 Yamaha gas cart with State Farm.
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Old 06-06-2020, 06:27 AM
noslices1 noslices1 is offline
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My Golf Cart Ins bill isn’t due for a couple months, but last year State Farm was only $112.00. Try them.
  #20  
Old 06-06-2020, 06:28 AM
dbressette1 dbressette1 is offline
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Go thru your car insurance company, much cheaper
  #21  
Old 06-06-2020, 06:35 AM
bmit16 bmit16 is offline
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Dod you go through The Villages insurance? I noticed when I was eith them after the 1st year each one of my policies went up drastically. I dropped them and went with Progressive. Everytime I added something I got a bigger discount. Eventually I got my golf cart, car, motorcycle and then home all switched to Progressive. I have to have all high limits to meet the minimums for my umbrella policy. I am saving about 600.00 over the Villages policies now.
  #22  
Old 06-06-2020, 06:48 AM
Twoprecise Twoprecise is offline
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Default Switched from Foremost

My Foremost policy went up to $192 with no claims or change in coverage. Switched to State Farm and with same coverage it is less than $100.
  #23  
Old 06-06-2020, 07:02 AM
merrymini merrymini is offline
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Progressive $80 With lots of coverage and with Progressive homeowners. I had Foremost, a Farmers company, and my rate was $180. Dropped them last month.
  #24  
Old 06-06-2020, 07:07 AM
shortstack shortstack is offline
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We cancelled Foremost and are now with All State.I suggest that you shop aground fur better rates. They are out there.
  #25  
Old 06-06-2020, 07:08 AM
JimJohnson JimJohnson is offline
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Foremost $186.00, went to my insurance lady and she canceled Foremost and got me progressive for $70.00. Same exact coverages. Foremost casting fools bait in hopes of getting a guppie.
  #26  
Old 06-06-2020, 07:16 AM
Pedrocarrasco01@yahoo.com Pedrocarrasco01@yahoo.com is offline
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Default I have Allstate

Quote:
Originally Posted by Tom52 View Post
When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?
I pay $50.00 per year for liability and Comprehensive insurance with Allstate I have a 2010/Tomberlin E-Merge plus!!!!!!!!
  #27  
Old 06-06-2020, 07:19 AM
gwelmen gwelmen is offline
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Progressive is cheaper and offers roadside assistance. I switched to them.
  #28  
Old 06-06-2020, 07:26 AM
biker1 biker1 is offline
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Our Foremost policy also increased substantially in cost, about 25%. We switched to Progressive and the saw a drop in the cost from the previous year's Foremost policy.

Quote:
Originally Posted by Tom52 View Post
When i purchased a new golf cart last year the cost for insurance thru Foremost was $153. I got a renewal notice in the mail today and the price for same coverage jumped to $208. That is a 35.9% increase. No claims from my end. Anyone else with Foremost seeing this kind of increase? Can anyone suggest a cheaper alternative?
  #29  
Old 06-06-2020, 07:38 AM
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Bobbie Vayo Bobbie Vayo is offline
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I just renewed mine with the Villages Insurance Co for my 2016 Yahama for $74.00 a year.
  #30  
Old 06-06-2020, 07:39 AM
caljeff caljeff is offline
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Check out Progressive. Mine is $70.00 for very basic coverage.
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