Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#16
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#17
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Truth
Nothing in the insurance replacement industry happens without insurance company approval. The notion that a little roofing company can force an insurance company to pay out money is ludicrous. Everything done is governed by the state of Florida. Filing a suit against an insurance company that doesn’t follow the rules is every homeowners right. Rates will go up every year no matter what you do.
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#18
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Do you think our neighbors are at least going to take us out for a nice dinner? |
#19
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I have to wonder how many of these roofs will need to be replaced again in a couple of years because they were poorly installed by companies that need to go door to door to solicit business.
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#20
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I have to wonder how many of these roofs will need to be replaced again in a couple of years because they were poorly installed by companies that need to go door to door to solicit business.
From what I have seen, ZERO. |
#21
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You may not be happy because so many are getting replacement, but for me the 3 step inspection provides all the legitimacy needed. |
#22
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wj
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#23
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Two people on my block just got new roofs, put on in one day and the homes are only 10 years old. I am not a roof expert, but their old roofs looks like new, and I never saw any repairs done on their roofs, even after the hurricane. I also saw an inspector checking another roof next door. I can see roofs needing replacement after 15 to 20 years, but 10 years. Something stinks.
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#24
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The insurance companies are insuring the whole house, not just the roof. It makes no sense for them to refuse a claim on a roof that is not secure if doing so results in a much larger claim a few months later for water damage inside the house.
The chance of your ordinarily having to make a large claim is remote, so your $1,500 premium per year is enough for them to pay out $12,000 on a new roof every 20 years and still make a tidy profit. Don't worry - they have it all worked out. |
#25
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Yes I have ! I live in Bonnybrook. I have American I. insurance. I was totally stunned when one after another people kept knocking on my door about a terrible storm that hit my village in Feb. I do not remember any "dangerous" or out of the ordinary storm at all and had out of state guests who never notice during their stay. Now, the roofs are going on one after another, no one I've talked to had turned in a claim of knew of a "dangerous" storm until the knocks on the doors started. Will someone PLEASE tell me what the heck is going on ? I have lived in 3 states, never had people come to my door, always had to CALL my insurance company IF I had a claim but thankfully never did. When neighbors elsewhere did have a legitimate claim (neighbors had tree fall on house once, another neighbor in another statel had water pipes burst IN the walls, and BOTH had to CALL their insurance companies, etc.) My friends a few years back here in T V's, experienced this too, probably 5 years now, pounding on doors in their village, talking about the "bad storm", offering to "assist" them in getting a FREE roof ? Does that mean "assist" them in insurance fraud ?? What is all this anyway, can someone tell the truth. Have any of you done this and then found in a year, or two, you get a 20, 30, 40% increase in premiums ? I just don't "get it" and have never experiences anything like this... is it a "Florida thing ?" Help ! ! Everyone around here is just saying "don't be foolish" get your free roof too, we are, we signed up ! ?
Last edited by Ladygolfer93; 05-28-2020 at 03:18 PM. Reason: to make word plural |
#26
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WOW ! Who would ever think ! Do they ever then RAISE your annual premiums ??
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#27
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My thought EXACTLY. I listen to a DETAILED explanation of roofing... all the techniques, nail strips, how many nails to a strip, how each peak or gable must be done and the MANY ways to cut corners because most people only look at a roof like a new "sweater or shirt", "it's really PRETTY, so I want it and it must be fine). So I called my son who is NOT a roofer, but last two years of high school AND in college worked EXTREMELY hard dirty jobs of a roofing contractor. He just laughed and said if he lived "to be 100, he would not run out of ways to explain to me how many poor roofing techniques exist ! Didn't give me much hope of knowing what to do. Will soon be the only person on block without a new roof.... and I just can't take another 65% increase in premiums for this American Integrity ! My "agent" just shrugged, said, hey, rates go UP even though you have not ever filed a claim ! Like, "oh well, not my problem" ??? Nice guy.
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#28
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Amen Amen and..... AMEN ! Too good to be true ? FREE roof ? And even in a community of all adults, it sure looks like people believe someone peddling door to door (?) free roofs is perfectly normal ? What do I know, nothing about the subject but in my life in several states and neighborhoods never experienced any think like it after a REAL SERIOUS actual "storm". I am confused for sure !
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#30
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Closed Thread |
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