Should House Cleaners be Insured?

Should House Cleaners be Insured?

Notices

» Site Navigation
Home Page The Villages Maps The Villages Activities The Villages Clubs The Villages Book Healthcare Rentals Real Estate Section Classified Section The Villages Directory Home Improvement Site Guidelines Advertising Info Register Now Video Tutorials Frequently Asked Questions
» Newsletter Signup
» Premium Tower
» Advertisements
» Trending News
» Tower Sponsors




















» Premium Sponsors
» Banner Sponsors
» Advertisements
Reply
 
Thread Tools Display Modes
Should House Cleaners be Insured?
  #1  
Old 02-05-2019, 09:55 PM
gemscatTV gemscatTV is offline
Member
 
Join Date: Jun 2016
Posts: 33
Default Should House Cleaners be Insured?

Should house cleaners be insured and/or bonded? If so, looking for recommendations for insured house cleaners. Thanks.
Reply With Quote

  #2  
Old 02-06-2019, 12:38 AM
redwitch's Avatar
redwitch redwitch is offline
Sage
 
Join Date: Oct 2007
Posts: 9,024
Default

Should be, but few are.
__________________
Army/embassy brat - traveled too much to mention
Moved here from SF Bay Area (East Bay)

"There are only two ways to live your life: One is as though nothing is a miracle; the other is as though everything is a miracle." Albert Einstein
Reply With Quote
Sponsored Links
  #3  
Old 02-06-2019, 02:18 AM
retiredguy123 retiredguy123 is online now
Platinum member
 
Join Date: Feb 2016
Posts: 1,780
Default

I can't imagine how it would help you, unless they break something that has extreme value. If they steal something, they won't admit it, and the insurance won't do you any good. In either case, you should have homeowners insurance to cover the loss.
Reply With Quote
  #4  
Old 02-06-2019, 05:55 AM
karostay's Avatar
karostay karostay is offline
Gold member
 
Join Date: Sep 2011
Location: Conn/Maine / St James
Posts: 1,426
Default

Why?
__________________
Don't take life Too Serious ..It isn't permanent
Reply With Quote
  #5  
Old 02-06-2019, 06:32 AM
dewilson58's Avatar
dewilson58 dewilson58 is offline
Sage
 
Join Date: May 2013
Location: South of 466a, if you don't like me.......I live in Orlando.
Posts: 3,920
Default

Absolutely................Should have Worker's Comp coverage. If they get injured in your home, you are liable.


I'm not worried about stolen or broken items.
Reply With Quote
  #6  
Old 02-06-2019, 07:34 AM
mulligan mulligan is offline
Sage
 
Join Date: Sep 2008
Posts: 2,591
Default

Quote:
Originally Posted by dewilson58 View Post
Absolutely................Should have Worker's Comp coverage. If they get injured in your home, you are liable.


I'm not worried about stolen or broken items.
That's true unless they are self employed.
__________________
........American by birth....Union by choice
Reply With Quote
  #7  
Old 02-06-2019, 08:57 AM
retiredguy123 retiredguy123 is online now
Platinum member
 
Join Date: Feb 2016
Posts: 1,780
Default

Good luck finding a house cleaner where the company is complying with all of the workers comp insurance, payroll taxes, and labor laws, and the workers are in the country legally. And, where the company has liability insurance and bonded employees. I don't think a company like that could compete. Some may tell you they comply, but try to ask them to prove it with actual current documents.
Reply With Quote
  #8  
Old 02-06-2019, 09:06 AM
graciegirl's Avatar
graciegirl graciegirl is offline
Sage
 
Join Date: Mar 2008
Location: From Ohio, now happily live in Laurel Valley
Posts: 35,742
Default

Here's the reality. If they have to pay to be insured, then your fee will be greater.

Should they be insured?

Should all wives be beautiful?

Should all husbands be rich?

Should all grandchildren be smart?
__________________
I have to be myself, everyone else is taken.
Reply With Quote
  #9  
Old 02-06-2019, 09:10 AM
retiredguy123 retiredguy123 is online now
Platinum member
 
Join Date: Feb 2016
Posts: 1,780
Default

No, yes, no , no.
Reply With Quote
Forgot where i heard this
  #10  
Old 02-06-2019, 10:57 AM
thetruth thetruth is offline
Senior Member
 
Join Date: Mar 2018
Posts: 326
Default Forgot where i heard this

Quote:
Originally Posted by retiredguy123 View Post
Good luck finding a house cleaner where the company is complying with all of the workers comp insurance, payroll taxes, and labor laws, and the workers are in the country legally. And, where the company has liability insurance and bonded employees. I don't think a company like that could compete. Some may tell you they comply, but try to ask them to prove it with actual current documents.
Your gardener can honestly say he is licensed and insured.
He has a drivers license and has the minimum insurance on his car to get plates.
Reply With Quote
Reply

Tags
cleaners, insured, house, recommendations, bonded

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 08:57 PM.