Talk of The Villages Florida - No more cashless businesses

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)

- Current Events and News (https://www.talkofthevillages.com/forums/current-events-news-541/)

- - No more cashless businesses (https://www.talkofthevillages.com/forums/current-events-news-541/no-more-cashless-businesses-346535/)

Quote:

Originally Posted by Two Bills (Post 2287859)

That is a very good point.
Will keep a few quid in my wallet.
Just in case!

You may want to keep some cash in there too.

Quote:

Originally Posted by retiredguy123 (Post 2287754)

The only store that I know of in The Villages that does not accept cash is the Darlin’s Sweet Shoppe in Sawgrass Grove.

I will be boycotting that business and any other cashless business.

Quote:

Originally Posted by Pugchief (Post 2287752)

I find this ironic. Everything I have heard/read in the last 3 years involved moving toward a cashless society. You know, so that every single transaction can be monitored and taxed. And also so that they can turn off your ability to buy things if you don't behave. AKA the CCP model.

Paranoid much?

A few years ago I had a pile of potential Christmas gifts in my hands in a golf store in Sumter Landing. I went to check out and the cashier pointed to a sign on the counter that said “Credit Card Only”. I put the pile on the counter, turned and walked out of the store.

Quote:

Originally Posted by Topspinmo (Post 2287803)

I would have just walked out.

It’s going to come eventually by feds, That way every penny can be tracked.

Quote:

Originally Posted by Boffin (Post 2287751)

Cashless is the way to go.

No!! Cashless is the way to track and control.88

Yet you need cash to buy a lottery ticket.

Quote:

Originally Posted by shut the front door (Post 2287744)

if it passes. I hope it does. I had to whip out a credit card to pay for a $1 bag of chips recently and it did not make me happy.

"Refusing cash payments could become illegal for most Florida businesses in 2024 under legislation sponsored by state Sen. Shevrin Jones, a Miami-Dade County Democrat, and state Rep. Joel Rudman, a Panhandle Republican."

Florida May Stop Businesses from Going Cashless

Quote:

Originally Posted by paulajr (Post 2287877)

So you turned it into the cashier’s problem and caused more work for that person because they were simply following store policy that was apparently prominently displayed.

There is no such thing as “zero chance”.

Quote:

Originally Posted by shut the front door (Post 2287744)

Cash is a problem for a lot of retailers. Even though the CC rate is high, the cost of dealing with cash is even higher. Many retailers have found this out and therefore have stopped taking cash. Many are considering it as the number of people paying in cash continues to decline. Let's face it, with apple pay and google pay, the phone is the easiest way to pay! And the easiest and fastest way for the retailer to collect and report accurate sales since it is all automatic. Makes the lines go faster too!

If they want to go cashless I hope they add that the busyness can't add a fee for using your card.

The government wants their share, and you can't blame them.
Just THINK about all of the tax revenue lost when johnny the businessman doesn't declare the millions made in cash over a 5,10, 20, 30 year span.
Also, if the gov't can curtail cash's importance, JUST REALIZE how that would impact the DRUGS pouring into America.

And, Absolutely correct, What happens when the grid goes out???
Cash is King... and I'm in my early 60's.

Quote:

Originally Posted by MrChip72 (Post 2287781)

Convenience, efficiency and safety is what's behind it. Not some sinister government conspiracy. Most of the world is going cashless since it's antiquated to use cash for everything other than private transactions or flea markets when it's easier and more secure to just tap a card.

If someone steals credit cards you can cancel them within minutes. If someone steals your cash, you don't have much recourse.

You are way under informed

Quote:

Originally Posted by spinner1001 (Post 2287835)

Almost 5% of all U.S. households do not have a bank account. Cash transactions are still needed for millions of Americans as cashless is not a practical option for those less well-off folks without forcing them to use prepaid debit cards.

“Consistent with the results of previous surveys, unbanked rates in 2021 varied considerably across the U.S. population. For example, unbanked rates were higher among lower-income households, less-educated households, Black households, Hispanic households, working-age households with a disability, and single-mother households.”

2021 FDIC National Survey of Unbanked and Underbanked Households

They don't have to carry cash around with them. Once upon a time, there was no electronic fund transfer options, there was no e-banking, it wasn't a thing. So you had to bring your paycheck to the bank to cash it, or to the supermarket and pay a small fee to cash it, or to a check-cashing store and pay a bigger fee to cash it.

But if you have to go somewhere to cash your check, you could deposit it in the bank - and use the corresponding debit card instead of wads of bills in your wallet. Debit cards are accepted pretty much everywhere. They're not as secure as credit cards, but cash is also not as secure. Pickpockets still exist afterall. It's not hard to lift a wallet from someone's pocket or purse if they're appropriately distracted. Plus, with systems like Samsung Pay, Gpay, and Apple Pay, you can load your debit card info to the system and use your phone/smartwatch/tablet to pay for purchases. The fun thing about that, is that it delivers the number disguised as a different number. Thieves will see the disguise, not the actual credit card number.

The problem with "tap to pay" is that many merchants don't use it, including Walmart.

I would almost totally eliminate using cash if restaurants didn't require that you to allow them to take your credit card into the back room. I always use cash in restaurants.