Talk of The Villages Florida - Pre-existing Conditions

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)

- Current Events and News (https://www.talkofthevillages.com/forums/current-events-news-541/)

- - Pre-existing Conditions (https://www.talkofthevillages.com/forums/current-events-news-541/pre-existing-conditions-311131/)

The decision for our healthcare is currently in the Supreme Court and will be decided November 10, 2020. This is alarming. Pay attention and vote!

Quote:

Originally Posted by Boomer (Post 1833599)

(Please pay attention. Pre-existing conditions are on the chopping block, now with Covid as an additional bonus possible for insurance companies.)

It is highly possible, that in the near future, insurance companies -- again -- will be allowed to use pre-existing conditions as their right to deny coverage.

If insurance companies are awarded the unconscionable power to deny coverage for pre-existing conditions, it is not a big leap of the imagination to think that having had Covid 19 could be termed a pre-existing condition.

Why do I think that could happen? — because we do not understand where this virus can take us. But we do know that Covid 19 can sometimes leave very serious, and possibly chronic, health problems in its wake — even after supposed recovery.

I realize that most Villagers are comfortably swaddled in Medicare or good coverage from military retirement or previous employers. But, even so, in this time of overwhelming distraction, it is important to stay informed of what is playing out behind the front-and-center chaos.

Gen X and Millennials and younger boomers who get the virus and recover could find themselves saddled with a pre-existing condition — forever— just for having had the virus — even though nothing else has shown up — yet — after recovery.

Maybe I am overthinking this. Gee, could insurance companies ever even consider reaching into such a pot of gold as Covid recovery as an excuse to deny coverage.

No matter where your loyalties lie, no matter whether you have any younger people in your life to love, please pay attention, stay informed — from a variety of sources.

The ultimate decision to protect or to take away the individual’s right to not be denied health insurance coverage due to a pre-existing condition is in the works — with powerful support to take away that right.

Be careful what you wish (wished?) for.

Cassandra Boomer

Quote:

Originally Posted by retiredguy123 (Post 1833759)

To suggest that people are willing to pay their own way is laughable. The national debt, when divided up among the population is about $94,000 per person. I don't hear very many people, who want to pay their own way, offering to pay off their share of the debt. They are happy to force future generations to assume the debt. This applies to health care and almost everything else.

I'll pay off my share of the debt after all corporations pay something in taxes and billionaires who can afford expensive tax accountants pay something in taxes. an example, my ex, a cardiologist, once took me to court to lower his child support amount. he presented his business records that showed he made very little each year. but he drove an expensive car, just bought an expensive house..and I'm sitting there with my W4 that showed what I earned..with no off sets..people like him do that all the time to keep their tax burdens down...they can write off so much to their businesses..and they keep debt....if off sets income...

"free" stuff is given away all the time to the top 1%....and the trickle down theory is a fallacy...why is everything made in China....because the labor is cheap. the big tax plan that went thru that was supposed to bring so much manufacturing back to the US? the corporations did stock buy backs for the shareholders benefit.

so given a choice, I'd prefer my tax dollars go to provide some sort of minimal health coverage for everyone. and for those who want more, they can buy a supplement.

and it's awfully easy for those of us on Medicare to criticize others for wanting pre-existing conditions covered or that others want something free. Medicare and Social Security pay out more than we pay in, so why don't we say we will just accept the amount we contributed?

when we get rid of all the corporate welfare, then let's talk.

Quote:

Originally Posted by Lindsyburnsy (Post 1837085)

The decision for our healthcare is currently in the Supreme Court and will be decided November 10, 2020. This is alarming. Pay attention and vote!

If SCOTUS remains at 8 and deadlocks with no decision, the lower court ruling that the ACA is unconstitutional stands. You do know that, right? So voting really doesn't matter in this case.

And remember the purpose of SCOTUS is to rule on the constitutionality of laws passed by Congress. If the law is found defective, it is their duty to rule so. It is then up to Congress to either amend the law or promulgate a new one.

Please explain how private insurance is "a lot better" than Medicare. I have private insurance and my wife is on Medicare. We can, and do, see the same Drs. The only difference I have detected is she pays less.

Quote:

Originally Posted by MDLNB (Post 1835492)

I'd be glad to return mine, IF they gave me what I put into it plus the same interest rate that I would have achieved had I invested it. If so, it would be a heck of a lot more than I get now. Too bad they did not think to privatize SS. And I do NOT and have not ever used Medicare. I have and I pay for private insurance, which is a lot better. All Medicare pays for is hospitalization, unless you continue to pay for Medicare B AFTER you retire.

Quote:

Originally Posted by biker1 (Post 1837350)

Please explain how private insurance is "a lot better" than Medicare.

I never paid for my private insurance and I never had any out-of-pocket costs. That's how private is a lot better.

:ho:

If you are on an obamacare plan, perhaps. If you are working and your employer provides health insurance or you are on Medicare, probably not. I am probably one of the few people around here who is actually on an obamacare plan (Florida Blue, the only provider in Sumter County). If you want to know what is wrong with it I would be happy to oblige.

Quote:

Originally Posted by Lindsyburnsy (Post 1837085)

The decision for our healthcare is currently in the Supreme Court and will be decided November 10, 2020. This is alarming. Pay attention and vote!

That is fine for you but the post I responded to said he was paying for private insurance. The question was directed at him, not you.

Quote:

Originally Posted by dewilson58 (Post 1837353)

I never paid for my private insurance and I never had any out-of-pocket costs. That's how private is a lot better.

:ho:

Quote:

Originally Posted by biker1 (Post 1837359)

That is fine for you but the post I responded to said he was paying for private insurance. The question was directed at him, not you.

You should try PM's rather than a public forum.

Nope. I was a perfectly valid question that perhaps others would like to hear the answer to.

Quote:

Originally Posted by dewilson58 (Post 1837362)

You should try PM's rather than a public forum.

Quote:

Originally Posted by biker1 (Post 1837366)

Nope. I was a perfectly valid question that perhaps others would like to hear the answer to.

And that is exactly why I answered and received your snippy reply.

Nothing snippy about it. Your answer was based on not paying anything. The post I referred to said he was paying. Do you now see the difference?

Quote:

Originally Posted by dewilson58 (Post 1837368)

And that is exactly why I answered and received your snippy reply.

Quote:

Originally Posted by biker1 (Post 1837370)

Nothing snippy about it. Your answer was based on not paying anything. The post I referred to said he was paying. Do you now see the difference?

Nope. What's the difference if I pay one dollar or two or zip.......either way, my private insurance kicks Medicare's A.

OK, fine, you and your insurance are wonderful. Is your name Richard Cranium?

Quote:

Originally Posted by dewilson58 (Post 1837372)

Nope. What's the difference if I pay one dollar or two or zip.......either way, my private insurance kicks Medicare's A.

Socialized medicine is fine unless you have an extremely serious disease or one that is not in need of specialized health care providers.

Many people can coast when they are younger because of their good health and promote socialized medicine, but when the rubber hits the road, you need more and better than what socialized medicine gives most people. AND the cost and the wastage are far worse than the cost and wastage in our current American systems. People have to wait and their income tax (Austria for example) is close to 50% for all wage earners.

Quote:

Originally Posted by biker1 (Post 1837373)

OK, fine, you and your insurance are wonderful. Is your name Richard Cranium?

Lovely. Resort to that.