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This is named the Social Security Fairness Act. WEP and GPO was only enacted in 15 states. By repealing these punitive laws public employees in all 50 states are now all treated the same. My husband paid the maximum into Social Security his entire career. He collected SS for two years but sadly died at 67. Because of WEP and GPO I never received another dime, because my pension as a retired teacher was somewhat more than his Social Security. I know many women who stayed home and never worked. When their husbands were alive their household collected two Social Security checks. After his death, the widow collects the larger amount. Now that these acts are repealed, I, too, will receive the widows benefits. No one will be getting two Social Security checks. As an Ohio teacher, my Ohio pension is through the Ohio State Teachers Retirement System. That is what I paid into and that is where my retirement checks come from. Fire fighters, police officers, and many public servants also receive their pensions from other State Plans. If this household also is fully vested in Social Security then they are entitled to receive a benefit. This act corrects an injustice to public servants in 15 states. Congress has been working on it since 2003. It is called the Social Security FAIRNESS Act and was supported by Biden and Trump. Long, long overdue. |
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Then she left that job and continued as you wrote, working and contributing to SS again. If fact, she worked enough under this job to qualify again for SS. Should she be able to collect two SS checks? (If so, I am due for three) Clearly the answer is no. Her SS benefit would be calculated on the totality of her time paying into SS. She would receive one benefit from SS even though she contributed twice. So how is the current situation any different? Instead of putting any money at all into SS it was put into a parallel program. Now when her SS benefit is calculated the system looks at the totality of her time paying SS but also takes into consideration the benefit she is receiving from the program that was used IN PLACE OF SS. She was allowed to avoid paying into SS during that teacher's job because she would be collecting benefits from that program rather than SS. Now that she changed her mind and decided to pay into SS also, the system says fine, collect the benefits IN PLACE OF SS and we'll also allow you to collect SS but only after recalculating for those "IN PLACE OF" benefits. NOTE: These reductions only apply to pensions received from programs where NO SS WAS PAID. NOTE 2: These reductions do not apply to most (any?) private pension systems because those systems did not exempt employees from paying SS taxes. (this is consistent with the govt's CSRS and FERS systems. CSRS did not pay into SS and the reductions apply. FERS DOES pay into SS and no reductions apply) NOTE 3: The WEP system applies to her SS benefits only. Survivor benefits are (were) restricted by GPO. Similar idea though I haven't looked into whether there is an exact parallel with collecting both SS and SS survivor. |
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When does it start
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Where WEP went wrong was for the people who worked for both covered and exempt earnings, but for low wages in both. They got screwed. |
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I have a good friend,Mary, who never worked a day in her life. She receives SS from her ex-spouse. He married two more times. When George died all three wives received an increase in benefits, to George’s amount. Mary’s next relationship was with Bill. He was a retired teacher, and received his benefits through the State Teachers Retirement Plan. Although they weren’t married, Bill named Mary as beneficiary. Upon his death, she began receiving his full amount. I had a 33 year career as a teacher, and because of WEP/GPO I could not collect my deceased husbands SS. Mary never worked a day in her life, she collects two monthly checks, and her retirement income is more than double of mine. This is some of the inequality that the SS Fairness Act addresses. |
Are you sure you were fully vested in your retirement plan after 8 years? More than 10 was required for us.
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Those affected by WEP and GPO are not being "punished" at all, they are/were simply NOT being rewarded for avoiding SS taxes for half of their careers. They were not chosen simply because those jobs were in the public sector, public service and not for a profit-driven company. They were chosen because the DID NOT PAY SS taxes in those jobs. One of my jobs was in the public sector, public service and not for a profit-driven company. I still receive both a pension and (soon) SS retirement. This is the case because I DID PAY SS taxes in that job. |
EXAMPLE: Here is what happened to me. I worked in the private sector before working for the postal service. Once I turned 66, i began collecting my full social security benefits. Once I retired from the postal service I was told they would be cutting my social security benefits by 50%. Now with new bill that passed last week I will be collecting my full social security benefits finally after so many years of only getting half of what I actually earned through social security.
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