For those of you who keep your money under the mattress, in the freezer or other places in the house PLEASE be considerate and post your address, when you will be out for exercise and as does Motel 6, leave the light on.
Thanks, much appreciated!

cash is 'green' & that's always in the safe,,, discretionary/investment funds are different,,, look at AAA's cd's ( the auto club )

We have CD's with CFR (Christian Financial Resources). We have invested with them for about 5 years. They have a 15 month promotional CD at 3% APR as of yesterday. Minimum investment is $25,000. They are in the business of financing/refinancing Church buildings and remodel projects. They have been in business since the 1980's. They also have a ready cash account that pays 1.8% and you have access to the funds at any time as well as CD's up to 10 year term. They are not FDIC insured.

AmeEx HY Savings is down to 1.6%.

This is the time to invest in the stock market. It may still go lower in the next month or two, but the potential for profit is great over the next several years when thinks return to normal. Put you have to leave it in the market for these several years. This is not for the faint of heart. Do not invest if you need the cash to survive.

Excellent reference resource!

Small PA local bank...
 

It gives 2% on checking accounts up to 25,000.00. No limits on # of checks or deposits.

Triple A rated, tax free Municipals; if it is for IRA (which cannot have tax free
 

Triple A rated tax free Municipals; if, it is for IRA, which cannot have tax free items, high rated Corporate Bonds, with early termination dates.

Ohiobuckeye
 

I worry more about every bodies money that’s in bank. Will the govt. step in & start taking money from the banks? Will somebody warn us if the govt. steps in & starts using our Sav.? I always thought if the govt. had their fingers in banks anyway shape or form, they could take it or keep you from getting any of our own money. This is just a thought, but I really don’t think it’ll get that bad. Does anybody have any thoughts about that?

Discover ONLINE 2% compounded monthly.

Then it’s in the bra with the girls

I looked for that but didn't find it. I found only a Discover Online Savings Account, 1.5%, compounded daily, paid monthly.

You are correct, I got an e-mail yesterday from AMEx that they dropped the rate on my account by 10 basis points. Still attractive relative to comparable alternatives.

The Vanguard Money Market Fund is yielding 1.05 percent. Even if you can get an extra 0.5 percent more than that, you would only get an extra $42 per month on $100K. And, then you have to pay income tax on it. Doesn't seem worth moving money around unless there is a substantial gain. Do the math first.

After some research, I found this to be very interesting.